Payment card "Mir": owner reviews, features and services

At the end of 2015, the first national payment system "Mir" was launched in our country. The operator serving it is National System of Payment Cards JSC. It was designed to create an independent money transfer system within the country and abroad in the near future. To date, all major banks issue the Mir card and serve customers on a par with other world-famous monetary systems. Today we will consider not only how such a system works and how it differs from others at the moment, but also find out reviews about the Mir map.

How the national card works

The advantage of the national payment system is that it does not depend on economic and political factors, and nothing can affect its functioning. Among the shortcomings, it can be noted that this system is just starting to work, and it takes time to develop its potential. How does the World map function and what are its purposes?

Opinion of Mir cardholders

It is safe to say that the reviews about the Mir payment card are all positive. Many users of the national transfer system first encountered it when the employer expressed the intention to transfer wages to this card. Since more than 70 Russian banks cooperate with it, potential holders have no concerns.

Like everything new, you always want to try it in action and check the effectiveness. The Mir card had no problems with money transfers, replenishment of a mobile phone account, payment in an online store and grocery supermarkets. Reviews of the Mir bank card, as a domestic product, evoke a sense of patriotism and pride in the country, since it is not inferior in its functionality to Visa, MasterCard, Maestro.

For people who are active on the Internet (purchases, work), it is also important how safe the transfers will be. When making transfers of funds, there were no delays and system freezes. Thus, the feedback from users of the Mir card is positive.

Bonus system of the Mir card

To maximize the development of the functionality and attractiveness of the card among the population of the country, the Mir bonus program was developed. It lies in the fact that when making payments from partners of the payment system, the cardholder is awarded points or miles, which he can then use at his own discretion. According to reviews, users of the Mir card noted that the bonus system is attractive, but how to use it is not yet clear.

In which case the Mir card will not be able to work

As you know, the national payment system is only planning to enter the world market. In order to travel abroad now, it is required to issue a Mir co-badging card, since it will not be able to work in a simple format, as it is now. When it is issued in any bank, the employee will be required to warn you about this. Therefore, there are no reviews about the Mir card from holders who made payments with it abroad.

Among the shortcomings, it was noted that the distribution of the payment system is not as wide as that of its global competitors. Therefore, in small organizations you may be denied service.

VTB24 Bank is a member of the national transfer system

This is one of the first Russian banks to start issuing a national card. Moreover, its release meant immediately 4 options: classic, gold, platinum and "Privilege". These cards are available for use both in free form and on a salary project. VTB24 offers the public to issue a Mir card for use both within the state and abroad in the form of a co-badged one.

The bank's management shared their plans to issue the card. From the end of October to the end of December 2016, it was planned to issue about 350,000 cards for public sector organizations, and by 2018, the annual output is planned to be about 1,400,000 cards. Card servicing is possible in all ATMs of the bank and its partners, where there is a sticker "Mir".

Reviews about the Mir payment system card

The operation of the Mir card, regardless of the financial institution (VTB24, Sberbank, Alfa-Bank, etc.), is not affected by the choice of the bank itself. Accordingly, reviews about the Mir card of one bank practically do not differ from reviews about cards issued by another financial institution. The difference will be only in the nuances of serving the population. All settlement operations are carried out on a par with other similar systems. And it is impossible to meet a review about the Mir card as a card that works worse than MasterCard, for example.

Many are of the opinion that the mandatory transfer of pensioners and employees of budgetary organizations is nothing more than a way to spread the national payment system as much as possible. Someone perceives "coercion" negatively, and someone neutrally. But this does not affect the reviews of Mir card users.

It is pleasant to note that this is the first national system that not only loudly declared itself, but also justifies the expectations, as was originally promised by the President of the Russian Federation. It also aims to become a global money transfer operator. This was noted by the majority of users in the reviews of the Mir payment card.

"Map of the World" from "VTB24"

VTB24 has developed a plastic card based on the Visa payment system. It was created for citizens who often travel by plane or train. Depending on the type of transport (airplane or train), there is a specific card where, after purchasing a ticket, you are credited with miles. Also, when booking a ticket at a hotel, you will be credited with a bonus as a traveler. The advantage of this card is that it is issued free of charge (annual service is paid), free travel insurance is provided for the entire period of validity of credit obligations on the card.

This is a card that allows you not only to replenish your account, but also to take a loan from VTB24. Offered (up to 50 days) like most similar products, providing extra comfort on top of your mileage bonus.