The largest sum of money. How much money is there in the world? Can you give an exact amount? Coins and banknotes

Thus, considering all the available in the world bank deposits and loans on accounts and take into account the issue, you get an impressive amount - 400 trillion dollars. According to simple calculations, it turns out 60 thousand dollars for every person on earth. Only through the Forex currency exchange, $ 9 trillion passes daily. This is non-cash money, and for the most part they are not backed by anything. Therefore, inflation arises and, as a consequence, poverty and. Since all banknotes are mostly backed by gold, it logically turns out that there should be as much of them in the world as there is gold mined during the entire time of human existence.

Gold and cash

You can calculate it like this: a standard diplomat can hold 100 dollar bills. Therefore, 1000 of these suitcases will be 1. This is about one carriage. A train of a thousand wagons is a trillion dollars. This means that there are only 60 railway echelons of a thousand cars each on the ground. In reality, due to the different values ​​of currencies in different countries(and there are more than 150 currencies in the world) and the availability of changeable, smaller money, there are ten times more banknotes in the world. In terms of importance in the world, the four largest currencies: the euro, dollar, yuan and yen. Of these currencies, the largest amount of cash is in euros. This amount is 950 billion.

Etc. But who of you thought how all the money in the world exists today?

On the one hand, the question is funny and theoretical. I look at him a little from the other side. Why? I will explain at the end of this article.

How much money is there in the world today?

It is curious that there are more than 200 different types currencies, but at the same time about one hundred and fifty were included in the Russian classification. This is due to the fact that currencies of countries that are not recognized by the world community, or partially recognized by the world community, do not fall here (that is, only a few sovereign states recognize).

According to statistics, the most popular currencies are, of course, the common European currency EURO, japanese yen and CNY... These four currencies account for over 75% of all banknotes in the world. But at the same time - the most expensive currency in the world it is a dinar from Kuwait, a state in southwestern Asia. And the most cheap currency, this is a shilling from African Somalia.

In theory - money, these are receipts issued by the Central Bank, backed by gold. Those. debt obligations transferred to commercial banks, which, in turn, pass them on further - to individuals or companies, at interest. In practice, most of this money is not backed by anything at all.

Banknotes printed and put into circulation on current date is, according to various sources, from 60 to 75 trillion dollars. A huge amount? On a global scale, not very much.

The most interesting thing is that this is only printed, so to speak, real money. Now think about how much money there is in the world in real turnover. Government debt through bonds, company shares, virtual online transfers and deposits, and so on. After all, for example, the US dollar in 1971 was no longer pegged to gold. This means that it can and is printed as much as the state itself needs. And the state's debt is already $ 19 trillion. How many debts do other countries have?

But do you think that only the US currency is not tied to gold? Almost the whole world is in debt. Best of all other currencies, the Kazakhstani tenge is backed by gold - by 16.88% and Russian ruble- by 8.84%. The worst indicator is in England - 0.52%. This is a complete star. And we are surprised by the annual inflation? We are not the owners of valuables, but collectors of candy wrappers. Unsecured pieces of paper.

Conclusion on this article.

As I wrote above, I wrote this article with a certain intent. First, I wanted to show that there is a lot of money in the world. It is foolish to think that they will not be enough for you. Money can and should be earned. The main thing is not to sit stupidly in front of the TV waiting for a miracle, but to act. Money alone will not be earned.

Secondly, I wanted to say that it is not necessary to accumulate capital in monetary form... Sooner or later the world financial system will undergo major changes, since the debt bubble cannot inflate indefinitely. Turn paper wrappers into liquid capital that will bring you constant passive income.

If you count all the money printed and cast in metal, as well as add all the electronic money to them, experts say that you can get an amount with fifteen zeros. How much money is there in the world? The answer to the question depends on what humanity considers money. The more global our count is, the more inflated the amount will be.

How much money in dollar terms is there in the world?

If the money is only cash in wallets and bank accounts, then the amount is approximately $ 81 trillion.

If we add to this amount also gold reserves, various kinds of investments, electronic money, in this case, we get an amount exceeding a quadrillion dollars. This is that cherished number with fifteen zeros.

So how much is the total money in dollars in the world?

It is calculated that on this moment the amount of investment liabilities is approximately equal to 1,200,000,000,000,000 conventional units.

Let's calculate in more detail

Consider as money e-currency, stocks of silver and gold, data from the Forbes list, stocks, investment obligations, the value of the most expensive companies in the world, the value and turnover of cash, deposits, world debt and other components that are integral participants in monetary circulation.

• The amount of bitcoins is 5,000,000,000 USD. - Bitcoins are electronic money. They do not have material form... Such capital is not issued by certain banks, but any computer user can be involved in the process of issuing it.
• All banknote and monetary cash is worth $ 5 trillion. Another $ 23.6 trillion are short-term deposits.
• 70 trillion is the sum of all shares. More than half of them are owned by American companies.

The entire money supply is equal to 81 trillion cu. The global debt is almost $ 200 trillion.

At the same time, global debts are growing very quickly. A third of this huge amount is the US national debt, another 26% is the state debt of the European Union.

Not only money

If speak about financial resources in a less traditional sense, other types of money can also be included. Of course, they differ from the usual banknotes, but they constitute an impressive mass of capital.

• The cost of silver is $ 14,000,000,000. It takes into account the silver already mined and used.
• The world's gold reserves reach $ 7.8 trillion.
• How much money in the form of solar metal is in use in the world? Only a fifth is in bank reserves... The rest is used by humans.

• By Forbes, the fortune of the famous wealthy people on the planet is equal to almost 80,000,000,000 conventional units.
• The most expensive corporation, Apple, is worth $ 616 billion.
• Sum commercial real estate reaches 7.6 trillion dollars.
• At the same time, almost 40% is located in the American continent, and a third in Europe. The investment bond market is estimated at between 630 trillion and 1.2 quadrillion. These are astronomical sums in terms of ordinary people.
• This includes futures, swaps, options, securities and forwards. Such derivatives make up the lion's share of the money.

Visual mathematics

To understand how much money is in the world visually, you first need to imagine a standard bundle of bills. For example, a pack of $ 100 bills will cost $ 10,000. The thickness of such a pack is 1.3 cm. There are only 100 such packs in a million dollars, but the amount is $ 100,000,000. in volume it is equal to almost one cubic meter. One billion conventional units will fit in the volume of an average room. A trillion dollars, respectively - a thousand billion, so it will take a thousand rooms. And if you consider that the total world debt is estimated at two hundred trillion?

The problem with the condition: "how much money in rubles in the whole world?" it is quite within the power of everyone to solve by performing simple mathematical operations. It is necessary to summarize the cost of all given monetary assets excluding total world debt and multiply by the current exchange rate.

In short, an impressive amount is obtained.

Unfortunately, no one can calculate exactly how much money there is in the world, because here you need to accurately take into account all the factors, and there are more than a dozen of them. Moreover, all derivatives can be increased to infinity. For example, to carry out theoretical calculations of mineral reserves with their possible monetization, up to accounting Money of humanity, tucked away in rainy weather.

The question of how much money is in the world is controversial. It all depends on what kind of data you need to find out. At the same time, the constant movement of finances and, accordingly, assets does not allow obtaining information with an accuracy of even thousands of rubles. But on a global scale, everyone can estimate the volume of assets equivalent to money, as well as find out the volume of cash and non-cash money.

How much money in dollar and ruble equivalent

In total in the world there are: from 4.5 to 75 trillion in dollar terms. If we count exclusively cash in circulation (banknotes, coins), the money supply - M0, will be equal to 4.5 trillion. Adding to the sum cash deposits in banks, the amount (M1) will be 25 trillion, and together with term deposits- 55 trillion (M2 amount). Indicator M3 includes long-term deposits (for example, pension) and T-bills, if you add up all the numbers, you get about 75 trillion rubles.

It is quite difficult to calculate the money of the whole world with an accuracy of a ruble or a cent. Many operations are performed every day, bills are disposed of, printed, states increase or decrease the money supply. Therefore, such a principle is used - they estimate the size of deposits, investments, precious metals, public debt, as well as financial condition various large companies... In other words, all data that is available and accurate are counted.

Financial and gold reserves of Russia and the USA

Making settlements within large countries is also not easy. So, for 2018, the income to the budget of the Russian Federation was calculated in the amount of 15.55 trillion rubles. But this is only a profit received on a yearly basis, while there is much more cash and non-cash funds in the country. The planned GDP for 2018 is RUB 97.462 billion.

Since the amount of money is far from a stable indicator, you can analyze the information for a certain period. According to the Central Bank website, as of October 1, 2018, there were 9,874.3 billion rubles in cash in circulation in Russia. different types- paper notes, metal coins. The volume of non-cash money amounted to 35 114.8 billion.

Volume money supply in the USA many times more. For comparison, data for January 2017, all figures are in dollars:

• M0 = 1.5 trillion;
• M1 = 3 trillion;
• M2 = 10.5 trillion;
• M3 = 25 trillion.

As of the end of September 2018, there were about $ 1.69 trillion, 1.64 trillion of which is in Federal Reserve notes. However, much of the cash circulates outside the United States. According to data from various sources, this share is 50-70%, since the US dollar is the main currency used for international settlements.

Countries' gold reserves are measured in tons. As of September 2018, the gold reserves of Russia amounted to 2,170.0 tons, the USA - 8,133.5 tons, Germany - 3369.0 tons. The Russian Federation is on the 6th place in terms of gold volume, behind the IMF, Italy and France. For comparison: in 2017, the fund of the Russian Federation contained 1,744.3 tons. The world's gold reserves are estimated at $ 7.8 trillion, and silver at $ 14 billion.

Cryptocurrency reserves

The concept of "cryptocurrency" emerged relatively recently, but is already known to many. It is completely virtual money that has no physical expression, but it has value. Currently, some strange ones have already recognized the cryptocurrency as legal and introduced it into circulation along with the main currency. Therefore, it is correct to consider it in the total mass of world money.

It should be noted that there are several cryptocurrencies, but not all of them are popular and have significant weight. Bitcoin known to many is estimated at $ 5 billion, if you count a few more widespread ones, the total amount of virtual money will be about $ 10 billion

How money counts

It is worth separating the concepts of "money" and "value", that is, assets that can be quickly exchanged for cash or non-cash funds... If it comes exclusively about means of payment, then take into account the gold reserve, the value of companies, public debt and others material values not correct. They have a price, but they do not physically increase the volume of finance. At the same time, banking companies have the authority to increase the money supply, but they do not "produce" finance for the acquisition of fixed assets. When one company sells, for example, a real estate object, the money from one person simply passes to another.

Summary data

In addition to cash and non-cash savings, there are other valuable assets in the world that can be roughly calculated. Since the world market different spheres is in constant motion, the given data are considered averaged.

The most conservative method of calculating the money supply in the world is the sum of cash, non-cash finance and short-term deposits... The total amount will be 28.6 trillion. dollars.

World assets (in US dollars):

1. Cash, counting coins and banknotes - 5 trillion. Banknotes, coins and all kinds of deposits on earth are valued at $ 80.9 trillion.
2. Cryptocurrency - 10 billion.
3. Gold and silver - $ 7.8 trillion and $ 14 billion
4. Apple's fortune - 616 billion.
5. Estimated value of commercial real estate objects - 7.6 trillion.
6. Investments in the global stock market are worth 70 trillion. and most of it, about 52%, is in the United States.
7. The public debt of all countries of the world is 199 trillion.
8. Derivatives (futures, swaps, options and other types of contracts) are valued at 630 trillion.

If you need to count the assets and money of the whole world, you will need to add up the final figures regarding cash and non-cash money, all types of deposits, public debt, the volume of investments of the world stock market, real estate values, derivatives, stock of gold and silver, and cryptocurrency. Then multiply the result by the dollar rate - this is the sum of the world's values ​​in rubles.

Oleg Makarenko

And why are stupid Americans so worried about their huge debt? After all, their debt is in dollars! At any moment, Washington can give the command to print 18 trillion dollars and distribute to creditors - after that the problem of debt will disappear ...

Such reasoning has to be read every time it comes to the dollar needle on which the United States is tightly seated. In fact, colleagues, not everything is so simple in the transatlantic kingdom. Actually, the kingdom has already rotted to the ground: the needle has already broken and the dollar Koschey is dying before our eyes. It is precisely this circumstance that caused Obama's wild threats against Russia: so ridiculous and illogical that even such liberal bison as Mikhail Gorbachev is in a hurry to disown the American president:

Yesterday I briefly described a trick by which Americans could print dollars in industrial quantities without suffering from hyperinflation:

In short, most dollars circulate outside the United States. Therefore, when the printing press is turned on in the United States, there are more dollars in Washington's hands - due to the fact that they are depreciating in the rest of the world. That is, the Americans are robbing the rest of the world in such a simple way: which is forced to use the falling dollar under the threat of the sixth fleet and burning tires.

Freshly printed dollars enter the American economy in something like this:

1. The US Treasury issues government bonds.
2. The Federal Reserve prints dollars and buys bonds from the Treasury.
3. The Treasury directs dollars to the federal budget, which spends them, thereby supporting the US economy.

This scheme is called "debt monetization". It should be noted that the IMF prohibits the use of this scheme by the countries with which it works, since for any other country - except the United States - such a scheme ends with hyperinflation and a sharp drop in the exchange rate. own currency... We saw the results of the printing press in Yeltsin's Russia - inflation of 50-100 percent per annum in the 90s did not surprise anyone:

In 2008, the United States was forced to use the printing press to the maximum: without it, they would not have been able to get out of the crisis. Cash flows at the same time, they were divided into two parts - the Federal Reserve bought from the market not only government bonds, but also "mortgage bonds", which were on the balance sheet of private banks. This scheme is called Quantitative Easing. Please remember this term.

For a while, quantitative easing kept the Americans afloat and somehow breathed. However, by 2014, this scheme was hitting hard against certain restrictions, due to which the United States had to slow down the printing press. Look at the news for Last year:

January 2014. The Fed will continue to cut its quantitative easing program.

The Federal Open Market Committee (FOMC) began phasing out QE in December 2013, reducing the monthly volume of bond buybacks by $ 10 billion - to $ 75 billion.At a meeting of the organization in January this year, it was decided to reduce the volume of QE by another $ 10 billion. per month - up to $ 65 billion:

April 2014. The US Federal Reserve decided to cut the volume of the quantitative easing program to $ 45 billion per month:

The US Federal Reserve System (FRS) has decided to cut the quantitative easing program (QEIII) by $ 10 billion, the Federal Open Market Committee (FOMC) said in a statement following the April 29-30 meeting.

June 2014. The US Federal Reserve has cut the volume of its quantitative easing program for the fifth time:

From July, the Fed will reduce purchases of US Treasury bonds (US Treasuries) from $ 25 billion to $ 20 billion per month, mortgage papers- from $ 20 billion to $ 15 billion per month

September 2014. Fed is winding down incentives:

From October 1, the volume of redemption will be reduced by another $ 10 billion. Monthly $ 5 billion will be allocated for the purchase of mortgage securities instead of $ 10 billion; for the purchase of Treasury bonds - $ 10 billion, not $ 15 billion.

Most likely, by the end of this year, the Fed will completely turn off this mechanism. Actually, I almost turned it off. Why?

Maybe the American economy has recovered? Unfortunately no. The problems in the American economy are only growing; the United States needs money like air. However, printing them is getting harder and harder every month.

The fact is that not only the Fed buys American bonds: there are many other players in this market who also need to buy bonds. When the Fed actively buys bonds from the market, bond prices go up and coupon payments("Interest") on bonds, respectively, go down. For the government (Treasury) this is good, because you can get money at a low interest rate, but for other bond buyers who, unlike the Fed, do not have their own printer for dollars, this is bad.

In addition to foreign dollar holders who have to receive very low interest rates for their dollar bonds (China, Japan, Russia, Arab oil producers, India, etc.) three very important intra-American categories of investors financially suffer from the dollar printing:

1. Pension funds (private and public).
2. State funds for social assistance.
3. Insurance companies.

In the United States, there are almost no pensions in the Russian sense of the word. In fact, the federal pension fund only pays pensions to federal employees, who are few in number. Private sector workers and most civil servants receive pensions from their local pension funds. That is, the police officer after the end of the service receives a pension not from federal budget USA, and from some Pension Fund of the X-County Police Department.

State social assistance funds provide compensation for payments for some drugs and for some essential goods / services for the poor.

Insurance companies pay medical insurance, compensate for damage from natural disasters, and so on.

All these significant payments require money, which all these organizations "earn" by buying "risk-free" US government bonds. As long as the interest payments on these bonds were high (that is, as long as bond prices were low), the funds somehow made ends meet.

However, after the Fed began to implement "quantitative easing", all these organizations had to buy bonds from the market at a very high price and be content with very low income.

In 2008, the portfolios of these pension funds and insurance companies were filled with bonds with normal income, but after five years of quantitative easing, most of their portfolios turned into "dummies" that bring about 2.5% per annum - while these organizations you need to receive at least 5-7% (in some cases 9%) just in order to continue paying pensions, paying for operations, providing medicines and food subsidies.

If the printer continues to spit out new dollars, thereby cutting bond yields, the American economy will face a social catastrophe. Pensions will cease to be paid (and this is a significant source of consumption), the health care system collapses completely, a significant part of social programs and subsidies will be left without funding.

Imagine some kind of black ghetto in which tens of thousands of hereditary (!) Unemployed live. Suddenly, these people stop paying social benefits, they simply have nothing to eat. What will they do?

A monstrous prospect for the United States.

If the printer stops and bonds rise in price, the government will have significant less money, and, consequently, it will be necessary to cut the huge government spending, which, in fact, is the only economy of the United States that now rests on.

And so bad and so bad. There is no good way out of this situation for the Americans: so our American partners have to go all out and engage in creative terrorism in the international arena. Setting the planet on fire is the last hope of the Americans. After all, if things are even worse everywhere than in the United States, capital will flow to them in search of a "safe haven."

The Moody's Agency does not assess the situation at all rosy, according to its calculations, now the US pension system is in the "minus" by two trillion dollars - and this is only at the level of individual state funds:

Bloomberg gave the following breakdown on the problems of individual states for 2012:

As you can see, for example, in Illinois, pension funds have only half the money they need, and soon they will have to almost burn furniture to keep warm. But this is data for 2012 - in 2014 the situation is clearly no better.

The two trillion deficits Moody's counted is a huge amount. However, these are only statistics of the 25 largest government funds at the state level. But there are significantly more states in the United States than 25, plus there are also numerous private foundations. Obviously throughout pension system the deficit reaches simply astronomical proportions.

The question may arise: why not print dollars and donate them directly pension funds, social support funds and insurers?

Answer: because then such a significant one-step injection will be required that the balance of dollars outside the United States and within the United States itself will shift towards America. After that, holders of dollars will rush to get rid of them together, increasing inflation in the United States. A chain reaction will begin, after which the dollar may depreciate hundreds of times.

Let me remind you that when the republics of the former Soviet Union unanimously introduced their currencies and sent the freed up rubles to Russia, the ruble depreciated 25 times in a year. In the US, the fall will be greater: the dollar zone covers the whole world.

The Federal Reserve now has to not only stop buying bonds from the market, but also raise the refinancing rate at which loans are credited american banks... If this rate is left low, banks will not pay good interest on deposits of pension and insurance funds: it will be easier for them to get loans at 0.1-2% from the Fed. The Federal Reserve needs to force banks to buy expensive government bonds and pay good interest on deposits.

Actually, for a year now, experts have been saying that The Fed is likely to start gradually raising rates in the spring of 2015. For example, here is the opinion of Forbes and the opinion of the head. Reserve Bank St. Louis (this is one of the twelve banks that together form the Federal backup system USA):

The era of the "dollar printer" is gradually coming to an end. First, the Americans will have to turn off the bond redemption mechanism, then they will have to raise the refinancing rate. The golden decades of the United States, during which they could pour money into their economy indefinitely, are almost over.

The main intrigue now is whether the American economy will die quietly, or the United States will have time to unleash a third world war before its death ...

And what about Russia? Why does the dollar - despite its plight - break records against the ruble? Why did the ruble - backed by our oil and our huge reserves - fall to a wild rate of 40 rubles to the dollar?

This question should be asked to our Central Bank, which behaves as if it is being given commands directly from Washington. The Central Bank now has all the resources to not only stabilize the ruble and stop the consequences of any sanctions, but also to inject several trillion rubles into our economy in the form of long-term loans for business.

Of course, in the Constitution of the Russian Federation - thanks to the American advisers who wrote it in 1993 - there is a special article according to which our Central Bank does not obey the Kremlin:

However, this article, article 75, does not belong to the protected category; it is relatively easy to change this article of the Constitution. Hopefully, the fall of the ruble against the dollar will prompt our government to take the necessary steps.