Soviet bank where the head office was. Soviet bank personal account

The Soviet Bank was founded in 1990 on the basis of the eponymous division of Promstroibank of the USSR. The main clients were employees of construction, transport and industrial companies. The location of the head office is in St. Petersburg. The banking institution provided loans and car loans to individuals and legal entities. Since July 2018, the bank has ceased operations.

On July 3, 2018, the Bank of Russia revoked the license from Joint Stock Company Bank Sovetsky. According to the Order, a credit institution is obliged to stop its professional activity in providing banking services and carrying out banking operations in the securities market.

The main features of the personal account of the Soviet Bank are:

Soviet Bank offers its customers to use a convenient Internet bank. There are two versions of the personal account for individuals and legal entities. In order to use all the options, you need to follow the link: www.sovbank.ru/internet-banking/. Login is by login and password. Internet banking allows you to quickly manage your financial resources.

• various operations on deposits and current accounts;
• providing information on exchange rates;
• making transfers to clients of banks;
• payment for various services, such as: cellular communication, Internet, utilities;
• track income and expenses for a certain period;
• transfers between your accounts;
• search and payment of fines of the traffic police, debts of the Federal Tax Service, duties of the Federal Migration Service;
• blocking or unblocking cards;
• repayment of loans and tracking transactions.

Restoring access to the personal account of the Soviet Bank is carried out by calling: 8-800-555-25-25 . An employee of the information center will tell you how to correctly and quickly restore the information necessary for logging in. At the same time, it is important to remember that authentication data should not be disclosed to anyone, including bank employees. This is strictly confidential customer information.

Bank login and password recovery Soviet

In case of data loss, a person must contact the bank department.

For security purposes, the client must use modern anti-virus software, enter the Internet bank account only from the official website of the Soviet Bank. If a person has suspicions about the use of the cabinet by other persons, then you need to contact the specialists of a banking institution for help in a short time.

At the moment, the bank offers customers to use a convenient smartphone application. It runs on iOS and Android operating systems. Mobile banking allows you to perform the following operations:

• use detailed information about the status of current accounts, debit, credit cards, exchange rates;
• track expenses and income for a certain period;
• make transfers to cards of the bank and other banking institutions;
• manage deposits, credit products, accounts;
• create templates;
• pay for services;
• to pay fines, debts;
• the client can also independently manage the application settings for the convenience of using the application.

For security reasons, the bank draws your attention to the fact that the application can only be installed from official app stores for the operating system of your smartphone. In order to fully use all the options of the Mobile Bank, the client must be connected to the services of the Internet Bank. Connection procedures can be performed only at bank branches. After filling out the application, a person receives a login and a temporary password, which are necessary for logging in. You can download the official app from the links below:

Thanks to the above methods of communication, each person can receive additional information regarding banking services and products. All this allows you to quickly resolve various issues that relate to the use of the proposals of the Soviet Bank.

The history of the brand "Soviet" in the banking community begins on November 15, 1976, when the "Soviet" branch of the State Bank of the USSR was opened in Vologda. The name of the department was given by the district of the city of the same name. On January 1, 1988, the branch of the State Bank in Vologda was transformed into the branch "Soviet" of the Promstroybank of the USSR. In 2001, at the General Meeting of Shareholders, it was decided to TRANSFER the Bank's Head Office to St. Petersburg. In 2004, the bank opened two branches - in Moscow and Arkhangelsk. Among the clients of this department were industrial, construction, transport, telecommunications enterprises and organizations. In November 2004, the bank joined the deposit insurance system.

At the moment, the shares are distributed as follows: Andrey Karpov (24.16%), Alexander Teplyakov (17.39%), Chairman of the Board of Directors Vladimir Mitrushin (17.39%), Member of the Board of Directors Kirill Laskin (10.67%), Oleg Nikolaev (10.67%), Egor Babeev (10.52%), board member Gleb Shakhov (6.10%), Natalia Gracheva (2.75%), minority shareholders (0.36%).

For individuals, the institution offers cash loans for any purpose, car loans, credit cards, mortgages, bank deposits (deposits), as well as Internet banking. The bank offers its corporate clients: cash settlement services, deposits, lending, salary projects, safe deposit, remote banking services, operations with bills of exchange, as well as operations in the Forex currency market. Individuals are offered consumer and car loans, bank cards (Visa), deposits, Internet banking, operations on the Forex market, and safe deposit. Currently, the Bank's branches operate in the cities of St. Petersburg, Moscow, Arkhangelsk, Velikiye Luki, Vladimir, Vologda, Voronezh, Kaliningrad, Kostroma, Kursk, Lipetsk, Murmansk, Orel, Petrozavodsk, Pskov, Rybinsk, Severodvinsk, Syktyvkar, Tver, Cherepovets , Yaroslavl.

The bank was established in October 1990 on the basis of the Sovetskoye branch of the USSR Promstroybank in Vologda. Until mid-2001, when it was decided to move to St. Petersburg, he worked within the borders of the Vologda Oblast. In November 2004, the bank joined the deposit insurance system.

From May to August 2015, the owners of the bank were Alexander Teplyakov (19.16%), Vladimir Mitrushin (19.07%), Andrey Karpov (15.00%), Oleg Nekrasov (9.20%), Kirill Laskin (9. 20%), Oleg Nikolaev (3.07%), Egor Babeev (3.02%), Gleb Shakhov (1.75%), Alexander Starovoitov (9.65% through SpetsTrading LLC), Anatoly Nesterov (6.93 % through CJSC Law Firm of the Unified Energy System), Tree of Life Charitable Foundation (2.98%), minority shareholders (0.93%). The board of directors of the bank was headed by the son of Vladimir Mitrushin, the former top manager of Krasbank Stanislav Mitrushin.

In August 2015, there were changes in the composition of shareholders, and until March 2016 the shares were distributed as follows: Andrey Karpov (24.16%), Alexander Teplyakov (17.39%), Chairman of the Board of Directors Vladimir Mitrushin (17.39%) , member of the board of directors Kirill Laskin (10.67%), Oleg Nikolaev (10.67%), Egor Babeev (10.52%), member of the board Gleb Shakhov (6.10%), Natalia Gracheva (2.75%) , minority shareholders (0.36%).

On October 23, 2015, the Bank of Russia introduced a temporary administration into Sovetsky, explaining its decision by identifying signs of an unstable financial situation. The functions of the interim administration were assigned to the Deposit Insurance Agency. The powers of shareholders related to participation in the authorized capital of the bank were suspended. Later in October, it was announced that at the initial stage, the financial recovery of Sovetsky Bank would be handled by DIA's subsidiary, Russian Capital Bank. The DIA allocated 4.9 billion rubles to maintain the bank's liquidity. At the same time, a competition was announced to select a permanent investor by November 27. Later, the media repeatedly reported that Renaissance Credit Bank was chosen as a sanator, but there was no official announcement (according to media reports, the Central Bank did not approve the candidacy of Renaissance Credit Bank).

The repeated competition for the reorganization of Sovetsky Bank was held on February 17, at the end of the month the DIA summed up its results. Only in March (March 9, 2016) did the Central Bank approve changes in terms of preventing the bankruptcy of Sovetsky, choosing Tatfondbank as a sanatorium. In the same month, Tatfondbank received 99.999% of the authorized capital of Sovetsky, having bought the corresponding number of its ordinary shares from RosCap at the price of their acquisition by the latter - 10 million rubles (the day before, RosCap bought out an additional issue of Sovetsky in the amount of 10 million rubles, which was carried out after the reduction of capital to 1 ruble). Thus, the procedure for selecting a sanatorium for Sovetsky Bank has become the longest in the history of the DIA. "Soviet" remained under the control of the primary investor - "Russian Capital" - for more than three months.

In March 2016, Sovetsky completely came under the control of PJSC Tatfondbank (99.999%). However, in December 2016, a temporary administration was introduced into Tatfondbank in the person of the DIA, and already in early March, the bank's license was revoked. As a result, the function of the provisional administration for the management of Sovetsky Bank was again entrusted to the DIA. In August 2017, the Bank of Russia extended the term for performing the function of the interim administration represented by the DIA for another six months.

The head office of Sovetsky Bank is located in St. Petersburg, the network of branches includes 47 branches, while the bank planned to close a number of branches. The bank's offices operate in 27 Russian cities, mainly in the Central and Northwestern federal districts. Bank branches are located in the following cities: St. Petersburg, Moscow, Arkhangelsk, Velikiye Luki, Vladimir, Vologda, Voronezh, Kaliningrad, Kostroma, Kursk, Lipetsk, Murmansk, Orel, Petrozavodsk, Pskov, Syktyvkar, Tver, Cherepovets, Yaroslavl, etc.

Currently, among the services for organizations on the bank's website are: cash settlement services, placement of funds on deposits, payroll projects, servicing foreign economic activity, currency control and documentary operations. Individuals are offered cash loans and car loans, deposits in rubles and foreign currency, debit and credit cards, account maintenance, money transfers (Zolotaya Korona, Western Union), safe deposit boxes.

Among the corporate clients of the bank, CJSC ABZ-Dorstroy, LLC Arkada, CJSC Irtysh, LLC Euro-Art, LLC Global-Stroy, OJSC Gazenergoservis, LLC Gazenergonaladka, CJSC Computer World, Dalport Group of Companies, KVS LLC, MKO Sevzapmebel OJSC, Tsvetopttorg Group of Companies, IRAM CJSC, Ginza Project Group of Companies (more than a hundred restaurants, including Ginza, Terrace etc.), GlobalPoint group of companies (restaurants Happiness, Barbaresco, Favorite Place 22.13), Lesnoy restaurant.

Currently, the bank's current reporting is available in the form of a published form on the website of the Central Bank as of July 1, 2017. For the first half of 2017, the bank's assets, according to the published form, decreased by 17.6% - to 28.0 billion rubles. The reduction in business volumes was due to an increase in the negative value of the bank's own funds (from -9.4 to -17.5 billion rubles). At the same time, there was a slight increase in client funds (+4.9%) in liabilities for the specified period. In assets, the volume of net loans decreased by 19.5%.

The Bank has traditionally been highly dependent on household funds, which are a key source of funding and accounted for 74.5% of total liabilities as of the reporting date. Deposits and funds of individuals increased in the first half of 2017 by 2.8 billion rubles, or 9%. The rest of the liabilities were represented by funds of corporate clients, the volume of which decreased by 6.0% over the half year (-0.7 billion rubles). Own funds show a negative value of -17.5 billion rubles against -9.4 billion rubles at the beginning of 2017 (at the same time, at the beginning of 2016, negative capital was "only" -1.8 billion rubles). The bank had no wholesale sources of funding (issued debt securities raised by interbank loans) as of the reporting date.

In the structure of assets, 73.9% is accounted for by net loan debt. Cash and funds in the Central Bank in almost equal shares accounted for a total of 8.9% of assets. Securities on the balance sheet did not exceed 4%, funds in other banks amounted to 1.8%. The share of fixed assets and intangible assets - 8.6%, other assets - 2.9%.

According to the latest available data at the beginning of December 2016, the share of overdue debt in the loan portfolio was 22.5%, the provisioning level was 34.8%, while the portfolio was secured by 122.1% with property. In its reporting for the first half of 2016, the bank noted that the loan debt on the loan portfolio of legal entities in the amount of 93.2% was recognized as uncollectible.

Previously, the bank acted as a net lender on the interbank loan market and demonstrated moderate activity on the Forex market. According to the latest available data at the beginning of December 2016, the securities portfolio on the bank's balance sheet was dominated by bonds pledged as collateral for repurchase transactions.

According to the reporting published on the website of the Central Bank, for the first half of 2017 the bank suffered a net loss of 8.0 billion rubles (against a loss of 1.2 billion rubles for the same period in 2016). The net loss for 2016 amounted to 13.2 billion rubles.

For the period of activity of the provisional administration, the powers of shareholders related to participation in the authorized capital, as well as the powers of the bank's management bodies, were suspended. Prior to the assignment of the interim administration function to the DIA in February 2017, the composition of the bank's management was as follows:

Board of Directors: Marat Zagidullin (chairman), Robert Musin, Airat Kamalov, Rustam Bakirov, Alexander Fedoseev.

Governing body: Renat Dolotin (Chairman), Lyudmila Dyachuk, Victoria Vashkulat, Dmitry Khlybov.

The Bank of Russia made a decision to settle the obligations of Joint Stock Company Bank Sovetsky JSC Bank Sovetsky (registration No. 558, St. Petersburg). The procedure for settling the obligations of a credit institution is aimed at ensuring the protection of the rights and interests of creditors and bank depositors.

The Bank of Russia approved the Plan for the Participation of the State Corporation Deposit Insurance Agency (hereinafter referred to as the Agency) in settling the obligations of JSC Bank Sovetsky, which provides for the Agency to conduct a competitive selection of the acquirer within the time frame that will allow it to begin servicing creditors whose claims are subject to satisfaction as part of the first stage , in the regions of presence of JSC Bank "Sovetsky" no later than 14 days after the approval of the Plan for the Agency's participation in the settlement of the bank's obligations. Measures to settle the obligations of the bank are carried out after the revocation of the license for banking operations.

The credit institution to which the obligations of JSC Bank Sovetsky will be transferred will continue servicing depositors on the same terms, including interest rates on deposits and terms of their placement. The implementation of the procedure for the settlement of obligations of JSC Bank "Sovetsky" will fully satisfy the requirements of first priority creditors (including if the deposit exceeds the sum insured - 1.4 million rubles), without incurring financial losses by bank depositors.

The bank's obligations to creditors whose claims are subject to satisfaction as part of the second priority (claims for the payment of severance pay, remuneration of persons working or working under an employment contract, and others) are planned to be repaid in full. Liabilities to creditors (with the exception of the Agency), whose claims are subject to satisfaction as part of the third priority, are currently estimated at about 0.1 billion rubles, including balances on the accounts of bank customers - legal entities are estimated at about 0.01 billion rubles, the remaining amount liabilities consist mainly of settlements with other creditors, pending settlements and transfers. Work was carried out with the bank's clients - legal entities to find out the reasons for the service at JSC Bank Sovetsky, as a result of which it was found that there was no possibility for these clients to close their accounts.

Bank of Russia Order No. OD-1654 dated July 3, 2018 from 07/03/2018 the license was revoked to carry out banking operations with the credit institution JSC Bank Sovetsky. The decision of the Bank of Russia was made in connection with the value of all equity (capital) adequacy ratios below two percent, a decrease in the amount of equity (capital) below the minimum value of the authorized capital established as of the date of state registration of a credit institution.

In connection with the revocation of the license for banking operations, the license to carry out professional activities in the securities market of JSC Bank Sovetsky was canceled, as well as by order of the Bank of Russia No. OD-1655 dated July 3, 2018, the activities of the temporary administration for managing a credit institution, appointed by the Bank Russia dated February 21, 2018 No. OD-455.

In accordance with Order No. OD-1655 of the Bank of Russia dated July 3, 2018 in connection with the revocation of banking license from JSC Bank Sovetsky and the Agency’s decision to participate in the settlement of the bank’s obligations, the functions of the temporary administration for managing a credit institution were assigned to the Agency for a period of actions until the appointment in accordance with the Federal Law "On Insolvency (Bankruptcy)" of the bankruptcy trustee, or the appointment in accordance with Article 23.1 of the Federal Law "On Banks and Banking Activities" of the liquidator. The powers of the credit organization's executive bodies have been suspended in accordance with federal laws.

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