Premium card MasterCard World Beeline. Bank payment card "Beeline": detailed description

V modern world more and more large financial institutions, as well as large companies providing services in various fields, resort to organizing their own payment systems and try to become participants in banking programs as soon as possible, releasing credit and debit cards under their own name on the market. Such cards have a lot of advantages and features, both for the old client of the company and for the new ones.

Here is the operator company mobile communications Beeline decided to acquire a similar solution - Beeline Payment Card. Today we will talk about it in our article.

Payment MasterCard card Beeline can be used by the owner to pay for various goods and services all over the world, including transactions carried out on the Internet, that is, wherever MasterCard bank cards are accepted for payment. At the same time, payment for goods outside Russian Federation takes place at the rate of the Bank of Russia, without conversion fees.

How to get and issue a payment card "Beeline"

In order to become a happy owner of the above card, you need to do one of the following:

• top up the received card in the amount of 100 rubles at a time;
• send remittance to someone;
• pay a loan from any bank in the amount of at least 15,000 rubles.

Beeline payment card is issued only to adults.

Additionally, it is possible to issue a Beeline MasterCard World® VIP-card, while you need to be a premium subscriber of the Beeline operator or simply top up the card at once for 3000 rubles. MTS Money, which has been operating for a long time, can also be referred to similar solutions.

How to replenish a payment card "Beeline"

You can replenish the card without commission different ways:

• in cash at the offices of the telecom operator, presenting your passport and the card itself. A top-up is available at a time in the amount of no more than 100,000 rubles;
• v payment account transfer from your main or any other bank card MasterCard or Visa. Additionally, you can link your card to the payment "Beeline" and then quickly perform this operation;
• in the mobile application. As in the previous case, the replenishment is carried out by money transfer from another card.

How and where to withdraw cash from a payment card "Beeline"

As in any similar organization, cash withdrawals take place at ATMs, in our case, in any that have the MasterCard logo. At the same time, it is not yet possible to withdraw cash from the Beeline card without a commission. Withdrawal from any ATM will cost from 1%, but not less than 100 rubles.

How to find out the balance on the "Beeline" payment card

In order to clarify information about the current state of the account and the history of card transactions, you can use one of the following methods:

• in the payment account;
• in the installed application on your mobile device;
• at the contact center using a predefined code word;
• using a special mobile service "Mobile Payments";
• for 15 rubles it can be done at any ATM that works with MasterCard.

How to apply for a credit limit for a payment card "Beeline"

In order to get a loan to a Beeline card, you need to contact the office of the telecom operator with your passport and a second document of your choice: a foreign passport of a citizen of the Russian Federation, driver's license, certificate of registration in tax authority natural person at the place of residence in the Russian Federation (TIN) or insurance certificate State The Pension Fund.

Credit card Beeline allows you to use the limit for up to 60 days without interest and commissions, but you will need to make a minimum mandatory payment every month.

How to make a payment on a Beeline loan

To do this, you can choose one of the following options:

• contact the company's sales office;
• pay with your other personal card MasterCard or Visa;
• send a money transfer to your Beeline card.

For more information on the card, see the official website of the operator. About extra bonuses and other useful information we will tell you about the map in other upcoming articles.

Beeline debit card in 2018year. They will seem more interesting, of course, to customers using the communication of this operator.

Get a Beeline card

Debit card Beeline, getwhich can be found in any office of the company, in 2018 it is issued in two formats: Mastercard Standard or World. Any citizen who applies with a passport can get standard plastic. To request a World card, you need to be a subscriber of the company and have 500 rubles, which must be deposited into the account upon issue. Having one of these cards, any client has the right to exchange it for a contactless one, the tariffs and terms of service for which can be found on the operator's website.

Contactless card

Contactless cardW orld M astercard Beeline refers to an international product that can be used all over the world. When exchanging, the account balance, accumulated bonuses and other parameters are automatically transferred to the new product. The convenience of the contactless option is a high degree of security, because any payment transactions or using payment terminals are performed by touching - bringing plastic to the device.

Receive Beeline contactless cardit is also possible via the Internet. To do this, you need to fill out an application, and the card will be sent by mail. Delivery fee is 200 rubles.

Card limits

If we consider the tariffs 2018, the limits on the Beeline debit card are providedin such sizes:

• balance on Mastercard Standard or World: up to 100 thousand rubles;
• the balance on the contactless and when you connect the function of generating income for the balance: up to 600 thousand rubles;
• transfer to bank accounts: 1 million rubles;
• cash withdrawal from banks acting as partners of the Golden Crown (by prior ordering the operation via the Internet): 1 million rubles;

bonus program

A debit card in the World format allows you to receive points in the following amounts:

• 1% of the purchase amount;
• 5% of expenses at gas stations, pharmacies and restaurants;
• up to 15% from partners of the company.

Bonuses are not credited for payments via the Internet Bank and mobile app... You can use the accumulated points to replenish your phone account or to receive a discount at the offices of partners or Beeline.

Beeline card profitability

In the office of the company, you can activate the "Interest on the balance" option. This allows you to receive income on the balance under the following conditions:

• 4.6% with a balance of 0.5-15 thousand rubles;
• 5.1% - 15-50 thousand rubles;
• 7.2% - 50-150 thousand rubles;
• 9% - over 150 thousand rubles.

Cost and rates

Beeline debit card tariffs in 2018has very loyal. Any of the Beeline debit card options is issued and serviced free of charge. When withdrawing cash through an ATM, no commission is charged if it comes about the amount over 5 thousand rubles. For a smaller amount, the commission is 99 rubles. Withdrawal of an amount over 50 thousand rubles is not subject to additional payment. You can use devices of any banks.

Transfers to accounts in any banks and card replenishment are free of charge. Internet banking services, SMS informing and mobile application are free of charge.

conclusions

As seen, debit card Beelineacts as a convenient payment tool for the operator's clients. It allows you to receive bonuses and income for the balance, as well as perform the simplest Bank operations free of charge (replenishment, transfer, withdrawal). The tariffs and terms of service for the Beeline 2018 debit card can be found on the company's website.

Mobile operators are constantly expanding their horizons, therefore payment card Beeline has become another discovery from a well-known provider. For its registration, it is not necessary to be the owner of the SIM card of the corresponding mobile operator, however, Beeline subscribers have great advantages in use. However, other participants in the system can also see the merits of the means of payment.

On the this moment Beeline is engaged in the issue of debit cards, which can also be used as credit cards if they are issued accordingly. All of them belong to the MasterCard system and can be used all over the world. Also, all varieties make the holder a participant in the bonus program. In accordance with the rules of the promotion, when paying for purchases and services using a Beeline card, the participant is awarded a certain number of points, which can be spent on paying for certain services and goods in certain stores.

There are 3 types of plastic:

• Standard- a product that anyone can get. Registration is possible to the number of any mobile operator. bonus program charges 1% of the purchase amount.
• World- a tariff available only to Beeline subscribers with bonuses of 1.5% of the purchase amount.
• PayPass- a chip or contactless product that can only be obtained by a Standard or World holder. Bonuses are similar to the Word project.

The main difference between the products is the amount of bonuses accrued, as well as the design. For example, PayPass - name card so a passport is required to obtain it. If the Beeline payment card is used as a credit card, then a second document confirming the identity of the client will be additionally requested.

Card design

The only way to get a Beeline card is to contact the customer service office. This method is suitable for variations of MasterCard Word and Standard, but the improved PayPass must first be registered in the Personal Account payment system, after which it will be sent by mail.

You get Master Card from Beeline within minutes. However, the plastic itself must be activated and the card must be replenished. The top-up amount varies from 100 rubles to 3000 rubles, depending on the type of payment card.

• The start of work is carried out in the telephone mode at the number 88002345755.
• If you postpone activation for more than 3 weeks, you will need to use the line 88007006119.
• Activation is also possible when calling from abroad to a paid number +73833630851.

Benefits of a Bi-card

In fact, the use of the Beeline payment card is accompanied by many restrictions, but basically it is compared with the "Kukuruza", which also has rather strict conditions. When using debit card Beeline you need to know:

• For servicing a bank card, money is not debited.
• The exchange is free of charge.
• The receipt is accompanied by the connection of free SMS-informing about the movement of money in the account.
• Transfer to another card of the same system without commission. The same operation on plastic of other banks is free only for transfers less than 100 thousand rubles, then the commission is from 20 to 1000 rubles at 0.5%.
• Withdrawing funds without commission only up to the amount of 50 thousand per month.

Knowing several options for how to replenish the card, it is advisable to choose depositing money at the Beeline office, since this is one of the few ways free top-up... Also, the commission is not charged for transfers from other cards, but only if the amount is more than 3000 rubles.

3000 rubles is a significant amount for plastic in many aspects.

With a constant minimum balance of 3,000 rubles, the subscriber receives a free connection for calculating interest on the balance on the account. Also, this service is activated in case of monthly expenses for the same amount. The interest on the balance itself is charged monthly in the amount of 3.5 to 7.5% per annum, but there is talk of a possible increase in the rate to 9%.

bonus program

Although each card already has a certain bonus limit, it can be increased up to 15% if you make purchases in certain stores. After activating the card, the client needs to go to the user's personal account and select several "Favorite categories", for which the bonus cashback will increase to 5% per purchase. You can select up to 3 categories at a time. In the section with the names of the categories, you can find a more detailed description of certain purchases that return money.

You can get 15% of the payment if the purchase was made in Beeline partner stores, including the Perekrestok supermarket chain, Apteka.ru and others.

Despite the possibility of increasing the cashback, maximum amount accumulations per month cannot exceed 3000 rubles.

You can spend bonuses to pay for mobile communications, the Internet, purchase a phone and other products in the Beeline office or partner stores. When replenishing mobile communications, there are restrictions on the amount, since it should not exceed 90% of monthly expenses for the last six months. The same system works when paying for other goods.

In April 2014, VimpelCom, better known to consumers under the Beeline brand, launched a new product on the market - a Beeline payment card. The main goal of the innovation is to increase customer loyalty to this operator. Payment card allows users to spend less money to pay for mobile communications and the Internet, save bonus points and receive profitable offer from VimpelCom and its partners.

Beeline payment card is an unnamed instant card MasterCard (MC). It is available in two versions: MC Standard and MC World. The differences between them are in the conditions for receiving and the number of accumulated bonuses.

How to get a payment card

In order to get a Beeline MC Standart card, you need to contact the official Beeline office. When opening the card, you will need to present your passport and add 100 rubles to the account. You receive the card on the day of contact (subject to the availability of cards in this Beeline branch). The money credited to your account can be spent immediately after receiving the card. MC Standart can be attached both to the Beeline operator and to any other operator.

To receive an MC World card, you will need to transfer 3,000 rubles to your account. A passport is also required. MS World can only be attached to Beeline phone numbers.

Benefits of Beeline cards

The main advantages of Beeline cards over competitors include the following factors.

One of the main advantages of Beeline payment cards is the bonus system. For any purchase made using MC Standart, 1% of the transaction amount is returned to your account in the form of extra bonuses. When you pay for your purchase with an MC World card, you will get 1.5% back of the amount spent. You will also receive a bonus 0.5% when paying for cellular communications and 1% when making other payments from your personal account.

Also, bonuses can be accumulated by purchasing goods and services of Beeline partners or goods participating in various promotions directly from Beeline. Thus, you can save up to 30% of the purchase price.

You can spend bonus points to pay home internet, mobile communications or television of the Beeline network. You can also pay with extra bonuses up to 99.9% of the cost of goods and services of Beeline partners and up to 90% from the range of Beeline outlets.

Registration of a credit limit for a payment card

Initially, Beeline payment cards are debit cards. However, if necessary, you can arrange for yourself credit limit in the amount of 15 to 90 thousand rubles. The loan rate is 41.99%, while there is a grace period of 60 days, during which the amount spent is not subject to interest. This service provided by Beeline's partner - Alfa-Bank.
To register the service, the following documents are required:

1. The passport.
2. Driver's license.
3. SNILS.

Disadvantages of cards

The main disadvantage of Beeline payment cards is the fact that this service is provided not by the bank, but by the NSCO (settlement non-bank credit institution) "Payment center". This means that your cash are not protected by anything, and if some kind of force majeure happens, you risk being left without your savings. Therefore, you should not keep large sums of money on these cards.

Also, a small disadvantage is the fact that you can get a maximum of three Beeline payment cards per one passport.

In general, Beeline payment cards are very convenient service... Free receipt and service, coupled with bonus system and the ability to perform loan payments and exchange currency with a minimum commission, make these cards a convenient, functional and generally desirable acquisition, regardless of whether you are a Beeline subscriber or not. The main thing is not to keep big money on these cards.

The Beeline Mastercard debit card offers a lot of interesting things, but it has its own limitations and conventions. Is it worth opening such a card and is it really interesting?

Beeline Mastercard debit card conditions

With a Beeline Mastercard debit card, the account balance has up to 7% of income, up to 5% cashback in your favorite category, it is possible to use plastic for free and withdraw cash without commission at any Mastercard ATM.

It seems to be a profitable product, but there are some nuances.

Interest on the balance

Let's start with interest on the balance. They are calculated depending on the size of the turnover at the following rate:

• with the remaining amount of 500 rubles. - 15 thousand percent will be 0.01%;
• the remainder of 15 - 100 thousand will allow you to get profitable 3%;
• 100 - 300 thousand will provide 4% per annum;
• 300 thousand - 1 million - 6.5%;

Only with the balance of funds on the account in the amount of 1 million rubles or more. the rate will become available - 7%.

And that's not it. In order for the service of calculating interest on the balance to be free, certain conditions must be met (amounts in rubles):

• Maintain a minimum account balance of 3 thousand on a daily basis.
• Top up in a month for an amount of 3 thousand or more.
• Carry out costs for the same amount.

If this is not observed, the service is paid at a rate of 99 rubles / month. Only the first two months are not paid.

How to get cashback

Many banks today offer cashback - a return on the percentage of purchases made with a card.

Beeline offers 1-5% return bonuses from spending (in usual / favorite categories), which can be used to pay up to 90% of the payment only if:

• buying goods in Beeline offices;
• replenishment of the Beeline connection;
• making purchases from a small number of partners. You can specify your favorite categories in the client's personal account.

These are significant limitations.

When paying for purchases from partners, a refund of up to 15% of the cost is possible. Maximum allowable monthly amount bonuses - 3,000 rubles.

Free cash withdrawal

Without commission, cash withdrawals are possible at any Mastercard ATM, but when withdrawing 5 - 50 thousand rubles, otherwise the tariffs will be:

• withdraw less, commission - 149 rubles;
• take more - 2%;
• if you withdraw cash more than 50 thousand per month, you will have to pay 2%, but not less than 199 rubles.

Interest-free cash withdrawals are available at the Beeline checkout, but up to:

• 500 thousand per operation;
• 1 million / month
• at the box office of third-party PKU, 4% will be written off, but not less than 350 rubles.

Profitable cash withdrawals are offered for payroll plastic in the network of partner banks.

How to top up a card

You can instantly replenish the debit Beeline Mastercard from another card with the command * 407 # for clients with android and * 408 # - with IOS.

Replenishment from 3 thousand is carried out without commissions. You can replenish the card free of charge through the Beeline office / terminal of PJSC Credit Bank of Moscow.

Personal account and other opportunities

There are additional convenient services as contactless payment by phone (Apple / Android Pay). It is convenient to top up another card / make a payment through:

• Personal Area on the site;
• mobile application on the phone;
• SMS service.

In it, you can create templates, auto payments for the service fees of the Beeline provider. When the latter is connected, 10% of the payment will be returned to the phone balance within three months.

Tariffs for servicing the Beeline Mastercard

Release debit Beeline World Mastercard will cost 300 rubles, but you do not need to pay for servicing plastic, if you do not use the option of calculating interest on the balance.

SMS informing and others additional services do not require payment.

To open an unnamed instant debit, you need to visit the Beeline office with a passport, where you can also get a free Beeline card with a credit limit.

If you want to get a personalized product with the PayPass contactless payment function, you need to go to your personal account in the Internet Bank and order a plastic exchange.

Is it worth opening a Beeline debit card (reviews)

So, in order for the Beeline debit to be profitable, a number of requirements must be met. Should I open such a card?

Perhaps it is worth opening it for active customers of the Beeline provider: it will be possible to use the operator's services almost for nothing, at the expense of a returnable cashback.

Should you open the card to the rest?

Free service and SMS-informing make the product attractive enough, but common.

There are more profitable similar products on the market with similar options, for example cards:

• Limited from Touch Bank, which allows you to receive up to 7% income on the balance, if base rate 6% (you do not need to pay for the service, unlike a Beeline debit card);
• MTS Weekend also has attractive rates for income accrual of 6.5% and more convenient cashback conditions.

The Beeline debit card has a relatively small percentage on the balance, limited cashback in spending and conditionally commission-free cash withdrawal. It shouldn't be opened for these options.

For the rest, it turns out such a branded plastic, especially interesting for Beeline customers.

Conclusion

The Beeline debit card offers up to 7% of income on the balance, you can replenish your account / withdraw cash without commissions, the service tariff also allows you to use plastic free of charge when replenishing / spending / storing on the balance from 3 thousand rubles. There are many additional promotions / bonuses, but also a lot of restrictions on them.