Check money in Sberbank for authenticity - how much does the verification and recounting service cost

To give the correct answer to the question: how much does it cost to check money for authenticity at Sberbank, you first need to understand the conditions for rendering this procedure, its necessity and the procedure for rendering it to the population.

Modern transactions are often carried out with the transfer of large sums of money. People sell and buy cars, apartments, expensive equipment and at the same time prefer to give money to the seller in cash. Unfortunately, scammers often use this state of affairs and replace genuine bills with fake ones. Today, some financial institutions offer citizens to order verification of the authenticity of each banknote. The service is paid, but as a result of the examination, the client will be sure that the money received is real banknotes and the transaction can be completed. So, let's consider what commission Sberbank takes when checking money and what affects the amount of the fee.

In what cases is the recount and verification of money ordered, and for what purpose is this needed?

The use of cash in settlements, for example, when selling an apartment, between the seller and the buyer can threaten with considerable risks. This state of affairs is connected with the fact that scammers use fakes. The schemes of action can be as follows:

  • performing a full calculation using fakes. As a rule, this option is used with people who have no idea what fake money looks like;
  • mixing fakes with real bills, assuming that the seller does not seek verification from a bank or other institution.

Unfortunately, in such a situation, it is practically impossible to obtain guarantees of the absence of fakes without a special check. To independently determine the authenticity of banknotes, special equipment is needed, which is quite expensive, therefore, many citizens apply for an examination at the bank's cash desk and pay a certain commission for this.

Where in Sberbank to check the money for authenticity?

Participants in financial transactions often wonder if money can be checked for authenticity at Sberbank. The answer is positive. A financial institution offers Russians a similar service and charges a small percentage for the service.

In fact, you can check at any branch of the bank, regardless of the number of banknotes. It is noteworthy that the cashier, at the request of a citizen, can do this completely free of charge, especially when it comes to a small settlement. For examination, bank employees use a special scanner that allows you to establish the authenticity of the bill, determine the presence of watermarks and all the required marks.

What percentage does Sberbank take for checking money. Service cost

The transfer of a large amount of money between the participants in the transaction is not uncommon. To avoid falling into fraudulent schemes, experts recommend checking money for authenticity using special equipment. Similar services are offered by many banks in the country, however, the service is mainly paid. In Sberbank, a commission for checking and recounting money is also provided.

If the amount is significant, then for the service provided, the bank employee is obliged to take a percentage for the service - 0.3% of the amount, but not less than 100 rubles. Some questions are raised by the currency and often customers are interested in what percentage can be used to verify the authenticity of dollars or euros. Here, not an interest rate is set, but a fixed amount of authentication in the amount of 15 rubles per bill. Here everything will depend on the number of banknotes presented, and not on the amount. Summing up, we can conclude that the cost of checking money for authenticity at Sberbank is quite affordable for customers, but you should be careful about the nuances, such as the number of banknotes or the size of the amount provided for verification, in order to prevent a serious overpayment.

Alternative ways to check money

Having found out how much the service costs in order to check the money in Sberbank for authenticity, it is worth understanding the existing options for conducting an examination. The proposed methods can be used taking into account the current situation. So the options might be:

  1. Use special equipment. This option is suitable for persons who do not have the opportunity to contact the bank, but the intermediary has special equipment. The procedure is carried out free of charge, but the device itself is very expensive; it is not worth buying it for a one-time check.
  2. Contacting the bank. Many financial institutions provide such services, however, in order not to get into a mess, you should first familiarize yourself with the cost of verification. Two factors can affect the final amount: the total amount and the number of notes. Usually banks charge 0.5-1% of the amount, but this option is very expensive.
  3. Open a bank account. Despite the duration of registration, the money verification service will be available free of charge. The operator will be obliged to check the transferred money for free and the only amount that will need to be paid is 50 rubles for registration.
  4. Use an ATM. This option is very convenient and simple. It will take plastic and cash. It should be emphasized that finances are deposited into the account without commission and interest charges. The scheme is simple: put money into the bill acceptor (separately). If the banknote is counterfeit, then the ATM will not accept it.
  5. Online currency check. Foreign money is distinguished by serious protection and fakes are usually difficult to distinguish from the originals. To do this, you should definitely contact the bank, where specialists will conduct a full examination.

In conclusion, it should be emphasized that in order to exclude fraud and fraud, it is worth checking the authenticity of banknotes in a specialized institution. The cost of the service at Sberbank is very affordable compared to other similar institutions.