9 banks that issue profitable loans to pensioners under 85

The most tasty borrower age for banks is 24-45 years old, that is, they are solvent and have already achieved good career growth with a stable salary. But there are banks and other organizations that issue favorable consumer loans to pensioners, usually up to 70-75-85 years old. We have collected for you 9 banks and express loan services, where even those who do not work, but only receive a pension, can take cash.

Banks and MFIs lending to pensioners over 65

In different regions, there are different profitable banks with preferential conditions for pensioners. In the south of the country, in Rostov, Astrakhan or Krasnodar, contact Pervomaisky Bank, in Moscow and the region - Interprombank, and you can get 100,000 rubles per year at a rate of 8.9% at Sovcombank in any city where there are its branches, that is almost throughout the Russian Federation. A free loan up to 15,000 is in CreditPlus, and the largest amount in an MFI is in Mig Credit.

Sovcombank - 8.9% and 100,000 on the day of circulation

Amount: Up to 100,000 rubles;
Interest rate: from 8.9%;
Term: a 12 months;
Age: up to 85 years;
Set of documents: passport + SNILS.

Sovcombank has a profitable pension loan program with a rate of 8.9% per annum, and is almost the only bank where pensioners can take out a loan up to 85 years old only with a passport and a pension certificate. He also gives out cash to other borrowers without a certificate of income.

Gazenergobank - more than 1 million rubles. by passport

Amount: Up to 1.3 million rubles;
Term: Up to 5 years;
Interest rate: From 11.9%;
Age: up to 70 years;
Set of documents: according to the passport.

Gazprombank does not have a very high maximum age at which a pensioner can take a preferential consumer loan, but it is issued only with a passport and you can get a large amount of up to 1.3 million rubles. But you should apply only with a good credit history and no delinquency on current loans, if you do not want to be refused.

SKB-bank - 11.9% without debts and delinquencies

Amount: From 51,000 to 1.3 million;
Term: Up to 5 years;
Interest rate: From 11.9%;
Age: up to 70 years;
A set of documents: passport, SNILS + proof of income.

It also issues cash loans to pensioners only up to 70 years old, but requires a good credit history. With delays, you are likely to get rejected. But on the other hand, no additional documents will be needed except for a passport and SNILS and makes a decision on the application on the day of application. True, for a low rate, they will require a 2-personal income tax certificate.

Interprombank - pension loan from 12% in Moscow

Amount: From 45 thousand rubles. up to 1 million;
Term: From six months to 3 years;
Interest rate: From 12%;
Age: up to 75 years;
A set of documents: passport + proof of pension and registration.

Willingly issues profitable loans to pensioners under 75 from 12%, but there are several important conditions. Most importantly, this is only for residents of Moscow and the Moscow region. You must have a temporary or permanent registration in the capital - the bank will check this. You can receive a pension not only by age, but also by length of service.

Pervomaisky — up to 7 million from 14.9%

Amount: Up to 7 million;
Term: Up to 5 years;
Interest rate: From 14.9%;
Age: up to 75 years;
Set of documents: according to 2 documents.

In the southern part of Russia, for example, in Krasnodar or Rostov, pensioners under 75 can also take cash on credit at a favorable interest rate of 14.9% with a guarantee of this rate. To do this, contact Pervomaisky Bank, having issued and received a preliminary decision today. In addition to the passport, you will need a second additional document, for example, a pension certificate.

Your Money - up to 75 years up to 1.5% per day

Amount: From 1,000 to 25,000;
Term: From 1 to 30 days;
Interest rate: Up to 1.5% per day;
Age: up to 75 years;
A set of documents: only a passport.

Of the advantages - a relatively low loan rate for an MFI and a quick decision to receive money. To obtain a loan, you will need a bank card of any bank, for example, the one to which you receive a pension (money will be transferred to it), as well as a cell number for an SMS confirmation code.

Mig Credit - instant loan by passport

Amount: From 3000 to 99500;
Term: From 3 days to 48 weeks;
Interest rate: From 0.27% per day;
Age: up to 75 years;
Set of documents: your passport.

The lowest interest rate among MFIs in Mig Credit starts from 0.27% per day. They transfer money to a card or Unistream or Contact transfers, you can pay it off in the same way. The first time they can issue up to 55,000 rubles, in the next you can count up to almost 1,000 thousand. Plus, a long loan term, although in MFIs it is better to pay off the sooner the better. There are preferential pension programs.

Can you get a loan if you are not working?

Yes, Sovcombank or Interprombank issue profitable preferential loans, including to non-working pensioners. But you may be required to provide information on the amount of your pension. The higher it is, the better conditions you can get. And for MFIs, work is not needed at all.

Who is more willing to issue pension loans

Banks that have special offers specifically for this category of citizens. These are Sovcombank, Gazprombank, Sberbank and many other large banks. It is better to find out in advance where there are preferential loans and apply there. You can also go to the bank on whose card you receive a pension. But remember that Sberbank (namely, it issues pensions to most pensioners) is far from the lowest percentages.