Personal account Izhkombank. Izhkombank personal account: entrance to the office, enter by phone number Download Izhkombank personal account

Personal account Izhkombank is a section of Internet banking, in which the owner of the Izhkombank card manages his accounts 24/7. The service is available only to citizens Russian Federation previously registered in the system. Also to connect to online bank familiarization with the technical and system requirements is recommended. Authorization in Izhkombank Personal Area carried out only from the official website of the bank: www.izhcard.ru.

Izhkombank personal account, entrance to the office

The first thing you need to access the system is to receive a bank card from Izhkombank at the branch financial institution. The second step is to obtain a DIN code, a special 9-digit code that allows you to log in to online system. The code is issued in a separate envelope attached to bank card. If DIN code missing, you must contact the bank manager.

When an Izhkombank client has a card and a code, he goes from his computer to the site: www.izhcombank.ru. In the upper right case of the main page, find the tab "Izhkard.ru" and click on it once. A new screen will open with an authorization panel. You can log in to the system using your phone number or bank card number. The DIN code is entered when authorization is made by card number.

It is important to know that the first entry into Internet banking is allowed only by card number. Further authentication is possible by number mobile phone. The password can be changed in your personal account to a more convenient one (in the “Settings” section). To enter using a mobile number, you need to specify its numerical equivalent in the format: +7 XXX xxx xxx xxx, then specify the previously generated password.

Internet system "Izhkard.ru" is served from mobile devices - smartphones and tablets in the format applications . The utility can be downloaded from Google Play or App Store(for operating systems Android and iOS). Logging in from the application is also performed using the card number and DIN code, phone number and password. The capabilities of the cabinet have been supplemented; basic operations with accounts are carried out here.

If the cardholder does not have the opportunity to enter Izhkombank personal account from a PC or smartphone, he can use mobile version of the service . It is enough to have a regular mobile phone with Internet access. In the address bar of the mobile browser, enter: https://www.izhcard.ru/m/welcome. An interface will open for entering your personal account by card number and DIN code, or by phone number and password. Structure mobile service similar to computer.

Izhkombank personal account, online account opportunities

The virtual subscriber service "Izhkombank personal account" has a very clear interface . On the main page of the resource there are all the necessary tabs that open access to all card and account services. In the left header of the screen there are headings:

  • Cards and accounts;
  • Loans;
  • Contributions;
  • Payments and transfers;
  • From card to card;
  • Operations history;
  • templates;
  • Auto payments;
  • Bonuses and promotions;
  • Settings;
  • Help.

Izhkombank cabinet interface

Address included in the header of the main page Email and phone number for contacting the bank, the number of accrued user bonuses, notifications, the full name of the account owner. The right footer displays the current exchange rate, calendar, link to interactive map with addresses of ATMs and bank offices. On the home page Izhkombank personal account the visitor can:

  • Create and select payment templates;
  • Choose services and transfers where you need to transfer money;
  • View the list of deposits, loans and cards;
  • View bonuses and promotions;
  • Go to other sections of the office.

Generally online workspace "Izhkard.ru" helps registered user:

  1. Pay bills for gas, water, electricity, etc.
  2. Top up balance mobile number phone.
  3. Pay for Internet, IP-telephony.
  4. Pay for educational services: for school, Kindergarten, mugs.
  5. Pay traffic fines.
  6. Commit control personal finance: check information about the balance on the card and account, transactions, history of operations. Check the data on the bonus account.
  7. Create payment templates and auto payments.
  8. Transfer money between personal accounts.
  9. Transfer money to accounts and cards of other Izhkombank clients.
  10. Transfer money to cards and accounts of clients of other Russian banks.
  11. Pay for purchases in online stores.
  12. Repay loans at Izhkombank or another Russian bank.
  13. Create free props.
  14. Open and close deposits.
  15. Set up personal information.

Izhkombank personal account, video:

"Izhkombank.Bonus" in your account

This is a loyalty program for Izhkombank cardholders who have a personal account. Bonuses can be accrued to all system participants for each purchase or payment for services from their card. Bonus percentage - from 0.5% to 6% from the cost of payment, but not less than 300 rubles. Bonuses are automatically transferred to the Izhkard.ru account.

To use accruals, in your personal account you need to open the tab "Bonuses and Promotions". A page will load with the amounts of bonuses that are on the card balance. If you need to withdraw bonuses, press the option "Use". The bonuses are then added to the card account and are ready for payment. Spending bonuses is possible on any goods and services, in any store or institution in Russia. They can also be received in cash: 1 bonus equals 1 ruble.

Connection bonus program produced in conjunction with the connection SMS notification services . The service costs 30 rubles per month for holders of the Social card of Izhkombank and holders of salary card this bank. Holders of other cards of the institution will pay for the program at a rate of 50 rubles per month. Previously accumulated bonuses that were not transferred to the card before current date, may be cancelled. Bonus conditions are valid until new or additional information is published.

Izhkombank personal account: security measures

A reliable, multi-level protection of personal information . The time of activity in the system is constant, but if the user is absent for 20 minutes, the cabinet automatically turns off. Limitation cash flow per day - 10 000 rubles(the limit can be changed manually in the settings). If the SMS notification service with a full package is activated, the user will receive messages with completed operations in the account, as well as one-time passwords. In case of incorrect entering of the PIN-code 3 times, the cabinet will be automatically blocked.

In order to avoid unauthorized access to your personal account by third parties, it is recommended to visit the system from personal devices. Upon completion of all operations, press the option in the office "Go out". The phone number, DIN code, card number are personal and cannot be transferred to strangers. It is not recommended to use the function in the system "Save password" to prevent third parties from logging in with a password. If suspicious activity is detected in Izhkombank personal account, you should call the bank support service and notify the specialist about the situation.

Izhkombank - Premium service package, video:

PJSC JSCB "Izhkobank" - commercial joint stock bank created in 1990. Provides services to individuals and organizations. For individuals, the bank offers opening accounts, issuing loans, placing funds on deposits, issuing and servicing bank cards, making payments and transfers, insurance, currency exchange. Services available to corporate clients settlement and cash services, lending, placing funds on deposits, receiving bank guarantees, reference salary projects, factoring, etc.

The official website of Izhkombank is located at www.izhcombank.ru. Internet banking for individuals is implemented on the website izhcard.ru. You can get to it from the main resource of the bank by clicking on the Izhkard.ru link in the top menu. A personal account allows you to control the status of a bank client's account and make transactions on it in real time (online) from anywhere in the world where you can access the Internet.

Registration in a personal account

All owners of Izhkombank cards are entitled to use the site izhcard.ru. Online registration is not required for this. However, for authorization it is necessary to obtain a special DIN code that acts as a temporary password. If it was not issued with an agreement upon receipt of the card, you should contact any bank branch with a passport and get a code.

Login to your personal account Izhkombank

For the first authorization in the system, you will need a card number (written on the front side of the card and consists of 16 digits) and a DIN code. Enter them in the appropriate form fields on the main page of the service and click the "Login" button. In the future, the DIN code must be changed to a permanent password, and then access to the personal account will be carried out using the phone number associated with the account and the password.

Opportunities

The following options are available to service users:

  1. Payment for various services (housing and communal services, satellite cable TV, Internet access, use of IP-telephony and mobile phone, etc.).
  2. Payment of traffic police fines and other fees and contributions.
  3. Creation of templates for making regular payments with one click.
  4. Set up auto payments for automatic translation funds from the account according to certain details in a period of time specified by the user or upon reaching certain conditions. For example, you can set up auto-replenishment of your mobile phone balance.
  5. Transfers of money from one account to another within the bank and to other credit institutions registered in Russia.
  6. Account control.
  7. Obtaining information on the account, including data on the movement of funds for the period specified by the user.
  8. Viewing the status of the bonus account in the Izhkombank. Bonus.
  9. Getting information about open deposits and issued loans.
  10. Search for offices and ATMs of Izhkombank.
  11. Obtaining information about the current exchange rate of world currencies.
  12. Communication with bank specialists through the feedback form.
  13. Setting up personal data and changing the password for logging in.

Internet banking capabilities are available in the official mobile application "Izhkard.ru". You can download the program for installation on devices with iOS and Android in the AppStore and GooglePlay.

DIN - Deutsches Institut für Normung e.V. — the German Institute for Standardization, whose task is to develop normative and technical documentation (standards, specifications, rules, etc.) was founded on December 22, 1917. To fulfill its goals and objectives, DIN organizes the work of 26 thousand experts from various fields of science and technology. Its members are enterprises, unions, state organizations, trading companies and scientific institutes.

DIN is the leading German national organization for standardization and represents Germany's interests in this field at the international level. The intensive work of German experts in the field of international standardization and standardization has made DIN one of the generally recognized world leaders in the development of standards and other normative documents. In total, DIN includes 74 normative committees involved in the development of standards and other documentation.

EN - European Norm - European Standards - standards adopted European Committee for Standardization (CEN) was founded in 1961 by the national standardization bodies of the European Economic Community and the countries of the European Free Trade Association.

European standards can be used as identical national standards (including automotive ones), canceling, at the same time, national norms that contradict them.

European standard EN- a standard adopted by CEN, CENELEC or ETSI with the right to be used as an identical national standard with the abolition of conflicting national standards.

Standards issued by the European Committee for Standardization are designated EN. These standards are often based on IEC (IEC - International Electrotechnical Commission) or ISO (ISO - International Organization for Standardization, international organization for standardization) unchanged or with minor changes. In this case, a double designation is used, for example EN ISO. The number and technical content of the standard remain unchanged throughout Europe.

Most popular in Russia European EN standards with the designation BS EN(in English) or DIN EN(in German).

Types of standards with the abbreviation DIN:

  • DIN- a standard of national importance or a preliminary for the development of an international document. E DIN it's a draft standard DIN V - preliminary standard.
  • DIN EN— the German edition of the European standard, which is accepted without any changes by all members of the European Committee for Standardization (CEN) and the European Electrotechnical Committee for Standardization (CENELEC).
  • DIN EN ISO- standards jointly developed and published by ISO and the European Commission for Standardization (CEN)
  • DIN ISO is an ISO standard adopted as a national standard without any changes.
  • DINIEC- the standard of the European Commission for Electrical Engineering (IEC), adopted in Germany as a national one without any changes.

Overview of EN 50379 - Technical characteristics of an electronic portable device designed to measure the parameters of furnace flue gases heating equipment.

The standard describes the inspection of equipment for compliance with the standard. The standard entered into force on March 1, 2007. The standard applies to newly purchased portable measuring instruments. Measuring instruments prescribed by EN 50739-3 must satisfy the abolished requirements for commissioning or debugging gas heating equipment.

Izhkombank is a regional credit and financial company of the Perm Territory, which has been operating since 2014. She serves legal and individuals, as well as corporate clients and representatives of medium/small businesses. For its customers who wish to access a wide range of financial transactions online, Izhkombank offers a personal account. It can be obtained after registration on the official website.

Clients need a personal account of Izhkombank for several reasons. The first is the opportunity to receive information about banking products and services that the client encounters most often. Also on the profile page, you can make purchases and payments, make transfers to different accounts using various forms of payment and transfers, incl. according to the generated templates. The same services are offered by the RNKB Internet Bank in personal.

The second is the ability to apply for an online loan or connect to a loyalty program. By connecting to this program, the client will be encouraged with bonuses in the amount of 0.5-0.6% of the purchase, which will be credited to the bonus account in the personal account. Accumulated points can then be converted into cash and used to pay for online purchases or ISP services, etc.

How to get access to the personal account of Izhkombank?

To enter the personal account of the Izhkombank organization, you will need to go to the official website of the izhcombank.ru company and find the section (at the top right side of the main page) called: “Izhkard.ru Login”, click on it. Thus, the user goes to another page, where an authorization window will open in front of him.

This special Internet system for entering your personal account is called Izhkard.ru. Logging in is possible in two ways:


By card number

If the entered data does not allow access to your personal account, you can proceed to pressing the "Forgot password" button.

How to recover a password?

To restore data, you will need to enter the following values ​​in the field: card number without spaces, card expiration date, CVV2 code, and passport information. Then you need to click on the "Receive by SMS" button and the password will be sent to the phone number from which the registration was previously made.


Password recovery

How to register on the Izhkombank website for the first time?

Registration in the Izhkard system involves the introduction of the following data:

  • Card number;
  • its duration;
  • CVV2 code;
  • phone number;
  • passport details.

registration

Opportunities in the personal account for individuals

Internet banking for individuals allows you to manage a card account 24 hours a day, at any time convenient for the client.

The main page of the personal account shows the operations that the user has to deal with every day. Here you can also make a payment by selecting a template, go to the personal card section, view up-to-date information on your own deposits or loans.

Information about Izhkombank cards online

In the "Cards and Accounts" section, you can get information about the card or perform actions with it - pay or make a transfer. The user also has access to the history of recent transactions.

Making payments and transfers in your account

You can make a payment or transfer in several ways:

  • by template;
  • choosing one of the payments offered by the bank;
  • by creating a new payment in the "Payments" section;
  • by performing actions in the "Cards and Accounts" section.

After that, a form for payment / transfer will be opened, in which you should enter the details and the amount to be paid. If an option from templates or popular services is selected, payment details will be filled in automatically.


Auto payment

It will be possible to pay online for such services: a communal apartment, taxes, traffic police fines, telephone or Internet provider services, for a kindergarten, etc.


Payment for services

The list of services also includes local payments - management companies, as well as resource-supplying organizations. Funds will be transferred to free details. Once the payment is made, you can save it as a template or create a recurring payment if you wish.

Mobile application from Izhkombank

For gadgets based on iOS and Android, the Izhkard.ru application is available. After installing it, everyone will be able to perform a number of functions from their phone or tablet:

  • pay for cellular services, communal, Internet, satellite TV, transfer money for kindergarten and school;
  • transfer money between your accounts or to the account of other clients of Izhkombank;
  • view the balance of the bonus account;
  • search for ATMs and branches;
  • view information about the exchange rate;
  • communicate with technical support online.

Is it possible to disable the personal account?

Yes. To turn it off, you need to call the Izhkombank support service. After that, the personal data of the client will be deleted, access to personal page will be closed.

The Internet service of Izhkombank has implemented protective functions for the safety of personal data of customers:

  • disconnection from the account occurs automatically when the client is inactive for 20 minutes;
  • determination of the daily consumption limit Money in your personal account;
  • SMS informing about the transfer of funds.

If the user decides to activate the SMS informing service, he will be able to receive information about all transactions on cards and accounts. A special 3-d-Secure Internet payment protection technology will be applied to your personal account.

Also, the client can worry about the safety of personal data on their own. To do this, it is recommended to log out of your personal account every time the work is completed. Also, you should not transfer your card to third parties, do not use the function of saving passwords on a PC, from time to time you need to change the access code to your personal account. The password must contain both numbers and letters (you can add symbols: _, etc.).

What is a school card from Izhkombank?

The school card will allow you to pay for meals and various services for children in educational institutions Udmurtia. All its holders can register the card in their personal account on the website of the financial institution. This is necessary in order to manage the account and control the spending of funds online. Now parents will be able to track their child's attendance at school, as well as pay for his meals.

Registration of a school card of Izhkombank in your personal account

To create an account on the official website www.myschoolcard.ru, you will need to fill out the proposed questionnaire, indicating personal data, as well as the contract number, information about the child and the school. The personal account for the owner of the school card will be opened within a few days after sending the application.


School card registration

Entrance to the office "My school card" from Izhkombank

Authorization in the School Card service is performed after entering the phone number specified during registration, as well as the password. Additionally, on the page for authorization there is a line for searching for the nearest payment terminals for services.


Login to the School Card service

After the login is completed, a personal account opens, where the services of this service will be available to the user.

Personal account of Izhkombank - for cardholders, for those who have issued a loan or opened a deposit, allows you to view personal data at any time, as well as perform the necessary operations with banking products online.

Owners of payment cards issued by Izhkombank can access their personal finances 24/7, a special section called Izhcard is intended for this.

Gaining access

In order to start using Internet banking, you need to:

An additional identification number in a sealed envelope is issued by a bank employee immediately upon issuing a card or when a client applies at his request. Treat the safety of the number in the same way as the PIN-code of the card. Forgotten codes are not restored.

Online registration for Izhkard

The official website of the bank www.izhcombank.ru contains a link to go to IZHKARD.RU.

The entrance to the personal account of Izhkombank becomes available after filling out the registration form, which includes:

  • complete information about payment card(number, expiration date, CVV2 code);
  • phone number information;
  • passport details.

After entering the information and clicking on the "Confirm by SMS" button, the client needs to wait for an SMS message with an access password. From this moment, it becomes possible to enter your personal account using the registered phone number and the received password. Changing the user password is available in the "Settings" section of your personal account.

There are no other options for registering a personal account. Customers and depositors who do not have a bank card cannot connect to online services.

First login to your account

The access control system to the personal account is somewhat peculiar. Despite the fact that during registration the client actually confirmed the mobile phone number and the bank sent a password to it, it will not be possible to make the first login using the phone number.

Important! The first entrance to your personal account is possible only by card number and DIN code.

In the future, the login method can be any: both by phone number and by card number. Considering that the DIN code consists of 9 digits, it can be assumed that the vast majority of users log in using their phone number, and the received DIN code plays the role of a kind of “temporary” password for the first login.

It should be remembered that one of the protective functions in Izhkard.ru is a complete blocking of access if the PIN code is entered incorrectly 3 times.

Access recovery and password change

Probably, in practice, a situation is possible when the client, firstly, has lost or cannot find the DIN code, and, secondly, has forgotten the password. For such cases, it is possible to recover the password. Clicking the link "Forgot your password?" on the login page will open a form identical to the registration form with the same list of personal data. The password recovery procedure completely repeats the registration process.

Important! Lost PIN-code and DIN-code are not restored.

Opportunities

Izhkard.ru personal account management system allows you to:

  • pay public Utilities, mobile communication, internet, taxes, fines, receipts;
  • commit financial operations(opening accounts and deposits, making transfers);
  • control the status of accounts;
  • check the movement of funds on accounts and cards;
  • save time when making payments using the "auto payment" system and saved transaction templates;
  • receive information about the status of the bonus account.

All this is available 24/7.

In case of unavailability of a stationary workplace with an Internet connection, banking system you can connect using mobile app. Links for downloading it are located on the page www.izhcard.ru/mobile/welcome.

The possibility of ordering and receiving a School Card is important advantage personal account of Izhkombank. This project started in 2011 and was implemented with the support of the government of Udmurtia. The development turned out to be very successful, and similar projects began to be implemented in different regions Russia.

The school card is intended for parents of students and is a non-bank card equipped with the following functionality:

  • payment in the canteens of children's educational institutions;
  • Access Control System;
  • app for paying for public transport.

Ordering a card issue is possible not only in the branch credit institution but also through a remote access service. After receiving the card, the customer has the opportunity to register it in the My School Card system on the website www.myschoolcard.ru.

The functionality of the service allows you to:

  • see the child's spending on food, tracking not only the amount spent, but also the menu;
  • clarify travel itineraries;
  • control the attendance of the educational institution.

If desired, settings for paid SMS informing about certain events, information about which is received by the system, are available.

To replenish the balance of the card, an extensive network of payment terminals was created, installed near or directly in educational institutions. Options for replenishing the balance of the school card:

  • through ATMs or payment terminals;
  • in your online account or mobile application.

Thanks to the created project, Izhkombank, small in terms of assets, feels quite confident in the region, confidently taking second place in terms of the number of clients served. The service it provides, including remote access channels, is well developed and quite reliable.