Company bankruptcy consent. Insurance company bankruptcy consent

The sale of IC Soglasie Prokhorov to the beneficiary of Russian Funds, Sergei Vasilyev, will not take place - the Bank of Russia did not approve such a change of shareholder, a financier who knows this from the regulator and a person who learned this from the insurer and the Central Bank told Vedomosti. The deal was launched by the first deputy chairman of the Central Bank Sergei Shvetsov, one of them points out. The Central Bank, according to him, fears further withdrawal of assets from the company, as happened after the purchase of Oranta by Companion Group (both companies had their licenses revoked).

Prokhorov has been negotiating the sale of Soglasiya since at least the summer, the negotiators said. The most obvious contender for the purchase of the asset was called the Ladya River development company, one of the founders of which is Sergey Vasiliev, the beneficiary of the investment group. At the end of November, Ladya River received the approval of the deal from the Federal Antimonopoly Service. Vasiliev confirmed that he was negotiating the purchase of "Consent", and added that the deal may not be closed in 2015. He did not comment on the terms of the deal.

A person close to the "Rook River" confirms that there will be no deal, but gives another reason: the parties "simply did not agree." The Central Bank does not comment on specific transactions, the press service of the regulator said. Onexim declined to comment yesterday. The representative of "Consent" said that he denies the information. IC "Soglasie" is not for sale to anyone, Dmitry Razumov, general director of Onexim, said the day before. The group, as before, considers the company to be one of the strategic assets and is not considering an offer to sell, he argues, noting that the shareholder is still ready to maintain the financial condition of Consent. However, one of Prokhorov's acquaintances knows that he is no longer as interested in the insurance market as he used to be.

Costly "Consent"

Only in 2014–2015. Prokhorov invested about 14 billion rubles in Consent, a representative of Onexim said. The funds were also used to cover current losses. Now, by order of the Central Bank, the company must add reserves by April. According to the results of the first half of the year, the company needed to add about 7 billion rubles on it. reserves, said two people familiar with the company's accounts.

It was not possible to contact Vasiliev on Monday. Viktor Yun, a well-known manager in the insurance market, was considered Vasiliev's partner in the transaction. Yun himself reported that he was only a consultant to Vasiliev. Yun founded Standard Reserve Insurance Company in 1993. In 2012, IC Russian Insurance Traditions, headed by Yun, announced self-liquidation and filed a lawsuit for its own bankruptcy, later the company's license was revoked, and the insurer was declared bankrupt.

Formally, the Central Bank has not yet been endowed with the right to coordinate purchase and sale transactions of insurers, a representative of the Central Bank recalled. But any major deal requires the tacit approval of the regulator, explains a top manager of a large insurer.

Russian Funds have previously invested in small insurers: Solidarity for Life and Standard-Reserve (in 2005, together with the international financial holding TBIH). Together with Yun in 2008, the group created the Genesis insurance holding, which included Russian Insurance Traditions, TIT, and Nakhodka re.

Prokhorov does not give up his intention to sell the insurer and continues to search for investors, says one of Onexim's counterparties. Prokhorov made a repeated offer to another applicant, ex-governor of the Kaliningrad region Georgy Boos, who had previously considered the purchase of Soglasia, says a person close to Boos. But that, according to him, "is interested in less problematic companies."

Sberbank excluded Soglasie IC, AIG and Surgutneftegaz Insurance Company from the list of accredited insurance companies admitted to insurance of pledges. The latter returned to the list yesterday.

The companies have been accredited for property insurance programs. In addition to the housing of mortgage borrowers, the companies insured property and corporate clients, which the bank accepted as collateral. The excluded insurers have also partnered with borrowers' life and health insurance programs.

Sberbank did not comment on the reasons why the bank terminated cooperation agreements with insurers. According to a source of "DP", the bank stopped accepting policies from their clients according to a simplified procedure from May 16, 2019.

Due to legal requirements, including consumer protection and antitrust, banks cannot refuse customers to accept policies from licensed insurers. Officially, instead of the so-called list of accredited banks, they publish lists of recommended companies or a list of organizations with which a cooperation agreement has been concluded.

The list of Sberbank today lists 20 insurers. The bank indicates that when accepting a policy from a non-accredited company, it must meet the requirements expressed in 20 points. It may take up to 30 business days for such a policy to be approved or rejected.

Sberbank has a subsidiary company, Sberbank Insurance. Its representative found it difficult to estimate how much the company's share would increase after Sberbank reduced the list of accredited competing companies.

According to Sberbank Insurance, in 2018, residents of St. Petersburg concluded 1.1 million property insurance contracts. The amount of collected premiums exceeded 2.97 billion rubles. By the end of 2019, fees for this type are expected to increase by another 14%, to 3.4 billion rubles.

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consent for two cases for some unknown reason is delaying me for more than 4 months, arguing that there was no power of attorney gene in the documents, although it is there and was sent by mail several times /// I am dissatisfied with this company and no longer insure myself and do not advise you /// so if they knock it down and let them knock it down

At the claim of the bank FC Otkritie to SK Consent for 840 million rubles will be examined

On February 3, the Moscow Arbitration Court satisfied the claim of Otkritie Financial Corporation bank and ordered to recover 1.39 billion rubles from Transaero Airlines. In particular, the court ordered to collect from the airline the main debt in the amount of 933 million rubles, commission and interest. The third parties involved in this case included Soglasie Insurance Company, as well as Gazprom Neft's subsidiary, Gazpromneft-Aero, and Transaero's interim manager Mikhail Kotov.

Rating of insurance companies by OSAGO and CASCO in 2020

A relatively new rating. Shows the ratio of the number of claimed losses to the number of litigations involving insurance companies. It clearly shows which of the Russian insurers most often cannot resolve the conflict with the consumers of services amicably, without the intervention of the judiciary. Such a rating is useful for clients, because it will avoid meeting with a scandalous IC.

Features of litigation with the insurance company "Consent"

This situation is more complicated, since the insurer formally fulfilled its obligations to pay insurance. In this case, it will be more difficult to substantiate your claims against Soglasie, and the scheme of actions is somewhat different from the previous situation.

Insurance company bankruptcy consent

More recently, another lawyer from the Novosibirsk region was punished for running a website with false information on the Internet. Disciplinary proceedings against him were initiated by Elena Rabtsunova, Vice-President of the Novosibirsk Region Bar Association. She stated that while monitoring the Internet, she discovered advokat54.com. It contains information about a legal company that allegedly leads the market (there is an inscription "No. 1 in Novosibirsk"). The portal also says that the firm's lawyers "have won more than 10,000 disputes related to problem insurance, violations of labor laws, contractual relationships in business," and their clients are more than 100,000 people. On Instagram and WhatsApp of the lawyer (the source does not name his name), direct links to this Internet resource were indicated. This "advertisement" became proof of the defender's guilt, although his name was absent on the advokat54.com website. As a result, the lawyer was reprimanded and ordered the lawyer to eliminate the violations within a month (see "The lawyer was prosecuted for false information on the Internet").

Insurance company - Consent - closes, address, official website, working hours and list of insurance services

Is it true that the insurance company - Consent - is closing

More than 550 offices have been opened in Russia, which is a fairly large figure. A large network is capable of serving a large number of customers in different regions. In large cities, several branches are located, in small cities - one at a time. The organization's offices are located in some villages. In the current economic conditions, a company can afford a large number of offices only in cases where there is a financial effect from their activities.

Insurance company bankruptcy consent

That's what Consent is great, that they do not impose any unnecessary services when registering a comprehensive insurance, in the other two insurance companies they just pulled me up with this. Here everything was done quickly and without further ado. This is what I needed and for such a service I am ready to pay money.

If the insurance company has been revoked

The central bank is carrying out a massive purge in both the banking and insurance markets. In the summer of 2015 alone, the regulator revoked the licenses of about twenty insurance companies, and also applied restrictions on such large insurers as Rosgosstrakh. The authorities even introduced a new bill, according to which the state corporation "DIA" will receive the authority to carry out bankruptcy procedures for insurers. The innovation will make it possible to provide more effective and efficient protection of the interests of policyholders.

Insurance company bankruptcy consent

Insurance "Consent" made a payment of compensation to a bank included in the top 5, under a non-recourse factoring insurance agreement within the framework of insurance of commercial loans in connection with the failure of a large electronics retailer to pay the debt for the delivered goods, the press service of the insurer reported.

Insurance company bankruptcy consent

Sale of IC "Soglasie" Mikhail Prokhorov to the beneficiary of "Russian Funds" Sergei Vasiliev will not take place - the Bank of Russia did not approve such a change of shareholder, a financier who knows this from the regulator and a person who learned this from the insurer and the Central Bank told Vedomosti. The deal was launched by the first deputy chairman of the Central Bank Sergei Shvetsov, one of them points out. The Central Bank, according to him, fears further withdrawal of assets from the company, as it happened after the purchase " Orants»Companion SG (both companies had their licenses revoked).

Rosgosstrakh - may attach an insurance company - Consent - in the near future

“Information about the acquisition by Rosgosstrakh of Soglasie did not look entirely convincing due to the crisis in the insurance market and the increase in the volume of obligations of IC Soglasie. Thus, the entry into the decisive stage of the negotiations forces the experts to assume that this is a kind of “reorganization” of the auto insurance portfolio of IC “Soglasie”. Consolidation of efforts of insurers and transfer of the insurance portfolio to Rosgosstrakh as a result of the transaction will benefit the clients of IC Soglasie. The amount of the deal may turn out to be conditional, ”the source said.

IC "Soglasie": steady growth

At the end of the year, the company received a license for liability insurance for the operation of highly hazardous facilities, in accordance with 225-FZ. In accordance with this law, owners of hazardous facilities from January 1, 2012 must conclude a compulsory insurance contract with an insurance company. In its absence, from April 1, 2012, an administrative fine in the amount of 300 to 500 thousand rubles will be imposed on an organization, and from 15 to 20 thousand rubles on officials of organizations.

IC "Consent": feedback from customers and employees

Opinions about the insurance company were different. Someone is completely satisfied with her services and concludes an agreement with the company more than once. These people claim that all payments were made on time, and the approval for the repair took a little time. Compensation for the theft of the car was paid quickly, within two months, without waiting for the closure of the criminal case. They say that the company's employees are polite and work promptly. These persons have only a positive impression of the Soglasie IC.

By a ruling dated October 20, 2014 by a judge of the Moscow Arbitration Court
Markov P.A. proceedings for the recognition of LLC SK Soglasie were initiated
bankrupt due to long-term non-fulfillment of claims based on
a court decision that has entered into legal force. The court session is appointed
on November 19, 2014. Consideration will be given to the introduction of
insurer supervision procedures.
Thus, the insurance company Consent can follow the path
countless number of insurers who have sunk into oblivion and left without
payments to millions of people who hoped to receive their due
insurance compensation.
Rumors about the instability of the insurance company Consent circulated and
before, but it didn’t come to the point yet. According to available knowledgeable
sources of information in the insurance company Consent is available
salary arrears to employees for several
months, a number of employees were laid off to reduce the organization's staff.
The insurer has accumulated multimillion-dollar indebtedness
insurance claims, the situation is critical. In spite of
another change of leadership and appointment in March 2014 May
Tikhonova (former executive director of the Onexim group,
owned by the oligarch Mikhail Prokhorov) for the post of general
director and measures taken by her to reduce the company's costs,
the insurer is relentlessly sinking. Questions regarding the prospects
the case, the employees of the insurance company refused to comment,
referring to the prohibition of disclosure of proprietary information.
It is possible to assume that soon LLC SK Soglasie will leave
ranks of insurers, and millions of customers will remain at a broken trough.
This circumstance does not bother insurance agents at all, smartly
selling CASCO and OSAGO policies, as well as other types of insurance,
including VHI and insurance for those traveling abroad and talking about the bright
the future of the insurer and the absence of financing problems.
Indeed, as long as the insurance license is valid, the agents are ready
for any tricks just to sell the policies, because an agent from each policy
receives a reward and, moreover, not a small one. In some cases, it
the amount can be up to half of the insurance premium! With this
scenario, any insurance agent will invent anything, just to
persuade a potential client to make a deal.
But, as the Roman proverb "Tempus nemini" says - time is running out. Have
those who suffered from LLC SK Consent still have a chance to return the money,
which the insurer owes them, but did not pay. The obvious solution is
speedy appeal to the court, delay in the claim may entail
further impossibility of execution of the judgment simply due to
the fact that the insurer will not have any money left at all, but is responsible for
bankrupt companies to their founders according to our current
legislation will not have to at all. That is, to divide the profit is yes,
it's to the founders, but the losses - no, we don't know ...

Arbitration Practice, 13:37 24.06.2016

On the claim of FC Otkritie bank against IC Soglasie for 840 million rubles, an examination will be carried out

Context

MOSCOW, June 24 - RAPSI.

OJSC Aviation Company Transaero, the interim manager of the airline Mikhail Kotov and CJSC Gazpromneft-Aero are indicated as third parties.

In 2011, the bank and Gazpromneft-Aero signed an agreement on general conditions for factoring services for fuel supplies within Russia. In turn, Gazpromneft-Aero and Transaero Airlines signed an agreement for the supply of aviation fuel to supply aircraft. The bank insured the risks under these contractual relations with IC Soglasie. In connection with the debt that Transaero had in paying for fuel supplies, the bank first went to court with a claim to recover funds from the airline. The court in February satisfied the bank's claim. Later, the bank filed a lawsuit against IC "Soglasie" for the recovery of insurance compensation.

The corresponding request for a comprehensive accounting examination was filed by the defendant. As the representative of the insurance company explained, within the framework of the examination, it is necessary to establish whether there was a debt and what its size based on the primary accounting documents. The defendant also stated that the debt insurance relationship ended in July 2014. And the debt of the airline "Transaero" arose already later than this date.

The representative of the bank objected to the granting of the petition, stating that the amount of the debt, which was insured, was established in the framework of another dispute. The decision in that case is of prejudice to the present dispute.

The court postponed the meeting until September 12 and invited the plaintiff to present his candidatures to expert organizations. The court also granted the petition to request additional documents from the airline and from CJSC Gazpromneft-Aero.

On February 3, the Moscow Arbitration Court satisfied the claim of the Otkritie Financial Corporation bank and ordered to recover 1.39 billion rubles from the Transaero airline. In particular, the court ordered to collect from the airline the main debt in the amount of 933 million rubles, commission and interest. Among the third parties involved in this case were Soglasie Insurance Company, as well as Gazprom Neft's subsidiary, Gazpromneft-Aero, and Transaero's interim manager Mikhail Kotov.

The lawsuit was filed for the recovery of funds under a general agreement on general conditions for factoring services for supplies within Russia and under an agreement on the provision of a commercial loan. The funds came from the plaintiff "Gazpromneft-Aero", in turn, the bank was assigned the right to claim against the defendant under contracts for the supply of aviation fuel.

On December 16, the Arbitration Court of St. Petersburg and the Leningrad Region recognized Sberbank's application for the bankruptcy of Transaero as justified and introduced a monitoring procedure against the company.

Bank Financial Corporation Otkritie, founded in 1993, is the parent organization of the private banking group FC Otkritie. The group includes the FC Otkritie bank and the retail bank KhMB Otkritie. According to RIA Rating, FC Otkritie Bank ranked fourth among Russian credit institutions as of October 1 with assets of over 3 trillion rubles.

SC "Consent" was established in 1993. Has licenses to carry out almost all types of insurance and reinsurance permitted by the legislation of the Russian Federation.

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The Moscow Arbitration Court granted the petition to conduct an examination of the claim of the Otkritie Financial Corporation bank to recover 839.9 million rubles from the Soglasie Insurance Company LLC, the RAPSI correspondent reports from the courtroom.