Can't invest. Where to invest in a crisis and where not to invest
7 reasons why investing in Sportvest is profitable and safe
As an addition, I would like to highlight 7 main reasons why investing in Sportvest Capital is profitable and safe!
1) Profit from 1.8% to 3.2% per day for a WHOLE YEAR. The investment pays off at least 6 times over the term!
2) A 2.5% bonus from each contribution that our blog provides is an additional income to the already high profit in the project!
3) Perpetual loss protection from our blog in the amount of $ 2000 is an additional reason to be confident in the reliability of the project! We will cover your losses in case of force majeure!
4) While the current deposit is working, it can be increased at any time WITHOUT CHANGING ITS WORK DURATION, and increase the tariff to a higher one! It is very convenient!
5) With a deposit of $1,000 or more (in dollars), you get a huge deposit bonus of 10%, which the project provides! Additionally, with a bonus from the blog, you get an increase in the deposit immediately + 12.5%, which is very serious! IMPORTANT! You can replenish your account in dollars and get a 10% bonus even if you have rubles in your hands. We can exchange your rubles for dollars at the best rate and the deposit will be credited in dollars with an increase of +10% and our 2.5% bonus! Contact our Telegram
6) Now you can withdraw funds both instantly with a small commission to all payment systems, and without any commissions with manual, but FAST processing. In recent days, the withdrawal occurs instantly both on Yandex and Qiwi with Mastercard / Visa.
7) We are investing in the most dynamically developing and stable asset of the autumn, which has already attracted more than $3,455,000 in investments and paid $1,636,000 to investors. Satisfied investors - 12476! And the deposits of our team at the moment are $770,000!
We invest in a really strong, stable, leading and most profitable project of 2018, and we are reaching a new level of investment!
Investment has always been a pretty good source passive income. If you have a certain amount of money that lies in a bank account, then it is quite possible to invest it somewhere. However, not everyone knows where it is most profitable to invest money. Let's try to figure this out!
Perhaps the most profitable investment is the purchase of shares. Nowadays, you can buy shares without even leaving your home using the Internet. For example, you can purchase shares at https://freedom24.ru/showcase/. Naturally, in order to earn money, you will have to learn a lot of information about how to trade stocks. Otherwise, you can easily lose all your investments.
Nowadays, many people invest their money in cryptocurrencies. It's a pretty lucrative business. However, if you are going to make money by buying cryptocurrency, you will have to learn a lot. useful information. You should not buy cryptocurrency without proper knowledge, because in this case you can simply buy a failed cryptocurrency, which will lead to the loss of a fairly large part of your cash savings.
If you want to earn some money, but don't like to take risks, then buy foreign currency. Of course, in this case, you can also lose some of your money savings. However, in this case, your losses will be much less. Please note that not only your level of risk, but also your income from earning in this way will be somewhat lower.
Surely at least once in your life you have come across young companies that raise funds for development. All you need to earn is to find such a company. Remember that giving your money to the first company you see is definitely not worth it. First you need to make sure that you do not fall into the hands of scammers. Once you are convinced that the company is doing its business in good faith, you can invest your money in it and thereby earn some money. It is important to understand that your income will be paid out rather slowly. Generally, return times Money with interest negotiated in advance.
Also, many people earn by buying any valuable things. It's no secret that many vintage items become very valuable over time. After a few years, you can easily resell a vintage item for a relatively large markup. In general, over time, any thing can gain in value. However, it is better to read on the Internet before making a purchase, which things are most valued.
Some people think that it is very difficult to invest their income correctly. They think this area is incomprehensible, accessible only to specialists. Actually it is not. It turns out that many ordinary people knows how to competently plan his expenses, make savings, take loans, etc. It is important not only to save your savings, but also to increase them. This is gradually becoming the norm of our life.
Today, people around the world have learned to plan their family budget. Some not only save money, but also learned how to earn money on it. Investing is available to any citizen, not just professionals. Our society is constantly evolving. People acquire new skills: driving a car, working on a computer, etc. An important skill in modern society also is the ability to manage your money. There are several fundamental rules.
1. Carefully review alternative investment options. Weigh everything, think it over. If possible, seek expert advice. The consultation will reveal new aspects you have not noticed. You don't want to lose your savings. Listen to the opinions of others. The ability to listen in this case is an indispensable quality. Any information is important in this matter.
2. Always weigh the risks well when investing. They are sure to be present. As a rule, the higher your income, the higher the risk. Assess everything realistically. Don't chase super profits. It is definitely worth investing money. They must work. Without investing money and keeping it in a stocking, you still lose it because of the constant.
3. For safety net, you can create a kind of reserve fund. It will be money that you will not risk. They will help in case of unforeseen circumstances. Experts advise that the size of such a fund be equal to the amount of your expenses for five months, but you can determine its amount yourself.
4. You can not invest the last money. For these purposes, extra money that does not relate to the basic needs of the family (food, housing, education, treatment, etc.) should be used. It is strictly forbidden to touch these funds, as they affect your normal existence.
5. Do not trust offers with unrealistically high returns. It is possible that this is a scam. Now there are quite a lot of such cases when people, having succumbed to promises to quickly receive a large income, lose all their savings. And it happens in 99% of cases. The exception is such situations when a trusted broker gives you a recommendation. You can trust a broker only when 5 of his previous urgent recommendations were correct.
6. You can not invest other people's funds. This is very risky. There are sometimes cases when, having taken a loan for business development, a person ends up benefiting. For example, an individual can buy an apartment on credit and rent it out to tenants, paying off the debt. Such actions require certain experience or professional knowledge. Cases where such investments do not bring benefits are much more common than vice versa. Often people take out a loan secured by a single home and try to open a business with random acquaintances in which they really do not understand anything. The result of such investments in 99.9% of cases will be negative. Miracles don't happen. It's stupid to believe in them. Very often you can also become a victim of scammers or your own delusions.
7. Be fully informed. You should never go on about emotions, especially if you want to invest money. Use the advice of experts, trusted people. Study information about the organization on the Internet (rating, sites, forums).
8. Take action thoughtfully. Read the documents carefully. For example, if you want to deposit money in a bank account, find out:
- interest rate,
- the possibility of replenishment,
- Is there capitalization
- conditions for early withdrawal,
- how many years the bank has been operating,
- etc.
Ask all your questions. You can't be shy. If you notice an employee financial institution difficulties with answers, irritability, then you should not trust him with your savings. There is a possibility of losing them. Search for information and analyze it. This will help you better understand the market and make the right decision, which will increase your wealth.
9. Spread the risk. You can not invest all your savings in one thing, even if it is very reliable. No one, even the most experienced financier, is able to calculate all the risks. To reduce risks, invest in real estate, mutual funds, deposits, etc. If you have a very large sum, it is better to invest in the markets of several countries. Experts advise dividing the money into five investments. Everything, of course, depends on the amount you have.
10. Create your investment strategy. Even the worst plan in this case is better than nothing at all. By working on a strategy, you will gain a lot of valuable knowledge that will help you improve in financial matters and achieve good results. Set your priorities. Decide for yourself what suits you:
- willingness to risk part of the money for the possibility of a big win,
- savings and a small increase with minimal risk,
- principle of "all or nothing"
- etc.
Just make your decision consciously.
11. If you do not have a large amount of money available, but it is possible to invest from wages, but the "average investment" model will suit you. You will deposit funds monthly for a period of time. Professional traders also often do this when they are trusted with a large sum.
12. Apply the Miller-Orr model. It's not difficult at all. The essence of the model is that you always have reserve funds available, the size of which you determine yourself. As soon as you have 3 times more money than your reserve, you can invest it. At the same time, you can reduce the amount of funds only to the average level of the balance, which exceeds by one third minimum value. In the event that the reserve falls below the level that you yourself have determined, you will need to withdraw part of the investment back into cash.
Consider an example:
The minimum balance is 200,000 rubles.
If you have accumulated 600,000 rubles, then you can invest 440,000 rubles.
If there are 100,000 rubles left of free money, then you need to sell something and replenish the reserve again up to 200,000 rubles. A delay in replenishment of up to several days is allowed if a salary is expected.
13. Only the one who thinks gets richer. If we compare the attitude towards investments of Americans and Russians, then there are differences. For example, an American will have a long discussion with financial advisor different investment options, but the Russian agrees with any recommendations and is ready to invest immediately. People in America do not always blindly trust the opinion of a specialist, but are used to thinking on their own as well. But the situation in Russia is gradually changing and the mentality of people too. Today it is very important to get complete information about all available options investment of funds. In this matter, do not rush. A thorough approach is important here. Of course, you shouldn’t go too far in this either, collecting information for half a year on where to invest 10,000 rubles, but you don’t need to give them to someone unknown, even if it’s a bank near the house.
The goal of a financial strategy is to generate a range of income streams that generate income whether you have a job or not. The flow of money must be continuous. Only in this case you will get financial independence. A person going to the top, even if he does not reach it, will still be much higher than the one who comfortably settled at the foot of the mountain.
The accumulation is dependent on time. The sooner you start accumulating, the sooner you will feel the results. This feature is characteristic of almost all investment methods. Of course, at the initial stage of accumulation, the income is very small, but this is only at the beginning. You should not refuse to invest, referring to the fact that you are too lazy to mess around with some 2000 rubles. per month. Understand, without small there is no big. Not without reason among the people there are such proverbs as "a penny saves a ruble" or "the road will be mastered by the walking one."
Before investing in anything, consider possible risks and the interest you want to invest. The number of risky operations is greater in persons aged 20-40 years. As a rule, the older and more experienced the person, the less risk. The basic rules of a private investor are quite simple and easy to understand. If you follow them, the risks of your investments will be significantly reduced. There is no ideal investment option. It can be seen only after a while and after analyzing the events.
Of course, you should not engage in savings, denying yourself everything. Live comfortably but without frills. Going to extremes is always bad, but you can’t help but think about your own financial independence. Do you need multiple coats? Do you need an expensive car that you leave under your windows anyway? Should I frequent clubs and restaurants? Maybe you can choose a vacation cheaper?
Remember, when managing your money, you are not some hired manager or director, you are the owner. Therefore, manage your property wisely. No need to be a financier, just be the owner. There is such an interesting idea - to work in order to subsequently become a rentier, that is, to create additional sources of income that can eventually replace the main ones. In this case, the pension is not terrible, and in general you can live, really enjoying life, and not pull the strap.
Denis Gilmanov, economist, lecturer at RANEPA:
Appearance in money circulation cryptocurrencies, in particular bitcoin, we see as an inevitable process of "creative destruction" of the world financial system. We all have a unique opportunity to become participants in this process, we saw how it all began, and observe how the cryptocurrency market is currently developing. Perhaps there are not so many people on Earth who do not neglect communication with the outside world, who have not heard anything about bitcoin at all. Massive speculation that bitcoin is nothing more than global financial pyramid, in our opinion, are completely untenable.
In order to most fully and correctly answer the question we posed in the title, we need to carefully understand the term “investment” and understand the nature of bitcoin. Despite the fact that these words are on everyone's lips, we will talk about them again.
Macroeconomics defines the term "investment" as the investment of money in real capital (equipment, buildings, structures, inventories). Strictly speaking, investing is an economic activity associated with the abandonment of today's consumption in order to increase production in the future. It is absolutely certain that such a definition suits us only partially. The definition closest to our question is in terms of finance: investment is the acquisition of valuable papers such as stocks or bonds. Many people, including economists, interpret this concept broader, including in it the purchase of not only securities, but also other goods.
In catallactic ( economic theory) such purchases are treated as financial transactions associated with the transfer of property from one hand to another. Money can be invested in real assets- material: buildings, structures, machinery and equipment, and intangible - patents. Companies, in order to get money, sell certificates that certify the rights of claim to their real assets and the cash flows they generate. These certificates are called financial assets, or securities. TO financial assets includes not only stocks, bonds, bank loans but also many other types of securities. Purpose of investment ( long-term investments) is to find those assets whose value exceeds their market price for which they can be bought at the moment. An asset is capable of generating cash flow, and this is what makes it different from a commodity or currency, which does not create cash flow. Thus, we smoothly approached the question of the nature of bitcoin. So what is it really - a commodity, an asset or a currency?
Product cash flow does not create and serve to satisfy needs, but at the same time has intrinsic value, which can be determined using such theories of value (value), as: production costs, marginal utility or labor theory of value.
The currency has no intrinsic value at all, nor does it create a cash flow. It follows that a currency can only be traded, playing on the rate, based on, say, technical analysis or your own intuition. Paul Anthony Samuelson, the first American Nobel laureate in economics, put it quite succinctly on this occasion: "... predict anything, but not prices." Currency trading, called trading, is nothing but speculation. The word "speculation" for many carries a negative connotation, but in fact, if taken as a whole, it is certainly useful for society. economic function Speculation is the movement of goods from conditions of abundance to conditions of scarcity. Speculation is buying or selling in order to profit from price fluctuations. The task of the speculator is to buy cheaper and sell more expensive, while the speculator does not use the goods he bought to satisfy his needs, both personal and industrial.
The price of bitcoin is formed solely under the influence of speculative demand, hence the strong volatility. The Bitcoin exchange rate reacts sharply to the statements of the monetary authorities different countries, a vivid example of this is the recent ban on ICOs in China, which caused a sharp collapse in the bitcoin rate. But at the same time, the limited amount of bitcoin, equal to 21 million pieces, inexorably pushes its price up, giving strength and confidence to speculators. Any fiat (fiduciary, according to L. F. Mises) money could be sustainable, despite the fact that it is paper and has no intrinsic value. Money is just tokens or receipts, in other words, movie tickets, they should not and are not required to have intrinsic value, and the fall in their purchasing power is directly related to their unlimited emission. In this regard, Bitcoin has every chance not to lose its purchasing power. But, as we already wrote, in this matter an important, but not decisive, role is played by the recognition by the authorities, or at least the absence of a ban on the use of bitcoin as a means of payment.
From the nominalist point of view, money has a coercive purchasing power, which is given to it by the state, declaring it legal tender and at the same time creating a demand for it, thereby giving it value. The state is a consumer in relation to its own issued money, accepting them as payment for taxes and fees. Despite the fact that in some countries the circulation of bitcoin is even prohibited or limited, bitcoin performs the functions of money, such as: a means of payment, because no one will deny the existence of bitcoin transactions, hence the next function is a measure of value. Bitcoin is also a store of value, although due to high volatility this significantly slows down the process of savings, but does not cancel it. Bitcoin may be called a bad and unreliable currency at the moment, but not an asset or a commodity. It is impossible to invest in bitcoin by definition, and, based on its nature, defined by us as a currency, it is only possible to trade or speculate. Even if you bought, as you think, bitcoin at a low price and are waiting for a high price to go into fiat money and take profits, this is just one of the strategies of speculative trading, as you like, someone does it more often (scalping), someone - something less often, but this does not change the essence at all - this is pure speculation. We must not forget that speculation, unlike investment, is much more associated with risk. Risk, in addition to being a noble cause, is also an economic category.
To summarize: by definition, it is impossible to invest in bitcoin, bitcoin is most suitable for the definition of a currency that can only be traded. This trade we define it as speculative, associated with a high degree risk. Cryptocurrency, in particular, but not necessarily bitcoin, performs all the functions of money, such as: a means of payment, a measure of value and a store of value, and in the near future will replace the fiat money we are used to, while simultaneously starting the process of "creative destruction" of the global financial system .
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