Promsvyazbank for individuals Internet bank. Promsvyazbank: connection and capabilities of Internet banking

Promsvyazbank has been on the market for 23 years (2018). One of the ten largest banks in the Russian Federation. The institution's assets as of 2017 are 1.2 trillion. rub. According to this indicator, it is among the TOP 500 world banks. Is one of 11 systemically important financial institutions for the country. Deterioration financial situation organization or disruption of its activities will affect the state of the economy and financial system. In order to maintain stability, systematic development To prevent negative scenarios, the Bank of Russia provides for the provision of funds to the company to maintain liquidity. The regional network includes over 300 points of sale. Number of clients using the services: legal entities – 2.7 million, individuals, small, medium business– 2.5 million. A representative office of Promsvyazbank was opened in China. There is a branch in Cyprus.

psbank.ru - official website of Promsvyazbank

Main activities:

Providing banking services to individuals: lending, placing funds on deposits, Money transfers, settlement and cash services, managing money remotely, issuing bank cards, etc.;
Service corporate clients: lending, settlement, documentary operations, factoring, project financing, payment management and financial flow, brokerage services, placement of deposits;
Servicing small and medium-sized businesses;
Financial and investment banking services: organization of debt capital markets, transactions, underwriting of bonds, bills, trading of shares, provision of financial advice, trading precious metals, private banking…

Most of the listed services are available in the bank’s personal account, the entrance to which is located on the main page. Here you can download a mobile application to log into the service from your smartphone.

Registration in your Promsvyazbank personal account

How to register in your Promsvyazbank personal account? Login Personal Area – www.psbank.ru, tab – Internet banking (under the search bar). The service is divided into 2 parts - for individuals and businesses. To complete the registration procedure, individuals need to visit a bank office or make a connection through an ATM. There are 2 levels of access to Internet banking:

Informational;
Operating.

Information access makes it possible to view the balance of funds, debt credit obligations, send a request to receive a card, block it. To enter, you must register your card on the website. If Internet banking is already connected, registration is not required.

The operational access level is connected at the ATM or site office. Take your passport, visit the bank, write an application, get login information. Or if there is activated card, – perform the connection operation at the nearest ATM (the card account balance must be positive).

Promsvyazbank - Russian bank, owned by Alexey and Dmitry Ananyev. In 2012, it entered the top ten and has not been pushed out of it to date, and in 2013 it was recognized as the “Best Internet Bank”. On this moment Promsvyazbank is one of the five hundred largest banks in the world.

The credit institution was founded in 1995 by the Ananyev brothers, owners of Technoserv. His first client was the large Russian telecommunications company Rostelecom. Between 2006 and 2012, Commerzbank bought 15.32% of the rate. In February 2010 the EBRD ( European Bank reconstruction and development) captured 11.75% of the rate. At the time of February 2016, the company had more than 100,000 legal entities and 2 million individuals.

Promsvyazbank, like any modern organization, has an online website: https://www.psbank.ru/. Users can perform all the necessary operations on it:

Pay public utilities Anytime.
Transfer cash from one card to another.
Pay for telephone service.
Open deposits with a higher rate.
Much more.

The page design is simple and pleasant. Thanks to easy navigation, users can find everything they need in a short amount of time.

If you need to know something, but you couldn’t find the information on the page or you don’t have time, the bank provides the following functions:

Call for individuals: 8-800-333-03-03 (free within the Russian Federation)
Call for legal entities: 8-800-333-25-50 (free within the Russian Federation)
You can call a consultant online, all you need is a microphone.

On the website you can log into your personal account and, for example, check your card account.

Advantages

The PSB online bank was created solely for the convenience of users and to increase the efficiency of the institution. Through the World Wide Web, users can manage and control their money.

Only clients of the organization will be able to log into their personal account. This can be done 24 hours a day.

Wherever you are, access to the Internet bank is open.

Advantages of Promsvyazbank Internet banking:

Open all day;
Increased security;
Beautiful, clear design;
Easy navigation;
Ease of use;
High security of users’ personal data;
Can be used from various devices.

Connection options

Promsvyazbank offers online banking connection in two variations:

Informational.
Operating room.

Using the first one, you can only get a report on the card and unlock/block it.

And thanks to the second option, you can use the capabilities of the online site to the maximum: from viewing your account to making money transactions.

Benefits of Internet banking for companies

Promsvyazbank’s online service helps owners of small and medium-sized businesses effectively conduct accounting policy on finance.

Opportunities opening up to them:

Carrying out financial transactions until 8 pm, i.e. during working and free time.
Tracking and sending documents to the bank.
Receive notifications on your mobile phone about current transactions.
Receive an account statement upon request.
Work through absolutely any browser, not necessarily through Internet Explorer.
Changing accounts.
Work with several accounts simultaneously.
Obtaining the right to work with accounts in different branches of PSB.

Connection

The connection method depends on the Internet banking option. It's different for both.

Operating.

To receive this level of online service, you must either come to the bank or connect it at an ATM. With the first option, you only need to take your passport with you. When you tell the officer what you need to do, he will give you a statement. All that remains is to fill it out and give it to the employee. With the second one, you definitely need a valid PSB card and at least some amount of money on it. This design will take no more than five minutes, but everything will work the same as with the first option.

Informational.

To obtain this type of access level, you must register your card on the online website. After registration, you will immediately receive it and you will be able to use its capabilities.

Registration in your Promsvyazbank personal account

You are allowed to enter your Promsvyazbank personal account only after completing the registration procedure. After visiting the bank office, you can start filling out the data on the website. Don’t forget about two levels of access: operational and informational. How to register?

Go to the website https://ib.psbank.ru/, click “Login”, and then click the “Registration” button.
Fill in the empty fields. Then you need to agree with the bank’s rules by clicking on “I agree”, enter the verification word and click on “Registration”. Enter the code received on your mobile phone in the column.
Fill out the form with personal data.

After completing the above simple steps, registration will be completed successfully.

Login to your Promsvyazbank personal account

To log in to your account, you must complete the following steps:

Click on “Login” in the upper right corner of the screen.
Enter number mobile phone, client number, or alias in the first field.
Enter the password in the second field.
Click “Login”.
A code will be sent to your mobile phone number, which must be entered in the empty box.

If you have any difficulties when logging in, then you can safely contact the phone numbers that were written above. Consultants will help resolve any issue.

There is a difference for organizations to log into their personal account. First you need to download a specific program and install it, and then perform steps 1-5.

It is important to remember that without registering on the online site, you will not be able to log into your personal account. If you need to enter it, you must first register (how to do this is described above).

Features of Promsvyazbank personal account

By logging into your account, you are, of course, provided with certain functions, namely you will be able to:

Receive an account statement at any time;
Ask employees for information of interest online;
Monitor financial transactions;
Buy goods and pay receipts;
Enable monthly/daily payment;
Maintain a successful financial policy;
Check whether any operation has been completed online.

PSB has specially prepared courses for “dummies” that help them understand the situation if there are difficulties. They will help you understand how the site and, in particular, your personal account (PA) work, and how to conduct money transactions. The demo version can be found in the Promsvyazbank program. Any user can view it by entering data in the login fields.

The bank has another security feature: when entering, you can enter a special key that only the user knows. This helps create a “barrier” that prevents your account from being hacked. You can connect it in your personal account or at the bank office.

Data recovery

If you lose or forget your personal login information, do not despair. They can be restored quite easily and quickly.

You already know the first step, follow the link https://ib.psbank.ru/. Then you need to click on “Login”, below there will be a button “Forgot your password?” - click on it. You can restore access in several ways: by mobile phone number, client number or pseudonym, passport. Accordingly, when choosing any of these options, you must enter it in the field to fill out. For example, you chose to recover your password using your phone number. Enter it in the column and click “Continue”. Next, you need to enter the number of the card you want to access in your account and its expiration date. After a while, you will receive a code on your phone that you must enter in the blank field. After these steps you will be sent a new password.

Mobile bank

For the convenience of users, Promsvyazbank has developed a mobile application. It can be downloaded from GooglePlay for Android smartphones, and from the AppStore for iOS smartphones. These platforms also provide instructional videos to help you understand how it works. mobile bank. It's worth watching before using the app for the first time. By the way, it is only possible to register in it at a bank. You need to take your passport and card documents with you to the office. When you fill out the application, the bank employee will give you the application. After filling it out, you will be registered in mobile banking.

This application allows you to get all the features available in a regular Internet bank. But, obviously, it is more convenient to use. For mobile devices, an additional map can be created, with which you can view Promsvyazbank offices and ATMs located close to the user.

Deposits and loans

Translations

Surely the most popular function used by most users is translations. And here the bank provides two types:

Regular translation. To carry it out, you need to select “Payments and transfers”, enter the card number to which you want to transfer money, enter the amount.
Payment of receipts and bills. Thanks to this feature, you can make payments for goods or services to certain institutions.

Auto payment

Autopay is a very important feature, especially for busy people. With its help, you can set up regular payment transfers carried out automatically. To enable it, you must:

Go to the “Autopayment” section.
Enter data in the empty fields (payment amount, type and date).
Enter the code sent to your phone number to confirm your identity.

Having completed these operations, after a specified amount of time the monetary transaction. Disable this function You can by going to “Autopayment”.

Balance check

Checking balance is the simplest function. You just need to go to your personal account, and all accounts and, accordingly, the balance will be shown at the bottom of the page.

Also, for convenience, there is a “My Balance” section on the website and in the application, where you can view a list of accounts. Find the one you need, click on it - you will see the balance.

Working with WebMoney

As you already understand, the Promsvyazbank Internet bank has many advantages, another one is the ability to work with electronic money. To link your wallet, you need to go to the “Electronic money” section and specify your WebMoney wallet details.

When you have linked your wallet, you can start paying for purchases in online stores. How to do it?

Next to the payment method, put “WebMoney” and click “Pay”;
You will be redirected to a page where you should select the PSB and click “Next”;
Enter your email;
Wait for the payment to be processed.

After a certain period of time, the payment will be processed and you will be sent the result of whether the purchase went through. If yes, then you can get a receipt.

Working with Yandex.Money

Purchases are paid using Yandex wallet using the previous system.

How to top up your account with electronic money? In the “Operations” section, click “Wallet Replenishment”, click on the desired wallet, enter the amount and confirm.

Safety

At Promsvyazbank high level protection. It keeps all personal information about clients confidential. Users must also comply with certain requirements.

The organization does not transfer data about transfers to third parties.
The bank does not require you to call him back, because... the system works automatically. If you have been sent a request to call back from the bank, it means that scammers are hunting you.
You should not use third-party applications on your phone or enter card details on third-party sites.
The loan can be issued in person, and not in front of third parties.
If you learn of a suspicious situation, report it to hotline.

Promsvyazbank is among the top 10 largest banks in Russia and is a universal state bank, whose history goes back more than 20 years. Recognized Central Bank Russia is one of 11 systemically important financial institutions.

You fill out an application for a loan online, specifying a minimum of data and almost immediately receive a decision from the bank. If the loan is approved, then on the same day you can withdraw money from the Internet bank or come to the nearest branch of Promsvyazbank and receive a loan in cash at the bank’s cash desk. Credit organisation occupies a leading position in retail lending to the population in Russia.

To enter your Promsvyazbank personal account, you need to go to the bank’s official website at https://www.psbank.ru/) and select the “Internet Banking” tab in the upper right corner and then the system will offer you three options:

entrance for private persons;
Internet bank for business;
entrance for corporations.

phone number;
password.

Here you can manage services, transfer money between your accounts or send to another person and much more.

How to register a Promsvyazbank personal account:

Having entered the branch of the institution with an identity card, write an application and use the account login information recommended by employees and specified in the contract.
Connect via an ATM using a top-up card from a financial institution:

To do this, select online banking in the settings;
on phone number a message comes with a password and login.

3. Another option on how to become a PSB user is to go through the procedure online:

it provides for a transition to home page organizations;
after that, you need to enter the Internet banking section and click on the appropriate inscription;
You will need to enter your phone number linked to your plastic card and repeat the captcha symbol.

How to recover your personal account password

By clicking the “Login” button, select “Forgot your password?”, then the system will offer you to recover your password in three ways:

by login;
by phone number;
according to passport data.

Promsvyazbank mobile application

You can download the DeltaCredit mobile application at App Store or Google Play, it is supported on iOS and Android platforms.

The personal account of Promsvyazbank PSB-Retail Internet banking was created to improve the convenience of using your own accounts, providing remote control and receiving information in real time. Using your personal account, you can make a bank transfer, pay for services and goods, and simply receive information and control cash flows according to accounts 24 hours a day.

PSB Bank has a large number of branches and ATMs. The largest number of them are located in such Russian cities as: Moscow, St. Petersburg, Novosibirsk, Nizhny Novgorod, Yekaterinburg, Kazan, Omsk, Chelyabinsk, Samara, Rostov-on-Don, Ufa, Krasnoyarsk, Voronezh, Perm, Volgograd, Krasnodar, Saratov , Ulyanovsk, Tyumen, Cherepovets, Vologda.

PSB Retail Internet Bank enjoys high prestige and was recognized as the best software banking product in 2016. It received a good rating from specialists and users, thanks to high reliability, ease of use and friendly interface. Management and employees work together to improve customer service. The PSB-Retail system improves the quality of life of users and helps reduce time for banking transactions.

Advantages of Internet banking:

constant accessibility from any PC connected to the network. You can receive a range of services around the clock without visiting a bank branch;
ease of use of the program: for carrying out complex banking operations Simple computer skills and knowledge will suffice. Even a beginner can handle the controls;
complete confidentiality and data security.

Promsvyazbank - PSB-Retail Internet bank (login, registration) provides for the use computer,mobile device or tablet. You can download the PSB-Retail mobile bank using the links below on the page.

Login to Promsvyazbank Internet bank for individuals (individuals) and legal entities

If you are already connected to the online banking system, you can log into your personal account PSB-Retail link:

On the page that opens you need to enter your Client's number(login) and password.

To enter your personal account PSB On-Line for legal entities (businesses), you must first install the software on your computer. Links to programs and details of the procedure are on the Login for organizations page of the official website of Promsvyazbank.

Connection to PSB Internet Banking

Currently, Promsvyazbank provides 2 types of connection — operating room And informational. At operational connection option available full use functions: independently carry out transactions with cash accounts, use additional services, convert funds, make transfers, etc.

Connect to Promsvyazbank - personal cabinet PSB-Retail (login, registration) - in two ways:

Contact a bank branch (bring your identification document with you). Fill out an application and receive information on the rules of use, additional equipment, login (client numbers) and password to log in. The received data is entered into the login window for your personal account.
Use an ATM.

Information connection allows you to obtain information on account balances, deposits and the amount of loan debt. You will need to register your card on the PSB-Retail online banking website.

Registration in the personal account of Promsvyazbank Internet banking

On the registration page of the PSB-Retail Internet bank, a page will open where you need to enter your personal data in the form provided. In addition to the phone number and card, you also need to enter your full name, your address and email.

Now you can check your accounts, order statements for them, get information on plastic cards, another useful information on the work of the banking structure.

Features of the PSB personal account

By connecting and logging into your personal account of the PSB-Retail Internet bank, you can get remote access to the following functions:

order account statements for any period or for a specific date;
ask any questions to the organization’s employees regarding the work of the bank and various services;
make payments and have full control over funds in accounts;

check account status in real time;
perform money transfers between accounts and external transfers without paying a commission;
the “Smart Money” service will help you control your own expenses and family budget;
save templates and set up automatic payments;
work with documents, forward them to bank management and monitor the status of their processing;
pay outstanding bills.

Beginners can take advantage of the training demonstration course, where all the basic information on working with your personal account is presented in an accessible form on the page. If this is not enough to understand, you can report any problems or questions to the hotline operator 8 800 500 20 20 .

Download mobile bank PSB-Mobile for Android, iPhone/iPad (iOS)

Download mobile bank PSB-Mobile to smartphone:

Download mobile bank PSB-Mobile to tablet:

In order to use the mobile application, you need to visit a Promsvyazbank branch once. You need to take a copy of your ID and account information with you. A standard application is signed on the spot and the bank employee registers it in the system. After completing the procedure, the operator hands over a special USB key, which makes it possible to use the bank’s services. The received data is entered into the login window for your personal account. mobile banking PSB.

By using mobile application You can perform all the same operations as in your personal PC account. You can also use it to search for nearby branches and ATMs.

Promsvyazbank - deposits 2018, loans, mortgages (for individuals) interest rates, calculator

The bank offers a wide range of deposits 2018 in rubles and foreign currencies, with different conditions and interest rates. More details on the Deposits page.
With available loan offers (with and without certificate), mortgage lending can be found on the page Consumer loans.

How to transfer money?

Promsvyazbank makes it possible to perform this procedure in various ways:

ordinary Bank transaction between PSB cards. In your account you need to select “Payments and transfers”. Then the card from which the payment will be made is selected, the transfer amount and the recipient's card number are indicated. Through a short time funds will arrive;
payment for goods and services from the card. Your personal account does not allow you to transfer funds using international payment systems: Western Union, Unistream and others. To carry out such operations, you will need to visit a bank branch.

How to set up auto payment?

There are payments that have to be made periodically, for example, to pay for Internet provider services or mobile communications. To simplify the task, templates are configured in your personal account and payment will be made automatically from the specified account, subject to certain conditions, for example, the specified calendar date.

To set up automatic payment you need to do the following:

in your PSB personal account, select the “Autopayments” section;
fill in the fields where you indicate payment information: type, size, date, etc.;
To confirm the entered data and protect the information, the system sends a one-time verification code to the phone number specified during registration, which must be entered in the appropriate field. After this, the template is saved and takes effect.

If the need for a periodic payment that works automatically is no longer required, it can be removed.

How to check the balance on a card, account, or loan balance in your personal account?

Checking your balance is a very simple operation. Registration and login to the PSB-Retail Internet bank of Promsvyazbank provides at the bottom of the screen all information on the funds in the accounts that are assigned to the user’s account. Information on a separate account is displayed on the display after clicking on its number. Below are simple instructions.

Open the “My Bank” page on the website.
Select the desired section: cards, accounts.
In the drop-down list that appears, select the desired account or card and click on it.

How to find out the balance on a mortgage, deposit, loan?

The online service has the necessary sections: deposits and loans. Having chosen the one you need, you need to go into it and find out all the data.
In order for the loan to become available, the agreement must be registered in the Promsvyazbank system. After this, the information will be available in your personal account.

Transactions with WebMoney using PSB Internet Banking

Many Internet users appreciate the convenience of paying for goods through WebMoney. To transfer funds from your wallet, you do not need to log into it. Just log into your account and go to the “ Electronic money", attach your wallet number with the “ Add a binding".

And in the future, you can make payments from your WebMoney account directly from your PSB personal account:

on the online store website, the selected purchases are placed in the cart;
Select WebMoney as a payment method and click the “Pay” button;
the system automatically redirects to the service selection page. You need to specify Promsvyazbank and click the “Next” button;
confirm the operation;
a pop-up window will appear where you indicate your mailbox and login to visit your personal account from Promsvyazbank;
authorization occurs in the system;
After confirmation, the payment is sent for processing.

In a few minutes you will receive confirmation of the completed operation in the form of SMS or mailbox. In it, the system will leave an address where you can view the payment receipt.

Operations with Yandex. Money using PSB Internet Banking

Promsvyazbank is one of the largest financial institutions in the territory Russian Federation. It is developing rapidly and, of course, provides customers with the PSB-Retail Internet banking service. Let's talk about its functions, how connection, registration in the system and login occur.

Possibilities

Payment for various services: mobile communications, Internet, telephone communications, housing and communal services, traffic police fines.
Payment for purchases on the Internet.
Up-to-date information on the client's current accounts: statements, the likelihood of opening a metal account or a savings account. It is impossible to close an account via the Internet - contact the office and write a corresponding application.
Making money transfers both to clients of Promsvyazbank and to the accounts of other similar organizations. Translations are available for both individuals and legal entities.
Account control. You can always track your receipts or expenses, block or unblock a valid card, and place a plastic order online.
Up-to-date information on loans: ability to repay debt, payment schedule, review of debt.
Any bank client can open new contribution in Promsvyazbank or close the old one, as well as completely control it.

Video: Payment mobile communications in the Promsvyazbank Internet bank.

Card or account balance

Many users are wondering how to check the Promsvyazbank card balance via the Internet. To do this, use the PSB-Retail Internet banking service. It allows you to receive the necessary data 24 hours a day.

The client can not only find out how much money is on the Promsvyazbank card, but also view a statement of transactions for the period of interest.

Closing the deposit

How to close a deposit? Any bank client who is an individual can close a deposit via the Internet. To do this, you need to go to the Internet bank and, using the interface, submit the appropriate application.

As soon as the contract is terminated, the client will be refunded in full.

Loan balance

How to find out the loan balance?

Log in to your Promsvyazbank personal account.
Go to the "Loans" section.
Select the desired option.
Get up-to-date data.

Here you can also pay for the loan by going to the “Special Relationships” subsection.

Video: How to create a template in Promsvyazbank Internet banking.

Card design

To register credit card in the Internet bank of Promsvyazbank, fill out an online application.

After this, a bank employee will contact you by phone.

Card activation

How to activate a Promsvyazbank card?

Insert it into the Promsvyazbank ATM.
Perform any transaction that requires a PIN code request. You can just look at the balance.

If you do not activate it, you will not be able to pay with it, and transactions in the Internet bank will be unavailable.

Video: How to transfer money in the Promsvyazbank Internet bank to another person.

Internet acquiring

Trade and service enterprises are offered an Internet acquiring service. Thanks to it, they can accept various payments that are made via the Internet using bank plastic. Among other things, it allows you to:

significantly increase profits;
increase sales volume;
increase reach of the target audience.

Interface

The Internet banking interface is quite simple. On the left side are the main sections containing operations. In the “Payments and Transfers” section, any client can select a card or account from which to transfer money and complete a transaction.

Connection

You can connect to the Promsvyazbank Internet bank for individuals through ATMs or at the nearest office. To do this, take your passport and go to the bank. There you need to sign the appropriate application, and you will immediately have access to the online bank.

At ATMs

Any client can connect operational access to PSB-Retail bank if he has an active bank card with a positive balance. It will take about five minutes to obtain access to banking through the ATM interface.

Information access

Registering a card on the website will allow you to receive up-to-date information regarding your balance, debts, etc.

In this case, you will log into your personal account, but all operations with funds will be unavailable.

Login to Internet Bank

To log into Promsvyazbank’s Internet bank, you need to use your login or client number, as well as a password. You must receive them when you register at an ATM or office.

Receive Promsvyazbank services via the Internet.

Access recovery

If a client has lost their login information, it can be recovered.

If you have forgotten your login information, take advantage of the opportunity to restore it.

To restore access you will need:

login or client number;
Mobile phone number;
series and passport number.

If an error occurs while restoring access, please contact technical support Promsvyazbank call the hotline 8 800 333 03 03 and explain the situation.

Bank-Client system for business

Promsvyazbank has developed a separate system for legal entities. To work you need to install a special software(driver), which is tied to a specific computer. It allows direct communication with the bank via a secure line. To log in to Internet banking for legal entities. persons use the button below. But first you need to connect or register in the system, read about this below.

Services for legal entities

Issue of corporate cards is free.
Preparation of all necessary papers for opening an account is free.
Support and free help on legal issues.
Free issuance of cards for employees.
The ability to make payments whenever you want.
Free direct document management “1C” and “My Business”.
The minimum acquiring commission is 1.95 percent.
Three-month service without commission.

Video: Possibilities of Promsvyazbank Internet banking for legal entities.

Functions

Creation of payment or reference documents and transferring them to the bank.
Dispatch necessary documents to the bank
Statement regarding ruble or foreign currency accounts.
Import or export documents from various banks.
Checking the correctness of filling payment documents.
Possibility to find details of any bank in the Russian Federation.

Registration for business

To connect to the Promsvyazbank Internet bank for legal entities, you need to provide a set of documents:

general statement (2 copies);
a statement that you wish to join the Electronic Document Management Rules;
application for registration of the owner of the certificate electronic keys;
Application for receiving personal USB keys.

Sample applications and the necessary software with instructions can be downloaded on the bank’s website. To connect, you must activate the electronic digital signature key certificate in advance.

Procedure for obtaining a certificate:

Send a corresponding request through the site system.
Get a certificate and save it on a flash drive.
Activate it at the bank office.

Login

Legal entities will need a special USB key to work in Internet banking.