We transfer money from one Promsvyazbank card to another

Promsvyazbank is trying to keep up with the times and offers various services to its customers that allow them to perform transactions remotely. Among the popular ones are both transactions between one's own accounts and transfers to someone else's card.

All these actions are carried out in real time via the Internet, which is quite convenient, since the owner does not need to look for the company's office and stand in line. In addition, Promsvyazbank allows you to transfer from card to card of a third-party bank, be it Alfa-Bank or any other.

About the service

Back in 2014, Promsvyazbank canceled the commission for all types of transactions within its concern. Now all clients can pay for goods and services, transfer financial resources to each other without additional expenses. Transactions are carried out under the following conditions:

The maximum limit is 150 thousand rubles.
The maximum amount per month is 600 thousand rubles.
Limit on quantity - no more than 4 actions per day and no more than 60 for 4 consecutive days.
Transfers are possible only in national currency and to accounts registered in the territory of the Russian Federation.
Funds are credited within a few days. The term depends on the banking organization that issued the "plastic".
Money is withdrawn only using the secure technology 3D secure.

Transfer through a bank terminal

You can use an ATM to make a transaction. This is the most convenient and practical way. The algorithm of actions is as follows:

Place the "plastic" in the card collector;
Dial the PIN code;
Select the "Translation" tab;
Select a banking organization to which the funds are transferred;
Prescribe requisites - 16 digits;
Specify the amount. It is worth remembering the limits here;
Check the information for correctness of filling and click "Next";
Receive a receipt as proof of payment.

Online translation

Log in to the system

If a person cannot visit a branch of a credit institution or make an operation through an ATM, then you can use the Promsvyazbank personal account. The main thing is that the client has a registration in the system. To carry out the transfer of funds in this way, you must:

Log in to the LC by entering your username and password. They are issued upon receipt of a credit or debit product;
Enter the one-time password received in the SMS notification. It is he who must be indicated in the secret code window;
Go to the "Accounts" tab;
In the new window you can find “Card-to-card transfers”;
A questionnaire will appear on the screen, which must be filled in with the correct information;
To confirm, you need to re-enter the code that came in the new SMS.

No authorization

If a person does not have a username and password, you can transfer funds without authorization. To do this, from the main page of the site you need to go to the "Online services" tab and click on the corresponding item. Next, you must specify information in all fields and write down the amount for payment. The limit for this method is limited to 100,000 rubles.

It is worth remembering that the presented option is paid. The cost of the procedure is 1.5% of the amount. The minimum limit is 2,000 rubles, since the commission cannot be less than 30 rubles.

Transfer via Mobile Bank

Promsvyazbank invites all existing customers to use a mobile application, which can be downloaded through the Play Market for the Android operating system, or an analogue for iOS. The program allows you to perform all the same procedures as in the Online Bank. The main thing is that the phone has the SIM specified in the application for product registration. The program is called PSB Mobaile.

The user is authorized by phone number. For this, a numeric code is used, received via an SMS message. The algorithm is simple here. It is enough to go to the section "Transfer from card to card" and enter the number of the payment instrument, indicating the amount. If a person regularly makes this type of payments, then he has the right to save the template for further transactions.

The client does not need to enter the "plastic" number from which the funds are transferred. It is enough to select a payment instrument from the list of available ones. Money is credited within three working days.

Possible problems

Many Promsvyazbank clients face the following problems and errors:

The money was not credited to the account due to incorrectly entered information;
Not credited after 3 business days;
Writing off money in a larger volume than it was planned to transfer;
Inability to complete the translation. The reason for this notification is not clear.

In order to avoid such difficulties, it is necessary to initially check the data for correctness of filling. If necessary, it is better to clarify the required details with the recipient. If this is not possible, then you should use the transaction by account number. In the case when the process is carried out from different payment systems, it can take up to 5 working days.

If you still have problems, you can call the hotline (8 800 333 03 03) and ask questions to specialists.

Conclusion

If the cardholder is not a third-party using newfangled methods, he can always contact a branch of a banking organization or use an ATM. But it is worth remembering that in this case you will need the recipient's details. Also, some credit companies ask for the expiration date of the card and the name of the owner.

If the sender only has cash, you can find a terminal with a cash-in function. To clarify the location of such ATMs, there is an official website, where an interactive map is presented specifically for these purposes.

If the applicant makes a mistake in the details, the money goes to the account of another owner. In such a situation, it will not be possible to return the funds. Therefore, the details should be clarified in advance.

The transaction can be carried out by bank transfer through a terminal, ATM, Internet banking or a mobile application. Accompanied by a commission of 1.5% of the amount.

Hope you found our tips helpful. See you on the site!