OJSC “Joint-stock commercial bank “Probusinessbank. Probusinessbank: login to your personal account Probusinessbank hotline number

JSCB Probusinessbank is a member of the Life Financial Group. The bank was founded on July 7, 1993 to serve manufacturing companies ( industrial enterprises chemical, food, processing industries, high technology, communications, housing construction, transport and wholesale trade) and stimulating the development of enterprises in the market sector of the economy.

The bank's management chose the direction of development as traditional commercial Bank- independent from political parties and movements, government and administrative structures. Thanks to its stable and professional work, Probusinessbank is well known in the international financial community. Traditional for the bank are credit programs aimed at business development.

Probusinessbank is a reliable and long-term partner for our clients. Besides General license Bank of Russia for implementation banking operations and licenses for attracting deposits and placement precious metals, Probusinessbank holds licenses to carry out brokerage, dealer, depository and securities management activities. Probusinessbank also has the right to act as a guarantor before the customs authorities.

The bank was established in 1993 in the form of a joint-stock company, then transformed into an LLC. By the beginning of 1998, the bank occupied a leading position in the car lending market, and at the same time it was corporatized. Since 1999, the bank began intensive development of its factoring and leasing divisions. In 2001, the bank attracted a subordinated loan in the amount of $5 million from the International Finance Corporation. In January 2003, the beginning was laid for the formation of a holding structure with the participation of regional banks (later transformed into the Life financial group * ) - acquired a controlling stake in Ekaterinburg VUZ-Bank (94.5%). In August 2003 European Bank reconstruction and development provided to the bank line of credit for $10 million to finance export-import operations. In 2004, Express-Volga and National Savings Bank were acquired.

In 2006, the Life Financial Group was formed on the basis of Probusinessbank; the bank placed an increasingly strong emphasis on servicing small and medium-sized businesses. In December 2006, the bank acquired Ivanovo Regional Bank (100%). In March 2007, the bank issued notes on the London Stock Exchange stock exchange, thereby managing to attract more than $750 million. In 2008, by emission method ordinary shares another 375 million rubles were raised from East Capital Financial Institutions Fund AB. At the same time, East Capital provided the bank with a subordinated loan in the amount of 625 million rubles for five years. In January 2009, the bank acquired Gazenergobank (99.99%), at the same time the share in Bank24.ru was increased to 99.5%. In May 2009, the bank carried out an additional issue of shares through private subscription in favor of the East Capital fund. During the additional issue, the fund's share in the bank's authorized capital increased from 12.52% to 19.93%. In December 2009, the bank acquired Investment City Bank, which was subsequently renamed Bank Let's Go!

Since 2010, the bank has been actively expanding its presence area. In September 2011, the Central Bank of the Russian Federation registered the issue of bank bonds for 3 billion rubles. In December 2013, the bank became a sanator of the Samara bank Solidarnost, which joined the group by February 2014. In January 2015, the shareholders of the Life financial group made a strategic decision to merge the business of the Samara bank Solidarnost and the Ivanovo bank National Bank Savings based on Solidarity.

As of March 2015, the Life group is represented in 75 regions of the Russian Federation; in addition to the parent Probusinessbank, it includes VUZ-Bank (Probusinessbank owns 100% of its shares), Express-Volga Bank (Probusinessbank has 98.8%), Ivanovo National Savings Bank (100%), Gazenergobank (99.9%), Bank “Let's go!” (100%), KB "Solidarity" (100%). It is worth noting that the Life group until recently included the Ekaterinburg Bank24.ru, whose license was revoked on September 16, 2014. Probusinessbank also owns: Factoring company Life (100%), development company Probusiness Development (100%), collection agency Life, Cypriot Let's Go Holdings Limited (100%).

As of March 2015, the main beneficiaries of the bank are those controlling the bank through the Cypriot Alivikt Holdings, Sergei Leontyev (41.50%), who is the president and chairman of the board of directors of Probusinessbank, and the chairman of the board of the bank, Alexander Zheleznyak (11.44%). Senior Vice President of Probusinessbank Eduard Panteleev, through Rodina LLC, owns a stake of 5.43% of the shares. British citizen Blake Klein owns 7.22%. Through the East Capital fund, Swedish citizen Peter Elam Hakasson owns 7.17%, Lithuanian citizen Kestutis Sasnauskas - 3.14%. For the share of minority shareholders owning the bank through registered in the Cayman Islands investment funds Blue Crest Emerging Markets Master Fund and Argo Special Situations Fund account for 14.44% of the bank's shares.

The Probusinessbank network is represented by the head office in Moscow, 230 additional offices and one operating cash desk outside the cash desk. The number of employees of the organization as of January 1, 2015 was 5,057 people.

Legal entities are offered cash settlement services, deposits, lending (including tender and project), overdrafts, leasing and factoring, exchange control, collection, acquiring, tokens, safekeeping, letters of credit and guarantees, repo operations. For small and medium-sized businesses, in addition to standard services, the Money Back option is available, which is financial guarantee quality of service (in case of incompetent service and the client indicates specific shortcomings, the bank offers compensation in the amount of the cost of the tariff plan).

Among the clients of Probusinessbank at various times, such organizations as Moscow Coffee House on Shares CJSC, Izhora Plants OJSC, Bogorodsky Delicacies PJSC, United Aircraft Manufacturing Company OJSC, Shipbuilding Plant Volga OJSC, Metalservice OJSC were noticed " and etc.

The bank offers to individuals consumer loans, deposit line, remote maintenance, credit and debit bank cards(Visa and MasterCard), etc.

Since the beginning of 2014, the bank’s balance sheet has increased by 39.3%, reaching a value of 146.3 billion rubles as of March 2015. The main point of growth in liabilities was interbank attraction, which increased over the period by 2.6 times, or by 21 billion rubles. Due to the active attraction of medium-term and long-term funds into deposits and deposits, household funds in deposits also grew: +29%, or +6.5 billion rubles, and corporate funds: +10.7%, or +2.7 billion rubles.

The newly raised funds were mostly used for settlements on securities, settlements on conversion transactions, as well as settlements on letters of credit, due to which the bank’s other assets increased almost fivefold, or by 37.9 billion rubles. There was also an increase in the securities portfolio (+10.9%, or +4.6 billion rubles) due to investments in bonds. Fixed assets and equipment increased by 1 billion rubles, or one and a half times intangible assets jar. Investments in the capital of other organizations increased by 1.1 billion rubles, or 41.5%. Bank activity on interbank market as a net creditor also increased by 11.2%, or by 874.3 million rubles.

The bank's liabilities are highly diversified. LORO accounts - 27.6% of net liabilities, the share of interbank attractions - 23.2%, in household deposits - 19.7%, corporate funds - 18.8%, equity- 8.7%. The dynamics of turnover of the bank's current funds is at an extremely high level: from 132.4 to 207.9 billion rubles per month, which indicates the high quality of the client base.

In the asset structure, 32.2% is accounted for by the securities portfolio, represented almost entirely by bonds. 32.6% of net assets are made up of other assets (mainly settlements on securities, as well as derivative instruments-claims; a large share of settlements on conversion transactions, as well as settlements on letters of credit). Loan portfolio The bank accounts for 17.8% of net assets. Highly liquid assets - 6.7%. Issued interbank loans - 5.9%.

The Bank is highly active in the securities market. It has a significant portfolio of securities (47.1 billion rubles as of March 2015), consisting almost entirely of bonds. 54.4% are bonds federal loan, by 19.9% - corporate bonds of non-residents, by 16.9% - bonds foreign countries. The dynamics of portfolio turnover range from 35 to 165 billion rubles per month. The bank also actively issues its own securities, in particular bills - in the amount of 1.7 billion rubles as of March 2015. Bills of exchange are predominantly issued for a period of up to six months. As of March 2015, the bonds previously issued by the bank were almost completely repaid (on the balance sheet - 28.6 million rubles).

The bank's credit policy is aimed at lending individuals, as well as small and medium-sized businesses. As of March 2015, the share of retail loans in the portfolio was 58.8%. The loan portfolio is diversified by maturity. According to the bank's reporting (RAS), the level of overdue loans is high (19% as of March 2015), and is growing dynamically (10.5% at the beginning of 2014). The level of overdue loans is especially high corporate entities: as of March 2015 reaches 21.5%. The reserve ratio for issued loans is also growing and as of March 1, 2015 it was 22.3%. Loans are secured collateral in the amount of 23.7 billion rubles (90.7% of the loan portfolio), which is slightly below the sufficient level. The bank's loan portfolio tends to decrease due to the tightening of the bank's policy on issuing loans to new clients.

During the analyzed period, the bank was highly active in the interbank lending market, acting primarily as a net borrower and attracting liquidity primarily from residents, presumably controlled banks. The amount raised as of March 2015 is 33.9 billion rubles. The bank supplies liquidity in significantly smaller volumes, approximately equally to the Bank of Russia, controlled banks and non-residents. On Forex market The bank is one of the market makers, showing ultra-high turnover from 460 billion to 1 trillion rubles per month.

At the end of 2014, the bank received a net profit of 1.8 billion rubles (mainly due to transactions with foreign currency). In 2013, the bank's net profit amounted to 826.7 million rubles. In 2012, the bank received a net profit of 1 billion rubles (due to its core activities).

Board of Directors: Sergey Leontyev (president), Alexander Zheleznyak, Eldar Bikmaev, Eduard Panteleev, Alexander Turbanov, Sergey Zozul, Sofia Bianchi, Hanna-Leena Loikkanen, Mogens Schmidt.

Governing body: Dmitry Dylnov (chairman), Andrey Litvinov, Alexander Lomov, Sergey Letunov, Sergey Shilov, Alexey Pirogov, Elena Tsybina, Vladislav Solodky.

* Financial group "Life" is a banking holding company created on the basis of the Moscow "Probiznebank". Now it unites 7 banks: Probusinessbank (Moscow), Let's Go! (Moscow), VUZ-Bank (Ekaterinburg), Express-Volga (Saratov), National Savings Bank (Ivanovo), Gazenergobank (Kaluga), Solidarity (Samara), as well as the factoring company Life and Probusiness Development ", as well as a number of related business structures. The group has over 800 branches in more than 75 regions, 4 million individual clients and 200 thousand. legal entities, 17 thousand personnel.

Consolidated assets of the group, according to interim financial statements according to IFRS, for the first half of 2014 amounted to 177.9 billion rubles, capital - 21.4 billion, profit for six months - 952.6 million rubles.

When applying for a loan from a bank, few people think about the difficulties that may arise as it is repaid. For example, one of the most common problems is the revocation of a lender's license. As a result, many are simply at a loss as to who and how to pay the loan. This is exactly what happened with an organization like Probusinessbank. In order to reduce the intensity of passions among panicking borrowers, we decided to tell in detail where to pay Probusinessbank loans after its liquidation. We will tell you more about this further.

Brief information about the bank

Probusinessbank was founded in early 1993. Since its creation, this company has set a course for later, it introduced car loan programs into its universal portfolio of services and began issuing loans to individuals. It was these innovations that helped the bank take a leading position in this niche by 1998.

At the end of 2006, JSCB Probusinessbank joined the large Life holding company, continuing to focus on clients working in various business structures. Closer to 2015, in addition to this financial organization Other banks also joined the Life group. And the very credit institution acquired an enviable retail network of 230 offices and branches, and a full-fledged operating cash desk.

What services did the bank offer to its clients?

During its operation, OJSC JSCB Probusinessbank offered its clients the following types services:

deposit programs;
design and ;
overdrafts;
factoring and leasing;
acquiring;
currency operations;
rental of safes and lockers;
REPO operations;
letters of credit;
remote maintenance and many others.

At that time, among the regulars of this financial organization, companies such as “Moscow coffee shop on shares”, “Bogorodsky delicacies”, “Izhora factories”, “Volga Shipbuilding Plant” and others were noticed.

Revocation of a license: what are the reasons?

Despite high ratings and great popularity among business representatives, the bank still lost its license. This happened at the beginning of August 2015. The main reason this decision The regulator was the systematic violation of federal legislation by Probusinessbank. And of course, the financial institution could not do without conducting high-risk credit policy followed by investing money in low-quality assets. In a word, “finita la comedy.” This is how the activities of the central player in the credit policy of the Life group, better known as Probusinessbank, ended. How to pay off a loan after the license has been revoked financial institution, we talk further.

Where can I find details of credit institutions for payment?

The revocation of a license from a favorite lender came as a real shock to bank clients. Most of the borrowers, as we have already said, were quite large entrepreneurs, so none of them fell into despair. However, among them there were also individuals who were interested in where they should turn now in order to repay the ill-fated loan. Many of them at one time even gathered near the bank’s Moscow office and picketed the entrance to the building. They demanded clarification from the company management and, of course, the return of money on deposits.

Having warned of popular unrest in advance, the Agency provided the details of Probusinessbank for payment of the loan. The organization’s representative office published this information two days after the bank’s license was revoked on its official website. At the same time, information was provided separately for individuals and legal entities, as well as for borrowers who had previously obtained loans in national and foreign currencies (US dollars and euros).

Attention! There is a reminder on the agency's website for all non-payers. According to this message, penalties will be applied to legal entities and individuals for non-payment of the loan.

How can I find out the necessary details for paying a loan?

To find out the details of Probusinessbank for loan payment, you need to follow these simple steps:

Go to home page DIA asv.org.ru;
from the menu list (located in the upper left corner of the site) select “Liquidation of banks”;
from the alphabetical directory under the letter “P” select “Probusinessbank”;
go to the page with details.

Similar information about details and partner banks can be found on the website prbb.ru.

Which banks can pay a loan without commission?

Despite the fact that the Deposit Insurance Agency has already appointed several financial institutions that are ready to accept payments on loans from a bankrupt bank, many borrowers prefer to pay the loan at nearby financial institutions, most of which are clearly not ready to work for a “thank you.” Taking this opportunity, they set their own commission for servicing third-party clients. And this is after all additional expenses. In order to avoid them, you must first find where to pay Probusinessbank loans without commissions.

In order to make your task easier, we will name the most basic agent banks:

PJSC " Russian Capital».
PJSC Transcapitalbank.
OJSC Tatfondbank.
PJSC Sovcombank.
Payment Center LLC (using the Golden Crown service).

This is where you can pay Probusinessbank loans without additional fees.

How to find the addresses of agent banks for payment?

In order to find out where the nearest branch of the agent bank is located, you should go to the main page of the DIA, select “Liquidation of banks”, go to the “Participating banks” tab, open the alphabetical list and search for the appropriate organization. For example, one of the branches of Russian Capital PJSC is located in Moscow on Bolshaya Molchanovka Street, 21/A.

The representative office of PJSC Transcapitalbank can be found, for example, in Bryansk (Sovetsky district), on Proletarskaya Street, 1. The branch of OJSC Tatfondbank, where to pay Probusinessbank loans, is located in Kazan, on Vosstaniya Street, 31/26.

Offices and branches of PJSC Sovcombank can be visited, for example, in the city of Alexandrov. There is a bank representative office here, located on Lenina Street, 24, building 1. The second branch of the financial organization is located on Tereshkova Street, 6.

In turn, Payment Center LLC is another agent representing Probusinessbank. How to pay a loan from this organization (cash or by card) is up to you. The main thing is to contact the network’s partner salons. Among them, the following intermediaries should be highlighted:

"Euroset".
Beeline.
"Frisbee."
"MTS".
"Maximus."
"Kari."
"Agent.Ru".
"Digital City".
"Sangi Style".
"Division" and others.

The bank was established in 1993 in the form of a joint-stock company, then transformed into an LLC. By the beginning of 1998, the bank occupied a leading position in the car lending market, and at the same time it was corporatized. Since 1999, the bank began intensive development of its factoring and leasing divisions. In 2001, the bank attracted a subordinated loan in the amount of $5 million from the International Finance Corporation. In January 2003, the beginning was laid for the formation of a holding structure with the participation of regional banks (later transformed into the Life financial group * ) - acquired a controlling stake in Ekaterinburg VUZ-Bank (94.5%). In August 2003, the European Bank for Reconstruction and Development provided the bank with a $10 million line of credit to finance export-import operations. In 2004, Express-Volga and National Savings Bank were acquired.

In 2006, the Life Financial Group was formed on the basis of Probusinessbank; the bank placed an increasingly strong emphasis on servicing small and medium-sized businesses. In December 2006, the bank acquired Ivanovo Regional Bank (100%). In March 2007, the bank issued notes on the London Stock Exchange, thereby managing to attract more than $750 million. In 2008, another 375 million rubles were raised from East Capital Financial Institutions Fund AB by issuing ordinary shares. At the same time, East Capital provided the bank with a subordinated loan in the amount of 625 million rubles for five years. In January 2009, the bank acquired Gazenergobank (99.99%), at the same time the share in Bank24.ru was increased to 99.5%. In May 2009, the bank carried out an additional issue of shares through private subscription in favor of the East Capital fund. During the additional issue, the fund's share in the bank's authorized capital increased from 12.52% to 19.93%. In December 2009, the bank acquired Investment City Bank, which was subsequently renamed Bank Let's Go!

Since 2010, the bank has been actively expanding its presence area. In September 2011, the Central Bank of the Russian Federation registered the issue of bank bonds for 3 billion rubles. In December 2013, the bank became a sanator of the Samara bank Solidarnost, which joined the group by February 2014. In January 2015, the shareholders of the Life financial group made a strategic decision to merge the business of the Samara bank Solidarity and the Ivanovo National Savings Bank on the basis of Solidarity.

As of March 2015, the main beneficiaries of the bank are those controlling the bank through the Cypriot Alivikt Holdings, Sergei Leontyev (41.50%), who is the president and chairman of the board of directors of Probusinessbank, and the chairman of the board of the bank, Alexander Zheleznyak (11.44%). Senior Vice President of Probusinessbank Eduard Panteleev, through Rodina LLC, owns a stake of 5.43% of the shares. British citizen Blake Klein owns 7.22%. Through the East Capital fund, Swedish citizen Peter Elam Hakasson owns 7.17%, Lithuanian citizen Kestutis Sasnauskas - 3.14%. Minority shareholders owning the bank through Cayman Islands-registered investment funds Blue Crest Emerging Markets Master Fund and Argo Special Situations Fund account for 14.44% of the bank's shares.

Legal entities are offered cash settlement services, deposits, lending (including tender and project lending), overdrafts, leasing and factoring, currency control, collection, acquiring, tokens, safekeeping, letters of credit and guarantees, and repo operations. For small and medium-sized businesses, in addition to standard services, the Money Back option is available, which is a financial guarantee of the quality of service (in case of incompetent service and the client indicates specific shortcomings, the bank offers compensation in the amount of the cost of the tariff plan).

For individuals, the bank offers consumer loans, a deposit line, remote servicing, credit and debit bank cards (Visa and MasterCard), etc.

The newly raised funds were mostly used for settlements on securities, settlements on conversion transactions, as well as settlements on letters of credit, due to which the bank’s other assets increased almost fivefold, or by 37.9 billion rubles. There was also an increase in the securities portfolio (+10.9%, or +4.6 billion rubles) due to investments in bonds. The bank's fixed assets and intangible assets increased by 1 billion rubles, or one and a half times. Investments in the capital of other organizations increased by 1.1 billion rubles, or 41.5%. The bank's activity in the interbank lending market as a net lender also increased by 11.2%, or by 874.3 million rubles.

The bank's liabilities are highly diversified. LORO accounts - 27.6% of net liabilities, the share of interbank attractions - 23.2%, in household deposits - 19.7%, corporate funds - 18.8%, equity capital - 8.7%. The dynamics of turnover of the bank's current funds is at an extremely high level: from 132.4 to 207.9 billion rubles per month, which indicates the high quality of the client base.

In the asset structure, 32.2% is accounted for by the securities portfolio, represented almost entirely by bonds. 32.6% of net assets are made up of other assets (mainly settlements on securities, as well as derivative instruments-claims; a large share of settlements on conversion transactions, as well as settlements on letters of credit). The bank's loan portfolio amounts to 17.8% of net assets. Highly liquid assets - 6.7%. Issued interbank loans - 5.9%.

The Bank is highly active in the securities market. It has a significant portfolio of securities (47.1 billion rubles as of March 2015), consisting almost entirely of bonds. 54.4% are federal loan bonds, 19.9% are corporate bonds of non-residents, and 16.9% are bonds of foreign states. The dynamics of portfolio turnover range from 35 to 165 billion rubles per month. The bank also actively issues its own securities, in particular bills - in the amount of 1.7 billion rubles as of March 2015. Bills of exchange are predominantly issued for a period of up to six months. As of March 2015, the bonds previously issued by the bank were almost completely repaid (on the balance sheet - 28.6 million rubles).

The bank's credit policy is aimed at lending to individuals, as well as small and medium-sized businesses. As of March 2015, the share of retail loans in the portfolio was 58.8%. The loan portfolio is diversified by maturity. According to the bank's reporting (RAS), the level of overdue loans is high (19% as of March 2015), and is growing dynamically (10.5% at the beginning of 2014). The level of overdue loans to corporate entities is especially high: as of March 2015, it reached 21.5%. The reserve ratio for issued loans is also growing and as of March 1, 2015 it was 22.3%. The loans are secured by collateral in the amount of 23.7 billion rubles (90.7% of the loan portfolio), which is slightly below the sufficient level. The bank's loan portfolio tends to decrease due to the tightening of the bank's policy on issuing loans to new clients.

During the analyzed period, the bank was highly active in the interbank lending market, acting primarily as a net borrower and attracting liquidity primarily from residents, presumably controlled banks. The amount raised as of March 2015 is 33.9 billion rubles. The bank supplies liquidity in significantly smaller volumes, approximately equally to the Bank of Russia, controlled banks and non-residents. In the Forex market, the bank is one of the market makers, showing extremely high turnover from 460 billion to 1 trillion rubles per month.

Board of Directors: Sergey Leontyev (president), Alexander Zheleznyak, Eldar Bikmaev, Eduard Panteleev, Alexander Turbanov, Sergey Zozul, Sofia Bianchi, Hanna-Leena Loikkanen, Mogens Schmidt.

Governing body: Dmitry Dylnov (chairman), Andrey Litvinov, Alexander Lomov, Sergey Letunov, Sergey Shilov, Alexey Pirogov, Elena Tsybina, Vladislav Solodky.

The group's consolidated assets, according to interim financial statements under IFRS, for the first half of 2014 amounted to 177.9 billion rubles, capital - 21.4 billion, profit for six months - 952.6 million rubles.