How to transfer money from card to card? Ways to transfer money

You can transfer money to a card from the accounts of various organizations, individuals and cards of a particular or other bank. To transfer money from one payment system to another through services such as "mobile bank" along with "savings bank online" and so on, you only need the number of the payment instrument to which you want to transfer money. In the case when it is necessary to transfer funds to a card, for example, of Sberbank through another financial institution, all the details may be required, namely the BIC, the branch in which the card was issued, the card account number, and so on. All of the listed details can be easily obtained from an employee at the bank's office, and, in addition, from hotline operators or in your personal account in the service. We will learn how to transfer money from card to card, and also find out what other ways to transfer money.

Internet banking

The transfer of funds from one payment instrument to another through Internet banking is very popular. This option involves a non-cash transfer of funds between cardholders. Money from card to card via the Internet goes very quickly. In this case, the user will need to perform a number of the following actions:

Log in to your personal account by entering your password and login.
In the section called "operations", then you should select the account with the card number from which the money will be transferred.
Then the card number is indicated, on which the receipt of funds is planned.
You need to confirm your intentions by clicking on "ok".

Thus, thanks to the method described above, you can easily transfer from a card to another without even leaving your apartment or office.

How else can I transfer money from card to card?

Mobile app

How can you transfer money in situations where there is no computer at hand, and the nearest terminals are far enough away? In such cases, the solution to the problem can be carried out through the application on the mobile phone. For example, "Yandex. Money" transfers funds from card to card instantly.

Sberbank provides the Mobile Bank program, which allows you to transfer money to a card even without specifying its number. Thanks to this, it became possible for users to use the function of transferring money through a mobile phone. This method is simple, as it is considered the most popular among bank card holders.

How to send money from card to card via SMS?

All that is required of a person is to send an SMS message to a specific number. For example, for Sberbank customers, you need to send a message to the number "900" with the short text "transfer", be sure to indicate the recipient's phone number along with the amount of the monetary transaction. You can transfer money from a Sberbank card to another in one movement.

After a couple of seconds, money should be received on the card of persons - the owner of the specified phone number. It is important to note that banks do not charge commission for such transactions. True, you will need to pay the cost of an SMS message in accordance with the tariffs of your mobile operator.

Consider a few more ways to transfer money from card to card.

Bank office

Depositing money to the card is easy to carry out with the help of a bank employee. All that is required for this is to contact the nearest branch, providing a passport with the number of the card to which the money is planned to be deposited.

Transfer of funds with a commission

There are, in addition, methods of transferring funds, in which it is impossible to avoid paying a commission. These include the following options:

You will have to pay a commission if you use the services offered by a third-party bank. At the same time, it is important to take into account that the payment of the commission in such cases is calculated according to the tariffs of the financial institution in which the funds are transferred. In addition, the client must have with him all the necessary details of the bank branch in which the card was issued. The time it takes for the money to be credited to the account, as a rule, is from two to five business days.
In situations where money is transferred to a third-party region, a commission is charged in accordance with the tariffs of the financial institution at the time of the operation.

You can transfer money from card to card in another way.

Alternative ways to transfer funds

In addition to transferring money from one payment system to another, funds can be transferred to your payment system from various third-party accounts, for example, from Qiwi, WebMoney, and so on. Let's learn more about these methods.

Transferring funds from WebMoney to a card

There are two ways to transfer money from the WebMoney service to your card:

By sending money to the bank through its own service "Banking-WebMoney".
By using another online service that provides similar services.

At the same time, it is worth noting that its own service is much more economical, as it charges a small transaction fee of one percent, allowing you to withdraw money not only in rubles, but in euros and dollars. Third-party services also charge an additional fee for withdrawing funds to the card and, in addition, provide the ability to transfer WebMoney to their payment system exclusively in rubles.

But still, transferring money from a card to a Sberbank card is the most popular.

Transferring a pension to a card

An application for changing the method of pension payment should be submitted to the client service of the Pension Fund according to the place of residence. This is done in person or by mail, and, in addition, through a legal representative on the basis of a signed power of attorney. The application must indicate the full details of the received card. In the event that pension payments were previously made to a deposit account in a particular bank, it is enough to sign an order to inform the Pension Fund about a new option for receiving a pension.

Transfer by card number

In the Yandex.Money wallet, card-to-card transfers are quite simple. It is enough to indicate the card number and the amount.

One of the convenient ways to use bank cards is that you can always replenish your own or someone else's account using only one number. Thus, a money transfer can be made through electronic terminals or various ATMs and Internet services, using special services for performing transactions between bank cards. It is best to make transfers between instruments of the same payment system, for example, Visa, MasterCard, and so on. It is important to note that in order to make such transfers, the cardholder only needs to know the sixteen-digit number that is indicated on the front side.

This is how money is transferred from a card to a Sberbank card.

Transferring WMR to a card

For example, if you have any Sberbank card, you can transfer WMR to it. WMR - signs of the WebMoney system, which are equivalent to the Russian ruble. The easiest way to do this is to click on the WMR wallet and select the option "transfer WMR" from the menu, and then click "to bank". After the described procedure, the browser will display the service order page, in which you will need to enter the full details of the card to which the money transfer is planned. After specifying the details and sending the corresponding application to the WebMoney address, an invoice will be sent with the assignment of the rights of claim. This invoice will need to be paid, but before that it would be better to double-check all the card details in the purpose of payment.

Translation from "Kiwi"

There are two ways to withdraw funds from the Qiwi wallet account:

Through the card number.
With bank account details.

In order to transfer money, you need to go to your personal account on the Qiwi website and select the "transfer" tab, and then click "payments and transfers". In the event that it is necessary to transfer to a specific bank card number, then it should be indicated in the appropriate line. And for a transfer to an account, you need to provide the BIC of the bank along with the initials of the sender, his date and place of birth. The commission for transferring money from card to card depends on the method of transfer.

Finally

Thus, the transfer of cash to the card is possible through ATMs equipped with banknote receivers and electronic terminals, as well as in branch offices or from managers who are authorized to receive funds. In order to deposit cash at the bank office without using a card, you will definitely need to present your passport. Cash deposits to the card account are also allowed in other payment system terminals, but one should not forget about charging an additional commission. In addition, the transfer of cash to the card is also possible at the Russian Post office.

We looked at how to transfer money from card to card.