Transfer from Alfa-Bank card to Sberbank card. Step-by-step instruction.

If you urgently need to transfer money from an Alfa-Bank card, this can be done in several ways. It is very convenient to carry out the operation, because you do not need to go to a bank branch and stand in line there. You only need to know the recipient's card number. Transferring money from Alfa-Bank to a Sberbank card can be completed in a couple of minutes, even if the cards belong to different types of payment systems.

The service of such a transfer is available to users at any time of the day. To make a transaction online, you need to know:

1. recipient's card number. Consists of 16 or 18 digits on the front side of the Sberbank card;
2. month and year of expiration of the sender's card;
3. secret code cvv, consisting of three digits, which are located on the back of the card;
4. the amount of the transfer and the phone number (the phone is required in order to receive an SMS with a confirmation code).

After clicking the "perform transfer" button, the money will be with the recipient in about a few minutes. Usually - no more than half an hour, and the execution time will depend on the issuing bank.

Ways to transfer money

In order for money from your Alfa-Bank card to be sent to the recipient, you can use several possible methods. This is an online transfer (through the Internet bank), using a mobile application, through a transfer from the Facebook social network (application "Transfers from card to card") or by contacting the bank's cash desk.

Transfer through a cashier implies the need for a personal visit to the bank. It will be necessary to capture documents confirming your identity, then fill out a small application for transfer, where you indicate the desired amount and details of the recipient. Then it remains to present the card and the operator will transfer the required amount.

Operations using Internet banking

To use the service, you will need to perform a number of actions:

• log into the Internet bank using a computer connected to the Internet;
• then you need to select the section " Money transfers » and select point from map to map ;
• in the window that opens, you will need to correctly fill in all the fields with personal data, and then check them. Mandatory fields to fill in are: recipient's card number, CVV, expiration date of the sender's card and his card number, as well as the transfer amount .

Next, you will need click on send money button , then in a special field enter the confirmation code sent to the sender on the mobile. The commission amount will be calculated automatically by the system and shown to the user on the screen. Further, if the transfer operation is confirmed, the money will be withdrawn from the account immediately at the time of the transaction.

Commission

All transfers between Alfa-Bank cards are carried out without commission. For transferring money to a Sberbank card, you will need to pay 1.95% (but not less than 30 rubles), and if the transaction needs to be performed in the reverse order, 0.5% of the amount will be charged from the sender .

Transfer limits

Also, in the process of money transfers, there are limits specially set by the bank.

• At one time, without taking into account the commission, a maximum is allowed to transfer no more than 75 thousand rubles.
• For a calendar month, you can make transfers for 500 thousand rubles, taking into account the amount of the commission.
• One Alfa-Bank card is allowed to make 50 transactions per month.

Transfer through Alfa-Bank to a Sberbank card is carried out using 3DSecure technology to ensure maximum security of all transactions via the Internet and mobile application. That is why, in order to make a transfer, you will need to enter a one-time password, which is provided by the card issuing bank.

The same confirmation SMS message must be used when transferring via SMS. This ensures the reliability of the transfer and confirms the fact that the transaction is performed by the card and mobile owner himself.

Some subtleties of the operation

A transfer to a Sberbank card can be made in rubles or dollars, but money cannot be transferred to a corporate bank card. In addition, it is also impossible to transfer the amount from an Alfa-Bank credit card. The client must familiarize himself with all the rules for conducting transactions, limits, tariffs and commissions.

If the transfer was completed successfully, but for some reason the sender wants to revoke it, then this cannot be done. It is almost impossible to make a mistake in the recipient's card number, because the system carefully checks the entered data and in case of discrepancies, the payment simply will not be sent.

Funds are transferred to the recipient's account automatically, and there is no need to come to the bank branch to receive the transfer. If the account currency of the card with which the client is trying to make a transaction does not match the currencies of both cards, then the conversion will be automatically performed according to the current rate.