Commission when transferring from a Sberbank card to a card of a Sberbank or another bank
Today, more and more often you have to pay with non-cash money, and the commission when transferring from a Sberbank card to a card is a frequent question that arises among the majority of the Russian population. In addition, it is often difficult to understand how much you will have to pay extra if the recipient of the payment belongs to another financial and credit organization. Let's try to figure out a difficult problem that may arise, for example, when paying for a child's education at an art school or university, buying in an online store, purchasing a comprehensive gym membership, etc.
Basic translation methods
In the department with the help of specialized operating and cash personnel. Suitable for those who have not yet mastered all the intricacies of interacting with ATMs. It is important to take into account that when transferring funds abroad without a personal account, 1% will be charged, while the minimum is 150 ₽, the maximum is 3000 ₽. In practice, the term of receipt is the longest.
At the bank office through numerous payment terminals. It is convenient if a person lives or works nearby and does not want to remember complicated username and password for applications. Very short transaction period.
Through remote services (RS): Sberbank-online or mobile banking. Meets the requirements of the modern pace of life, is available anywhere where the Internet catches. Almost instant completion.
Commission when transferring from a Sberbank card → to a Sbercard
Here everyone will be pleased that money is transferred from a Sberbank card to a card without commission. This applies to both your cards and credit transfers. But there is a pitfall: to be credited to debit cards of recipients from other cities of the Russian Federation, you will have to pay 1% (but ≤1000 ₽) in remote services and terminals, and 1.5% (but from 30 to 1000 ₽) in a branch with the help of an employee . Moscow and the Moscow region are not considered different settlements.
Limits on the total volume of transfers per day
Set for all clients from 0:00 to 24:00 Moscow time. It is better to take them into account in advance if you need to send a large amount on time.
Such ruble transactions can be carried out by individuals only through self-service devices installed in Sberbank offices or scattered around the city, and Internet applications.
301000 ₽ for plastics:
— Visa: Gold, Platinum, Infinite.
— MasterCard: Gold, Platinum, World, World Black Edition, World Elite.
201000 ₽ for: Visa Classic, MasterCard Standard.
101000 ₽ for:
— Visa: Electron, Electron Momentum, Classic Momentum.
— MasterCard Standard Momentum.
Maestro, Maestro Momentum.
Transfer from Sbercard → to the Card of another issuing bank
Regardless of whether the transfer is made to the client of VTB, VTB 24, RosselkhozBank, Tinkoff, Gazprombank, Alfa-Bank and others - for all third-party banks, the Sberbank commission for transferring from card to card is 1.5% (and ≥ 30 ₽). To successfully complete the transfer of money, you need to know the correct sequence of numbers on the recipient card and use an ATM or Internet service.
It is worth noting that when making a reverse transfer, the commission percentage may change, depend on the tariff, or be completely unprofitable.
Limits on the amount of transfers
Similarly to the above, the time zone of the Russian capital is used. Actions are performed independently: remotely or through the terminal
For Visa, MasterCard:
For one operation - 30,000 ₽.
For a day - 150,000 ₽.
For a month - 1.5 million rubles.
For Visa Electron and Classic Momentum, Maestro, MasterCard Standard Momentum:
One operation - up to 30,000 ₽.
24 hours - up to 50,000 ₽.
Month - 1 500 000 ₽.
Transfer from Sbercard → to the current account of a legal entity
All organizations, including budgetary, state non-budgetary funds (for example, pension, social insurance or investment). Commission through the terminal or RS - 1% (and ≤500 ₽), when contacting a bank employee - 2-3% of the amount (and ≤2000 ₽).
Providers of housing and communal services, telephone cellular communications and the Internet. Independently in the terminal or online - 1% (but not more than 500 ₽), when contacting a cash register specialist - 1-3% (maximum 2000 ₽).
Credit settlements with the bank - no commission deductions.
For the purpose of charity - no additional fee is charged.
Be careful, a commission for transfers from a Sberbank credit card - 1% (maximum - 500 ₽) is charged in the first two cases described in this section. Payment can only be made through Sberbank-online. Other operations cannot be performed.
On the net, you can find descriptions of allegedly successful transactions from a credit to a debit savings card, but at the moment this is prohibited by the bank - borrowed funds are used only to pay for purchases. If you have any questions, for more detailed information, it is better to contact the Sber hotline. For other banking institutions, the situation may be different.
Transfer from Current Account → to Sbercard
Usually, such operations are performed by employers to pay wages to the employee's salary card/account. The employer company concludes an agreement with the partner bank, which sets out the terms of cooperation, including tariffs that do not affect the amount of wages.
Transfer from Current Account→ to Current Account
Basically, the accounting departments of legal entities of various specializations and organizational and legal forms interact with each other.
Tariffication may change from time to time, but the most up-to-date information is always available on the website https://www.sberbank.ru. You should also carefully read the system messages when paying through applications, a terminal or online, which are displayed on the screen and warn about the percentage of commission charged.
The question “Fee for transferring from a Sberbank card to another card?” Was discussed in detail above, we hope that now it will not cause difficulties and help save money if several calculation options or payment methods are offered.
