Why do I need a PayPal account when shopping online? Benefits of PayPal Registration

Recently, more and more Internet users are beginning to shop in online stores. At the same time, they often ask a lot of questions: how to choose goods, how to reduce risks, how to return or exchange goods, how to pay for goods in an online store, how not to lose money, and many other terrible "how ...".

This question is actually not easy, and if you are just starting your journey as an online shopaholic and don’t know much about it, we advise you to first spend at least a little time studying information on how to buy online.

Today we will consider the issue of the PayPal service (in Russian it is called "Paypal" or "Paypal"), why paypal registration is needed, how to pay through paypal, etc. The reason for writing this article was Catherine's appeal through. She asked the question: “How to open a PayPal account and is it a profitable payment method?” Let's start with the second point:

Is PayPal a good payment method?

as such financial benefits when using the PayPal service, there are no special ones, except that PayPal sends discount coupons to registered users in certain stores or on the website.

The main benefit of PayPal is that it is often only if you have an account, i.e. your personal PayPal account you can buy goods in one or another online store or auction.

Another equally important benefit of PayPal in its reliability is an Internet payment service that unites almost all countries of the world, multimillion cash flows pass through it every day, and it gives an almost 100% guarantee of the transaction.

What does this mean 100% transaction guarantee? PayPal has an unprecedented buyer protection program, in which you can open a “dispute”, the so-called “dispute”, within 45 days from the date of payment for the goods, if you received a low-quality product, the wrong product or did not receive the product at all, PayPal at the same time, he will make a claim to the seller and, if necessary, force him to return the money.

Another advantage of paying via PayPal is that once, by linking your bank card to your PayPal account, you do not have to enter payment data every time you purchase (card number, your first and last name, card expiration date and security code on the back of the card). This will not only save you from having to enter your details manually every time you buy goods, but also protect you from scammers and possible “theft” of your payment details. When you choose the PayPal payment method, you will automatically be redirected to this site and make a purchase through it.

Let's talk separately about PayPal fees: payment for goods and services on the Internet through the PayPal service is always free for buyers, since the commission is charged from sellers and this in no way affects the final cost of our purchase. The only thing is that there may be small monetary “losses” when converting currencies upon purchase, but this will also be the case in any other online store. So now we know that payment via PayPal is one of the most convenient and secure ways to pay for online purchases. Before I give you instructions on how to register a PayPal account, it must be said that paypal registration requires a bank card.

Which bank cards are suitable for paypal registration

These are usually ViSA or MasterCard cards, both credit and non-credit. If you issue a card at a bank specifically for these purposes, you can tell the operator that you need a card for payments on the Internet (online stores).

Definitely not suitable cards like Maestro or Visa Electron, often used as payroll. It is worth noting that in order to activate a PayPal account and link a bank card to it, you will need to pay an annual card maintenance fee (thus activating it) and add an amount of about $5. Upon registration, PayPal "takes" the amount of $ 1.95 for the period of verification and confirmation of your account and returns them back to your card when you activate your PayPal account.

You can also get a credit card for online purchases from the nation's leading banks online. To do this, go to the website of one of the banks and fill out an application for a bank card:

It is worth noting that just recently, through PayPal, Russians could only freely pay for purchases in online stores, and if they received money on their PayPal account (transfer from another PayPal user or earnings from the sale of goods, for example, on Ebay or in their own online store), it was very problematic, almost impossible to get them out.

Now Russia is in the first "elite" group of countries participating in the PayPal system, whose residents can use all the services of the service. You can see more about this and the opportunities for residents from other countries. In this regard, payment through PayPal is perhaps one of the most convenient and reliable ways to pay for purchases on the Internet.

So, if you are finally convinced of the need to open your PayPal account and have a bank card suitable for registration, then you can proceed to register with PayPal.

PayPal registration

To register a PayPal account, follow the registration steps:

Start of registration:: 1. go to and press the "Register" button.

2. We get to the next page, where you need to select the country and type of account. In this case, we are considering creating a personal account "PayPal for you", it will be enough even if you decide to sell something via the Internet. We press the button "Open an account" and we get to the page for entering personal data.

Entering personal data::

On the personal data entry page, you need to enter in order:

email address: your e-mail, which you will later use to log into PayPal.

Choose a password: password (from 8 to 20 characters in Latin and numbers; do not be too lazy to create a complex password for your own security)

Re-enter password: Repeat password

Last name: Surname

First name: Name

patronymic name(if present) : Middle name (optional)

Date of birth: date of your birth

nationality: Country of Residence

Street, building, apartment: street, house number, apartment number (packages will be delivered to this address by default, but when placing each specific order via PayPal, you can add a new address if you need to send the package to someone else, for example, as a gift, or to a client of your online store)

Center of population(city, village, etc.) : your locality, if it is not a regional center, then it is better to indicate the name of the region as well

District, region(optional) : RU for Russians, UA for Ukrainians, etc.

Post code example: 125000: your zip code

mobile number: cell phone number

After filling in all the fields, and having read the User Agreement, click the "Agree and Create Account" button (accept and create an account).

After that, you will be redirected to the page for entering your payment information.

Card data entry::

At this stage, you need to carefully fill in all the details of your bank card (you will find all this data on the front and back of the card):

credit card number: credit card number (usually 16 digits)

Expiration date: card expiration date

CSC: three-digit code on the back of your card

Check your address again billing address), at this stage it can be corrected if you make a mistake.

To continue registering a PayPal account, click the " Continue«.

It is worth noting that at this stage you can not enter card details, but do it later. In this case, go to your personal account using the link "Go to My Account"

In general, everything, now your PayPal account has been created.

But there is one more step “Verification”, read more about this in the next tab.

Card Verification::

In the previous step, we learned that you can link your bank card to your PayPal account both at the account registration stage and later.

Regardless of this, subsequently after linking the card, we advise you to "verify" your card.

What does it mean? You must confirm that this card is yours. Failure to do so will result in restrictions being placed on your PayPal account, such as a PayPal purchase (withdrawal) threshold.

You can see detailed information about the restrictions in your account, following the link "Account Limits: View Limits". Currently, for unconfirmed cards, there is a limit on deposit-withdrawal of funds in the amount of $650 per month. In principle, for many this is quite enough. But after passing the verification you will confirm that this card is yours. Agree, this is not quite enough for a full-fledged online shopping.

What do I need to do to verify my PayPal account?

If your card is not verified, then in your personal account you see the inscription in the menu "Status: Unverified" and the link "Get verified".

Click on this link and in this section you will be able to enter the verification number. How to recognize him? Remember, we wrote that when you create an account and link a card to it, about $ 1.95 is withdrawn from your card to your PayPal account, then this money is returned to your card.

So you need to find out the details of this transaction: through online banking, by calling the bank or by visiting there in person. In the statement of this operation, a four-digit number will appear before the words "PAYPAL - * EXPUSE". This is the verification code that needs to be entered.

After passing the verification procedure, your status will change to "verified".

We hope that we have solved all the issues related to paypal registration, and you will be able to register your paypal account without any problems. If you still have questions, ask in the comments here or in the section .

Information on how to get a refund for a purchase made through PayPal, how to pay with paypal and much more related to the PayPal service will soon appear on our website.
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Attention! Since September 2013, PayPal switched to a general mode of work with Russian users (more details) and now full functionality is available to Russian residents, including withdrawing money from PayPal