Top up your webmoney account from a bank card. Methods for replenishing WebMoney wallets: WMR, WMZ, WME, WMU

How to top up WebMoney without commission? Is it possible to deposit money into a Webmoney account without paying intermediaries? What services for replenishment electronic money available to Russians?

When doing online business, you cannot do without electronic payments. Online payments are simple and convenient. The most popular electronic payment system in Russia is WebMoney. It allows you to transfer money from wallet to wallet in a matter of seconds, not only within the country, but also abroad.

Electronic payments also have disadvantages. For almost every transaction you have to pay a commission. WebMoney itself takes 0.8% of the amount. Intermediaries are also vying for their share. Sometimes commissions reach 10% per transaction. Therefore, it is not recommended to use the first method you come across to replenish your e-wallet. First you need to thoroughly study the conditions of the bank or exchange office. There are very few ways to get by without commission.

Where to top up Webmoney without commission

There are many ways to top up WebMoney. The system is popular, and therefore many banks have a special form configured for replenishing an electronic wallet. But the service is usually paid. And the more convenient, popular and accessible the resource is, the higher the likelihood that a considerable commission will be charged for transferring money.

How to deposit money on WebMoney without commission on the website webmoney.ru.

Among the variety of methods that the system recommends for replenishing an electronic account, there are only four with a 0% commission.

How to top up Webmoney without commission through B&N Bank

You can transfer money from your account using cards from the following payment systems: Visa, MasterCard, Mir. Maximum transfer amount per transaction, set by the bank, is 150 thousand rubles. You can transfer no more than 599 thousand rubles per month using several operations.

The Webmoney system also sets restrictions on transfers. The specific amount depends on the type of wallet. The maximum amount on an electronic account should not exceed:

• 45 thousand rubles if the user has a pseudonym certificate;
• 200 thousand rubles, if the user has formal certificate;
• 900 thousand rubles. for users with an initial certificate;
• 9 million rub. for users with higher level certificates.

To top up your WebMoney account using the Binbank service, you need to go to the transfers page electronic system WebMoney calculations select the item “with bank card online".

• transfer amount;
• card number;
• its validity period;
• CVC code.

If the transfer amount is up to 2800 rubles. the system will take a commission equal to 50 rubles. This is very little compared to most well-known services.

If you top up your account with a large amount, then the 1.8% commission will be debited from the account, but instead of deduction, the money will be credited to the recipient's account. Those. There is actually no commission charged. The amount by which the account is replenished must be a multiple of one hundred rubles.

Only Russian citizens who have an account in one of the country’s banks can use the services of replenishing an electronic account. Cards of the above payment systems opened in institutions outside the country are not serviced by the service.

How to top up Webmoney without commission through prepaid cards and vouchers

Prepaid cards and vouchers are conditional free way replenishment of an electronic wallet. The transfer itself is not charged, but the card is issued for a fee. However, it can be used for other purposes.

The specific amount depends on the company that acts as an intermediary. Thus, Triokarta offers 12 types of Webmoney cards, denominated in different currencies. Denomination of 10 thousand rubles. will cost the buyer 10.2 thousand rubles, face value 5 thousand rubles. - at 5100. And, for example, the Moscow delivery service wmzcard.ru cards with a nominal value of 50 thousand rubles. sells for 52.5 thousand rubles. According to information on the company's website, the price is indicated along with delivery of the plastic to the consumer.

How to deposit money on Webmoney without commission using electronic money

This method may be free, but still, as a rule, users who want to exchange money offer the exchange for a small amount of remuneration. For example, at the moment, the majority of participants exchange Yandex Money for WebMoney at 0.9-2%.

Topping up your WebMoney wallet using a bank transfer

This service, as well as replenishing a WebMoney wallet with electronic money, is carried out using an exchange where users submit applications. It is extremely difficult to find a free exchange offer among them.

Replenishing an electronic wallet using an exchange office

There are many exchangers in different cities of the country. The vast majority of them provide services on a paid basis.

The WebMoney service indicates the commission for transfers of this type from 0 to 4%. In practice, intermediaries may additionally charge a flat fee per transaction, thereby increasing the commission amount.

But from time to time, new exchange offices, for advertising purposes, offer to top up WebMoney wallets completely free of charge. Some even set a small bonus for replenishment to attract customers. There are also periodic promotions when commissions drop to almost zero, but this almost never happens with well-known, trusted companies. Therefore, choosing free refill through an exchanger, you need to be prepared for possible complications, and be sure to carefully study the terms of the transfer.

Tariffs of exchange offices vary greatly and largely depend on the region, especially if the account is topped up not with bank account, but at the expense of cash. But in general, a commission of 1-3% can be considered “safe”. This is what most reliable companies charge.

What popular services offer

The most convenient ways to replenish a WebMoney wallet are expensive. Thus, mobile operators charge from 5.95 to 12.5% ​​for transfers, which is not just a lot, but a lot. But this is not the limit. The most economical operator Tele2, whose communication costs SIM card owners mere pennies, charges as much as 19.6% for replenishing a WebMoney account. Such a service from MTS will cost 11.6%. Beeline is somewhat more loyal, charging 8.6% in addition to the fixed amount of 10 rubles. Megafon charges the least for replenishing electronic money - 7.5%. But this is also objectively very expensive.

A transfer via Internet banking will be slightly cheaper. So, replenishing from a Sberbank card will cost 1.5%. 1% is kept by the RF Security Council itself and 0.5% will be taken by the transfer service. Replenishment from Alfa-Bank, Russian Standard and KKB cards will cost 1%.

As you can see, it’s not difficult to top up your WebMoney e-wallet account, but you can do it for free only in rare cases.

Greetings, dear readers! In one of the previous articles we are in the most popular payment WebMoney system, and also installed on your computer, which allows you to remotely manage the virtual funds of your personal web account.

Authorization has been successfully completed, the program has been launched, but your account balance is still zero? Then I’ll tell you how to top up your WebMoney account. Today we will figure out what methods of replenishing a wallet exist, and which of the proposed options is more profitable, fast and reliable.

We replenish WebMoney with virtual money

The first option is to top up your electronic account using money from another payment system (for example, or).

To use this translation method, you will need:

The second option is to use the services of online exchangers, for example, wmstream.ru, which allows you to instantly exchange one virtual unit for another.
These two methods do not require real money.

We replenish WebMoney using cash and non-cash funds

• Via mobile phone.

There are two ways to transfer money from your mobile account to your WebMoney wallet.

The first one involves an instant one-time transfer. For which you need to follow the link, where you need to fill in the empty fields, and then wait for the translation.

Second, we attach a mobile number to the account (this method is more troublesome, but given the fact that you will be constantly replenishing your personal web account, the attached number will save time) and only then transfer the money.

• Through payment terminal or Sberbank ATM.

It is the simplest and most reliable method of replenishment (the commission is about 1%, the transfer time is from 15 to 30 minutes). To top up your virtual account using a payment terminal or ATM you will need:

1. Find an ibox/ATM.
2. Select the WebMoney payment system on the device screen.
3. Follow the instructions.
4. Print the receipt and wait for crediting.

• Through Internet banking.

An available bank card, for example, from Sberbank, will help you in this matter. You can transfer currency through Sberbank online at any time convenient for you, for this you will need:

1. Log in to the Sberbank website.
2. Fill out the payment form (indicate the wmr number, the account from which the deposit is made, the transfer amount).
3. Check the details and confirm the operation.

• Through money transfers.

To replenish a WebMoney wallet using this method, the user must first obtain a formal certificate. Next, select one of the proposed systems and contact a bank branch for confirmation of the transaction (perhaps not the most pleasant and fastest procedure).

• Through exchange offices or retail cash desks.

An advantageous offer for those who need to top up their account in foreign currency(dollars, euros, gold). You can see the location of the nearest exchanger or cash desk on this website. You can pay in cash or by Visa card.

• Via WM card.

An offer for fans of nominal cards, which requires:

• Via bank payment.

• Through the exchanger wmstream.ru.

If you are a client of Alfa Bank, VTB, Russian Standard, Svyaznoy, Sberbank, then this method is for you. Replenishment occurs instantly and requires minimal effort. It is important to note that the service works no commission.

The choice of replenishment methods, as you can see, is quite extensive; everyone uses the method that is more convenient and understandable to them. Tell your friends on social media about this. networks, perhaps they will discover a new replenishment method that they will like. Don't forget to subscribe for updates, see you soon!

Sincerely! Abdullin Ruslan

Hello everyone, friends! Recently a friend called me and asked an interesting question: he needed a small amount of electronic currency, but I didn’t want to leave the house and look for a terminal. So he asked how to top up WebMoney from a bank card, from an account mobile operator or others in a convenient way. It turned out to be difficult to explain over the phone, so I wrote for him step by step guide. And especially for you, I have added all the replenishment methods known to me so that you can choose the right one. Let's find out together how easier it is to deposit money into your WebMoney wallet.

How to top up WebMoney from a bank card with a minimum commission

Transfer funds to an account in payment system You can use an ATM, through the WebMoney website or through the personal account of the card issuing bank. The commission depends on the replenishment amount and currency; Funds are credited instantly.

I prefer to use the familiar interface rather than the updated one. To switch, scroll down the page and click on "Old Design". It is located in the lower right corner.

In order not to spend money on interest, replenish WebMoney is more profitable from the card, making a transaction in the amount of 2801 ₽. After all, in this case no commission is charged, and for smaller transfers you will pay 50 ₽. Please observe the following instructions:

You can also deposit money into your account by filling out the form on the next page. Do not forget that the method is available only to citizens of the Russian Federation. If you try to top up your wallet from a card issued by a Ukrainian bank, the site will display an error.

Calculate commissions in advance before making a transfer from a card, phone or terminal Before making a transfer, please note that owners of pseudonym certificates will not be able to pay for purchases in online stores with using WebMoney . You will need to get formal certificate

User feedback on card replenishment

I started using WebMoney recently, so I haven’t fully mastered it yet. But I had to urgently deposit funds into my wallet without significant commissions - I wanted to send money to my sister in Ukraine (she knows how to withdraw it), but I couldn’t find any other methods other than transfers within WebMoney.

I made a transfer from the Mir card, began to wait - it was written that the receipt would be instant. But the balance did not change, and I began to worry. It turned out that I simply did not click the “Update data” button! Once I fully understood the interface, there were no difficulties.

How to top up your WebMoney account through your Sberbank personal account online

Clients of partner banking organizations, including Sberbank, will be able to deposit funds into their accounts. How to top up your WebMoney wallet in this case? Transfers through current and card accounts are available to you. The conditions include the following:

• transaction limits are set ( 100-10,000 ₽);
• I'll have to give it back 2,3 % commissions.

If you use personal account another organization, check the percentage charged on the WebMoney website.

Transfer through Sberbank: step-by-step guide

To transfer to a wallet:

If you follow the steps correctly, you will receive a message that the payment has been sent to the bank. After its processing, the finances will be credited to the account in the system.

If you are making a transfer from a current account, indicate it instead of the card number.

My experience of using Sberbank to transfer funds to WebMoney

I like the WM payment system because of its reliability: unlike QIWI, money does not disappear from accounts, and wallets are blocked only if there are objective reasons. I’ve been using it for 10 years, and I’ve also made transfers from Sberbank Online. The only glitch was in 2014, when 1,000 ₽ went “to nowhere”: the payment history reflected that the transaction was successfully executed, but the funds did not arrive in the wallet. Representatives of WM claimed that the problem was on the part of Sberbank, and banking organization remained silent; The money was returned only a month later. But the failure, as I noticed, was a one-time thing, and since then I have successfully made transfers.

What is the advantage of transferring funds to WM through Sberbank for beginners? If you have recently used WebMoney and have not fully mastered it, then you risk making a mistake - when you decide to top up your account, you will enter WMID. But there is no reason to worry, since the programs will recognize the number and themselves will find the R-wallet associated with it. As a result, the money will go to its destination; if you don't see them in WM, simply update the data by clicking on the icon.

How to top up your WebMoney account via mobile phone

The service also provides for transfers from a mobile operator’s account, although this option cannot be called profitable due to commissions. For example, when transacting from an MTS phone, 11.6% is lost. If you decide to try this method, follow the instructions:

1. First of all you need to do linking a phone number Online https://telepay.wmtransfer.com/MyPhone. If you have registered recently, you can skip this step: for new users, the system performs it automatically.
2. When you update your data, a section will appear in the list of payment instruments "My phone". When you click on the column, you will see a drop-down menu: all you have to do is click on the appropriate item and enter the amount.

To confirm the transaction, an SMS will be sent to your phone; You will need to respond to the message, after which you will receive a new one - with confirmation of the successfully completed operation.

Commissions of different operators for transactions from phone balance

Usually funds are received instantly, although in some cases there may be delays of up to 2 days. But they remain the exception, not the rule. The only serious disadvantage of this method is the significant commissions.

How to top up WebMoney with cash through the terminal

To top up WebMoney through the terminal, check out the list of networks that support the function. You can also find a suitable device in the “WM Territory” section.

When you select the nearest ATM or terminal, stick to next order actions:

The timing of enrollment depends on the partner who owns the terminal, so sometimes long waits are possible. In order not to worry about money, save the receipt until the funds arrive in your wallet. In this case, you will search for payment using the code indicated on the document.

The main condition for successfully transferring money through the terminal is that you have a certificate with the status “Formal” or higher.

When problems arise with enrollments

Practice shows that problems arise with transactions from terminals more often than with transfers by other methods. To avoid delays in enrollment, I try not to use devices of the following systems:

• E-Port;
• OSMP;
• Eleksnet.

The problem is that when transferring through these terminals, the payment search will have to be done not on the WM website. For further details please contact hotline technical support of the network owner, which is fraught with additional delays. Representatives of WebMoney say that they are not responsible for third-party services that perform fund transfer functions.

The worst case happened when I decided to top up WM through a terminal installed under the QIWI brand. As a result, the money passed through 4 intermediate services, and commissions reached 10%. Negotiations with the payment system ended with me being sent to the would-be entrepreneur who owned the terminal.

Essentially, the money traveled the following path:

• Individual entrepreneur who installed the unit;
• the QIWI system itself;
• the company that sent the money to “Garant”;
• “Guarantor”, who finally deposited funds into his wallet.

At each stage, commissions were charged on the amount, which was not warned about in advance. I tried to get an explanation from the administration, but to no avail. After 2 days of correspondence with QIWI support, I decided simply not to use their terminals.

How to top up your wallet in Euroset or Svyaznoy

If you prefer to top up your WebMoney account with cash, please contact Euroset or Svyaznoy stores. You will make a transfer at the cash desk or at the terminal; the commission in both cases is 2%.

Replenishment of WMR through money transfers

You can deposit money into your WMR wallet using systems money transfers : the method involves a guaranteed exchange of title units between participants. The option is available to users who have a formal certificate.

To use the method, go to the SDP Exchanger website ( “Money transfers” - “Top up”), indicate the appropriate direction of exchange ( RUB/WMR).

Review the applications: the 1st column indicates the payment system, and transfers are available through “ Golden Crown", Contact, Western Union, MoneyGram and Unistream. Click on the appropriate application and fill out the form that opens; after that, transfer the agreed amount to the details of the counterparty. You will also need to go to the SDP Exchanger website and confirm that you made the transfer by indicating its unique code. After some time, the title units will be sent to your wallet in the system.

When exchanging through SDP Exchanger, a commission of 0,8 % , as well as a guarantee fee in 2% . The latter is returned to you after a successful exchange.

My experience using SDP Exchanger

The SDP Exchanger section is part of the WebMoney exchange: you can not only exchange funds through money transfers, but also buy currency profitably. There are also exchanges via bank transfers and even personal meetings, although I am wary of using the latter option.

The disadvantages include the complexity of the interface in particular and the entire system as a whole, but this is the main drawback of WebMoney. It will take time to understand how it works, so first translate small amounts. SDP Exchanger is a convenient thing that allows you to do without exchangers where replenishment by other methods is not available.

If any difficulties arise, please contact the service administration. Once I transferred money by mutual agreement, but the recipient did not send a confirmation (like me, he must click on the appropriate button that appears after completing the application). I wrote private messages and called, there was no answer. I had to file a claim in the system, but the administration did not have time to intervene - the recipient appeared online and said that he had a problem with his computer, so he did not see the correspondence. But I wasn’t worried, because when submitting a counter-application, the funds were automatically withdrawn from his wallet. Even if the recipient had not contacted me, the administration would have credited the money to my account.

How to top up WebMoney quickly using bank transfers: for Ukraine, Belarus, Kazakhstan

Transferring funds to WMR via bank transfer made through Wire Exchanger. To get to this section of the WebMoney exchange, log into your account, click on the ruble wallet and select "Top up". In the drop-down menu, indicate “Other methods” - “Bank transfer”.

The Wire Exchanger section is intended for service clients who have received a formal certificate. If you are one of them, follow the following instructions:

1. Check out the list of existing applications and click on the appropriate one. You will be asked to submit a counter-application.
2. After filling out the form you will receive a notification on email and in the WebMoney DM about the start of the exchange. They will also deliver to you Bank details recipient. You must send the specified amount within 2 banking days.
3. After transferring funds, be sure to send confirmation to Wire Exchanger. You must indicate the amount, date and receipt number, as well as the name of the bank through which you sent the money.
4. When the recipient confirms the receipt of funds, title units will be credited to your WM wallet.

It happens that you sent money, but the other party hesitates with confirmation. In this case, wait 5 banking days and contact the service administration. There is no reason to worry, the main thing is that you keep your bank receipt. After all, the amount is debited from the recipient’s wallet as soon as he agrees to the exchange. After this, the money is stored in the exchange's escrow account: if you provide all the receipts, you will receive WMR. The commission is 0,8 % from the sum.

You don’t have to select an existing application, but create your own, but first, get familiar with the system and carry out a couple of small operations.

How to top up your WebMoney wallet from a WM card

The payment system allows you to top up your account using special card, which is available in the following denominations:

• 500 WMR;
• 1,000 WMR;
• 3,000 WMR;
• 5,000 WMR;
• 10,000 WMR.

To use the card and deposit money into WebMoney, log in to the site, go to the wallets section and select WMR.

Then follow the procedure:

1. In the upper right corner you will see 3 dots. Click on them to make a drop-down menu appear.
2. In it, select “Top up wallet”. If you are using a new design, then just click on the wallet icon and select the appropriate item.
3. In the drop-down menu, find “Use recharge card”. Enter the card number in the form that opens.
4. On its reverse side there is a special code hidden under a protective layer. Erase the coating and enter the combination of numbers in the appropriate box.

As a result, you will see a message that the amount has been credited to your wallet. If you want to transfer money using the WebMoney Keeper desktop program, watch the video:

Additional activation methods are indicated on the back of the card: you can use it on the Paymer or Plati.ru websites, as well as in the TELEPAT service.

My experience using the WM card

It is more convenient to top up your wallet from cards issued by a payment service than from a terminal. The downside is that they are difficult to purchase: the option is available only to residents of some regional centers (you will read the list). You can also buy a card from dealers, but you won't find them in small towns.

Personally, I have purchased cards several times, and the problem only occurred once. I entered the number and activation code, carefully checked the data and clicked “Ok”. The long wait was in vain - the money did not arrive. I tried to enter the data again, but the system responded that the card had already been activated.

As a result, I wrote a request to the Support Service ( [email protected]), indicating the following:

• date, time and address of purchase of the replenishment product, which were indicated on the receipt;
• denomination and card number;
• her photo from both sides;
• approximate time of the 1st card activation attempt.

As a result, technical support completed the activation, and the funds were credited to my account. There were no more glitches, but I advise you to keep the receipt when purchasing the card.

Replenishment by converting currencies from other wallets

If you have funds in a wallet with another currency, you can replenish your ruble account by exchanging them for WMR. But offers to change money directly in the system will not please you with a favorable rate, so I prefer to use WM.Exchager.ru.

As in other sections of WebMoney, you will be asked to choose the old or new design. The payment system as a whole often changes the interface, which causes customer complaints. Fortunately, the usual design is still available: scroll down the page and select the appropriate item.

Then determine the direction of exchange and read the applications. You will see the following information:

• application number;
• the maximum amount for exchange that the seller has;
• the amount in currency he needs;
• direct and reverse courses;
• the total amount for both currencies;
• date of application.

After you click on the application you like, you will need log in and fill out the form. In it you will indicate the amount, and you can make an exchange not for the entire application, but for part of it (for example, the second party sells 1000 ₽, and you buy 50 ₽). Then click “Pay”, confirm the action by entering the code from the SMS delivered to your phone, or E-num, and the money will be instantly credited to your wallet.

Sometimes the payment does not go through immediately: this is due to the fact that other users made payment for the application earlier than you. In this case, go back to the list and find a new offer.

How to top up your WMR wallet with WMZ in a simple way

If you do not want to use a title exchange exchange, then the transfer can be made directly from your currency wallet. After clicking on the icon, you will see the “Exchange funds” button: set the required values ​​in the “Buy” and “Give” sections, indicate the amount and click “Ok”. But keep in mind that simplicity remains the only advantage of the method. The course cannot be called profitable, so I use this method only in extreme cases.

How to deposit money on WebMoney via postal transfer

You can deposit funds into your WebMoney account via postal transfer. Although the method cannot be called convenient or fast, it is useful if there are no terminals nearby and you want to pay in cash. Follow the sequence of actions:

The money will be credited to your WebMoney account within 5 banking days.

How to top up WebMoney through online exchangers

To obtain favorable rate when transferring between my own wallets, I monitor not only the WebMoney exchange, but also exchangers on the network. You can find a suitable offer using the website BestChange.ru: it provides information on items with a proven reputation.

Please note that exchange is only possible between wallets linked to the same WMID.

Exchangers on the network are also useful for those who want to top up their WebMoney account with a bank card, but cannot make a transaction on the website of the electronic system.

Usually, difficulties arise for residents of Ukraine, because after sanctions, transfers are impossible. In this case, you will need a Visa or MasterCard, previously linked to WMID. You will need to select the direction of exchange, enter the details of the payment instrument, provide information on the R-wallet and make a transfer. The speed of crediting depends on the bank and type of card: if with Visa it happens almost instantly, then MasterCard holders sometimes wait 5 banking days. For the convenience of its participants, the WebMoney Transfer payment system provides a number of methods for replenishing wallets. When choosing one of them, you should focus on convenience, accessibility and commission size. One of the most quick ways

- this is to top up WebMoney from a bank card located in the user’s country of residence. The operation is very simple and can be completed in just a few minutes online.

Transferring money to a wallet account on the WM website

1. Before transferring money from a card to WebMoney on the payment system website, you must take into account important conditions:
2. The type of plastic must be Visa, MasterCard or Maestro.
3. The CNP function must be activated on the card, allowing you to make payments via the Internet. On payment instruments Visa Electron this function not available.

Linking a payment instrument

First, let's look at how to top up your WebMoney wallet from a bank card. It should be noted that, unlike PayPal or Yandex.Money services, on WM money is not automatically debited from the card when making payments. In this case, the linking is done for convenience, so that you do not have to enter your plastic details every time you transfer funds to your wallet.

In order to top up your WebMoney account from a bank card linked to your wallet, you must have a certificate no lower than formal. The service is available only to residents of the Russian Federation when using a payment instrument Russian bank. To perform the binding:

The linked plastic icon appears in the “My accounts, cards” tab.

In the future, to top up your WebMoney wallet from a Visa, Maestro or MasterCard card, just click the “Top up” button in your WMID, then “From a bank card”, select the attached payment instrument in the list and enter the amount. The whole operation will take a few seconds.

Topping up from an unattached payment instrument

It is possible to deposit money on WebMoney through a bank card without linking it, but you will have to enter its details each time. There is a function to perform this operation in any of the Keeper programs designed to manage the user's WMID. However, as an example, let’s consider a universal method - through the web service www.webmoney.ru/rus/inout/topup. To perform the operation:

Using an exchanger

Transferring funds to your WM account is less profitable option compared to the methods described above, but it can be used if desired. For example, let's take the exchange of Visa for WMR through the web service www.wmsim.ru, offering exchange for WebMoney funds With banking instruments, other payment services or from the balance mobile numbers. So, to carry out the exchange:

The funds will be credited to your account instantly.

Transfer via ATMs

You can transfer money to WebMoney from a card at most ATMs in the payments and transfers section. For example, when using a Sberbank ATM, you need to perform the following steps:

1. Insert card and enter PIN.
2. Enter the “Payments and Transfers” section.
3. Click "Next".
4. Select the item “Electronic money”.
5. Click “WebMoney”.
6. Enter the wallet number and transaction amount.
7. Complete the operation.

Transaction via Internet Banking

The Internet banking system of any large bank should have a function for replenishing electronic wallets. As an example, we will perform this operation step by step through Sberbank Online. After authorization:

If necessary, you can set “Autopayment” - and the wallet will be automatically replenished in specified time for a predetermined amount.

Topping up WebMoney from a VISA card: Video

The WebMoney payment system has quite a lot of functionality. For example, most users use the service to make financial transactions for payment for goods and services. First of all, using a WM wallet you can pay for goods in almost any online store. In the same way, you can pay for various services (Internet, television, fines, mobile connection, communal apartment, etc.). Of course, for all this to become possible, it is necessary to top up your wallet. Many people have no idea how to top up WebMoney. In addition, many methods of replenishing an account are available to system participants, including without commission. Therefore, in this article we will consider all the current methods of replenishing a WM wallet.

You can top up WebMoney:

• From a bank card;
• From account mobile phone;
• Through payment terminals and ATMs;
• Through money transfer systems;
• Using a prepaid WM card;
• By postal transfer;
• IN exchange offices WebMoney;
• In cash through the cash registers of retail chains.

As you can see, there are many options for replenishing WebMoney. Depending on the wallet currency list available ways replenishment will be different. Of course, each method has individual characteristics (replenishment procedure, limits, commission, etc.). To replenish your WM wallet on the most favorable terms, you should familiarize yourself with all available options.

• Important

• When replenishing your WM wallet, take into account the limits provided for your passport.

How to top up WebMoney from a bank card

Nowadays, almost everyone has a bank card, therefore, for most, this method of replenishing their wallet will be very convenient. Besides, when more than 2,800 rubles are credited to a WebMoney account, there is no service commission. However, even when replenishing the balance with a smaller amount, the conditions are quite acceptable. When replenishing a WM wallet for an amount up to 2800 rubles, the commission is 50 rubles. All system participants, regardless of their passport, can top up WebMoney using a bank card from any Russian bank, and the money is credited to the wallet instantly. You can top up a wallet in any currency with your card, provided that the currency of your card matches the currency of the wallet. As for the replenishment process itself, there are several options.

You can top up WebMoney from a bank card:

• On the payment system website;
• Through Internet banking systems;
• At an ATM of the issuing bank.

The first two options are of greatest interest, since they allow you to carry out the procedure for replenishing your wallet in online mode. Before you top up WebMoney in one way or another, you should familiarize yourself with both options. We will also consider the procedure for replenishing WebMoney through an ATM and terminal, but in the next part of the article.

• Important
• For credit cards Some banks prohibit transfers and payments financial services(such as purchasing electronic currency).

Replenishment of WM-wallet via the WebMoney website

For some time it was quite problematic to use the card and top up the wallet from the card. Now there are no problems with this. Moreover, replenishing WebMoney from a bank card is one of the most profitable. There is no commission when replenishing your wallet with an amount over 2800 rubles. When depositing a smaller amount, the commission is 50 rubles. More profitable terms available only when replenishing your wallet with a WM card. Other methods provide a commission from 1% to 7%. In addition, it is also convenient that the money will be credited instantly. However, the maximum top-up amount depends on the user's certificate.

To top up WebMoney, follow these steps:

1. 1. Specify the type of wallet and select “From a bank card”;

1. 1. Enter the payment amount, card details and click “Ok”;

1. 1. Confirm the operation with the code received via SMS.

We told you how to top up WebMoney from a bank card through the payment system website from your computer. You can also perform a similar procedure through the WebMoney application. The sequence of actions will differ little from that described above.

• Important

• You can also top up your WMR wallet from a bank card through the exchanger ( official partner WebMoney) with a commission of 2%.

Replenishment of WM-wallet via Internet banking

You can top up WebMoney through Internet banking. You probably don't need to tell anyone what it is. Replenishment of the wallet occurs instantly, and the commission depends on the specific bank. Please note that the commission is charged simultaneously by the payment system and the bank. Some banks do not charge a commission for replenishing a WM wallet (Alfa-Bank, Russian Standard, Ural Bank). On average, the total commission is 1-2%. You can view the list of banks that provide the ability to replenish WebMoney through Internet banking, as well as the commission amounts, by following this link http://www.guarantee.ru/services/users/internetbank. As an example, consider the procedure for crediting funds to a WM wallet through Sberbank Online. When replenishing your wallet through Sberbank Internet banking, the commission will be 2%. Transfer amount: from 100 to 10,000 rubles.

To top up WebMoney through Sberbank online, follow these steps:

1. Log in to the Sberbank-Onl@yn website;
2. Go to the “Transfers and Payments” section;
3. In the “Electronic goods and entertainment” section, select “Electronic money”;
4. Find the WebMoney payment system in the list;
5. Fill out the payment form and click “Continue”;
6. Confirm the operation by entering the code received via SMS.

The money will arrive in your wallet instantly. You can also create a template to quickly replenish WebMoney in the future. If you use the services of another bank, the sequence of actions may be slightly different, but the principle remains the same.

How to top up WebMoney from your phone account

Many users use WebMoney to top up their mobile phone. Meanwhile, the service provides the ability to top up your wallet from your phone balance. It should be said right away that this method will be less profitable than the previous one. Replenishing a WMR wallet from a mobile account provides the highest commission compared to other methods (5.95-12.5% ​​depending on the operator). Therefore, before you top up WebMoney from your phone, you should think about everything. If the high commission does not scare you, then follow the instructions below.

You can top up your WM wallet only from Beeline, Megafon and MTS phones. You can link the number specified in the registration data to your wallet for regular replenishment, or buy WMR one-time from any number. Money is credited to your wallet account instantly. Available limit depends on the user's credentials. The size of the commission differs depending on the operator: MTS - 11.6%, Beeline: 8.6% + 10 rubles, Megafon - 9.1%.

To top up your WMR wallet from your phone, follow these steps:

• Log in to the WebMoney website and log in;
• Go to the “Top up” section;
• Specify the type of wallet and select “Electronic money”;
• Select the “From mobile phone account” section;
• Click on the “Top up” button;
• Enter your WM wallet number, phone number, payment amount, verification code and click “Pay”;
• Confirm the payment by following the instructions received via SMS to the specified phone number.

If you need to link a number for repeated use, then simply select the appropriate section. The number linked to the wallet can be used not only to top up WebMoney, but also to withdraw funds from the wallet to the phone balance.

• Important

• You can top up your WM wallet only with telephone numbers Beeline, Megafon and MTS in the Russian Federation.

Topping up WebMoney with cash

Undoubtedly, the possibility of replenishing your wallet remotely using a bank card or from a mobile phone account looks attractive, but it would not hurt to find out how to top up WebMoney with cash. If you do not have money on your card, and the commission for transferring funds from your phone account is too high, then deposit cash into your wallet. The service provides users with several ways to top up their wallet with cash.

Methods for replenishing WebMoney in cash:

• Payment terminals and ATMs (commission 1-3%);
• Money transfer systems (commission 1-2.5%);
• Cash desks of retail chains (commission from 2%);
• Postal transfer (commission 2.2%);
• Bank transfer (commission 1-7%).

As you can see, there should be no problems with replenishing WebMoney in cash. The payment system provides several options at once, differing in the size of the commission and the timing of receipt of funds. Restrictions on maximum amount replenishments, as in other cases, depend on the user’s passport. Let's consider all the methods separately.

Topping up WebMoney with cash at terminals and ATMs

Perhaps the easiest way to top up WebMoney with cash involves using a terminal or ATM. There are similar devices in every city. The ability to purchase WMR is supported by most terminals and ATMs. The size of the commission will differ depending on the terminal networks and financial organization, which owns the ATM (1-4% of the payment amount). Money is credited to your WM wallet instantly. Let's take a closer look at how to top up a WebMoney wallet through a terminal and ATM.

To top up WMR through the terminal, follow these steps:

1. In the terminal menu, select “Payment for services”;
2. Go to the “E-Commerce” section;
3. Select WebMoney from the list;
4. Enter your WMR wallet number and click on the “Forward” button;
5. Place money into the bill acceptor and click “Pay.”

• Important
• Depending on the type of terminal, the sequence of actions may differ. The example shows instructions for the QIWI terminal.

To top up WMR via an ATM, follow these steps:

1. In the ATM menu, select “Payments”;
2. Go to the “Electronic Payments” section;
3. Select “webmoney” from the list;
4. Enter your wallet number and click “Continue”;
5. Insert money into the bill acceptor and click “Submit Payment.”

Please understand that the ATM interface will vary depending on the specific bank. The above instructions are relevant for Sberbank ATMs. However, even if you need to top up WebMoney from an ATM of another financial organization, just proceed by analogy, since fundamental differences it won’t happen and you’ll figure it out without difficulty.

Replenishment of WebMoney through money transfer systems

WebMoney participants have the opportunity to replenish their wallet with cash through money transfer systems. You can top up WebMoney in CONTACT, Western Union, Anelik and UniStream. Surely in your locality there is at least one of the given systems. The size of the commission will differ depending on the selected money transfer system and the application selected by the user (1.5-2.5%). About what applications? we're talking about? The fact is that replenishment of the wallet through money transfer systems is carried out using the exchanger.ru exchange. The essence of the procedure is that the user selects an application with suitable conditions on the website exchanger.ru, follows simple instructions and receives money to his wallet. Funds are credited instantly.

To replenish WebMoney through money transfer systems, follow these steps:

• Log in to the WebMoney website and log in;
• Go to the “Top up” section;
• Specify the wallet type and select “Cash”;
• Select the “Money transfer” section;
• Select a money transfer system and click “Select application from list”;
• After an automatic transition to the website http://cash.exchanger.ru, select the appropriate application and follow the instructions.

To complete the transaction, you must contact the money transfer office specified in the application and make payment. Immediately after this, the money will be credited to your account. Please be aware of the restrictions that apply to your certificate.

Replenishment of WebMoney through retail cash registers

Considering ways to replenish a WM wallet, one cannot help but tell you how to top up WebMoney with cash in Svyaznoy and Euroset stores. The payment is credited instantly, the commission is from 2%. It's unlikely that anyone will need it detailed instructions for replenishing WebMoney through the cash desks of retail chains. You just need to visit the nearest Svyaznoy or Euroset store and ask the employees to help you replenish your wallet. All you need is your wallet number and, of course, money. As in other cases, limits on the amount of funds credited depend on the user’s certificate.

Replenishment of WebMoney by bank and postal transfer

You can deposit money into your WM wallet account in cash via bank branch and Russian Post. In this case, payment via bank transfer is carried out by receiving a receipt with completed details for making a transfer on the payment system website with its subsequent printing and payment. The size of the commission depends on the specific bank. The money will be credited to your wallet within 24 hours. When replenishing WebMoney by postal order the commission is 2.2%, the term for crediting funds is up to 5 days. Let's take a closer look at the procedure for replenishing a WMR wallet by bank and postal transfer.

To top up WebMoney by bank perform the following steps for translation:

1. Log in to the WebMoney website and log in;
2. In the “Top up” section, select the “R-wallets” subsection;
3. Select the option “in cash through the cash desks of other Russian banks”;
4. Enter your wallet number, payment amount and click on the “Forward” button;
5. Confirm your agreement with the electronic form of the Agreement and click “Forward”;
6. Click on the “Print Form” link.

After that, go to any bank and pay the receipt. In the same way, when replenishing your wallet through Russian Post, you will need to perform similar steps. Only the received form will need to be paid for by mail.

Other ways to top up WebMoney

Above are the most common enrollment methods Money to your WebMoney account. However, there are other options that may also be of interest to a certain circle of users. For example, you can transfer money from WebMoney to Qiwi