List of e-wallets runet

Electronic money is no longer a curiosity. Moreover, today they are perhaps even safer than bank cards. Among other things, all financial transactions of freelancers go through e-wallets. At least most of them.

And although WebMoney and Yandex Money are mainly popular in the CIS and Russia, there are other systems that are no worse, and for some even more profitable.

We decided to compile a complete list of the Runet electronic wallets known to us today.

If we talk about the leaders among payment systems and those who are in the greatest demand among Runet users, then there are not so many of them. Or rather, only three. I would not rank them in order of popularity, in view of the fact that everyone chooses a wallet that is convenient for themselves in the first place. But based on my personal experience and communication, both with customers and with other freelancers, the top three looks something like this:

1. WebMoney

This electronic payment system can probably be called the main one in domestic freelancing and among other Runet users in general. To be able to pay for something on the Internet or receive payment from customers, you need to register in the system, get a WMID, and then verify your identity. It is worth noting the good Enum security system, which does not allow making payments without confirming the code sent to the mobile number linked to your account or using a special program that must be installed on the phone. Thus, no one except you will be able to conduct any financial transaction or withdraw money from your account.

Another advantage of WebMoney can be considered a relatively low commission for any transfer of funds - only 0.8%, as well as a wide selection of online currencies: WMZ (dollars), WMR (rubles), WME (euro), WMU (hryvnia), WMB (Belarusian rubles) and many more. In addition, any electronic currency can be exchanged within the system at the official rate.

2. Yandex Money

A fairly popular system in Russia that allows you to link a MasterCard card to your Internet wallet, and then pay with it in markets without deducting a commission: it is removed only if money is withdrawn through an ATM. Of course, this is a very convenient system with ample opportunities, but for people who are not residents of the Russian Federation, registration will create some difficulties.

To be more precise, it will take you about five minutes to register and get a wallet number, but in order to start using it and be able to make payments and accept transfers, you will have to run. If citizens of the Russian Federation simply send a scan of their passport for verification through a special form, then others need to contact the Yandex registrar in their city and apply for identification through it, while paying a certain amount. Or you can do it by yourself sending the questionnaire downloaded from the site and filled out by registered mail.

3. Kiwi

A very convenient and simple system, which has gained immense popularity, thanks to the terminals located throughout the CIS and Russia. A huge plus of this wallet is that when you create it, you are given a virtual QIWI Visa card, with which you can pay for anything on the Internet, like a real plastic card. The account is replenished very easily through the terminals, and if necessary, you can order QIWI Visa Plastic, which can be used in any stores and withdraw money from the account.

When transferring funds from one Qiwi wallet to another, no commission is charged, however, if you want to withdraw money to a bank card, you will be charged a commission, both by the system itself and by the bank.

There are other, less popular domestic payment systems that are no different from the main leaders, although among them you can also find those that offer something special, and sometimes even more profitable.


RBK Money

Of course, this system is hard to compete with the titans of electronic payments, but it has something that can attract users, namely the absence of a commission not only for intrasystem transfers, but also for depositing funds, and sometimes for withdrawing. Like all other systems, it is possible to link a plastic bank card to an account and a mobile application for convenient work with electronic money. Alas, you can use the system only on the territory of Russia.


Liqpay

An electronic payment system of Ukraine that allows you to link a virtual account to any MasterCard or Visa card (for depositing funds), as well as to an account in Privat-Bank or a Visa card of any other bank (for withdrawing). Although the system positions itself as nothing more than international, it has not gained much popularity outside the CIS, and in principle Ukraine itself.

EasyPay

This payment system, which is Belarusian, is somewhat similar to the RBK Money wallet, only in this case it is aimed at residents of Belarus. However, people who are not citizens of this state can also register with EasyPay. And although the system received relatively less bad reviews than its analogue from Russia, its commission for withdrawing funds is higher. In addition, you can withdraw money directly from the wallet only in Belarusian state signs. If you want to withdraw funds in a different currency, then you will have to transfer them to a wallet of another payment system for this.


Single Wallet

It is also considered the main competitor of Kiwi, however, with a slightly smaller coverage. A single wallet, unlike its rival, has more currencies, but is mainly used by users to pay for everyday household payments. One of the advantages is the possibility of anonymous work with electronic money. Perhaps that's all. It is possible that other advantages of this system are simply buried under a bunch of negative reviews, which, by the way, are more than any other Runet wallet.

Next time we will get acquainted with the list of foreign electronic payment systems, and in the near future we will try to tell in more detail about the operation of each wallet, its capabilities, advantages and disadvantages.