What you need to quickly obtain a credit card in a bank, online or by phone. Online application for a credit card Credit cards issued by phone

At the same time, a minimum package of documents is required for registration.

Apply quickly online map You can get a loan without leaving your home. To complete the procedure, it is enough to have a personal computer or any other gadget with Internet access. The client will need to fill out a special form on the official website banking institution, in this case, using the pre-specified details, specialists will independently contact you to clarify all key issues. The procedure takes about 5-10 minutes. When applying for a card at home, the client does not need to take a place in line or engage in endless collection of certificates. A virtual online application can be submitted by a person over 18 years of age. After registration is completed, the card will be delivered to your home by mail or bank courier.

Apply for a home credit card online without visiting the bank

The procedure for issuing cards without visiting a bank does not require the mandatory provision of certificates or other legal documents. To complete registration, a personal passport is sufficient, but it is possible to send a copy made with a scanner or other digital device. The client can order any type of credit or savings card absolutely without any certificates. Procedure online registration carried out with reference to a mobile number.

Registration of a card online using a passport is carried out in several stages:

  1. Submitting a personal application on the website.
  2. Issuance of a card with delivery by courier or mail.
  3. Activating a credit card (by phone, through a website or personal account).
  4. Conclusion of a contract (agreement, familiarization with the terms).

After completing all stages of registration on the website, the client can receive a personal card at home. To start using the bank's services, it is important to activate. The procedure is necessary to identify the client, as well as confirm personal consent With financial conditions. Before registration, it is important to familiarize yourself with the features of registration and user lending.

Urgently order a credit card without leaving home

Applying for a credit card using your passport through a virtual website can provide the client with a number of advantages. Main feature This registration option is the absence of the need to personally visit the bank, which has a positive effect on saving time and money on transport. Also, the client can take the card absolutely free of charge without any commissions and mandatory contributions. The main advantages of online registration should be highlighted:

  • high delivery speed;
  • accessibility for clients;
  • saving money and time;
  • reliability of design;
  • Availability grace period.

The user no longer needs to visit accounts government agencies in order to obtain a certificate of solvency. After all, all the basic data banking systems receive automatically without the personal presence of clients.

Our website contains up-to-date information on credit cards. Thanks to a convenient search system, page visitors have the opportunity to quickly select a card with acceptable conditions. The list of available proposals includes sections where both advantages and disadvantages are described.

Easy-to-read site navigation makes it easy to navigate the proposed list credit cards and take a thoughtful approach to decision making. Having decided on the choice of product, potential borrowers will be able to send a request for a card directly from our website! The service provides an opportunity to save time and get a credit card remotely.

The purpose of our resource is to present to potential clients detailed information about the most profitable credit programs banks. For each of its types, the minimum/maximum limit, the cost of annual maintenance, the duration of the grace period, the interest rate after its end, etc. are indicated. Do right choice allows for a well-compiled list with easy-to-understand explanations. Having chosen a card, just use a special menu item and order a credit card without leaving the current page. It will be delivered to the address specified by the client via Russian Post or courier.

What are they needed for?

The purpose of a credit card is to pay for goods and services without the possibility of storing your own funds on it. However, proposals from some banks stipulate conditions that allow the use of a credit card simultaneously as a debit card. Interest on balance personal money is not credited.

One of the main advantages of any credit card is the ability to use money interest-free for a certain period (grace period). Each bank sets a different period: from 30 to 55 days, rarely up to 100 days in the first two months of use. “Borrowing” without interest is convenient and profitable. This is especially true in situations where there is not enough small amount money, for example, until the next salary.

The grace period applies only to non-cash transactions. It does not apply when cashing out funds. Many banks charge a commission for withdrawing money from an ATM.

Applying for credit cards online

Credit card offers without having to prove your income are not uncommon these days. But promptly obtaining a credit card with minimal requirements requires a low limit and a high interest rate. “Urgent” programs are designed for clients who urgently need money today and do not have time to collect personal documents. To apply for a credit card online, a potential borrower only needs to have a valid passport.

Credit cards are a relatively new product in the Russian market banking services. But people are increasingly using them due to obvious advantages compared to standard consumer loans.

Banks offer hundreds of offers, among which each client is sure to find what he needs. By using our website, potential borrowers have the opportunity to quickly understand the conditions and become the owner of a credit card in the shortest possible time.

At the same time, a minimum package of documents is required for registration.

Quickly apply for an online card You can get a loan without leaving your home. To complete the procedure, it is enough to have a personal computer or any other gadget with Internet access. The client will need to fill out a special form on the official website of the banking institution, and using the pre-specified details, specialists will independently contact you to clarify all key issues. The procedure takes about 5-10 minutes. During registration at home, the client does not need to take a place in line or engage in endless collection of certificates. A virtual online application can be submitted by a person over 18 years of age. After registration is completed, the card will be delivered to your home by mail or bank courier.

Apply for a home credit card online without visiting the bank

The procedure for issuing cards without visiting a bank does not require the mandatory provision of certificates or other legal documents. To complete registration, a personal passport is sufficient, but it is possible to send a copy made with a scanner or other digital device. The client can order any type of credit or savings card absolutely without any certificates. The online registration procedure is carried out using a mobile number.

Registration of a card online using a passport is carried out in several stages:

  1. Submitting a personal application on the website.
  2. Issuance of a card with delivery by courier or mail.
  3. Activating a credit card (by phone, through a website or personal account).
  4. Conclusion of a contract (agreement, familiarization with the terms).

After completing all stages of registration on the website, the client can receive a personal card at home. To start using the bank's services, it is important to activate. The procedure is necessary to identify the client, as well as confirm personal consent to the financial terms. Before registration, it is important to familiarize yourself with the features of registration and user lending.

Urgently order a credit card without leaving home

Applying for a credit card using your passport through a virtual website can provide the client with a number of advantages. The main feature of this registration option is the absence of the need to personally visit the bank, which has a positive effect on saving time and money on transport. Also, the client can take out the card absolutely free of charge without any commissions or mandatory contributions. The main advantages of online registration should be highlighted:

  • high delivery speed;
  • accessibility for clients;
  • saving money and time;
  • reliability of design;
  • availability of a grace period.

The user no longer needs to visit the offices of government agencies to obtain a certificate of solvency. After all, banking systems receive all basic data automatically without the personal presence of clients.

Strictly speaking, this map does not imply the possibility of using your own funds. In Russia, however, any bank card with a limit is usually called a credit card, including debit cards with an overdraft - these are the ones that are most widespread in our country. With the help of such products, the borrower can not only use borrowed funds from the bank, but also leave personal money in the account, withdrawing it from ATMs at special rates. Some banks charge interest on the positive balance on the card account, often comparable to interest on time deposits, which makes their use even more profitable.

The products also provide significant benefits to the holder: repaying the debt in full within certain period(usually 30–60 calendar days), the holder protects himself from having to pay interest. When choosing an option with this option, a potential holder should pay attention to which transactions are subject to the terms of the grace period. Sometimes the grace period only covers non-cash transactions payment and does not apply to cash withdrawals.

Many banks offer design, however, the limit on such offers is usually small. To take this option with a significant margin borrowed money, you will have to provide the bank with a certificate of income in form 2-NDFL or in the bank’s form.

To decide which bank to choose, you should compare the cost of issue and annual servicing of various issuers, the terms of the grace period, interest rates, the number and convenience of location of the bank’s own ATMs, as well as the ATMs of its partners, and other parameters that are significant for the holder.

Where can I apply?

The client can submit an application at a bank branch, at retail and service points, airports, and also via the Internet. Moreover order it is possible not only on the website of the issuing bank, where the user is offered only a limited line of products. Essential information base and a convenient search for card lending conditions on the Banki.ru portal allows the visitor to compare several hundred offers from various banks, choose the appropriate tariff and design and immediately apply online to one or more banks. Before applying online, the consumer can also read the reviews of other clients of a particular bank in the “People's Rating” of Banki.ru.

You can usually get plastic at a bank branch or by courier. But Russia is large: some clients live tens of kilometers from the nearest bank office, so some market participants send cards by mail.

Users of the Banki.ru portal from different regions of Russia can select and place advantageous offers.

It is also worth considering separately

Card name Grace period (no interest) Loan rate Credit limit (rubles) Is there cashback? Borrower age (years)Certificate of incomeApply online
before 365
(days)
from 10% per annumup to 350000 from 20 to 85Not required (no certificates required)
before 100
(days)
from 15% per annumup to 500000 from 21Not required (no certificates required)
before 56
(days)
from 24% per annumup to 400000 from 21 to 76Not required (no certificates required)
before 55
(days)
from 15% per annumup to 300000 from 18 to 70Not required (no certificates required)
before 365
(days)
from 10% per annumup to 300000 According to bank terms
before 120
(days)
from 29% per annumup to 300000 from 19 to 75Required
before 90
(days)
from 0% per annumup to 300000 from 18According to bank terms
before 62
(days)
from 27% per annumup to 1000000 According to bank terms
before 60
(days)
from 24% per annumup to 500000 from 21According to bank terms
before 55
(days)
from 22% per annumup to 300000 from 21 to 65According to bank terms
before 55
(days)
from 25% per annumup to 600000 from 18 to 68According to bank terms
before 51
(days)
from 25% per annumup to 299999 from 20 to 70According to bank terms
before 50
(days)
from 29% per annumup to 100000 from 18According to bank terms
before 36
(days)
from 0% per annumup to 150000 from 20 to 70According to bank terms

Credit cards in Moscow: advantages and disadvantages

An important feature of a credit card is the grace period. This is the period during which you can pay for purchases with the card and not pay interest for it.

If there is no grace period, interest on the actual amount of debt accrues from the date of withdrawal Money until the debt is repaid. When a Moscow resident repays the debt in full or in part, the loan is renewed for the repayment amount, and the client can again use the funds. For unhindered use of the card in Moscow and around the world, you need to make a mandatory minimum loan payment every month.

Advantages of a credit card

  • Availability of a grace period for lending (up to 62 days in Rosbank);
  • payment for goods and services without commission in supermarkets in Moscow, throughout Russia and via the Internet;
  • possibility of withdrawal credit funds via an ATM at any time of the day;
  • bonuses and discounts when paying for goods and services (especially typicalfor cards with cashback );
  • the ability to use the card abroad;
  • quick access to credit funds;
  • opportunityinterest-free installments for several months for some cards;
  • additional bank services: mobile bank ing, online statement, e-mail statement, card account statement and others.

Disadvantages of credit cards

  • high percent for withdrawing funds from an ATM (depending on the terms of the credit card);
  • penalties in case of late payment.
  • A credit card in Moscow can only be obtained by a client with a sufficient level of income (although there is alreadycards without proof of income );
  • high interest rate outside the grace period;
  • the interest-free grace period may not apply to credit funds withdrawn through an ATM in Moscow or another city;

However, with rational use of credit funds and timely repayment of debt, disadvantages can be minimized.

Alfa Bank credit card - 100 days without interest!

Rate From 14.99% is determined individually
Amount up to 500,000 rubles

  • Credit limit up to RUB 500,000.
  • The grace period of this Alfa Bank credit card is 100 days without interest
  • Interest-free period also applies to cash withdrawals
  • Interest rate from 14.99%, conditions are determined individually
  • Free card issue

Advantageous conditions:

  • 0% commission for cash withdrawals up to RUB 50,000 per month. at any ATM
  • 0% on credit for any purchases with an Alfa-Bank card for 100 days
  • 0% for a transfer to repay an unfavorable credit card from another bank

Advantages of the card:

  • Apply for and use a Mastercard card with cash back without interest for 100 days on purchases and cash withdrawals.
  • Minimum payment is 5% of the credit card debt.
  • You can track dates and expenses in Alfa-Click Internet banking or in mobile application Alfa Mobile.
  • Free refill from cards of any banks.
  • Pay by phone with Apple Pay, Android Pay,Samsung Pay.

The interest-free period lasts for 100 days from the date of the first purchase. Three whole months of convenient shopping and no interest - isn’t that a dream?

How to order a credit card without interest? Three steps:

  1. Fill out the online application in 7 minutes
  2. Instant approval - Find out the decision online within 2 minutes
  3. We will deliver the card for free at a time convenient for you.

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Tinkoff Platinum credit card - free card delivery

Rate from 12% per annum
Amount up to 300,000 rubles

Advantages of the Tinkoff Platinum credit card:

  • 0% on all purchases with a Tinkoff card with cashback for up to 55 days
  • registration without certificates and without a visit to the bank
  • repayment throughout Russia without commission
  • withdrawal of credit funds 290 rubles + 2.9% of the withdrawal amount
  • use the means Mastercard cards to repay a loan from any other bank for preferential terms: 0% commission for debt transfer and 120 days without paying interest on the loan

Why the Tinkoff Platinum credit card with a grace period of up to 55 days without interest:

  • credit limit on the card up to 300,000 rubles
  • cashback for any purchases - we return 1% for any purchases on your Tinkoff MasterCard card and up to 30% for purchases on special offers
  • bid on a loan in Tinkoff Bank from 12%
  • installment plan 0% up to 12 months for partners
  • free replenishment - More than 300,000 refill points through our partners
  • free shipping cards to any place and convenient time in Moscow
  • the best internet bank - you won't have to visit anymore bank branches. Never.
  • age from 18 years old
  • cheap service - The cost of annual card maintenance is only 590 rubles.

How to order and receive Tinkoff map to use money 55 days without interest:

  1. fill out the online application - you don’t need to visit the office;
  2. find out the bank’s decision immediately after filling out the application;
  3. the bank will deliver the card to you for free!

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Credit CARD card CREDIT PLUS - Your Shopping and Entertainment Card!

Rate 25%
Amount up to 600,000 rub.

Advantages of CARD CREDIT PLUS:

  • Points for purchases (Cashback) - 5% from the amount of purchases in the categories: Cafes and restaurants, Clothing and shoes, Entertainment, Beauty and health; 1% of purchases in all other categories
  • Installment Purchase Program - 0% overpayment. Installment plans are available for a period of 2 to 11 months.
  • Instant card issue
  • One-touch payment technology for purchases - Apple Pay, Google Pay
  • Instant accrual of points when paying for goods and services around the world
  • Instant use points in any trade and service enterprises in the Russian Federation
  • Possibility of free Card servicing
  • Cash withdrawal abroad without commission
  • Privilege program from Mastercard

Make purchases on WEEKENDS from March 2 to June 2, 2019 and instantly receive additional Bonus points in the categories “Pharmacies”, “Gas stations and service stations”, “Supermarkets”!

Other conditions and commissions of the card:

  • Credit limit up to RUB 600,000.
  • Grace period up to 55 days
  • Interest on loan use 25%
  • Commission for servicing the card - no commission (if the amount of expense transactions is more than 15,000? per month, otherwise - 79 rubles per month)
  • Internet banking free of charge
  • Cash withdrawal fee 4.9% (minimum RUR 399)
  • Commission for SMS service 59 rubles

Requirements for the borrower:

  • Total work experience - at least 3 months;
  • Region of registration - registration at the place of residence on the territory of the Russian Federation;
  • Requirements for telephones - 3 different telephone numbers in the region of actual residence of the Client:
    • At the place of residence (or if absent, another landline/mobile phone number for contacting the Client);
    • At the place of work (HR department, accounting department, management or administration, etc.)
    • Additional contact number

Documents required for registration:

  • Passport of a citizen of the Russian Federation
  • If the requested credit limit is over 350,000 rubles, it is necessary to provide a document directly confirming income:
    • Certificate of income in form 2-NDFL;
    • Certificate of employment and income in the form of the Bank;
    • Statement by salary account, opened in the name of the Client at the Bank, indicating transactions on it. The statement is provided for the last 4 months and must be certified by the seal and signature of a Bank employee.
    • Tax return individual entrepreneur in accordance with the taxation scheme used, if the Client is an individual entrepreneur

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Virtual credit Kviku map- up to 100,000 rubles in 30 seconds!

Rate from 29% per annum
Amount from 1000 to 100,000 rubles
Duration from 1 to 12 months

Virtual credit card "Kwiku" for online purchases - receive card details via SMS and make purchases online within 30 seconds after filling out the online application.

Kviku credit card terms and conditions:

  • Credit limit: from 1000 to 100,000 rubles
  • Card issue and servicing: For free
  • Cashback up to 30% for any purchases
  • Interest-free period up to 50 days for any purchases using the card
  • Interest rate: from 29% per annum
  • Internet and mobile banking: Free
  • Monthly card statement by e-mail: Free

Other features:

  1. Payments: Twice a month
  2. It is not possible to withdraw money from the card at ATMs - only payments!
  3. Virtual card- you only receive card details to your phone number
  4. The validity period of the card is set individually and ranges from 1 to 12 months.

How to use the Kwiku card?

  1. Fill out a short form
  2. Receive card details via SMS
  3. Start shopping online!

Kviku is the first fintech company to challenge traditional banks. Since its founding in 2013, all transactions at Kviku are carried out entirely online on the Internet - no branches, no couriers, no calls or paper contracts.

Complete an online application for a Kwiku credit card and receive card details via SMS in 30 seconds!

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Credit card with cash-back up to 10%

Rate from 24%
Amount from 55,000 to 400,000 rubles.

Make purchases with a Visa Cash-Back card from Eastern Bank and get cashback up to 10% in the selected category!

Conditions for Cash-Back credit card:

  • Credit limit from 55,000 to 400,000 rubles
  • Interest rate from 24%
  • Grace period at 0% - 56 days
  • Issuance on the day of application using a passport

Advantages of the card with issuance instantly:

  • Internet bank
  • Free annual maintenance
  • Income per own funds up to 4% per annum
  • Cashback - up to 40% on your online purchases, 1% for other purchases
  • Cash withdrawal limit up to RUB 150,000/month.
  • Fee for withdrawing credit funds: 4.9% + 399 rubles.
  • Issuance possible instant card Visa Instant Issue
  • Registration and reissue fee 1000 rubles
  • Fine for late repayment of debt up to 50,000 rubles.

Requirements for the borrower

  • Borrower's age is from 21 to 76 years (taking into account the loan term)
  • Russian citizenship
  • Accommodation and registration in the territory where Vostochny Bank operates
  • Work experience at the last place of work for at least 3 months (for persons under 26 years of age, the requirement for work experience is at least 12 months)
  • Availability stable income in an amount that allows you to repay the loan (for persons under 26 years of age, the income requirement is at least 12 months)

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Halva installment card - “Always without overpayments!”

Rate 10% per annum
Amount up to 350 thousand rubles

Halva installment card is an opportunity to make daily purchases in installments up to 18 months without down payment, commissions and overpayments in partner stores.

"Halva" is:

  • Instant purchases in installments. I came, saw the product and bought it without paperwork, saving time!
  • Favorable installment plan. When making purchases in partner stores, interest-free installments are provided for up to 36 months!
  • No down payment or overpayments. Product price = installment amount!
  • The amount of each purchase is divided into an equal number of payments depending on the term of the installment plan provided.
  • Renewable lending limit up to 350 thousand rubles for 10 years. It is established in accordance with the client’s request, but can be adjusted by the Bank when assessing the borrower.
  • Wide partner network. An attractive wide network of partner stores, which is constantly growing!
  • Contactless payments(PayPass technology). With the Halva card you can make payments with one touch and save time on entering a PIN code or signing a check.
  • Issuing a Mastercard is free: no fee for annual account maintenance!
  • All expenses are under the control of the Client: detailed information about all purchases made, the date and amount of payment can be clarified in the cardholder’s personal account or through the mobile application
  • Fixed rate on balance- 6.5% per annum, in the reporting month it can be increased to 7.5% if: 5 or more purchases are made in partner stores, the total amount of purchases is from 10,000 rubles. both at your own expense and at the expense of funds from the lending limit and the absence of loan arrears

Conditions:

  • Citizenship of the Russian Federation;
  • Age from 20 to 85 years;
  • Official employment(work experience at last place of work for at least 4 months)
  • Availability of permanent registration for at least the last 4 months (in the territory of one locality of the Russian Federation) and residence in the city where the Bank’s division is located or adjacent populated areas(but no more than 70 kilometers from the border of a populated area).

Conditions for cashback:

  • Rewards are accrued according to the points cashback program (max. 5000 points).
  • The client needs every reporting period complete from 5 purchases per total amount from 10,000 rub.
  • After the first 4 months after issuing the card and if the minimum turnover condition is met, a standard cashback applies: in the partner network 6% - when paying by phone, 2% - when paying by card or online; outside the affiliate network 2% - when paying by phone, 1% - when paying by card or online.
  • To receive Cashback under the “Favorite Purchase” promotion in the amount of 35% (once every 6 months) of the cost of any 1 purchase from a partner (made in 2019), you need to make 5 purchases for 10,000 rubles. six reporting periods in a row. ?

Fill out the online application and receive a card. To obtain a Halva Card, all you need is a Russian Passport!

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Rate from 26.9%

  • Rate from 26.9% per annum

Requirements for the borrower

  1. Citizenship of the Russian Federation.

Required documents:

  • Passport of a citizen of the Russian Federation.

How to apply:

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Credit card #EVERYTHING is possible. Increased cashback every month!

Rate from 26.9%
Amount from 30,000 to 1 million rubles

Find superpower with a #EVERYTHING credit card from Rosbank!

Main advantages and capabilities:

  • full management of bonuses in Internet banking or mobile application;
  • switching between Cashback and Travel bonuses every month;
  • selection of increased Cashback categories every month from 2% to 10%;
  • booking tickets and hotels on the Rosbank portal - OneTwoTrip for Travel bonuses in whole or in part;
  • without documents confirming income, when choosing a limit of up to 100 thousand rubles.

Basic conditions of the #Everything is Possible credit card:

  • Loan amount from 30,000 to 1,000,000 rubles
  • Grace period of the card up to 62 days interest-free
  • Rate from 26.9% per annum
  • Free service first year (2nd and subsequent - free with turnover for last year not less than 180,000 rub. / otherwise 890 rub.)
  • Commission for issuing cash from a card at issuing points is 4.9% of the amount (min. 290 rubles)

Requirements for the borrower

  1. Citizenship of the Russian Federation.
  2. Place of registration: permanent registration in the region of presence of one of the Bank's divisions.

Required documents:

  • Passport of a citizen of the Russian Federation.
  • Document confirming income.
  • Document confirming employment.

When choosing a limit of up to 100 thousand rubles, you only need a passport!

How to apply:

  1. Fill out a preliminary application for a credit card on the Bank's website or fill out an application by contacting the Bank's office with the necessary set of documents.
  2. If the Bank makes a positive decision, the Bank enters into a loan agreement with you and provides you with a credit card.

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Credit card 120 days without interest

Rate from 28% per annum
Amount from 30,000 to 300,000 rubles
Duration up to 36 months

"Credit card 120 days"

Advantages of the card:

  • Registration from 30 minutes, access to the credit limit is provided the next day after the conclusion of the consumer loan agreement.
  • Cashback! We will return 1% for any purchases on the card without restrictions on the amount (payments occur on the first working day of the month following the billing month).
  • Grace period up to 120 days, applies to all transactions
  • MAXIMUM debit card as a gift
  • Issue, delivery and servicing of the Visa card is free.

Credit terms:

  • from 30,000 to 100,000 rubles without proof of income; from 30,000 to 300,000 rubles upon confirmation of income
  • Loan term 36 months
  • Rate (annual) During the grace period - 0% After the grace period: 28% up to 100,000 rubles, 31% from 100,000 to 300,000 rubles

Documentation

  • Documents: passport of a citizen of the Russian Federation - required, certificate of income according to f. 2-NDFL or according to the bank form - at the request of the borrower.

Other conditions

  • Minimum obligatory payment, payable during the payment period 3% of the debt amount
  • No commission when paying for goods and services by card, incl. through the Internet. 4% of the transaction amount, but not less than 500 rubles - for cash withdrawals/transfers/payments at ATMs or Internet banking
  • Penalties accrued in case of failure to repay the loan or pay interest: 20% per annum of the amount of the overdue debt. Early repayment- no commissions.

Requirements for the borrower

  • permanent place of registration in Moscow or one of the regions where the bank operates
  • experience at the current place of work - from 3 months, for individual entrepreneurs - from 12 months.
  • at least 19 years of age on the date of conclusion loan agreement and not older than 75 years on the expiration date of the loan agreement
  • no current overdue debt on loans

Fill out the online application and receive your credit card on the same day!

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Installment card Freedom from Home Credit Bank

Rate 0% installments
Amount from 10,000 to 300,000 rubles.
Duration up to 12 months

This is freedom!

Buy anything in interest-free installments (from 1 ruble) using the Freedom card:

  • 0% installment plan for any purchases
  • Our card is accepted everywhere!
  • Up to 12 months - installment period for purchases from partners
  • Free - card registration and maintenance
  • 40,000 partner stores

Shopping everywhere:

  • Up to 3 months - installment period for purchases outside the affiliate network
  • 0% - interest on purchases in installments
  • In any stores - Installment plans work absolutely everywhere

Top up your card wherever it’s convenient!

  • Through the My Credit application or its web version
  • Our Internet bank
  • On the website homecredit.ru
  • At ATMs and bank offices

Client requirement:

  • Age 18 - 70 years
  • Citizen of the Russian Federation
  • Permanent registration on the territory of the Russian Federation
  • Constant source of income
  • At least 3 months of work experience at last place of employment

Interest rate on the card:

  • 0% per annum - when repaying in installments
  • If the installment payment is not made, the installment plan is terminated and interest is charged on the amount of debt at a rate of 17.9% to 34.9% per annum

The lending limit is set by the Bank individually from 10,000 to 300,000 rubles.

Apply for a visa installment card right now!

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Interest-free installment card Conscience

Amount from 5,000 to 300,000 rubles
Duration up to 12 months

Installment plan 0% in 50,000 stores! An honest installment card is a simple and profitable way buy:

  • Purchases in installments without overpayments
  • One card for all installments
  • Up to 12 months for payment
  • The interest-free card Conscience has a renewable limit of up to 300,000 rubles

Everything is under your control. Information about purchases and payments is in your “Personal Account” and mobile application.

  • Free connection to withdraw cash from any ATM in the Russian Federation in installments for 3 months. Withdraw up to 7,500 rubles at a time, up to 20,000 rubles per month. Commission for 1 withdrawal - 599 rubles
  • Free SMS alert
  • Reminder of payment date and amount
  • detailed information about all purchases
  • Replenishment by any in a convenient way
  • Option "Ten"- 10 months installment plan (one purchase 799 rubles / month of purchases 599 rubles / 1299 rubles for three months of purchases)
  • The “Ten” and “Shopping throughout Russia” options work in subscription mode.

Cost of servicing a Visa card and loan:

  • The validity period of the interest-free card Conscience is 5 years
  • The commission for the first and subsequent years of card servicing is 0 rubles!
  • If the loan amount is not repaid after the installment period, interest is charged at 10%
  • In case of non-payment of the monthly payment, the fine is 290 rubles

Client requirements:

  1. Age from 23 to 70 years
  2. Official employment and seniority from 6 years old.
  3. Positive credit history
  4. Availability of a landline work or home telephone

Order your card now- All you need is a passport!

  1. Fill out the application on the website
  2. Find out the solution in a few minutes
  3. Meet the courier with your card
  4. To activate the card you need to send the card number to 5125

The Visa card is issued by QIWI Bank (JSC), license No. 2241 of the Central Bank of the Russian Federation. With full terms and conditions additional services, including the amount of the Bank’s commission and the procedure for collecting it, can be found in the Rules for the provision of additional services (options).

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Credit card Cash Back- will return you 10% of purchases at a gas station, 5% in a cafe and 1% on everything else

Rate from 25.99% per annum
Amount 300,000 rubles

Alfa-Bank credit card - Cash Back up to RUB 36,000. in year!

Basic conditions:

  • Up to 60 days without interest on the loan for purchases and cash withdrawals
  • Credit limit - up to RUB 300,000.
  • Cashback 10% on purchases at gas stations, 5% on all bills in cafes and restaurants and 1% on other purchases
  • Cash withdrawal limit RUB 120,000. per month
  • Cash withdrawal fee 4.9%

Advantages of the Alfa-Bank card:

  • Wide network of branches open until 21:00
  • 20 thousand ATMs for loan repayment
  • Convenient online banking and mobile application

Fill out the application and receive a decision online in 2 minutes!

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Apply for a Russian Standard credit card online in 5 minutes!

Rate from 21.9% per annum
Amount up to 300,000 rubles

Russian Standard MasterCard bank card without commission for cash withdrawals!

Advantages:

  • 0% for cash withdrawals from the card
  • 0% installments up to 12 months
  • Free replenishment in QIWI terminals
  • Credit limit - up to 300,000 rubles.
  • 5% cashback in selected categories
  • Discounts up to 30% in more than 200 stores of famous brands.

Terms and conditions for the Russian Standard Platinum credit card:

  • Interest rate - from 21.9% per annum.
  • The grace period for lending is up to 55 days.
  • Age from 21 to 65 years.
  • Participation in the discount program
  • Card service fee RUB 499. in year

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Credit card MTS Money Weekend

Rate from 24.9% to 27%
Amount up to 299,999 rubles

Convenient Online Banking and Mobile Application!

Terms and tariffs of the MTS Money Weekend credit card:

  • Maximum credit limit up to 299,999 rubles
  • Credit rate 24,9% - 27%
  • Free card issue
  • Service cost 900 rubles
  • Grace period up to 51 days
  • Cashback up to 5%
  • Cashback is credited on purchases throughout the week and paid in rubles the following Friday.

Requirements for borrowers

  • Age from 20 to 70 years
  • Russian passport

How to get a card:

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AlfaTravel travel card

Rate from 23.99% per annum
Amount up to 500,000 rub.

Traveler credit card VISA AlfaTravel

  • Credit limit - up to RUB 500,000
  • Service cost 0 rub. (for purchases with a card of more than 10,000 rubles per month. Otherwise, 100 rubles / month / The first two months are free)
  • Up to 9% miles for payments on travel.alfabank.ru
  • Up to 3% miles for any purchases on the card (1 mile = 1?)
  • Cash withdrawals worldwide 0% (if the amount on accounts is from 30,000 rubles or the amount of purchases on cards is from 10,000 rubles per month)
  • Up to 6% on account balance*

Advantages:

  • Tickets for any airlines
  • Miles accumulated when paying with an Alfa Travel card do not expire and remain on your account
  • Extended insurance for the whole family, including extreme sports and alcohol
  • Access to accounts in different currencies

Miles for purchases on travel.alfabank.ru

  • air tickets - up to 5.5%
  • Railway tickets - up to 8%
  • hotels - up to 9%
  • 1000 welcome miles

Your dream trip begins with the AlfaTravel Visa card

* Interest is calculated on the average monthly balance up to 300,000? on ruble accounts and depends on the amount of purchases in previous month on all debit cards: 1% - from 10,000 ? up to 70,000? 6% - more than 70,000?

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MTS Money Zero credit card

Rate from 0%
Amount up to 150,000 rubles

There are no more rates with the MTS Money Zero credit card!

  • The maximum loan amount is 150,000 rubles
  • Credit rate 0% for purchases during the grace period up to 36 months + 20 days (10% after the end of the grace period)
  • Issue cost 299 rubles
  • Loan servicing cost 30 rubles/day when using credit funds
  • Withdraw cash without commission from ATMs of any banks around the world
  • Minimum payment 5% of the debt amount (min. 500 rub.) + loan servicing fee

Recipient requirements:

  • Russian passport
  • Age from 20 to 70 years

Where and how to get a card?

  • During the application process, you can choose between in-office pickup or delivery.
  • You can get an MTS Money loan at any convenient MTS communication store, MTS Bank office, or take advantage of free delivery - the courier will bring the card with the money at a time convenient for you.

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Credit card "Perekrestok" from Alfa Bank

Rate from 23.99% per annum
Amount up to 700,000 rub.

Conditions for the Perekrestok card:

  • Credit limit up to RUB 700,000.
  • 60 days without interest on the loan for purchases and cash withdrawals
  • Annual maintenance 490 rub.

Crossroads points for any purchase!

  • 5000 Crossroads points as a gift
  • 3 points for every 10 rubles. shopping at Perekrestok
  • 2 points for every 10 rubles. other purchases
  • Free mobile application "Alfa Mobile"

Possibilities:

  • You pay for your daily purchases with a card and receive points that can be spent in Perekrestok supermarkets.
  • You receive 7 points for every 10 rubles spent on goods in Perekrestok supermarkets from the “Favorite Products” category.
  • You get discounts and Special offers in the My Crossroads mobile application.
  • You save significantly on purchases at Perekrestok supermarkets.

You can get a loan if

  • You are a citizen of the Russian Federation aged 18 years or older
  • You have a permanent income of 9,000 rubles. after taxes for Moscow and 5,000 rubles. for regions of Russia
  • You have contact number(mobile or home at the place of actual residence)
  • Do you have a landline work phone or know the phone number of the accounting/HR department
  • You have permanent registration, actual residence and place of work in the city where there is an Alfa-Bank branch or settlements located in close proximity to the city where there is Alfa-Bank

Price:

  • Card issue 0 rub.
  • Maintenance of the main card 490 rub. in year
  • Interest rate from 23.99% per annum
  • Cash withdrawal fee 5.9% (min. 500 rub.)
  • Cash withdrawal limit RUB 200,000. per month

With the accumulated points you can fully or partially pay for purchases at Perekrestok supermarkets and from the chain’s partners. To do this, present your card at the checkout and ask the cashier to use the accumulated points to pay for your purchase. Write-off rate 10 points = 1 ruble.

Rate from 10.9% per annum
Amount from 50 thousand to 3 million rubles
Duration from 6 to 180 months

Loan terms:

  • Interest rate from 10.9%
  • Loan term up to 15 years
  • Review time from 1 hour
  • There is no collateral or guarantee
  • Use of loan funds for any purpose
  • Age from 18 years
  • Required documents: Passport of a citizen of the Russian Federation

Option "Credit holidays"

  • Provided free of charge
  • It is allowed to reduce 1, 2 or 3 first loan payments
  • Connection is possible when submitting an application for a cash loan or before signing a loan agreement
  • The option is available for a loan term of up to 7 years (inclusive)

A rate of 10.9% per annum is applied when providing non-targeted (consumer) loans (hereinafter referred to as LC) to individuals who do not have valid LC at PJSC "CREDIT BANK OF MOSCOW" on the date of application, and who have fully repaid a previously received loan (loan amount from 100,000 rubles) and not allowing overdue debts for the entire time, in case of choosing conditions for securing funds in the account for 10 calendar days. days before the loan repayment date and interest payment and voluntary insurance. The rate is set depending on the client’s solvency and his debt load, up to 20% per annum. The loan is provided for a period of 12 to 60 months, in the amount of RUB 750,000. up to 3 million rubles

Cash loan from Home Credit Bank:
  • rate - from 9.9% to 24.8% per annum
  • loan amount - from 10,000 to 1 million rubles
  • loan term - from 1 year to 5 years

Advantages of the loan:

  • Online solution in 1 minute
  • For existing clients - obtaining a loan online
  • For new clients - delivery service

Other benefits credit offers Bank "HOME CREDIT"

  • Quick loan processing, you only need a passport. It is possible to receive a loan on the same day without visiting the office using any bank card.
  • Loan without collateral or guarantor
  • No commission for issuing and repaying a loan
  • Ability to select the date of monthly payments (from the second month the “Select monthly payment date” option is available);
  • Many repayment options
  • Possibility of insurance
  • All information about the loan is online.

Requirements for obtaining a loan:

  • be a citizen of the Russian Federation and have permanent registration on the territory of the Russian Federation;
  • have a constant source of income. Confirmation of income: 2-NDFL or free-form certificate or salary account statement. Documents confirming income are not prerequisite to obtain a cash loan, but significantly increase the likelihood of loan approval.
  • have a good credit history(must not be current overdue on loans);
  • have at least 3 months of work experience at your last place of work;
  • age from 22 to 70 years;

The bank provides the client with a choice of the following: ways to get a loan:

  • cash at the cash register Bank office,
  • by crediting to the client's account opened with the Bank.
  • by transferring funds to the client’s account opened in another bank,

The client has the right to use a convenient method for obtaining a loan. The ability to choose one of the above methods of obtaining a loan may depend on the product for which the client is applying for a loan, as well as on the place where the loan application is submitted.

100 to 30,000 rubles

  • Loan term - from 7 to 21 days
  • Without collateral or guarantee
  • Transfer to any account - receive a microloan in a way convenient for you - bank account, Visa card(Visa), MasterCard (MasterCard) and MIR, Qiwi, Money transfers gold Crown and Contact
  • The main advantages of the eKapusta microloan service:

    1. The site is convenient on any device - get money from a smartphone, tablet or computer
    2. Round-the-clock work - the service operates 24x7 all year round, including holidays and weekends
    3. Trust in clients: for conscientious borrowers maximum size loan increases
    4. Security and confidentiality - eKapusta guarantees the safety of personal data. Data is stored by the service in encrypted form
    5. When applying for an online loan and registration personal account not required bank card- this simplifies obtaining an instant loan in E-Kapust
    6. MigCredit company is one of largest companies in the microfinance market, specializing in providing loans individuals who for some reason cannot get loans from banks or those whose financial resources limited.
    7. Loan term: from 7 to 30 days.
    8. 24/7, no holidays and 100% online!
    9. Instant approval
      Need an urgent loan? The online loan robot works in automatic mode, without human intervention and in seconds, makes a decision on approving a loan to a bank card

      With any credit history
      Credit history is not critical; When making a decision to issue a loan, the service analyzes all the parameters of the questionnaire and makes an informed decision. Average approval is about 85%.

      Instant money transfer
      You will receive a loan on your card online instantly, thanks to our direct connection to Visa and MasterCard payment gateways.

      Fill out the application and get approval in 1 minute!

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