10 places where you can get an urgent loan on the same day you apply

If you urgently need cash, it would be good today, and ideally yesterday, you should go to those banks that issue urgent loans right on the day of application. Ideally, of course, so that only with a passport or at least 2 documents, and without a certificate of income, but if you are ready to provide this data, then there will be more choice. We have put together a list of 10 places for you, which will take from 5 minutes to several hours from receiving cash.

Banks in which an urgent loan will be issued today

In banks, the most favorable percentage in the ICB is 10.9 and Raiffeisen 10.99%, but in the second only if you apply for a financial protection service. And the application is considered for a long time, several hours. It is more profitable to quickly take in the Renaissance at 11.3% or in the OTP at 10.5%. There are also the largest amounts that a borrower can count on. ICD draws up only according to the passport and from the age of 18. The minimum percentage of failures in the Renaissance, and completely without failures - 3 MFIs, including those with interest-free first loans in Monez.

How to get a loan faster

To get started, here are some tips on how to get a loan as quickly as possible. Some things will need to be done in advance, and some in the process of filling out the application.

Gather all the necessary documents. The more there are, the better. If possible, take a 2-NDFL certificate from work and a certified copy of your employment or contract (to confirm the length of service and income, as well as increase the chances of approval).
Only reliable data. If you want to receive cash, indicate everything as it really is. And past delays, and your experience, and place of work - all this will be checked, and if they see that you are deceiving the bank, you will receive a 100% refusal.
Apply in the morning. It’s trite, but in order to have time to get a loan urgently in 1 day, it’s better to start early so that bank employees have time to consider it, make a decision and send you an SMS. And you - to get to the bank with the necessary set of documents and draw up an agreement.
Contact your bank. Do you receive a salary on a card of a certain bank? Do you have a contribution somewhere? Have a credit or debit card? Try to get a loan there. Banks always offer their clients more favorable conditions, process applications faster and approve them much more often.

Banks that issue loans on the day of application

If you have no delays and there are not small ones, then for a start you should apply for money to banks, and then look for other options - if you were refused. Here is a list of those who will consider your application as quickly as possible and issue cash.

Alfabank - fast and low interest

Amount: From 50,000 to 4 million;
Term: From 1 to 7 years;
Interest rate: From 10.99%;
Age: 21-65 years;
Documents: 3 documents + income statement.

Alfabank is a good, reliable bank that you can go to if you have a good credit history. He also often offers great deals to his customers or employees. If you receive a salary on the card of this bank or have its debit or credit card, feel free to contact.

Renaissance Credit - according to the passport, in 1 hour and without refusal

Amount: up to 700,000;
Term: 2-5 years;
Interest rate: from 11.3%;
Age: 24-70 years;
Documents: 2 documents.

Bank customers can apply from the age of 20, the rest - from 24, including. This bank does not require a certificate of income, but if you want to get a loan right on the day of applying, it is better to take it with you and increase the likelihood of approval and the speed of consideration of the application. The mechanism is simple: send an application, receive confirmation in SMS and go to the bank to sign an agreement and withdraw money.

Home Credit - a large amount on the day of treatment

Amount: From 10 to 1 million rubles;
Term: From 1 to 7 years;
Interest rate: From 10.9%;
Age: 22-64 years;
Documents: 2 documents.

Home Credit is ready to issue urgent loans to both old and new customers. And if the new ones need to bring two documents and it is desirable to provide a certificate of income, but the old ones will have more favorable conditions and the possibility of registration without certificates and only with a passport.

It works in a similar way: you wait for the call of the employee after filling out the application, agree on the time of arrival at the bank and go there with the documents for the money. To have time to take the day - send an application in the morning.

ICD - quickly, 1 document each and from 18 years old

Amount: From 750 tr. up to 3 million rubles;
Term: From 1 to 5 years;
Interest rate: From 10.9%;
Age: all over 18;
Documents: Russian passport.

Issues loans from the age of 18 on a daily basis. In the morning they submitted an application, within an hour it was considered by the bank employees, and after lunch you can already go to the branch, sign the contract and receive the approved amount in cash.

Under the “credit holidays” promotion, you can pay reduced payments during the first three months - this allows you to reduce the financial burden at the initial stage.

They do not require anything other than a Russian passport. No income certificates, no additional documents, no insurance are needed.

MCB specializes in fast express loans for passports, cooperates with the self-employed, arranged informally and even with a good history. With debts, and a low credit rating - most often they refuse.

ATB - urgent passport loan

Amount: Up to 700,000;
Term: From 13 months to 5 years;
Interest rate: From 9%;
Age: 23-65 years;
Documents: only a passport.

ATB (Asia-Pacific Bank) is more common in the Far East and Siberia, but there are branches in the capital where you can get an urgent loan in Moscow with a passport without bringing any additional information and documents. And they ask for work experience of only 1 month.

OTP bank - day to day even with a bad history

Amount: Up to 1,000,000;
Term: Up to 5 years;
Interest rate: From 10.5%;
Age: 23-65 years;
Documents: passport + certificate of income.

OTP Bank is ready to issue you a consumer loan quickly and on the same day only if you have been working at your last job for more than 3 months and receive a normal salary (from 10,000-15,000). And you can confirm this with a certificate of income and a certified copy of the work book.

Raiffeisen - more than a million already today

Amount: Up to 2 million rubles;
Term: Up to 5 years;
Interest rate: From 10.99% (with financial protection service);
Age: 23-70 years;

And if you need a consumer loan for a large amount of more than a million rubles, then you can send an online application to Raiffreisen Bank. He is ready to offer up to 2,000,000 for 7 years, but requires a good credit history.

You also need more than six months of experience at your job and an appropriate salary (from 10,000 in the regions and from 15,000 in St. Petersburg and Moscow).

3 MFIs where you can get money in 5 minutes

If you don’t have a good enough credit history for banks and you have already been refused several times, and you need cash right now, the only option left is to contact MFIs (microfinance organizations) or express loan companies. They issue fast loans more loyally, but their interest rates are several times higher than in banks. Plus small amounts and terms of crediting.

Honestly - instant passport loans

Amount: From 3,000 to 30,000;
Term: From 5 to 30 days;
Interest rate: From 1% to 1.5% per day;
Age: 18-65 years;
Documents: only a passport.

A reliable and proven MFI that issues urgent express loans with just 1 document with online registration. From filling out an application on the service website to receiving money on a bank card - only 15 minutes. Almost instantly, but high interest rates.

MoneyMan - online loan in 10 minutes

Amount: From 1500 to 70,000;
Term: From 5 days to 18 weeks;
Interest rate: From 0.76% per day;
Age: 18-70;
Documents: only a passport.

One of the largest microfinance organizations in Russia. It also issues urgent microloans online using a passport, without certificates and other documents. You can get it online to a bank account, card, Yandex money or by transferring Contact, and pay it off using the same methods. Relatively low percentage for MFIs.

Moneza - long-term loans in 5 minutes

Amount: From 5,000 to 30,000;
Term: 30 or 60 days (1-2 months);
Interest rate: First loan - is free! The second - 1.5% per day;
Age: 20-65 years;
Documents: passport + certificate 2-NDFL.

Promotion - the first loan in Moneza at 0%. If you have not contacted them yet, you can get up to 15,000 for a month and give exactly the same amount as you took,. It issues quick loans online by all standard methods - a card or an account, Yandex and Qiwi money and Contact transfers. The loan is repaid in the same way. The advantage is that you can take it for a longer period than in other express loans - up to 2 months instead of the usual 30 days. And the interest rate is reasonable enough for such companies.