Investing stock exchange. Investments or gambling? How to invest money correctly

Today, in developed countries, many working people, in addition to their main income, try to invest in various securities. This can be additional income with the prospect of profit growth in the future. The most common instruments are stocks and bonds of large companies.

Where to begin

Before carrying money to the exchange, you should take care of the "reserve fund". Investing in securities is always a risk. Therefore, first you need to make a deposit in the bank, where you can accumulate at least three monthly salaries. This will be a rainy day "safety cushion" in case you fail. When choosing a bank, one should adhere to the golden rule - a credit institution must have a valid license from the Central Bank of the Russian Federation. This is the only way to guarantee the safety of your funds.

Before choosing an investment instrument and buying securities, it is also a good idea to do self-education and at least learn the basics of working on the stock exchange. Many companies now offer free investment start-up courses. It should be remembered that some brokerage companies specifically teach clients to speculate, that is, to play on the stock exchange every day, buying and selling shares. This method is not for beginners, and you can be sure that you will not earn anything, but will only “feed” the broker with commissions.

The brokerage company must also have a license from the Central Bank. A list of such companies is available on the Central Bank's website in the "Financial Markets" section. Brokerage services are also provided by large banks.

You should be especially careful when contacting companies that operate in the Forex market. There are a lot of illegal dealers in this market.

“In the first quarter of 2018 alone, the Bank of Russia identified 99 illegal Forex dealers, data on 78 such organizations were sent to the prosecutor’s office to block their sites in court,” Valery Lyakh, director of the Bank of Russia's Department of Counteraction to Unfair Practices, told Karelinform.

As a rule, scammers lure customers with the promise of easy and large earnings. On their websites, such companies provide access to a "personal account" and supposedly a trading terminal. In fact, clients do not invest in currencies, and all the results on the sites are "drawn". As a result, the clients' invested funds go to the accounts of fraudsters, and when trying to withdraw cash, "technical problems" begin to arise.

“Companies that do not have a license from the Bank of Russia often use their trump card by the fact that they are registered abroad and they have a license from a foreign regulator. But remember - if problems arise when interacting with such a platform, and they arise in 99 percent of cases, you will have to fight for your rights in a foreign jurisdiction - in the Virgin Islands or even further away, ”the Central Bank expert warns.

In any case, it is worth remembering that currency trading is the most risky way to invest money.

How does the exchange work

There are several common myths regarding stock gambling. One of them: the exchange is like a casino, the client is always a loser. Another misconception is that it is easy and extremely profitable to play on the stock exchange. Both statements are extremes. In fact, the stock market is just a place to buy and sell securities.

There are two main types of company securities - stocks and bonds. By buying shares, a person becomes the owner of a share in the company. Buying bonds, he only lends money to the company at a fixed interest rate. In both cases, the holder of the securities can count on income that is higher than the income from a deposit in a bank. However, there is a risk in both cases. If the company goes bankrupt, no one will return your investment.

Therefore, most people around the world prefer to invest in securities of large and stable companies. But in this case, you should remember about the simple investment rules.

Firstly, if you do not understand anything at all about investments, then you can first purchase units of mutual investment funds (UIF). This is the easiest way to invest in the stock market. Secondly, if you still decide to figure out the intricacies of the exchange yourself, then you need to open a brokerage account. This service is offered by large banks or brokerage companies.

It is easy to buy and sell shares through your personal account - it takes no more than a minute. But not all trades will be profitable. It is almost impossible to understand when which securities will rise in price and when to fall. At the initial stage, invest no more than 10-20% of your savings in stocks and bonds.

The exchange does not offer you to make money easily and quickly. Again, don't trust the “stock guru” with free courses that teach you how to buy and sell every day. Also, you cannot find the only correct strategy that will bring guaranteed income - there are no such strategies, and you will soon be disappointed.

Remember that stocks and bonds are long term investments. You don't need to expect that in a year or two you will have saved up for a new apartment. It may happen that by the time you buy an apartment, the stock market will fall, then you will have to wait for a new rise in the market.

Mutual fund - for beginners

Novice investors are always advised to choose a mutual fund instrument. You simply transfer the money to the brokerage company, and the managers will make the deals for you.

The easiest way to invest is with index funds. Managers do not try to speculate and take risks, but simply invest in the securities of large and stable companies. Moreover, the commission for such funds is usually the lowest. This is how most lay investors around the world invest.

However, this tool is more suitable for investing small amounts of up to 100 thousand rubles. If you are ready to risk several hundred thousand, then it is better to study the wisdom of the stock market yourself.

Features of the national exchange

Another convenient investment tool has recently appeared in Russia. These are individual investment accounts (IIA). It works as follows: the client opens an account, deposits funds into it and buys stocks or bonds. As a result, the account holder receives dividends and profits from the growth in the value of securities, coupons from bonds, but most importantly - a 13% tax deduction on deposits for up to 3 years.

There are two limitations. Firstly, no more than 1 million rubles per year can be deposited into the IIS account, and a deduction can be obtained from an amount of no more than 400 thousand rubles (that is, 52 thousand rubles per year maximum). Secondly, in order to qualify for a tax deduction, you cannot withdraw funds from your account for 3 years.

Thus, the IIS tool allows you to earn up to 11-12% per annum in three years, taking into account the tax deduction - compared to a bank deposit, the profitability is almost one and a half times higher.

Real stories

Compliance with the basic rules and prohibitions on investing allows you to have good additional income in the long term, say participants in specialized forums.

“I have been trading on the stock exchange since October 2015. And I realized that it was rather risky. The other day, for example, I earned 248,000 in one day, and a day later I lost a large sum - 170,000. But another day I “recaptured” and received 330,000, ”writes a resident of Stavropol Vladimir.

“I have been on the stock exchange for about 6 years. Immediately I set myself a rule - to avoid "razvodilov". I chose the stock market as the most suitable investment environment. I remember my first deal - I bought shares at 142 rubles, and sold at 149. Naturally, I remained in the red, since I paid a commission to the broker. For the next six months, I continued to feed the broker with daily trades. Then I realized that it was better to play for a long time. If you want to make something, my advice to you is, buy reliable papers and forget about them for the next five years. I got 150% profitability on the shares of one company. But I had to wait, ”writes another investor from Stavropol, Ivan.

What you need to remember

To summarize, we can summarize the basic rules and restrictions when investing in securities:

If you do not have savings in the bank, do not go to the stock exchange. First, create a "safety cushion" that will help you out in the event of a crisis or failure. The stock of funds should be equal to 3-6 months' earnings.

The best strategy for newbies is to buy and hold securities of large companies. You do not need to “play on the stock exchange”, you need to invest.

Complete your initial training, preferably in a large and independent school.

It must be remembered that investments are long-term investments. There is no need to count on immediate profits or even large income within two years. Your prospect is 3-5 years.

Consider simple and affordable investment instruments - mutual funds and IIS. They are also associated with a certain risk, but are more understandable and predictable.

Greetings, dear readers! A fairly reliable, with a competent approach, and a profitable investment method, today, is the purchase of securities on the stock market.

And although this method is available to almost everyone who wants to start investing, success in the market depends on many factors.

The purchase / sale of securities is associated with, which are in any investment process. Therefore, before investing in stocks, a potential investor needs to understand what goes with success in the stock market.

By the way, now there is an opportunity to buy shares without leaving home through, as well as open an individual investment account (IIS) remotely.
To buy a small block of shares on trial, you can use the button below:
Buy stocks online

Important rules for investing in stocks

You can only invest in the purchase of shares with your own free funds. Taking out loans or borrowing from friends in order to trade stocks is reckless. You should always be aware of the risks that come with. Therefore, it is better to risk free capital than in the event of a failure, to remain in debt to third parties.
Before you start investing in stocks, you need to make a budget. One part of the free capital should be left in reserve in case trading in shares is unprofitable. To rehabilitate yourself in the market, you need funds. So this reserve will just be used for such cases. And the second part of the capital must be directed to the purchase of shares. This budget should not be spent on anything else.
Regardless of whether the investor himself will trade shares on the stock exchange, or he will give his money in trust to professionals, possible risks must be diversified in advance. What does it mean? Simply put, you should never invest all your money in buying shares of any one company, even if it is profitable. To reduce investment risks, capital must be allocated in such a way that it is enough to buy securities in several companies at once. As the saying goes, "You should never put all your eggs in one basket."
When investing, you should never naively believe that someone will be able to provide an investor with one hundred percent guarantees of a profit. This does not happen, even with professionals who trade on stock market for years. Risks were and always will be, so you need to prepare for them in advance. Another question is what is the maximum percentage of loss an investor can afford. Losses can be learned to control and reduce, and all that is needed for this is a proven trading strategy, without which trading will never bring a positive result.
Naturally, you only need to invest in profitable enterprises with a stable income. And for this you need to do some work and study the activities and reports of those companies in whose shares it is planned to pour funds. Simply put, you need to collect as much data as possible on several enterprises, and only after that compare their indicators and make the right choice.
A tangible income from the purchase / sale of shares can be obtained only in the long term (5-10 years). Do not assume that trade securities Is a fast track to enrichment. No, only an investor who has strong nerves and a huge reserve of patience can make money. There is definitely no place for rushes in the stock market.
If a person wants to independently operate with shares on the stock exchange, he will need to master all the subtleties of this process, which will take a lot of time. Self-education and self-discipline are qualities that you cannot do without when investing.
Stocks are most suitable for those investors who prioritize high returns over investment reliability. You should never forget about it. You can make good money on this asset, however, the risks of financial losses are irreversible here.
It is best to buy shares when they have reached the minimum price, and sell when the demand and price for them have increased. Don't always follow the crowd. Each investor should always have his own adequate view of market trends. Well, in order to achieve this, you need to learn to understand market processes.
Choosing a reliable broker is the first task that a future investor will have to do. The success of the investor will depend on the reliability of the intermediary in the future.
You should never be greedy and chasing profit. The investor must be able to stop in time. And even more so, you shouldn't give in to emotions and try to win back on the stock exchange. This can only lead to large financial losses from stock trading.
If a person is not sure of his capabilities, but he firmly intends to associate investments with stocks, then it is better for him to choose PAMM - accounts or mutual funds, entrusting his capital under professional management to experienced traders.

For today, my short "educational program" on the topic stock exchange, completed :) Subscribe to updates, it will be more interesting and useful later.

Google and Yandex search engines are overflowing with requests “ how to make money on the exchange for a beginner», « how to make money on the stock exchange for a beginner at home», « how to start making money on the exchange for a beginner»…:

Users register accounts with the most advertised dealing centers and brokers, open trading accounts and deposit funds into them. However, such significant efforts, energy and invested funds do not always allow to increase the amount of savings on the trading account, and, even more rarely, a beginner manages to withdraw his funds and the profits.

Therefore, sooner or later, any of the newly emerging traders, the question arises - “ is it really possible to make money on the stock exchange"? You will find answers to this and other questions below.

Content:

Is it possible to make money on the exchange and why do newbies earn more

Every professional was once a beginner. Therefore, the answer is obvious - a beginner can make money on the exchange, even practically from scratch.

An interesting fact is that beginners often earn a higher percentage of profits than professional traders, and this is not luck. The fact is that newbies come to the market with deposits of $ 200-1000. They can afford high risks, for example, open a deal for 20% of the deposit and earn more than 50% profit per day.

But imagine, if you have 2 million dollars on your deposit, you will agree, you will be extremely careful.

Success, as a rule, does not come immediately, therefore, even in the case when one of the beginners begins to achieve success in trading, a certain period of time has passed, the person gains experience and some knowledge, as a result of which the trader ceases to be a beginner.

How much can a beginner earn on the exchange in% and $

When a beginner is asked, usually successful traders do not give a specific answer. After all, a lot depends on the size of the capital and the aggressiveness of the trade. Therefore, almost everywhere, profitability is indicated only in percent.

George Soros argues that preservation of capital has always been his first task, and that profit has been given a secondary role.

And one cannot but agree with him, a trader who constantly thinks about profit, loses his sense of the market and cannot adequately assess it.

And nevertheless, it is the numbers that attract more and more new participants to the exchange.

Consider the income from successful trading on the Moscow Exchange. Average daily volatility on this exchange ranges from 0.5 to 2%. With intraday trading and the ability to work out ⅓ of all market movements, the trader will work out from 0.3 to 0.6% of the market change and, consequently, his invested capital, while half of the transactions on average will be closed immediately upon transition to a loss.

From this we can conclude that 0.15-0.3% will be the trader's profit per day. Then a trader will earn about 6% ... Taking into account reinvestments, in three years, you can come to the following result:

In practice, the profit from one trade can be much higher.

We trade stocks with a regulated broker in Russia CROFR... The main thing is that it offers a huge number of shares and good conditions, for example, leverage up to 1: 300.

Below we show an example of buying a BMW stock and what came of it.

It is very easy to buy stocks - we opened a stock chart, indicated a small lot size and clicked the button BUY(Buy):

Within a few working days, the value of the securities increased and we made a profit:

To get money to your personal account, you need to sell the shares back, that is, close the deal and fix the profit:

The transaction results can always be viewed in the tab of the same name below the chart:

By the way, you can also receive dividends from the broker.

Many people can use the daily profitability indicators in 50-100% , but you need to remember that there is not a single trader who does not receive losses.

Of course, in the end, if you earned 300% profit and withdrawn it, then even a complete loss of the deposit will not take away the profit you have already earned and will allow you to start again. This is exactly what all professional traders do.

How to start making money on the stock exchange from home on the Internet

Modern technology has radically changed the world. Even 40 years ago, exchange trading was unthinkable without buying a place on the exchange. Today, all exchange trading takes place only on the Internet.

Trade through a dealing center is perhaps one of the easiest ways to enter the market today.

Modern brokers provide access to various types of trading platforms. There is also the well-known Forex market, stock and commodity platforms such as the New York Stock Exchange or the New York Mercantile Exchange. Many companies have the opportunity to trade not only stocks, but also derivatives; now trading in options and futures is gaining popularity.

Brokers provide special software for trading, which is conventionally divided into 2 types:

Trading is organized through trading terminal that is installed on the trader's personal computer;
Trading is carried out through the WEB-platform (from the broker's site itself), which does not require installation on the trader's computer.

Registration with a broker includes filling out a questionnaire, where the user will have to enter his passport data, indicate his email number and phone number.

After filling out the questionnaire, the user will receive a link or a code to confirm the registration by e-mail or phone. After confirming the registration, the user enters the trader's personal account, where he will be asked to open a trading account and link a payment card to it in order to be able to replenish it with funds.

Having replenished the account with cash, before the start of trading, the newbie will actually have one step, depending on the type of the dealing center, to install / open a trading terminal and place the first order.

The best brokers for trading and investment

TOP CFD Binary options Forex Shares

Type of	Min. deposit	Regulators
Binary options	$250	CROFR
Shares, investments, Forex, Crypto	$500	ASIC, FCA, CySEC
	$250	VFSC, CROFR
Forex, CFDs on Shares, Commodities, Indices, Crypto	$200	CySEC
Forex, investments	$100	IFSA, FSA

$250 .

Stock market

The stock market is the market for securities. Securities traded on the stock exchange are understood as stocks and bonds, as well as stocks of ETF funds.

Today, there are many securities markets in the world, all together they form a network of stock exchanges.

The most famous stock trading platforms include:

New York Stock Exchange - NYSE;
NASDAQ;
Tokyo Stock Exchange;
Shanghai Stock Exchange;
London Stock Exchange;
Moscow Exchange;
Korean Exchange.

Not all companies can be quoted on stock exchanges, as a rule, these are large corporations that have passed the reliability test.

On various stock exchanges, securities of such well-known companies as, Coca-cola, PepsiCo, Chevron, Apple, Alphabet, Microsoft, Kellogg's, NLMK, Arcelor Mittal, Rosneft, Gazprom, Merrill Lynch, Sberbank and this is only a small part of the list of potential investment assets.

Due to the fact that trading in stock markets is one of the most widely known types of trading, it will be useful for a novice trader to start his acquaintance with securities trading.

A great help in this case will be the ability to use a very significant cluster, trading strategies and techniques that were developed and tested precisely in trading on stock markets over a fairly long period of their existence.

The best brokers to buy and invest in stocks

eToro

The broker provides a professional trading platform and the best conditions. Recommended initial deposit $250 .

The Libertex platform is owned by a broker with over 20 years of experience and has serious regulators. Here you will find a huge number of stocks and ETFs. The broker offers a huge asset base, an academy (training programs), constantly conducts webinars, provides analytics and has a very convenient trading platform to which a large number of indicators are connected. Minimum deposit $200 .

Conductives

Direvatives are the most profitable way to make money on the stock exchanges, since here trading is carried out exclusively at the price of an asset within a predetermined time frame. These markets are called urgent. For example, Stock futures, indices, currencies ...

The most profitable and simple ones are, as they allow you to earn more than 70% profit, regardless of how much the price of the asset changes.

To get income on binary options, you need to select the term of the transaction and indicate the condition of the UP or DOWN option. In other words, whether the price of the asset will be higher or lower at the time of the close of the transaction. If your condition is met, then you instantly make a profit.

You can choose the terms of transactions from 1 minute to a month. For example, and chose the stock index DAX and indicated the term of the option - the time when the deal will automatically close. We chose the option term for 2 minutes:

Technical analysis shows that at the moment there is a high probability of a price rollback downward, so we chose the option condition WAY DOWN:

If after 2 minutes the quote is lower than at the time of purchase, then we will receive a previously known profit - 65%.

2 minutes passed quickly and the deal was closed automatically. Look at the price chart:

The quotation dropped significantly. With investment in $70 we returned $115.5 , including profit ( in just 2 minutes!):

We open binary options transactions with a broker, where you can find options on assets of various markets - stocks, futures, cryptocurrencies, commodities, etc. The minimum deposit for opening an account is $ 250.

Commodity market

In commodity markets ( commodity, commodity exchanges) generally sells items such as oil, gas, ferrous and non-ferrous metals, timber, coal, coffee, soybeans, sugar, corn, wheat, cotton and many other goods that, due to their irreplaceability or industrial significance, are considered raw materials or are equated to it.

Today, on average, about 100 different commodity names are listed on the commodity exchange.

Commodity Exchanges are one of the oldest types of trading platforms.

Commodity markets have not only economic, but also political and strategic importance.

Today in the world there are many both universal and specialized commodity exchanges, the most famous of them are:

New York Mercantile Exchange;
Chicago Mercantile Exchange;
Tokyo Mercantile Exchange;
Singapore Mercantile Exchange.

Trading in raw materials and goods has a number of its own characteristics, since the level of pricing is influenced by a very diverse list of factors. This could be the beginning of a military operation in some region - a producer of raw materials and the presence of droughts in the regions of grain production.

A newbie trader who wants to start his way in trading with just commodity assets could be recommended to familiarize himself with the literature describing the features of trading in such markets.

Currency market

Today, almost all transactions for the purchase and sale of currency are carried out within the framework of the foreign exchange market. Forex.

Distinctive features of this market are huge volatility and liquidity, positions are opened not for any specific currency, but using a currency pair of the "" type. This two factoriality of each quote determines the strongest movements on the trading floor.

The main traded currency pairs on Forex include:

EUR / USD;
GBP / USD;
CHF / USD;
USD / CAD;
JPY / USD;
EUR / JPY;
EUR / CHF.

At the same time, answering the question - is it really possible for a beginner to make money on the exchange from scratch, it should be noted that a newcomer who has come to the market may well begin to receive good income using methods that are not directly related to his own trading.

Alternative ways to generate income (not from your own trade) include:

Participation in investment products, such as other types of transfer of funds into trust;
Investments in ETF funds;
Automatic copying of transactions of other traders.

The transfer of their funds into trust is the transfer of the investor's funds to the account of an experienced trader for the most efficient management of them.

This type of alternative earnings is similar to investing in a PAMM account, but in this case the user does not transfer funds anywhere, and the transactions of the selected trader are automatically copied to your account.

The advantages of this way of earning are:

Ability to use trading solutions of an experienced trader;
The ability to learn how to trade using these signals;
The constant availability of your funds in your account, they do not need to be transferred anywhere;
Transparency of transactions and their control - if you do not like open transactions, then you can close them yourself or limit funds and risks.

The considered methods of income, although they do not exceed the effectiveness of well-organized trading, however, will help to create start-up capital, form certain skills in the field of money management and instill primary knowledge about trading in the markets.

Everything can be bought and sold online

Today it is quite realistic to answer in the affirmative to the question of how to make money on the stock exchange for a beginner on the Internet.

The current state of affairs is such that any trading operation can be carried out via the Internet. Trading over the Internet is carried out in several ways:

Using a trading terminal pre-installed on a computer (these are MetaTrader 4 or 5 versions, cTrader and other similar platforms);
Through the functionality of the broker's website - an online terminal;
Or simply by issuing trade orders via IP-telephony (commission from $ 24 per order).

Perhaps the main feature of modern trading is its accessibility - investments have become available to a wide range of people, and this can change a lot.

A trader is not just a person who has read several books about investing and trading, after which his business went uphill. To become a trader or investor, you need to have a predisposition for this. Often they go into trading only for money, but these people are actually more artists, doctors or psychologists at heart ... but not traders. To each his own.

A trading system is the most important concept in trading, it includes both knowledge and trading algorithms, as well as another significant component - the trader himself ( emotions, experiences, character have a significant impact on making trading decisions). Therefore, not everyone and everyone can benefit from trading recommendations.

Nevertheless, here are a couple of useful tips just for a new user - a client of a dealing center or a brokerage company, which will help to save a deposit at the initial stage:

Register only with a reliable, trusted broker;
Use the smallest possible leverage (using a large leverage requires at least knowledge of money management and the basics of money management);
Try to abstract yourself from thoughts of profit, think about keeping your deposit;
Don't use under-explored assets. Choose the most understandable 1-3 assets and trade on them;
Read literature, improve your level of knowledge.

Common mistakes beginners make

All mistakes of novice traders can be roughly divided into two broad categories:

Psychological;
Technical.

Psychological mistakes include those mistakes that are formed as a result of an incorrect attitude to market situations and the market as a whole due to the trader being in an emotionally loaded state.

These include:

Lack of desire to learn. Having received a profit from the first or second exposed position, a beginner, as a rule, begins to understand that he is a professional and there is no need for study;
Trading "for luck" or the trader's greed. Having opened a couple of successful positions, the trader realizes that every market fluctuation that he missed is a lost profit, his lost capital and, as a result, starts to open deals chaotically without analysis;
The desire to recoup a losing position. A beginner, as a rule, is not used to losses, and it is a shock for him to see a minus sign in the “profit” column; as a result, he begins to try to recoup and makes the wrong decisions;
Emotionality in trading. Trusting feelings, on emotions, any person always acts wrong, and in trading;
Following the advice of professionals. In Elder's famous book there is a chapter devoted to stock gurus, as a rule, stock exchange gurus are lucky ones who managed to predict the market behavior for 1-2 years ahead, or rather accurately fall into profitable transactions during this period, the period of their luck is limited and as a rule ends with the ruin of their followers ...

Technical errors include:

Lack of money management. Proper money management can save a trading deposit even in the most difficult situation;
Trading against the trend. Foreign traders are well aware of the expression “ Trend my friend», Its meaning is that only trading in the direction of the trend movement can ultimately lead to success;
Trade without stop orders. There is one hard rule that will help even the most emotionally unstable trader in trading - open a position, expose;
Averaging. Buying additional lots for a losing position may seem to make the loss less significant, but it threatens to ruin your trading account;
The absence of a "Trader's Diary". Keeping a diary allows you to analyze, in your free time from trading, your mistakes, teach you to see the right decisions.

Conclusion - is it realistic for a beginner to make money on the exchange from scratch?

Speaking about the reality of making money on the stock exchange, I would like to note that despite the huge number of obstacles, barriers and rather strong competition from the market, making money on the stock exchange is possible.

A good model for getting started in the market would be a successful investment of part of the funds in trust and use of the rest for trading on a real account with company stocks / oil / currencies.

The income from funds entrusted to management will fuel faith in trading and pacify feelings aimed at earning the fastest possible income, at the same time, losses in trust management can be smoothed out by the positive results of independent trading.

If you find an error, please select a piece of text and press Ctrl + Enter.

Many people think that it takes a long time to trade on the stock exchange. They are partly right. Come and bring money and in a year you won't be able to withdraw x% more like with a bank deposit. You need to understand at least what a stock is and how it differs from a bond, how to build a portfolio and reduce risks. But if you do not plan to turn trading on the exchange into the main source of income, but use securities to preserve and increase capital, you will not have to sit for 6 hours at the trading terminal every day.

Books, websites, courses, demo account will help you to learn. The trading process itself is not complicated, but you need a theoretical base and experience.

Books

To understand how the world economy works and how it affects our life will help the book of the economist Ha-Joon Chang "".

If your goal is not speculation on the stock exchange, but investing, start with William Bernstein's book on portfolio investment and John Bogle's on index investing.

Sites that come in handy

And they will help you follow quotes and news.

It will help you not to miss information about upcoming payments and cut-off dates.

Moscow Exchange website.

Our blog

In the blog "" we tell beginners how to manage their personal budget, about the rules of investing and about the stock market instruments. After reading, it is unlikely that you will be able to immediately make a profit, but you will succeed in raising the level of financial literacy, understanding the terminology and meaningfully starting to study investments on the stock exchange. Useful for those who have not yet touched on the topic of investment, wants to put things in order in personal finances and increase the level of financial literacy.

Section "" on our website will help you to continue studying the stock market.

Investor Blogs

Participants of the Tradernet social network and specialists of the brokerage company write here. Clients share their investment ideas, and our colleagues keep the headings "", "Events and statistics", "". Read, analyze recommendations, try to make deals on a demo account.

Demo account

Opening a brokerage account right away and risking your money when you have little experience is scary. Therefore, we give free. This is a practice broker account with near-real quotes and is open at night and on weekends when the exchange is closed. There are 1 million virtual rubles on it to learn how to buy shares and test your own or someone else's ideas. There is no risk for your money on the demo account, but the income will also be virtual. It is worth considering that it is easier to make a profit on a demo account - you do not feel the risk, and decisions on a deal are easier to make. In addition, there is no commission or tax charge. Therefore, the profitability in comparison with the same transactions on a real account will be higher.

To open a demo account, you only need email, and it works indefinitely.

Real account with little money

You can study the theory for a long time and become a demomillionaire, but in reality you make a lot of beginner mistakes and lose your savings. Therefore, we do not recommend rushing into the pool headlong and immediately risking all your savings. But it makes no sense to study on a demo account for a long time either. It is convenient to try to buy shares for a small amount, to test the knowledge gained in practice, and if everything works out, then already start serious amounts. But do not forget that investments on the stock exchange are high-risk.

First, a few words from me. With this post, I start collaborating with other projects; this step is new for me, but I hope not in vain. As already mentioned on the pages of this site, my main goal is the honest work of projects - but it is obvious that I still cannot bear full responsibility for them. Your opinion on reliability may differ from mine; I in no way urge you to blindly trust me and my choice. An investment pool project will be presented below - you can read a general article about it.

Now about the direction of trading, which is touched upon in this article, so it will apparently be affected in future partnership projects. As a proponent of passive index investing, I have neither denied nor denied that there are successful traders on the stock exchange, especially in the stock market. Without going into details, I can say that I consider it possible to allocate about 15-20% of the investment portfolio to trading projects (while controlling non-trading risks, which can be much more difficult than it seems at first glance). I draw your attention - the percentage applies to several projects, since the presence of only one option with active trading and a share of 20% makes the portfolio very aggressive. Nevertheless, quality trading can be as hedging instrument as, for example, gold in relation to most of the world markets - i.e. to make a profit during the inevitable cyclical downturns in fixed assets, smoothing out the indicators of profitability. Which, of course, does not negate the possibility of profit for traders in the growing market. However, when trying to legislatively formalize a trust agreement, many different nuances arise that do not play in the investor's favor (I once again draw attention to the link in the previous paragraph). Nevertheless, the author of the presented project has done quite a lot of work to study the legal intricacies - those interested in the pool, if they wish, can get a sample of the agreement born during the discussion on the mmgp.ru forum and study it with their lawyer before making a contribution. Moreover, I strongly advise you to do this. So, the floor is given to the author.

Introduction

The last months in the investment community are characterized by the rejection of investments in forex in any of its manifestations. Such a change in the vector of investors' interests was caused by a series of scams of mainly Ukrainian fraudulent companies, which for several years carefully disguised their financial pyramids as Forex. Their distinctive features were the complete closedness of the structure of companies and mechanisms for "generating" profits. Now it is already known that under the guise of top managers and indices there were ordinary drawn accounts, repeating amazing profitability from week to week (however, for the sake of reliability, periodic drawdowns were also drawn). You could do nothing, but just get an average of 1% per week. And if you develop a system and follow it, you could get 2-3% per week. Compare that to a bank's rate of return of 10-15% per annum, or even to the rate of return of hedge funds, and everything will fall into place. Such companies always ended their "activity" in the same way - they stopped withdrawing money invested in them. What is the point of investing money at any interest, if tomorrow you can lose all your capital? This is a game with a negative result and nothing else.

Currently, important factors in making investment decisions are necessarily the publicity of the organizers, the clarity of the mechanisms for obtaining and distributing profits, and the absence of non-trading risks. This is possible in government agencies, on commodity exchanges. These are official institutions that conduct their activities strictly in accordance with the law. To trade on any exchange, you need to open a trading account with a broker. Brokers also conduct their business in accordance with the laws and must be licensed to conduct brokerage activities. Profitable trading on them is carried out by professional traders, whose professionalism is paid for by a high entry threshold. As a rule, it is 300-500 thousand rubles. or more. This is because it is difficult, if not impossible, to effectively manage the large number of small investor accounts. Therefore, the fewer investor trading accounts a trader has in management, the better.

Please note that the main brokerage companies offer asset management (Trustee) services. Why, then, is such an official DM not becoming popular? The thing is that the licensing requirements impose very strict restrictions on the conditions of the trust with the funds raised. For example, you can only buy assets and you cannot sell them. You can only use stocks and indices on them, but you cannot use options. You can offer public strategies, but because of this, they quickly become oversaturated with money and stop generating income.

Fair investing on the Moscow Exchange

Thus, in today's realities, the services of private pools seem to be in demand, the activities of which boil down to the distribution of investors' funds to the trading accounts on which professional traders trade. One of such projects is Invest-Pool. The project originates from an organization that deals with the fight against fraudulent companies in the forex market. Originated as an idea in February 2015, three months later the pool has already started as a full-fledged tool for an investor. What is Invest-Pool today? This is a project led by an active user on the largest investment platform mmgp.ru: Eugene (http://vk.com/id143426486), who maintains trading accounts opened with one of the top Russian brokers - Brokerage House "". On the project website http://invest-pul.ru the results of trading activities are regularly posted in the form of extracts from brokerage reports. Also, the project investors have access to the originals of brokerage reports for analysis - they are posted in a special closed section of the site.

Written agreements are mandatory with traders and investors, which stipulate the obligations of the parties, contact details and all necessary conditions and formalities, such as a profit distribution scheme, participation of parties in losses, etc. What does this mean? The fact that you will have in your hands a valid legal document that proves that you in fact transferred money for certain purposes - which means that if the document is drawn up correctly, the investor will have the opportunity to go to court with him to recover the loss. Nevertheless, it is worth recognizing that, according to the current legislation of the Russian Federation, an individual without a license (banking or brokerage) has no legal right to accept money from people in trust. All settlements between investors and a pool representative are carried out exclusively by bank transfers, there are no gray schemes with payment systems and other "wallets". Before withdrawal, profits are taxed without fail. Moreover, it is technically impossible to withdraw profit and not pay tax. Therefore, it is not for nothing that they say that trading on the stock exchange in the Russian Federation is the most legitimate type of business. The idea of the pool is that the contribution should be evenly distributed among the three professional managers; based on the results of the trading period, the resulting profit is proportionally divided between traders and investors (40% to the investor). Investments are carried out exclusively in rubles - this is a requirement of the Moscow Exchange, where all instruments are quoted only in Russian currency. The money is deposited for at least three months, the penalty for early withdrawal is 10% of the deposit.

The minimum investment amount is 30,000 rubles, the expected rate of return is 40% per annum.

Losses case

Separately (on my own behalf) I will tell you about the situation with the receipt of losses. The maximum specified loss is 20-25% . If the maximum drawdown is exceeded, it is agreed that the trader will restore the account to the minimum level from his own funds. An agreement with a trader is sent and signed by regular mail, it contains all the trader's data (passport, place of residence, contacts), so all persons are identified. However, unfortunately, it should be noted that the trader is responsible in essence only with his reputation. In accordance with Part 1 of Art. 1062 of the Civil Code of the Russian Federation, requirements related to the organization of games or bets are not subject to judicial protection (except for the case when they were forced to play under pressure or by means of deception). The money is not transferred to the trader, you only give them the opportunity to “play on the stock exchange” (this is the definition used by the courts) on your behalf. Consequently, the risks and profits are on the shoulders of the owner in full. The agreement that they sign and which makes them accept such obligations is considered insignificant and on a number of other articles, conflicting with the law. So, the main asset of a trader is his reputation, since non-compliance with the terms of the contract can be easily denounced on the net.

Managers are selected, and on average, only 1 in 10 candidates have a chance to get into the pool. The average work experience of the active traders of the pool is 7 years. The initial conditions for those wishing to start trading in the project are spelled out here: http://invest-pul.ru/rabota-trejderom/.

Additional pool programs

In addition to the one described above, investors are offered two more programs (2 and 3) for a specific trader with a higher entry threshold. Pros: own account in your own name and higher potential profitability.

Program 2

The work is carried out on the strategy of turtles, created back in 1980, which allows you to catch large movements. The system is controlled manually, all decisions are made according to the algorithm. Since last year, the strategy has been applied in the global market.
The Investor opens a trading account in his own name with a Russian stock broker and gives the Trader the password and account keys. The minimum amount is 500 thousand rubles, the optimal amount is 1 million rubles.
Profit potential 100-200% per annum, maximum real drawdown 50%... There is also a conservative version of the system with a profit of 50-100% and an estimated drawdown of 20%.
The manager's remuneration is 30%, the profit is calculated every six months.
The account is managed by Dmitry Drozhzhin, Moscow. The trader's goal is to earn a million dollars and trade with the largest American broker Interacrive Brokers.

Program 3

Automatic trading is carried out using robots. Diversified portfolio of trading systems and assets. More than 9 different algorithms: trend, flat, arbitrage and patterns.
The investor opens a trading account in his own name on the Forts Russian derivatives market, connects the TSLab platform and transfers the login / password and account keys to the trader. The minimum investment amount is 1 million rubles.
The profit-to-drawdown ratio is 3: 1, i.e. with a desired potential profit of 90% per annum, the investor must reckon with a drawdown of 30%.