Financial assistance from maternity capital. Monthly allowance from maternity capital

Anti-crisis program government, implying a one-time withdrawal of funds from maternity capital gained great popularity among the citizens of our country. For many families, this assistance has improved their financial situation. Whether a payment of 25 thousand from maternity capital will be made in 2019, as well as what changes have been introduced, we will discuss in this article.

Payments from maternity capital: experience of past years

A lump sum payment from the MK implies the withdrawal of a certain amount of funds, the amount of which is established at the legislative level. Money is not issued in cash, it is transferred to the bank account of the certificate holder.
The last payments from MK were made in 2015 and 2016. During this period, it was allowed to withdraw a total of 45 thousand rubles. More specifically, in 2015 - 20 thousand rubles, in 2016 - 25 thousand rubles. The deadlines for submitting documents were limited by time frames. More than half of the families applied for these payments.
Withdrawal of funds from the MK is one-time. This family support measure is introduced only during the crisis period. Therefore, it was not provided for in 2017, which caused some disappointment among the population.
The funds transferred from the MK could be spent for any purpose. Employees of the PF did not control the spending of money, in contrast to the targeted direction of the entire amount of the MC.

Approval of payments did not imply waiting for the child to turn 3 years old. Absolutely all certificate holders had the right to receive it, provided that the baby was born no later than the date the bill was adopted. It was possible to submit documents for payment immediately after receiving the MK certificate in hand.

Payments of 25 thousand from mother capital in 2018: latest news

Last year, our country began a slow recovery from the crisis. Economic situation is gradually stabilizing, incomes of the population are growing, and inflation has slowed down. That is why the government believes that the payment of 25,000 from maternity capital in 2019 is not appropriate. To date, it is known that such a measure of support will not be allowed. Of course, the year has just begun, so it is possible that the relevant bill will be adopted at a later date, by analogy with 2016, when funds were allowed to be withdrawn in the middle of summer.
Petitions are collected on the Internet from citizens with requests to make payments annual.

The government is still considering allowing the withdrawal of part of the funds from the MK annually in a fixed amount. Basically, such bills concern only low-income segments of the population. Whether they will be implemented, time will tell. Here it is worth noting the size of the lump sum payment. As a rule, every year it increases depending on the severity of the crisis situation in the country. In 2016, it amounted to 25 thousand rubles, a slight increase in the following years to 30-35 thousand rubles is not excluded.
It is rather difficult to say now whether families should hope for a decision on payments from MK. At the same time, it should be noted that this year some changes were introduced in the target direction of the certificate funds, as well as the possibility of withdrawing funds to provide for a child up to one and a half years old. We will talk about these innovations below.

How to get 25 thousand rubles using maternity capital

In the event that the decision on lump-sum payments from the MC is nevertheless made, the certificate holders will need to apply for them at the PF or the MFC. To this end, you will need to provide:

1. Passport and SNILS certificate holder;
2. Birth certificates of children;
3. Bank details.

Together with the PF employee, the owner of the MK will write an application in the form established at the legislative level. It indicates the direction of funds, their exact amount, passport data. The certificate holder must also confirm his positive reputation: the statement indicates that he did not commit illegal acts against children, did not lose parental rights, and so on.
Pension Fund employees are given one calendar month to check documents and make a decision on payments. If approved, the money will be credited to the owner's account no later than ten days.

If less than 25 thousand rubles are left on the certificate account due to the previously used earmarked funds, the balance will be issued to the owner. For example, 15 thousand rubles remain on the certificate account, they are transferred to the owner’s card, fully cashing out the MK. Here it is worth considering that the agreed amount is issued provided that there is enough money on the certificate. Otherwise, it simply resets completely.

It is necessary to have time to apply for a lump-sum payment within the time limits established in the bill. It is also worth carefully studying all the conditions for the provision of payments, in advance seek advice from the PF or the MFC.

Latest news from the State Duma

At the end of last year, a number of changes regarding maternity capital were adopted:

• Extension of the program until the end of 2021.
• Allowing the withdrawal of money for low-income families.
• Allocation of funds to pay for kindergartens, without waiting for the child's 3rd birthday.

Many certificate holders are also concerned about the indexation of funds, which has not been carried out for more than two years. In the new year, the moratorium on its freezing was not lifted, so the size of the MC will not change. This causes a lot of indignation, as money gradually depreciates.

The extension of the program was expected. The MK project has proven itself from the best side, has become very popular among the population of the country. It contributes to the improvement demographic situation Therefore, it is possible to make a forecast of further extension of the program in the future.
The terms of the MK program are set only for the right to receive a certificate. It implies the birth of children between 2007 and 2021. You can issue an MK even after the end of the program, as well as use the funds for the target area.

Direction of funds from MK to pay for kindergarten was allowed in previous years, however prerequisite was the performance of a child of 3 years. Lowering the age will allow funds to be used as soon as the child enters preschool educational institution. You can only exercise this right if you have a license in kindergarten, mainly for private organizations. Before submitting documents to the PF, it is necessary to draw up an agreement with the head of the institution.

Approval of payments is considered within one month.
It should be noted that in 2019 it is planned to reduce the decision-making time by half. Thus, it will be several weeks. The government is also considering expanding the list of earmarked funds and reducing the list of conditions. Thus, it is planned to allow the use of MK for the purchase of domestic brands of cars for large families.

Unjustified rumors about the withdrawal of funds from the MK

From the moment the decision was first made to allow withdrawals from the certificate account, various rumors began to circulate. The most popular of them:

• Increase in MC to 1.5 million rubles after the birth of the third child.
• Permission for a one-time withdrawal of 50-100 thousand rubles or full cashing of the certificate.

Certificate holders should not believe in such information. Most of the options for spending or withdrawing funds from the MK are just pending bills. If approved, the information will appear in official sources. The most reliable of them is the site pension fund RF.

Monthly payments from maternity capital in 2018

According to the presidential decree, a project was developed that allows the execution of monthly payments from maternity capital. Seven in which a second child appeared after the beginning of 2019 will be able to count on them. This law does not apply to the first, third and subsequent children.
Payments from the MK will be equal to one subsistence minimum in the region. You can get them only until the child is one and a half years old. Registration should be done in the first 6 months of the baby's life, since in this case the funds will be calculated from the actual date of birth. After 6 months - from the date of submission of documents.
Such support can be equated to a peculiar form of benefits. They will lead to a reduction total amount MK. Roughly speaking, if the subsistence minimum is 10 thousand, the family will receive 160 thousand rubles before the child is one and a half years old.
Only low-income families will be able to take advantage of the payments. At the same time, it does not matter if the parents work officially or not. You can submit documents through the MFC or PF. Their list includes:

1. Statement.
2. Passport and SNILS of the applicant.
3. Income certificate or employment center.
4. Bank details.

Verification of all documentation will take about one month, after which the funds will begin to flow into the account of the owner.

Changes in the MK and the payment of 25 thousand in 2018: to summarize

In 2019, a one-time payment and indexation of funds from the MC is not provided. Despite this, the terms of the program were extended and new target areas were introduced. Among them - receiving monthly benefits up to a year and a half. Low-income segments of the population will be able to take advantage of them.
The introduction of new directions for the use of funds from the certificate will make it possible to improve the financial situation of families in which a second child has appeared. In turn, this will positively affect the increase in the birth rate in the country.

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The use of maternity capital funds has a designated purpose, while expenditure items are strictly regulated by law. It is not possible to cash out funds, since all payments are made by bank transfer. And yet there is a way to get part of the mat. funds on hand. What is this money and how to get it? What documents are needed to withdraw 25,000 from maternity capital?

Purpose of payments

The state program of material support for families began to operate in 2007, it is possible to receive maternity capital after the birth of a second child. Items on which you can spend money are strictly regulated by law. True, in 2019 the list of intended use was slightly expanded. Now the money can be spent in this way.

1. To improve the living conditions of the family. The item includes the construction, renovation, renovation of real estate, decoration mortgage loan for buying a home.
2. On the funded pension for mother.
3. For the education of the child.
4. For goods and services necessary for the adaptation of a disabled child in society.

The general rules for using maternity capital are such that when buying real estate using a certificate, the rights of minor children must be respected, misuse of the amount is impossible. In addition, a mat protection system is provided. funds from fraudulent cashing out: money cannot be received on hand, all payments using money from the certificate are made exclusively by bank transfer. All suspicious schemes for buying a home using maternity capital are carefully checked by government officials.

In addition to the main maternity capital, there are also regional payments, which differ in size from the national ones. Here it should be clarified that the amount of payments varies and depends on the budget of the region. Since regional laws almost always duplicate federal ones, it may be worth counting on receiving a lump sum payment from the mat in your region. funds allocated by local authorities.

V this moment The Government is discussing the issue of lump-sum payments for 2019. According to the latest data, it is planned to increase the amount of payments to 50,000 rubles. It is possible that amendments to the draft will be adopted as early as the beginning of next year, and certificate holders will not need to meet the tight deadlines of 2019 in order to apply for financial aid.

Thanks to the innovation, certificate holders can now use part of the state-allocated money to buy necessary things for children and at home, prepare schoolchildren for the school year, purchase a stroller for a newborn, improve their family health on the sea coast.

How to get lump sum payments

It has become possible to apply in 2019 since June, when all restrictions on lump-sum payments were lifted. At the same time, you can write an application not only to parents who issued a certificate in 2016, but also to others who have a sufficient amount of unused funds and the right to a certificate. Under what conditions is it possible to receive money in 2019? Issue mat. funds are carried out according to such rules.

1. You can receive a benefit in the amount of 25,000 only to owners of certificates issued before 09/30/2016.
2. It is not necessary to wait until the child is 3 years old.
3. It can be a certificate for a child of any age.
4. Only citizens residing in the territory of the Russian Federation can issue a lump sum payment.
5. You can get 25,000 even if you received a lump sum payment in 2015 in the amount of 20,000.
6. If the remainder of mat. funds on the certificate does not correspond to the amount of payment, but much less, write an application is allowed for the balance of funds.

To make it easier to get mat. funds in the amount of 25,000, simultaneous application for maternity capital and a lump sum payment is allowed. What are the deadlines for submitting an application? Recall that the provision on the possibility of receiving cash from the funds of the certificate in 2019 provides that the deadline for submitting applications is 11/31/2016.

In fact, 5 months were allotted for the preparation of documents and the submission of an application in 2016. Application time for maternal certificate this year it was extended only until 09/30/2016. Which institutions accept applications for benefits? To fit into the allotted time and get the desired amount of 25,000, you can submit documents:

1. To the pension fund at the place of residence.
2. To municipal and state centers providing similar services.
3. Using the official website of the Pension Fund, using the personal account service.
4. Through the portal "Gosuslugi".

It is allowed to send a package of documents by mail, with notifications of receipt and dispatch. All documents that will be sent by mail must be copied and notarized. If you send a package of documents via the Internet, then all of them must be scanned, signed with your electronic signature. The forms that need to be filled out can be printed from official websites or you can apply for the forms in person at the PF.

List of required papers

What documents are needed to receive money? The list of securities requires clarification in the Pension Fund or on the official website, an indicative one is presented below.

1. Identity card of the certificate holder or a notarized power of attorney of the legal representative, as well as his identity card.
2. A certificate from the bank, indicating the current account of the recipient of the money, with general information about the bank to which the funds will be transferred. A small clarification: the current account to which the money is transferred is opened only for the owner of the certificate. Money cannot be transferred to other accounts.
3. Insurance.
4. Birth certificates of children.
5. Mother certificate.
6. Application on the officially approved form.

All documents must be submitted as photocopies certified by a notary. The procedure for accepting documents is as follows.

1. Documents must be checked by the officer who accepts them. All information in the application and in the documents on the basis of which it was filled out must match.
2. The registration number, the date of receipt, and the signature of the registrar are put on the documents.
3. The owner of the certificate is issued a receipt with the number and date of the registered application. The receipt must indicate the data of the registrar who accepted the documents.

Perhaps, in addition, you will be required to provide some other papers or certificates necessary for the speedy consideration of the application.

How to make an application

What information should be included in the application? Filling out the officially approved form, the certificate holder consistently enters:

1. The name of the organization (PF) where the applicant applies.
2. Your passport details indicating the place of registration.
3. Numbers of insurance, certificate.
4. The actual place of residence, if it does not match the registration. Temporary registration information is not required.
5. The amount that the applicant expects (it must be indicated in the application). This applies to cases where there is not enough mat on the balance sheet. funds to issue the full amount, therefore, indicate the balance, which can be clarified in the PF by presenting a certificate.
6. Bank details: nominal settlement account, name of the organization, other contact details.
7. List of papers and copies that were provided to the PF.

All information is indicated on the basis of the documents of the applicant. Any citizen of the Russian Federation who is entitled to a certificate can receive 25,000. You can apply for receipt at any branch of the Pension Fund at the place of actual residence, even if the person is registered in another region.

To review and verify the submitted documents, the PF employees need a month from the date of application. If a decision is made to transfer funds, they will be credited to the account of the owner of the maternity capital within 30 days. Thus, to receive 25,000 you will have to wait about 2 months.

If the PF recognizes your request as unreasonable, then they must notify in writing of the refusal within 5 working days. In this case, the refusal must be motivated. What could be the reasons for refusal to pay 25,000? Refunds may be denied in the following cases:

1. The right to maternity capital in relation to the applicant has been exhausted. This can happen if a citizen court decision terminated or terminated parental rights.
2. There is no money left on the certificate.
3. Getting mat. funds from the capital provided once a year, re-attempt to apply after withdrawal sum of money entails a guaranteed refusal.

Even if you already received a lump sum payment in 2015, you can still cash out this year, already in the amount of 25,000 rubles. Spending maternity capital is strictly regulated by law and is listed on the points, the execution of which is monitored by the PF. The lump-sum payment is not controlled in any way, this money is allowed to be spent at your personal discretion.

How to issue documents through the portal "Gosuslugi"

It is more convenient to submit documents via the Internet. Why? Not to mention the fact that you do not need to leave your home, you need to remember that only 5 months are allotted for filing applications. And this means that a huge number of people will stand in line at the PF until the deadlines limiting the submission of applications expire. Which, as you know, expire on November 30 this year.

So, how to register and send an application and the necessary package of documents through the State Services portal? To send documents, you must first register by obtaining an account, which is confirmed by an access code in the form of an electronic key.

To register, you will need passport data, an insurance number and a mobile or address Email. Login is done using the created account, in the "edit" column you will be asked to enter the same data as during registration. After a while, a code will be sent to your phone or email, allowing you to enter the portal.

A code is required to submit documents personal access, which can be ordered in three ways: by mail, at the service center, online, if you have the right electronic signature which will come in handy anyway. It will be necessary to certify scanned copies of the documents sent. The right to sign is registered here, after submitting an application online or calling hotline. This service costs about 1500 rubles.

When you have a personal access code in your hands, which opens up the possibility for you to use the State Services portal, the package of documents is standard. The list can be specified on the official website of the PF. Further, all scanned copies are uploaded to the place allotted for this, all the fields required for sending are filled in, and the documents are sent for processing. From this point on, it remains only to wait for a decision to be made to satisfy the request for 25,000 rubles.

Maternity capital is a social program adopted by the state to support families who decide to have (or, alternatively, adopt) a second child. The appearance of children can make a hole even in a very stable family budget, because the family bears expenses not only in the first days of a baby's life - pregnancy, childbirth and the maintenance of a newborn turn into large financial losses. The lack of necessary funds has become a stumbling block in the way of increasing the birth rate. In order to overcome this barrier and level the expenses of young families, a program with the simple name "Maternity Capital" has been adopted.

Like many social benefits, maternity capital is experiencing all the hardships of inflation and economic instability. In 2016-2017 The Federation budget does not provide for indexation or any other options for increasing the amount of maternity capital. However, as an anti-crisis measure, the Government decided to make a lump sum payment from maternity capital.

On March 6, 2017, Dmitry Medvedev announced that the term for transferring maternity capital would be 10 days.

Latest news about payments from maternity capital

At a press conference on June 1, 2017, Maxim Topilin, a representative from the Ministry of Labor and Social Protection, told reporters that cash payments from maternity capital in 2017 should not be expected. Similar information was given in the FIU.

On June 15, another “Direct Line with the President” took place. V.V. Putin, answering one of the questions asked, expressed the opinion that it is necessary to think about allocating part of the mother's capital for direct support of families, which in the current, economically unfavorable time, is an extremely necessary measure for many.

Already on June 29, the issue of payments from maternity capital was taken up in the Federation Council, as reported by the speaker herself V. Matvienko. However, she pointed out that the very purpose of maternity capital is something more than simple social payments. Therefore, the payment of parts will inevitably call into question the achievement of the objectives of the certificate.

Lump sum payment from maternity capital in 2017: the realities of today

The amount of a one-time payment from maternity capital today is 25,000 rubles. It is this amount that is spelled out in Law No. 181-FZ, adopted on June 23, 2016. It is noteworthy that this legislative act entered immediately on the day of its publication, that is, as soon as possible.

According to this document, each family entitled to payments under the state program can apply for a one-time lump sum payment. The amount of such compensatory allowance is 25,000 rubles. This payment is the second in a row, since last year the parents of their second child had the opportunity to receive 20,000 rubles. from the same capital. And even if the parents used the method provided by the state to compensate for their expenses for children, no one takes away their right to re-payment.

Families who received a certificate before September 30, 2016 and did not use the mother's capital for targeted needs are eligible for payment. The payment will be made from the principal amount of the mother's capital. According to the Federal Law, in 2016 and 2017, the size of the mother's capital is equal to 453 026 rub. From this amount, it will be possible to “pick up” 25,000 rubles. The remainder will go to four main areas, statutory, and possible anti-crisis payments next year.

How to get a lump sum payment from maternity capital

In order to receive a one-time payment in 2017, you must submit an application to the Pension Fund, attaching the certificate for social benefits to them.

The website of the Ministry of Labor contains the Rules for submitting a corresponding application for this payment, the application procedure, a list and samples required documents. It is important that these Rules imply simultaneous filing of an application for the issuance of the certificate itself and an application for the announced amount from it.

The time for applying for a lump sum payment in 2016 was limited - documents were accepted until November 30. Payments will be made until December 31, 2016.

One-time payment from maternity capital in 2017

One-time payments from maternity capital in the amount of 25,000 rubles, as you know, will not be paid in 2017 - at least the dates “until December 31, 2016 inclusive” are clearly stated in the Federal Law. Will there be any progress in this area next year, 2017?

Deputies from the Liberal Democratic Party submitted for consideration a bill that provided for the year 2017 compensation payments similar to those already in existence. The amount of the lump sum payment from maternity capital in 2017 was, according to the deputies, to be 50,000 rubles. However, this proposal did not find support in the government, and the bill was returned to the developers with a formal reply about incorrect execution and submission. No other action has been taken to date to increase the one-off payments.

To date, there is no law providing for lump-sum payments in 2017 in the amount of 50,000 rubles.

However, rumors about possible future payments circulate constantly. And it is not surprising - such assumptions have a basis. So, speaking of a one-time payment in 2016, representatives of the Ministry of Labor argued that the remaining amount of mother's capital would be used not only for targeted expenses, but also for future anti-crisis and compensation payments next year.

Maternity capital in 2017

However, with regard to the program for social benefits and maternity capital in 2017, there is also positive news. And first of all, this is news that the program of social support for families who decide to have or adopt a second child will be continued next year.

As you know, initially the validity period state program for the payment of maternity capital was ten years - from 01/01/2007 to 01/01/2017. But given the huge popularity of the program and its clear need in today's difficult conditions, the President instructed the Government to find a way to extend the payment system. Despite financial difficulties and difficult economic crisis, which influenced the formation of the budget, the most discussed social program was extended - two more years were added to its validity period. Now the end date is December 31, 2018. This is stated in the Federal Law No. 433.

When will it be possible to withdraw money from maternity capital

Since the relevant ministries and committees have not been able to agree on everything necessary, it is impossible to withdraw money from maternity capital in 2017.

There can be only one positive scenario for the development of events - direct intervention in the process of V.V. Putin, who can quickly resolve the situation, especially since the 2018 presidential elections are coming up soon. Indirect confirmation is that he mentioned maternity capital and payouts from it on its annual TV Direct Line.

As you can see, the new terms are actually written into the existing legislative document, that is, all the rules for payments on maternity capital that exist today will be in force in 2017 as well.

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From the very beginning of the maternity capital program, there was not enough opportunity to withdraw part of the money in cash. Initially, in order to avoid wasteful spending and fraud by unscrupulous parents, no cash was issued, and it was possible to dispose of them for strictly established purposes.

However, since this year 2018, a law has come into force that makes it possible not only to cash out 25,000 rubles, but to receive money every month. You can dispose of for any purpose, at the discretion of the owner of the certificate.

To prevent inexpedient waste, the purposes of using maternity capital were limited statutory. It was simply impossible to get them in cash. However, in 2016, a one-time cash payment was made. She was very popular and created a stir.

Despite the expectations of the population, no payments were made in 2017. In 2018, she returned in a slightly modified and supplemented version. The payment will take place on a monthly basis, starting from the birth of the child and until the child is 18 months old. However, this allowance is assigned only for a period of 1 year. After the expiration of its validity, it is necessary to submit documents again to receive the remaining payments.

It should be noted that only families with an income not exceeding established minimum. The level is quite high, which makes it possible to receive assistance to a wide range of the population. The size will not be the same for everyone, but depends solely on the child. living wage in each individual region. Thus, you can get much more than 25,000 rubles with a one-time payment.

The money will go to your bank account. The family will be able to receive them and spend as they see fit. Thus, as in the case of a one-time payment, there is no need to adhere to the main purposes of using capital.

Legal grounds

On January 1, 2007, state social support for families with 2 or more children began to operate. Applies to children born after this date. They must also be citizens of the Russian Federation. The right to social support the federal law 256-FZ.

On December 26, 2017, a law came into force providing for monthly payments from the funds under the certificate. The number of the law is 418 FZ.

Who is eligible for the certificate

The following categories of citizens are eligible for the certificate:

1. Citizens of the Russian Federation who became mothers of the second and subsequent children, both naturally and through adoption.
2. A man who has adopted a second or more child. Valid only for citizens of the Russian Federation.
3. Father or adoptive parent in the event that the mother who gave birth / adopted a second or third child has lost her parental rights. The reasons may be different and are not a condition. A man does not have to be a citizen of the Russian Federation.
4. A minor child in the event that parents who previously had the right to maternity capital have lost parental rights for one reason or another. Or if the child was left without caregivers.
5. An adult under 23 years of age, if he is studying at full-time. Receives the right under the same conditions as minors.

If the right to the certificate was obtained after death or deprivation of rights, an appropriate document will be required to process payments.

Amount of aid

Since 2007, when the program began, the amount of capital has been indexed every year. This allowed inflation to be taken into account while maintaining its value and purchasing power. However, since 2015, maternity capital is no longer indexed and is set at 453 thousand rubles. Indexing is expected to return in 2020.

According to experts, as a result of the termination of indexation, the value of maternity capital has halved compared to the year the program began. However, there are several changes proposed for 2018 that will increase its value, especially for families in need.

How Can You Use

There are a number of purposes for which funds are allowed to be used. The following is allowed:

Living conditions

Most often, maternity capital is used precisely to improve these same conditions. Funds can be spent on the purchase of a finished home, both in a new building and on the secondary market.

Since there is not enough funds from capital for a complete purchase, they can be attracted to mortgage lending: as a down payment or for repayment. Banks often offer preferential terms.

You can also use the money for the construction, reconstruction or expansion of a private house. It is allowed to carry out work both independently and to involve third-party organizations. It is worth noting that the site must already belong to the family.

Education

You can pay for education in all educational institutions of the country: from kindergarten to university. At the expense of maternity capital, it is possible to cover not only the education itself, but also accommodation in a hostel, including utilities.

It should be noted that all children can pay for education, and not just the one for which the certificate was received.

Integration of the disabled

Disabled children need special care and special equipment. You can cover all these costs with a certificate from the first days, and not from the age of three.

Changes in 2018

New changes, in addition to monthly payments, provide for a new option for targeted spending of funds: for childcare services in preschool organizations. Thus, you can not wait until the age of 3 and go to work earlier, paying the costs of care at the expense of capital.

Who is eligible for payment

The first condition for receiving payment is the presence of the certificate itself. Who is eligible to receive it is described above. However, the baby should not be born before 2018. Thus, December 31, 2017 will no longer be considered.

The second condition is family income. It is necessary to take the living wage in the region of residence. Then multiply it by a factor of 1.5, and then by the number of family members. I mean parents and children.

If the final number turns out to be more than the average monthly family income, then you can count on a monthly payment.

The amount of income will take into account all the basic earnings of the family for the last 12 months of last year. This includes:

• payment and remuneration for labor activity, as well as profit from entrepreneurship;
• various state compensations;
• insurance payments to successors;
• payments such as allowances, scholarships, pensions and the like;
• material allowance of the military in money.

It is important to remember that the calculation of earnings per family member will be based on the amount before all taxes are paid. This should be taken into account when applying for monthly payments.

State assistance for emergencies is not taken into account in the calculation.

Where to apply and what documents are needed to receive payments from maternity capital in 2018

Federal law establishes that the same person who received the certificate will receive the payment. Without the latter, payment will not be possible. You can apply at any time until the child reaches 18 months of age. However, with certain conditions:

1. If you apply after 6 months after birth, the payment will be made only for the following months, and the previous ones will be lost.
2. If you submit documents earlier than after 6 months, the payment will be for all 18 months, including those already missed.
3. To receive a payment, you need to contact the pension fund, the MFC, or simply go to the website of public services. If all conditions are met, all that remains is to submit the appropriate papers.

For ordinary cases, it is necessary to provide papers confirming the birth or establishment of guardianship over the child. It is required to confirm the fact of the citizenship of the Russian Federation of both the child and the applicant for payments. You will also need a certificate of income and a certificate from the military commissariat for a parent or spouse.

You must provide an account for the transfer of money. It is required to submit an agreement or a certificate confirming the fact of opening an account specifically for the applicant, since only the owner of the capital certificate can receive money.

In cases where the right to a certificate was obtained due to the death of a woman or the deprivation of her parental rights, a death certificate is required. Full list documents can be found in Appendix No. 2 to Order 889n.

In order not to waste time, you can apply simultaneously with the submission of documents for obtaining a certificate. You need to reapply after a year. Do not forget that the capital balance will decrease by the amount monthly payment.

When will payments stop?

Payments will stop when the child reaches 18 months of age. If you plan to spend the money for other purposes, you can write a written refusal yourself.

The reason for the termination of payments will be the death of the child or parent / adoptive parent for whom the certificate was received. It should also be taken into account that the calculation is based on regional norms, respectively, when changing residence, you will have to re-apply. However, under the new conditions, the payment may not be assigned.

A one-time payment of 25,000 rubles from maternity capital turned out to be in great demand. Many families, and especially single mothers, appreciated this opportunity. In 2018, the government took the next step, namely the monthly payment, which is more relevant and beneficial for families. Its size varies in all regions and depends on the subsistence level per child.

The parent will only need to have the certificate itself, the minimum package of documents and the income per family member is less than the established level.

The Maternity Capital program was designed to improve the demographic situation in Russia. The program is aimed at families in which a second and subsequent child was born (adopted).

We all know that with the advent of children, not only joy comes, but also additional expenses from family budget. Recently, due to the unstable financial situation in the country, some social programs have suffered, but matkapital 2018 and a lump sum payment including retaining their positions.

Due to the crisis, indexation for many targeted programs is not provided. Of course, this state of affairs upsets the Russians. Prices for products, services, things are rising at an unstoppable pace, and prescribed by law money stays the same. But thanks to the anti-crisis measures taken, a one-time compensation from maternity capital is made to all needy families.

Modern realities

As you know, the state program "Maternity Capital" involves a lump sum payment in the amount established by law. Law No. 181-F3 dated 06/23/2016 stipulates that the lump sum payment for families is 25 thousand rubles.

It is known that the right to receive these Money all families who have submitted standard application forms to the relevant authorities can use. Note that financial assistance is due to persons who received certificates no later than September 30, 2016 and did not spend the entire supply of mother capital for targeted needs.

Of course, everyone is interested in the fate of the one-time cash benefit in 2018, but so far no unambiguous decisions have been received from the government. Probably, by the indicated period, something will change and the amount of the allowance will be slightly increased, although in our time it is hard to believe in such improvements.

In addition, society is afraid that the payment may disappear altogether due to the worsening economic situation country. So, in 2017, the issue of extending this possibility should be considered, but so far the deputies are not too concerned about this problem.

The Prime Minister of Russia instructed the Ministry of Finance and other financial departments to consider the possibility of further payments from mother capital to families with two or more children. Officials should make a final verdict by April 2017.

A package of documents for receiving a lump sum compensation

First of all, everyone in need of a one-time payment should apply to the local Pension Fund with an application, attaching a certificate for the right to receive maternity capital. In addition, the applicant must provide:

• identity card (certificate owner's passport, authorized person's passport and power of attorney);
• bank account details.

A more detailed list of all required applications and documents can be found on the website of the Ministry of Labor. At the same time, it is possible to simultaneously apply for both maternity capital and a lump-sum allowance.

Documents for obtaining a certificate for maternity capital:

• the passport;
• birth certificate of existing children;
• if there are adopted children, then an adoption certificate is required;
• papers for a child confirming his Russian citizenship;
• statement.

Maternity capital program

This social target program was approved in 2006. Its implementation is associated with the provision financial assistance families where the second child and the subsequent one appeared. Note that the legal guardians of the child do not receive the entire amount in their hands - they are provided with a certificate that guarantees and confirms the receipt of funds.

A family in which a child was born no earlier than January 1, 2007 can apply for the designated certificate. The use of funds is possible only when the child reaches 3 years of age.

For what needs is Matkapital directed:

• Improvement living conditions(acquisition of a new home, overhaul in a private home).
• The content and education of the child in an educational or educational institution.
• Social assistance and adaptation of disabled children.
• Funded pension for the mother of the child.

Recall that initially the program functioned until December 31, 2016, but it was successfully extended until December 31, 2018.

The amount of the state payment

At the beginning of the implementation of the program, the amount of maternity capital allocated to Russian families was 250 thousand rubles. Taking into account the level of inflation, the parliamentarians indexed the cash allowance every year and by 2014 its size was equal to 429.50 thousand rubles.

As you know, in 2016, indexation of the mother's capital was not carried out, but already in 2017 the amount of social benefits will amount to 480 thousand rubles, and by 2018 it promises to rise to 504 thousand rubles.

• The family is granted the right to use family (maternity) capital only once.
• If indexing occurs, then the replacement of the certificate is not required.
• Parents can apply to the Pension Fund authorities with an application for a certificate for maternity capital after the birth of the second, third and subsequent children at any convenient time. The law does not provide for a time frame.
• not subject to income tax.
• The certificate can only be cashed with an identity card (passport).
• The certificate is canceled in the event of the death of the owner, the deprivation of the owner of parental rights in relation to the child for whom maternity capital was issued, the commission of criminal acts in relation to a minor.
• If the certificate has been lost, the owner may receive a duplicate.
• The funds provided by maternity capital can only be received by bank transfer. Schemes that involve receiving cash with a certificate are fraudulent. In the event that the certificate holder agrees to such manipulations, he becomes an accomplice to the crime on the fact of misuse of funds allocated by the state.

As you can see, the relevance of this social program is fully justified, so the Russians do not cease to rely on the prudence of the modern government and the fact that in 2018 this targeted program will continue to function. It will surely be the best