Sergey shvetsov central bank biography. Trust in the Bank of Russia does not burst

First Deputy Elvira Nabiullina has problems with sources of income.

The first deputy chairman of the Central Bank, Sergei Shvetsov, who oversees financial markets, faced a serious problem: to continue working in his current position, he urgently needs to resolve the issue of income from real estate abroad. No later than June, Mr. Shvetsov needs to withdraw from participation in trusts that own several apartments in Mexico. Mr. Shvetsov intends to solve this problem, but lawyers doubt that this can be done quickly.

Several sources in the banking market, as well as those close to the Central Bank, told Kommersant that Mr. Shvetsov might resign from the Board of Directors of the Central Bank. “The fact is that Sergei Shvetsov had a conflict of interest due to new legislative restrictions for high-ranking civil servants, to whom members of the Central Bank's board of directors were recently equated,” an acquaintance of Mr. Shvetsov told Kommersant. ". "Neither the leadership of the Central Bank, nor Sergei Shvetsov himself have any plans to change his status in the Bank of Russia, - the press service of the Central Bank said in response to a request from Kommersant. - He remains the first deputy chairman of the Bank of Russia and his member of the board of directors. this, of course, Sergei Anatolyevich will fulfill all the requirements of the current legislation. "

On June 28, a law comes into force (adopted on December 28, 2016), according to which members of the Board of Directors of the Central Bank, on an equal basis with civil servants, cannot directly and indirectly own and use foreign financial instruments. Such instruments include, among other things, various types of trust management of property, established in accordance with the legislation of a foreign state. Mr. Shvetsov, according to his 2015 income statement (data for 2016 has not yet been disclosed), participates in trusts in Mexico and receives income from five apartments with a total area of ​​627 sq. m. Other members of the Board of Directors of the Central Bank (in addition to Mr. Shvetsov 13 people) have not yet declared such income.

Sergey Shvetsov was appointed the first deputy chairman of the Central Bank on March 3, 2014. He oversees the development of the financial market and access to work in it. In particular, he is in charge of the Moscow Exchange and its subsidiaries, coordination of interaction with the Federal Antimonopoly Service of Russia and international financial organizations. Also, Mr. Shvetsov directly coordinates and supervises the work of the Department for the Development of Financial Markets, the Department of Corporate Relations, the Department for Admission and Termination of Activities of Financial Organizations, the Department for Licensing Activities and Financial Rehabilitation of Credit Institutions, the Department for Admission to the Financial Market, the Main Directorate for Countering Unfair Practices in the Open Market, services for the protection of the rights of consumers of financial services and minority shareholders.

A trust is convenient in that the ownership of property and the receipt of income from it are legally separated. But the disadvantage of the scheme is that the beneficiaries of the trust receive income from the property, but cannot influence the property belonging to it. At the same time, the trusts, according to Kommersant's sources, are irrevocable. "The founder in an irrevocable trust is deprived of the right to influence the property belonging to the trust, as well as determine its economic fate," explains Alexander Zakharov, partner of Paragon Advice. However, the Central Bank does not see this as a problem, arguing that "an irrevocable trust can be liquidated through the sale of real estate."

But lawyers believe that this issue will not be easy to resolve. According to Mr. Zakharov, it is possible to terminate an irrevocable trust only in accordance with the procedure established in the conditions for its creation, after the expiration of the originally established period of its existence or in connection with the destruction of its property. "According to the court, it is practically impossible to terminate the existence of an irrevocable trust," Mr. Zakharov clarified. ". However, in the end, this requirement of the law can still be circumvented, lawyers say. “Most likely, civil servants, if necessary, will use nominee owners who are not formally connected with them in any way. This, of course, will also be against the essence of the new law, but no one will know about these violations in fact,” concluded the lawyer of the Ilyashev & Partners company. Dmitry Konstantinov.

The Russian pensioner experienced a new shock, not having time to recover from a two-year freeze in citizens' savings. The bankruptcy of a number of non-state funds gave rise to the opponents of funded pensions to start talking about canceling them again. The first deputy chairman of the Bank of Russia Sergei Shvetsov told Lente.ru about the pension system the regulator sees.

"Lenta.ru": Sergei Anatolyevich, the period during which citizens can choose between the funded and distribution systems will expire in four months. Meanwhile, in the previous two years, they simply could not make this choice. The funds themselves went through corporatization for two years, entered the system of guaranteeing pension savings. And choosing one of them was not so easy. It turns out that this time was simply stolen from people. What would you recommend to our readers now?

Sergey Shvetsov: The question is not as simple as it seems. Let's go in order. Each of the pension schemes - pay-as-you-go and funded-has its own pros and cons. In the first case, points are awarded to a person, in the second - real money. In the pay-as-you-go system, pension payments are secured by the future income of the state, and in the funded system - by actually accumulated funds, including investment income. Both systems have risks, but they are different. PAYG system risk is a reduction in budget revenues, creating a budget deficit. The state simply may not have the money for retirement benefits based on points. The risk of the funded system, in turn, may be associated with ineffective investment of funds or, in a separate case, with hyperinflation, the loss of their real value. The investment result depends on the skill of the management company.

If citizens receiving points want not only to rely on the state in terms of point payments, but also to save for their old age on their own, they should write an application to the Pension Fund of Russia (PFR) about the transition to the funded system by the end of the year and choose, accordingly, non-state pension fund (NPF) or private management company. Then the corresponding funds will be transferred to their savings accounts. They will not be in time before the end of the year - the money will not be credited to the accounts. If a citizen has not yet decided through whom he wants to invest his funds, then I recommend spending some time trying to figure it out. If this is not possible, for now it is possible to entrust the management of the funds of the state management company, that is, VEB. To do this, you need to come to the PFR office and write a statement. And then, at any time after January 1, the citizen will be able to make his choice in a calm atmosphere.

At the same time, I would like to note that some NPFs have already been corporatized and entered the system of guaranteeing the rights of insured persons. Together, they manage over 90 percent of the retirement savings that were in the non-state funded system until 2014. A list of them is available on the Bank of Russia website. If a citizen chooses one of these funds, he will cease to be a "silent". At the same time, one should not think that by choosing an NPF, he will give up the pension that is paid by the state. Just after retirement, he will receive the money due to him from several sources: from the Pension Fund (depending on the number of points that he accumulates in the pay-as-you-go system) and from his non-state pension fund.

In addition, in the funded system, a citizen can voluntarily add his own money to the account and thus increase his pension. And through the co-financing system, he will also receive additional money from the state. In the pay-as-you-go system, there is no such opportunity to increase your future pension. There you can get only what is required in accordance with the length of service, if, of course, the state has the opportunity to make such payments.

And you think that everyone will figure it out and decide on the choice by the end of the year?

No, not all Russians will exercise their right to choose in the next four months. Not everyone understands why they need to save for their old age at all, while still under the illusion that the state is responsible for their pension. And even more so, not everyone has an answer to the question through which mechanism to accumulate their pension. Therefore, the Bank of Russia supports the idea of ​​giving people the opportunity to make a choice between a funded and a pay-as-you-go system in the future, after January 1, 2016.

After all, there are many people who have not even gone to work yet and have not even been born. They should have a choice, too. They should also be able to save for old age. Today the financial situation is the same, but tomorrow it will be different. People can change their priorities throughout their lives.

We support the idea of ​​extending the term for choosing an NPF or a management company for the current generation of working Russians for another two years. You are right when you say that in 2014 and 2015 they were in fact deprived of such an opportunity. But this is not enough, in our opinion. The mechanism may look like this: a citizen must be able to make a decision and write a corresponding statement when he reaches the age, a multiple of five - at 25, 30, 35 years, and so on. A person grows up, and his choice will be more conscious.

Why such difficulties? Let the citizen choose whether to save for his pension himself or rely only on the state whenever he wants. No time limits.

Basically, you are right. However, such a solution to the issue would create certain problems for the budget of the pension fund. I have already said that in the point system, your contributions do not go to your account, but to pay pensions to current pensioners, therefore, a sharp transition of a large number of citizens, due to some circumstances, to the funded system from the point system would deprive the Pension Fund of the Russian Federation of the opportunity to pay pensions to current pensioners. Therefore, we propose such a compromise option, which excludes a one-time massive flow of citizens from the system to the system. In general, the Bank of Russia believes that a person's choice should be taken for granted.

At the same time, I will add that the quality of assets in which NPFs invest the savings of Russians is now monitored by the Bank of Russia. The created system guarantees the preservation of this money. Market participants form a guarantee fund within the Deposit Insurance Agency (DIA). If it turns out to be exhausted, then the Agency will be able to get a loan from the Central Bank, and in case of bankruptcy of the fund, the nominal savings will be returned to the citizen.

This mechanism is similar to the system of insuring bank deposits, however, when insuring bank deposits, not only the nominal value is guaranteed, but also the income on the invested funds. True, up to a certain amount. In terms of pension savings, the opposite is true: only the nominal value is guaranteed, but without restrictions on the amount.

There is experience in guaranteeing pension savings in different countries - somewhere only the face value is guaranteed, somewhere - the real profitability (face value plus income within inflation). Since our pension system is in its infancy, the legislator has protected only the principal amount of contributions. In the future, other decisions may be made, but now the pension system is arranged like this.

But I want to emphasize that the guarantee system does not replace supervision and requirements for the quality of management. In addition, full assurance generates client indifference to the choice of a pension fund.

By the way, about the reliability of non-state funds. Recently, the Central Bank revoked the licenses of funds associated with entrepreneur Anatoly Motylev. Why did it happen so late? After all, it was known last summer that not everything was in order with them.

As a mega-regulator, we considered the Motylev financial group as a whole, therefore, we worked with the managers of the group to improve the credit quality of assets to minimize risks for both bank depositors and clients of pension funds. We have achieved the withdrawal of most of the pension savings from assets prohibited for such investments, in particular from the Rossiyskiy Kredit Bank. For some time, these funds have had positive dynamics in improving the quality of assets. We gave them a chance to rectify the situation, but from a certain point the resources of the shareholders were exhausted, and the attempts of the management to continue rectifying the situation ceased to produce results. This is what led to the decision to revoke the licenses of these seven funds. The funds of the funds remaining in the bank "Rossiyskiy Kredit" seem to have been irretrievably lost, other assets will be sold by the DIA. At the same time, the Deposit Insurance Agency may well either sell these assets, or - for bonds - just wait for repayment. The assets include securities that are actively traded on the stock exchange and have appropriate ratings. Not a single default has occurred on them yet.

In accordance with the legislation, the Bank of Russia, without waiting for the completion of the sale of assets by the DIA, will transfer the principal amount of the debt to citizens to their accounts for accounting for pension savings in the Pension Fund, so that citizens who have trusted the Motylev funds will not lose anything in this regard.

Further proceeds from the sale of assets will go. This money will be distributed between the Bank of Russia and the depositors of the funds. Thus, the investment income will be partially compensated. And the clients themselves will be able to choose another NPF, which has entered the guarantee system. Moreover, they will not necessarily have to do this before January 1, 2016, or later, since these citizens have already made their choice in favor of the funded system.

How hard did this story with the Motylev funds inflict a strong blow on the accumulative pension system?

Definitely, it has a very strong negative effect. But this proves that we have taken the right path towards strengthening regulation and supervision. Although, in general, the accumulative pension system is certainly stable, and all the funds included in the guarantee system have built their work with assets qualitatively.

The point is that the current system is better at distributing roles between the government, the Bank of Russia and the funds themselves. It more clearly defines investment objects and business processes, more effectively divides responsibility for strategic and tactical asset management between NPFs and management companies. Now the NPF will not be able to simply give the money to the management company and shift the responsibility onto it. So the likelihood of a repetition of such cases for those funds that have entered the guarantee system is now much lower. Moreover, the strict selection by the Central Bank of the funds included in the guarantee system should add confidence to citizens that the old sins of the pension system are in the past. Now that the funds have become joint-stock companies, we can control the owners of NPFs in terms of their business reputation and the ability to help their funds if necessary.

In the banking system, in the event of bankruptcy of a bank, some of its managers may be disqualified and prohibited from working in banks for a certain period of time. Why not extend this practice to the pension system as well?

Not only for the pension, but for the entire financial system in general. Perhaps this will also apply to audit companies. The Administrative Code enables the Bank of Russia to go to court for the disqualification of one or another manager of a joint-stock company. This applies to both board members and top managers. Until now, there has been no such practice - no one has ever applied to the court for disqualification. As a result, pension fund managers could have a sense of impunity for committing violations, because by violating the law, the manager benefits for himself and at the same time does not risk anything. It is necessary that such responsibility appear. We are working on this with our colleagues in the Ministry of Finance.

In the same UK, courts disqualify managers on average in about 26 percent of cases. This is a fairly large proportion. Moreover, there are degrees of disqualification: a ban on filling positions in public companies, in financial companies, and in general any managerial positions (even the management of a shoemaker). We have not yet provided for such broad measures. But in general, such a measure of influence as disqualification is in our arsenal, and we will pay more attention to it.

Naturally, disqualification will be applied when it comes to managerial violations related to the violation of fiduciary responsibility to the client, for example, the acquisition of knowingly low-quality assets. If we are faced with falsification of reporting, we will apply to the relevant authorities for criminal prosecution of such people. The worst sin in the financial market is disrespect for the regulator. And if a market participant has gone to the point of deceiving the regulator, for example, provided false reporting data, then he should bear maximum responsibility for this.

How do you see the configuration of the pension savings market? Are there too many funds divorced?

When we talk about the consolidation of the pension market, we do not mean that funds must necessarily merge. Rather, it is the transfer of two or more funds under the control of one legal entity. We welcome this, since the very business model of a pension fund depends on the amount of funds under its management. Getting the investment right is a lot of money. Only large financial structures can do this. The small fund business model is rather dubious. They should focus on a very simple set of tools, but then either they will lose in profitability, or they will have to grow their client base sooner or later. Perhaps one of the owners has plans to grow this business to the required size in order to receive a normal return on investment.

As a regulator, the Bank of Russia cannot say how many pension funds the country needs - this should be determined by the market. And our task is to ensure that there is no dumping and that all the requirements for organizing business processes are observed.

We hope that pension funds will gradually phase out from placing funds in banks and switch to investing in capital market instruments. After all, the task of the financial sector is to deliver money from those who have them and are not in demand, to those who need them. And the pension fund and the bank are both financial intermediaries in this chain. It is very expensive for the economy to have two financial intermediaries - this is a double commission, therefore, for pension funds, placing funds in banks is unnatural.

So you are against investing pension funds in bank shares?

These are different things - to lend money to a bank or to participate in its capital. Investing in shares is participation in business, this is normal. In this sense, the banking business is no different from any other industry. If an industry has above average growth prospects, then your investment in that industry has the potential to produce good positive results. However, investing in stocks is a much more complicated story than in debt instruments, but with the right organization of the investment process, income can be much higher than inflation.

The government decided not to extend the moratorium on the investment of pension savings, however, Deputy Prime Minister Olga Golodets said after that that the discussion was still ongoing, since the pension system was experiencing a deficit. From this point of view, how likely is it that the measures you mentioned will be implemented? After all, if the moratorium is resumed, this will have to be forgotten.

Discussions about where to get money to cover the deficit of the Pension Fund of Russia will continue as long as this deficit will exist. But to use the funds of citizens without asking their permission, to cover such a deficit, I think, to put it mildly, strange. Our citizens have made their choice, which must be respected. In addition, I believe that raising the topic of the moratorium is extremely harmful for the Russian business climate, since the stability of the rules of the game for the industry is a matter of principle, both from the point of view of assessing the value of shares of pension funds and the business model of pension funds, and from the point of view of inflow in the industry of quality capital and intelligence.

The pension system is not only a social function, but also a business that needs clarity. Yes, and citizens need to be given guidelines - what they can count on. Because it is one thing when I can count on the accumulated assets, and quite another - when I am promised money for virtual points.

There are no absolutely reliable social obligations, there are specific budgetary possibilities in a particular year, which determine the possibility of the state fulfilling social obligations. If there is enough income, everything is fine, and if not, there is a forced adjustment of social obligations. The example of Greece is a clear confirmation of this. The decision to lift the moratorium has been made, and we are building our strategy for the development of the financial market on the basis of the public statements of the head of government that were made.

Let's finally return to the needs of potential retirees. How can a working person make sure that his pension is high?

To receive a pension that does not differ much from the salary lost in connection with retirement, it is simply necessary to make additional contributions. A person can do this both through pension funds and through insurance companies, he can generally independently manage his property if he has the appropriate knowledge, skills and time for this. But there is one important point: self-discipline. A person always has situations in life when he needs money for some needs.

These can be different life situations and the temptation to make some big purchases. So, the main unique feature of the pension fund service is that the pension system does not provide an opportunity to take this money and spend it. It would seem that this is a limitation of the rights of the depositor. What's good about that? But a person who has funds in an NPF does not count on this money while he is working. He cannot take them and spend them. This is how the pension system all over the world protects a person from himself and allows him to slowly accumulate for a decent existence at retirement age.

He turned out to be a member of trusts that own several apartments in Mexico at once. And according to the new law, employees of the financial regulator are prohibited from engaging in a parallel business with their main activity.

A trust is just a parallel business. And Mr. Shvetsov must get out of it no later than June of this year. In general, Sergey Shvetsov, even according to official declaration, turned out to be the wealthiest of the top managers of the Central Bank. For the year he earned almost 60 million rubles. Indeed, in addition to trust cases in Mexico, he turned out to be the owner of real estate in the United States and Spain.

As they say, Shvetsov could earn a decent fortune, heading the Moscow branch of the German bank Ost-West Handelsbank AG. There was a rather muddy history with this banks at one time. Through him, allegedly, money was withdrawn from other problem banks. This, perhaps, helped Mr. Shvetsov to leave in a very good plus.

In general, he had enough personal fortune to buy real estate both in Europe and overseas.

Millionaires of the Central Bank

And Mrs. Polyakova is the owner of a Swiss bank account Credit suisse, which contains more than 3 million euros! The media published a copy of a woman's account statement, whose name and surname completely coincide with the data of the head of the Central Bank's main department for the Central Federal District.

And also meticulous journalists found out that the deputy of the Central Bank department Anastasia Sverdel also has money in foreign banks. The press, in particular, mentions the bank Banco L.J. Carregosa S.A. And there on the account of Sverdell lie almost 4 million euros.

And that's not all. Anastasia has a husband, Leonid Sverdel. So, the spouses, as it turned out, own a printing company in Belize called Matherick Group Limited. Its authorized capital is neither more nor less than 6.5 million in European currency.

And then there is a bank like Credit Suisse. In the same way, Mrs Sverdell keeps "modest" savings of more than 3 million euros. This is how bank employees know how to make money. In this they seem to have become quite adept.

Apparently, this is why the financial regulator often has problems with the transparency of its own revenues. So, last year, only half of the bank clerks on the staff filled in the declaration.

Despite the fact that even those who nevertheless filled out the declarations, these very declarations were drawn up with gross violations. That is, there is a gross violation of Russian laws. Was anyone punished for this? There is no certainty.

After all, Russian laws are not written for everyone. And even more so for the main bank of the country.

Bankers are growing

Here we can recall another member of the board of directors Olga Skorobogatova, who filled in everything correctly. So her annual income exceeded 50 million rubles! And in the Central Bank, the lady is responsible for nothing more than control over the manifestation of corruption in the banking sector.

Apparently supervised very well! But another deputy Nabiullina was directly involved in the development of documents to control banking corruption. Mikhail Sukhov .

The latter has its own rich credit history. So it is known that Sukhov actually extended the issuance of a loan of 2 billion rubles to the Moscow Capital Bank. Moreover, the loan is unsecured! Meanwhile, the bank that received this loan was in a state of bankruptcy and license revocation.

But Sukhov had the authority to both revoke licenses and overcome them. And "Moscow Capital" did not lose its license, and even received 2 billion!

Mikhail Sukhov is also strongly suspected of being involved in the withdrawal of money from such banking monsters as Transcredit, Alfa-Bank, Renaissance Capital and Russian Capital. Naturally, using their official position.

True, today Mr. Sukhov is no longer in business. From the board of directors he was, as they say, turned off. But will this make it easier for the financial regulator. After all, Olga Polyakova took the place of Sukhov. With its multi-million dollar foreign accounts.

Which, according to the new law, which has not yet entered into force, it has no right to have, but so far it does. And there are suspicions that it will continue to have. She's a bank employee and therefore will find a way to "settle" this topic. It is not for nothing that he works in the financial regulator.

And Shvetsov will find a way to "hide" all his foreign real estate and trust deeds. There is no doubt about that.

And the head of the Central Bank Elvira Nabiullina persistently admonishes Russians to tighten their belts and live within their means. This is probably correct in difficult economic conditions. Just maybe this is to show by personal example? After all, Elvira Sakhipzadovna herself is far from poor, having increased her annual income by more than 2 times, to almost 25 million rubles.

Shvetsov, Sergey Alexandrovich. Midfielder. Master of Sports of the USSR of international class (1976).

Pupil of the Kutaisi sports school "Torpedo" (first coach - Korneliy Abdaladze).

He played for the teams Torpedo Kutaisi, Georgia (1977, 1985), Zenit Leningrad (1978-1980), Spartak Moscow (1981-1984), Guria Lanchkhuti, Georgia (1986), Lokomotiv Samtredia, Georgia (1987), SK MELZ Moscow (1988-1991), Bornem Bornem, Belgium (1991-1992).

For the USSR national team played 1 match.

*The actual birthday is in July, and according to the passport - in December.

« WHOM IS THE SEVENTH NUMBER PLAYING YOU»

Nature has endowed him with a special article. Neither give nor take - an epic hero. And on the field of childhood - a noteworthy scorer. And my career was rapidly progressing. But at 22, the takeoff was interrupted by a severe injury received in the two-way in training. He played football for another ten years, but not as a forward, but as a defender, and not as before. However, he never lost his dignity. And now, at 42, he knows his own worth and recalls the past willingly.

AND THEN CHERENKOV PAUSED

Next to it is the Sayany bar - after the games we spent time in it. I, Yura Gavrilov, Seryoga Rodionov, and everyone has been. - We talk with Shvetsov in a small cozy cafe near the Shchelkovskaya metro station. - We are to pull - Czech beer, fish to choose from, good shrimps.

How did Beskov feel about "beer" hikes?

Negative, of course. The only time he was officially allowed to drink beer was when they beat Arsenal - 5: 2. I scored a rare goal in that match. There was still a moment before him: he took the ball at the corner of the penalty area, it was a long way to kick, let me, I think, better put the ball under me and with my left foot - into the far corner. But the defender guessed my plan. A little time passes - I have the same situation. This time I decide to hit right away - what to lose? And the weather was damp - cold, fog, nothing to be seen. Suddenly Rodionov runs up, congratulates: it turns out, I scored a goal. And between the legs of the goalkeeper! And away we go - in fact, they played with one gate.

Beskov did not expect this from us. He was remembered in London from the Dynamo tour in 1945, and then, in addition, his coaching triumph. Before leaving for England, Kairat won in Alma-Ata - 4: 0, so he beat us in the locker room: “How do you play? he grumbled during the warm-up - he didn’t like our mood. We gave a real performance. That’s why Beskov gave the go-ahead for the beer. “Today,” he says, “I give you permission." - who takes how many bottles.

In the fall of 82, you did not leave the field without a goal in UEFA Cup matches. But, unfortunately, the fans especially remember your ball against Haarlem, which provoked the tragedy in Luzhniki. Then dozens of people died in a terrible crush. And you exclaimed: "I wish I hadn't scored this goal!"

Of course, what could be more valuable than a human life? But who knew that only one door would be opened to the exit from the stadium. In addition, it was freezing - minus five, it was slippery in the stands ... And I scored an ordinary goal, a labor one. Won the fight in the air and struck with his head, closing the serve of Cherenkov. Hess helped - the goalkeeper blocked the view. In Holland, I scored a header against Haarlem, but in a completely different way. Cherenkov took the ball at the corner of the penalty area, and I ran to the near post. The defender is behind me. Fyodor did not give the transmission right away, he took a break. I dashed to the far post, Cherenkov waited for me and only then threw the ball over the defender. And I already beat without hindrance, aimingly, in opposition to the goalkeeper. It turned out, as they say, a game goal. It was long to describe, but it took all a fraction of a second.

Is Cherenkov the greatest of your Spartak partners?

Fedor - Player with a capital letter. He took it with a trick: he could creep through everywhere, he always thinks up something, does not allow him to be turned off from the game. Let's take the episode with the Haarlem goal: I could have stopped, not go to the far post, but knowing Cherenkov, I made this maneuver. Although in the skill of passing with Gavrilov no one can compare. No wonder Beskov called him the Professor. And when Cherenkov played in the position of Gavrilov, it was still a little different.

ON THE COUNCIL OF ZINCHENKO

You are from Kutaisi. Did you start there?

Parents came to Georgia during the war, and they stayed so. I studied at the "Torpedo" school with Korneliy Abdaladze, through whose hands many future stars of Tbilisi "Dynamo" passed. He is for Georgian football what Nikolai Parshin is for Spartak. I was only 16 when the then coach of the Kutaisi Torpedo Anatoly Norakidze took the masters to the team. In the 10th grade I did not study at all - in the first league, you know, what kind of trips.

How did you end up in Zenit?

The story turned out to be interesting. In 77 he came to Moscow with Torpedo to play against Spartak. And before that, he injured his heel in the youth team, but Norakidze said nothing. And 20 minutes before the end, he says: “Come on, Seryozha, play in Luzhniki. Maybe you won't get that chance again. " At that time Beskov and Morozov were still on friendly terms, and Konstantin Ivanovich told Yuri Alexandrovich that there was a Russian boy in Kutaisi - he should, they say, go after him, bring him to Spartak. Then they quarreled, Zenit took over Morozov and remembered that conversation with Beskov. So I moved to Leningrad.

In 1980, when Zenit won the bronze medal of the USSR Championship, did the team come up well?

- "Rip" everyone! Young Zheludkov, Chukhlov, Vedeneev, Biryukov played on courage, with desire.

One of your matches at the end of the season was etched into my memory from that championship. It took place in the arena. Assign a free kick at the left edge in favor of Zenit. The gate is at least 35 meters away. An experienced Kazachenok is going to beat, but here you, 20 years old, impolitely wave your hand, chasing the veteran away from the ball ...

Here is how it was. We beat Ararat, and I scored the only goal in that meeting. Morozov, to the surprise of the team, does not put me on the next game with CSKA. Only in the middle of the second half does he release as a substitute. I go out angry. And just the judge gives that penalty. Yura Zheludkov and I had "points": he was on the right, he kicked with his left foot, mine was on the left. Everyone knew about this, but Kazachenok came up and said: "Go to the penalty area - I'll serve you." I told him: "Give the ball, my point!" And he was a mischievous little man, citing: “Well, look, young, if you don’t forget, I’ll kill you!” I hit, hit the bar. Kazachenok approved: "Lucky you, young."

When you moved to Spartak, did you have doubts? After all, a club with such traditions.

In Zenit, I mostly played in tandem with Anatoly Zinchenko. He was born in 49, and I was born in 60. Wow, the difference? We were praised in the press - you know how it happens, if you do it for a penny, they will blow it up for a ruble. They came for interviews, Zinchenko sent reporters to me - take the young one. It was he who advised me: “If you want to grow into a good football player, you have to play in a good team. Spartak is Spartak. The coach is outstanding there, it is easier to get into the national team. But, in general, see for yourself - you are an adult guy. "

Didn't you manage to leave Zenit without a scandal?

The newspapers painted me like that! As a result, everything was decided at the highest level. In "Zenith" they expelled from the Komsomol, they did not give a medal, the title of master of sports was deprived. By the way, I became a master of sports three times. Should have been awarded for reaching the quarterfinals of the sports tournament, but bypassed. Morozov said: "Still young." As a result, he became a master only after scoring the only goal for Spartak in? USSR Cup for Shakhtar. After the match, Starostin says: “Sergei, do you know what you did today? You brought the Spartak team to the semifinals. " - “Why me, Nikolai Petrovich? All contributed. " - “Who scored? You!"

ON THREE POSITIONS IN ONE MATCH

You are a powerful ram-type forward. How long did it take to adapt to the corporate Spartak style?

If I didn’t fit Beskov as a footballer, I wouldn’t play in the team for four seasons. After all, not weak forwards tried to gain a foothold in Spartak: Grachev from Shakhtar, Seryoga Krestenenko, Milevsky from Riga. But they could not fit into the ensemble. It also helped me that I was able to close almost any position.

In the first two years at Spartak you scored a lot, then your performance dropped. Perhaps this is due to the injury you received in training before the game with Valencia in a collision with Prudnikov? How serious was she?

A burst of the ligamentous apparatus, fracture of the tibia with dislocation. When he recovered, one of the newspapers wrote: "Shvetsov now has an iron leg." I really still have a nail in the bone. A new ligamentous apparatus was installed in CITO - it took a long time to develop it. The bad news is that at that time there were no necessary drugs or rehabilitation centers.

Have you ever compared yourself to Yuri Tishkov, who after an injury could not return to his previous level and left football early?

In 1985, Torpedo Kutaisi beat Dynamo in Moscow - 3: 1. All three goals were scored by Megreladze from my assists. Beskov, who was sitting on the podium, approached after the game: “Yes, Shvetsov, you have not lost your qualities. Come on, go back to Spartak. Only one river does not enter twice.

Why did Beskov appreciate you?

For aggressiveness. Konstantin Ivanovich also loved when his task was carried out. Do you know what is my most memorable match? From Club Brugge to the UEFA Cup. The Belgians had a very good footballer Jan Kulemans. Healthy - you can't just stop it. Shavlo should have acted against him, but Beskov told me: “Seryoga won't hold back Kulemans. You’ll have to grab him in the middle of the field. ” At the beginning of the match I scored from a free-kick, and then we had a break. Kulemans ran down the center, having a head start of five meters in front of me. Be in my place Shavlo - a goal is inevitable. But Beskov knew that I was ready to stop anyone at any cost - with my hands, teeth. Already in the penalty area I fly and shoot down a Belgian in the air. But - in the fight, the situation, as they say, is at the discretion of the arbiter. He decided not to assign a penalty. Club Brugge equalized the score, and at the beginning of the second half Beskov suddenly shouted to me from the bench: "Go on the attack!" In about five minutes I score the second goal. When Mirzoyan was replaced a quarter of an hour before the end, I took the place of a free defender. It turned out that in one game I was able to act in three positions! At the press conference, the representative of Club Brugge wondered: "Who is the seventh number playing for you?" Beskov explained: "He plays where the coach says."

FOUR GOALS WITH A HURUNKUL

And yet you do not regret in your heart that, unlike, say, your partner in the Spartak attack, Rodionov, did not have a stable playing position?

I think I was lucky to get to know football from different angles. I played in front, in the middle, and in defense. And not only in the central zone. When Sochnov, as a former paratrooper, was not released abroad, he replaced him on the right flank. In Krasnodar, in the match against Kuban, Romantsev was injured - he was thrown to the left edge. And the fact that Beskov many times made me the last defender is a sign of great trust. In this place there should be a thinking person who understands the game. The attacker can make a mistake, the last defender does not have such a right - only the goalkeeper is behind him. Once Valery Gazzaev beat me and Mirzoyan to smithereens: he imitated a left kick - we put up two sleepers, and he took the ball under him and scored Dasayev into the far corner from the right. Dynamo won 2: 1, and we had nowhere to put our shame on. Beskov then shamed Mirzoyan: “Okay, this young man, and you, old man, how did you bite?” Although I learned a lot from the same Mirzoyan.

In general, Beskov is, first of all, a great practitioner. For example, in 81st he instructed me, the striker, to personally take care of David Kipiani in the match with Dinamo Tbilisi. Because I felt that a footballer capable of supporting the attack should play against Kipiani. And it worked: I not only held back the leader of Tbilisi, but also scored a goal from under him - the Prince, as Kipiani was called, considered it beneath his dignity to pursue his guardian. And after the match he admitted: "Today, Seryoga, you beat me."

A year later, in 82nd, you succeeded in a rare trick: to score four goals in the match against Neftchi.

The most interesting thing was playing with a boil, and every movement hurt. Beskov asked: "Come out for 30 minutes." I open an account in the first half. During the break, Konstantin Ivanovich asks: "Can you stand it for another 15 minutes?" In general, I scored four goals, and the fifth was Cherenkov from my submission. After the match, I was blown away by everything, and Beskov joked: "It turns out that you are better off playing with a boil."

Who on the team did you have the closest relationship with?

At first, when he arrived in Moscow, he lived with Dasaev. Families were friends with Gavrilov and Romantsev ... Romantsev was a real captain, the soul of the team. Dasaev was somewhat inferior to him in this capacity.

At that time, could one assume that Romantsev would become a great coach?

No. Mirzoyan prepared himself for coaching. And, having finished playing, he spent some time with Beskov in order to learn something. Konstantin Ivanovich did not keep abstracts - he did not like to train on paper. Fedor Sergeevich Novikov was in charge of paperwork. Beskov was more focused on the state of the team, he did not go too far. It has started raining - okay, there will be no training today. "In one day," he said, "you will not lose the qualities that you have."

But for Lobanovsky it was different: if something is written, it must be done. I will never forget the gathering in Novogorsk. He summoned me, Rodionov and Dasaev to the national team from Spartak. The weather is terrible, slush. We are waiting indoors. Lobanovsky enters: "Why are we sitting?" We got up. Either Blokhin, or Buryak: "Valery Vasilyevich, my legs are heavy for some reason." - "The soil is therefore heavy." - "Yes, and no freshness." - “And you tell me the team that plays on freshness. There is no such! Buy "Freshness" cologne - you will always be fresh ".

BLOKHIN'S RECOGNITION

Who invited you to the national team for the first time?

This happened when the triumvirate was just taking shape - Beskov, Lobanovsky, Akhalkatsi. I was used in two-sided - for a set. Before one of the matches, the coaches set the task: "If you play a pillar in the center of the attack - the opponent has one in the lineup." Then they prepared to resist the Belgian novelty - the offside trap. At this rehearsal, I was sent to the defense - to create an artificial position "offside". And so Lobanovsky says to Beskov: “But Shvetsov, Konstantin Ivanovich, plays no worse than these Belgians. Let's take him to the national team. " It's a shame that the World Cup-82 was unhooked at the last moment. I was part of an extended circle of candidates, but decided to save money - to take to Spain only those who could actually make their way into the composition. And so the memory would remain for life.

What is your most vivid memory of being in the national team?

I always liked Blokhin. They took me to a tournament in Bulgaria in the offseason. In one of the matches, Blokhin was beaten, beaten, he could not stand it, fought, and he was sent off the field. Blokhin did not participate in the next game with the local club. The weather was terrible, ankle-deep in the water field. We, the substitutes, were sitting in the room, watching the match through the window. About 25 minutes before the end, the masseur comes running: "Shvetsov - for a replacement!" Blokhin says to me: “Well, Seryoga, if you score, I will consider you a striker. Deal?" What's the answer here, it's nice, Blokhin is a star. And I score not one, but two goals. The next day I play in the main team, paired with Blokhin. A free kick is assigned. Blokhin asks: “Seryoga, hit at meter level. The field is slippery, the goalkeeper cannot push off, he will beat him off - I will go to finish. " But he could have punched it himself or entrusted it to Lena Buryak, a great master. Well, I fulfilled his order, sent the ball at meter level. And everything, as Blokhin wanted, turned out: the goalkeeper beat off, and he was right there, once - and a goal.

Free kicks were your skate?

Yes, he scored a lot of goals from them. For me in my youth, Kherkhadze was a model. I played for the Kutaisi Torpedo. His name was in Tbilisi - he didn't go. How he hit free kicks - with both feet! He is right-handed, and his beloved leg is left. Can you imagine that? The goalkeeper cannot guess which corner he will hit.

After all, you played a lot for various youth teams, then for the youth, Olympic.

There was such a case. The coach of the Olympic team, Vladimir Salkov, offered to go to a friendly match in Czechoslovakia. "You buy a chandelier," he persuades, "but Loban won't put you in the lineup anyway." “With pleasure,” I answer, “only I don’t decide anything. Still, this is the first team, and its game is qualifying - with Finland. You yourself will talk to Valery Vasilyevich, maybe he will let him go. " Salkov called me later: “He won't let go. Claims that he needs you. " Well, we play with the Finns, and at the end of the first half Shengelia breaks down. But Lobanovsky did not let me out to replace, but Vadik Yevtushenko. It turns out that Salkov was right.

IN THE SECOND LEAGUE

In 1985 you left Spartak and returned to Kutaisi. What was the reason for this?

- "Torpedo" advanced to the top league, but I still grew up there. Although the command was raw. From "Spartak" I was released, as they would say now, on loan. Before, after all, they did without contracts, everything depended on the coach.

After that you played in the first league - for Guria, and in the second - for Lokomotiv from Samtredia. There was no desire to return to a higher level?

The most striking thing is that in the second league I earned no less than in Spartak. What do you want if we were paid $ 150 for a draw with Real Madrid? In addition, in Samtredia, the coach, whom I knew from childhood, built the team around me. I acted under the attackers, and we finished the first round with a goal difference of 27-1. As a result, we won the right to play-offs with Tavriya Simferopol. But they were doomed. An acquaintance judge Romualdas Yushka told me later: “What do you want? The tickets to the first league have been distributed long ago. " They began to call me - to Dinamo Tbilisi, in Kutaisi. I refuse. They wonder how much they pay you there? Even earlier, they were invited to the Moscow Lokomotiv - on a departmental line. But I could not let the coach, whom I gave my word to.

What did you do before leaving in 1991 for the Belgian Bournemouth, for which you spent the last season of your career?

He played for veterans. And you know, I have no regrets. Where else would you meet such legendary people as Shesternev or Polikarpov?

Do you still play for veterans?

- Rarely. I had knee surgery in Belgium, but I still have to go away for a month after any game. After his 80th birthday, Beskov met Sergei Rodionov. Asks: “Why didn't you come to the celebration? We would have chased the ball. " “Yes, you have someone to play without me,” I answer. “And I congratulated Konstantin Ivanovich on the phone anyway.”

INTRODUCTION TO PLISETSKAYA

Have you ever had a desire to try yourself in the role of a coach?

I trained children for two years in the "Labor Reserves". But they strangled the football problems: it was difficult to find gyms, stadiums, fields ... Let's say a friend lets us into the gym to train in winter - out of respect. But I understand: people want to earn money on rent. There are no balls, no boots, nothing! To one boy I say: "Seryozhenka, bring a photo." Then it cost 10 rubles to be photographed. At the next lesson I ask: "Brought you?" And he: "Mom said that we have no photograph." And I understand - for this family, 10 rubles means a lot. I gave him money, the second - but I don't have a machine at home either. Therefore, he left.

Into the guard. Now I work at DIXY, in my free time I train the local team. Respect. Although, of course, it could bring more joy to children. In the sense of teaching something.

Big family?

There are three children. The youngest son, Zhenya, he is now 13, kept pestering: "Let's go to the football!" And a year and a half ago he took him to the Spartak match. I bought tickets to good seats - I didn’t use my acquaintances on purpose. They sat down. There are many people around, but I think hardly anyone will recognize me. Suddenly I hear: "Oh, Seryoga Shvetsov!" One such exclamation, the second, the third ... During the break, autographs were taken, bombarded with questions. Since then I don't go to football - anyway they won't let me watch the game calmly. Better at home, on TV. And then the son asks: "Dad, how do they know you?" “But I played football,” I answer. He, of course, knew about this, only he believed that no one remembers anything for years.

Do you have one son?

Two. Andrei, from his first marriage, is already 22 years old. Daughters - 24. Sons do not play football - not given. Beskov said: "If you don't know how to run fast, no matter how hard you train, you won't run."

But what about the famous story about Nikolai Starostin? Who, allegedly in his youth, by persistent exercises developed in himself speed qualities that nature did not endow him with.

I don't know if there will be more people like Nikolai Petrovich ... And what kind of social circle he had - and not only football! I remember flying somewhere abroad to play. And on the plane with us is Maya Plisetskaya. Starostin approaches her: “Hello, Maya! You are as beautiful as you were 30 years ago! Meet our new footballer Seryozha Shvetsov, he came from the Zenit Leningrad team. This is how I met the great Plisetskaya.

What do you think about the current Spartak?

I confess that now I like Lokomotiv more. Great team! Smart, technical. How many Semin fiddled with her, but still achieved his goal. And the railroad workers, unlike, say, CSKA, have no fancy in the game. Another big plus is that the loss of several players at Lokomotiv has no effect. And in "Spartak" Titov broke down, Sychev went on strike - and everything went downhill. It doesn't have to be this way! Resentment takes over the command. I really want Spartak to always remain Spartak.

Murky trust schemes of Deputy Nabiullina

Member of the Board of Directors and First Deputy Chairman of the Central Bank Sergey Shvetsov managed to fulfill the requirement of the new law prohibiting civil servants from owning and using foreign financial instruments. The Central Bank claims that Mr. Shvetsov no longer has income from trusts that owned several apartments in Mexico. According to experts, it is difficult to get rid of participation in a trust and income so quickly, but it is possible given the variety of forms and methods of managing trusts.

According to Kommersant, today a law comes into force, according to which members Board of Directors of the Central Bank on a par with civil servants, they cannot directly and indirectly own and use foreign financial instruments. The law was adopted on December 28, 2016 and put the first deputy chairman of the Central Bank, Sergei Shvetsov, in a difficult position. To continue working as a member of the Board of Directors of the Bank of Russia, he urgently needed to resolve the issue of income from participation in foreign trusts. Its 2016 income statement featured trusts with five apartments in Mexico with a total area of ​​842 sq. m. Other members of the Board of Directors of the Bank of Russia have not yet declared such income. Yesterday the press service of the Central Bank, in response to an inquiry, said that Mr. Shvetsov got rid of the trusts.

Sergey Shvetsov has been a member of the Board of Directors of the Central Bank since October 18, 2013. On March 3, 2014, he was appointed the first deputy chairman of the Central Bank. Mr. Shvetsov oversees the development of the financial market and access to work on it. Subordinate to him are the Department for the Development of Financial Markets, the Department for Countering Unfair Practices, the Service for the Protection of Consumer Rights and Ensuring the Availability of Financial Services, the Department for Corporate Relations, and the Department for Admission and Termination of Activities of Financial Organizations. In particular, under the jurisdiction of Mr. Shvetsov Moscow Exchange and its subsidiaries, coordination of interaction with the Federal Antimonopoly Service and international financial organizations.

The Central Bank declined to explain how Mr. Shvetsov was able to quickly get rid of foreign incomes unauthorized under the new law. In general, trusts are convenient in that the ownership of property and the receipt of income from them are legally separated. The beneficiaries of the trust receive income from its property, but cannot dispose of it.

Earlier, the Central Bank argued that the trust can be liquidated through the sale of real estate. However, lawyers will clarify that such an opportunity does not exist for everyone. trusts... Termination of a classic trust (as a rule, we are talking about an irrevocable trust) is possible only in the manner prescribed in the conditions of its creation, after the expiration of the originally established period of its existence or in connection with the destruction of its property. “It is practically impossible to terminate the existence of an irrevocable trust in any other way, even through a court,” says Alexander Zakharov, partner of Paragon Advice. However, there are so-called simple trusts (bare trusts), the liquidation process of which is much easier, Mr. Zakharov continues. In fact, we are talking about a trust registered in an offshore, where the founders are nominees, and the final beneficiaries receive the income. In this case, you can sell the property from the trust, return it to the owner, and the structure itself is automatically liquidated. Such trusts do not have a direct connection with the ultimate beneficiary, and the income from them is difficult to track, experts say.

According to experts, it is possible to formally get rid of participation and income in a classic trust in a short time - transfer the property to a new trust, in which the official will no longer be the founder. In this case, the previously existing trust will cease to exist, comments Dmitry Konstantinov, a lawyer at Ilyashev & Partners. And the beneficiary will lose the right to receive payments from the trust fund, adds Alexander Zakharov.

Based on the fact that Mr. Shvetsov declared income from trusts, most likely he was among their founders, experts suggest. He could not sell Mexican apartments from trusts, but he no longer has foreign income from them. “In this case, we can talk about the transfer of property to a trust, the terms of which, in principle, do not imply disclosure of the ultimate beneficiary (there is also such a legal form), or about a trust registered to a nominee,” Mr. Konstantinov suggested. “The second option is more likely, because it raises fewer questions. "