Cash loan at vtb bank. Privilege - your right for more Privilege car loan vtb 24

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SIXT CAR RENTAL

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CAR RENTAL IN RUSSIA WITH SIXT

During 2011, Sixt car rental in the USA is constantly growing and expanding its services and points throughout the country. We look forward to offering affordable premium car rentals so that there is more and more location in Russia, so stay tuned to see if we've come to the right destination. Whether for business or pleasure, we can offer vehicles high quality for almost any occasion. From 15-seater passenger vans to compact cars, luxury models and SUVs, we can meet your mobility needs.

VTB Bank is one of the largest Russian banks. Here you can get a profitable mortgage or open a deposit, but the maximum trust of citizens is consumer credit.

Consumer lending conditions

Other conditions:

• Available amount from 100 thousand rubles. up to 5 million
• Term from 6 months to 5 years. A payroll clients can extend this period to 7 years.
• Once every six months it is possible to use the "Credit Holidays" option, for this neither a penalty will be charged, nor credit history will not suffer.
• To reduce the rate, you should apply for a multi-card credit with an interest-free period of 101 days.

Important:

• In VTB Bank, you can get a cash loan, even if you are a guarantor under another agreement. The main thing is to have sufficient income to secure both loans.
• If you receive a refusal, you can re-apply no earlier than three months later.
• The return of insurance on a loan in case of its premature repayment is not provided (we are talking about life insurance).
• If the date of the next payment falls on a weekend, the system automatically transfers it to the next working day.

Required documents

To apply for a consumer loan at VTB Bank, a borrower who is a new client must provide a passport, SNILS and a certificate of income in the form of a bank, if it is not possible to receive a standard 2 personal income tax. , print and give to the accountant for filling. The employer must certify the form with a seal and signature.

How do I apply?

1. Fill out the form on the bank's website.

2. Wait for the bank's decision (waiting time for an answer up to 5 minutes).

3. Visit the branch and get a loan.

How to pay for a loan?

VTB Bank provided different ways repayment of the loan, but the most convenient is to use a debit card, which credit organisation provides free of charge. It is enough to replenish it on the required amount(using terminals, ATMs in the function of accepting cash, Internet banking, etc.), and on the specified day, the payment will be debited automatically.

You can also pay a loan at a bank branch by making a transfer from a card or account of another bank or through the system remittances « gold Crown". Another option is Russian Post.

It is possible to fully or partially repay without any additional commission VTB loan Jar.

Advantages

lending at VTB Bank can be called profitable not only because of the low interest rate. The bank also offers the service credit holidays that allows you to skip a payment every 6 months. To use the option, you must call the bank in advance by phone hotline 8-800-100-24-24, write to the employee in the chat or send an e-mail.

Another advantage is the ability to pay only interest for the first three months without the body of the loan. To do this, you need to activate the "Preferential payment".

Conditions

Minimum amount:

Maximum amount:

Interest rate:

Minimum term:

VTB24 offers its clients a new principle of obtaining a car loan within the framework of the “Auto Privilege” premium program: depending on the client's wishes, the bank changes the conditions and rate of the loan. Within the framework of the program, one of the most attractive offers on the market operates - from 11.1% per annum for cars worth over 1.5 million rubles.

The new program is unique to the market because is a constructor, within which you can not only select a convenient payment schedule for a loan (standard monthly repayment in equal installments or with a residual payment at the end of the loan term), but also select the rate for the program, independently deciding how many documents you are willing to provide to the bank and what services you want to receive within the program.

The standard terms of the program imply a loan for two documents and a rate of 12.9% per annum (in the presence of life insurance), but when providing an extended package of documents, the client will receive a discount of 1 percentage point.

CASCO insurance under the program is optional, but when choosing this option, the client is given a discount of 3 p.p.

You can also choose additional options for servicing in the bank: life insurance (3 p.p. discount), connection of options with the "Car enthusiast" card (0.8 p.p. discount) with free annual privileged service in VTB24 special offices, a special roadside assistance service and a reward of 5% of the purchase amount in the categories "Gas stations" and "Parking", as well as 1% of the amount of all other purchases.

Thus minimum rate for a client it can be 11.1% with a loan amount of up to 7 million rubles.

“VTB24 provides clients with one of the better conditions car loans in the market. We are expanding the traditional understanding of lending and offer our clients to independently decide which products and services are of interest to them within the framework of banking programs. I am sure that the updated program-constructor "Avtoprivilegia" will allow purchasing cars with the most comfortable and individual conditions", - comments Alexey Tokarev, senior vice president, director of the auto business department at VTB24.

The program is available in all regions of the bank's presence, is implemented at all authorized dealers and applies to vehicles worth 1.5 million rubles or more. The minimum loan amount is 1 million rubles with a minimum down payment in 20%. Maximum term loan - up to 84 months.

Autocard VTB 24 is a set of services for the category of car owners with significant expenses in order to avoid unnecessary expenses. The client receives a part of the money spent from the car expenses. Additionally, the cardholder receives a set of roadside assistance services, which includes legal and technical advice 24 hours a day, as well as tow truck services. In addition, platinum card holders have access to taxi services when calling a tow truck, car opening services, an emergency commissioner and assistance in collecting certificates for the insurance company.

Description of VTB 24 credit car card

Additional auto-map functions provide a number of convenient bonuses:

• free online account VTB 24;
• concierge service. Information service is provided, room and ticket booking, organization of business meetings, etc .;
• an offer to use a discount program (discounts up to 40%);
• connection of the "Collection" program. The client receives points for the active use of "plastic" and issuing loans, insurance, mortgages, deposits, as well as car loans issued in VTB 24, exchange for products from the catalog;
• package of services "Protection of travelers";
• the ability to change the PIN-code directly at the ATM;
• another advantage is the protection of transfers over the Internet with the 3D Secure function. This is an additional step in the authorization process.

To obtain a VTB 24 autocard, you need to visit a bank branch and comply with a number of requirements.

Requirements and documents

It is important to observe a number of rules for the design of the card:

• citizenship of the Russian Federation;
• age from 21 to 68 years;
• permanent registration in the service area of ​​the bank branch.

Required documents:

• passport;
• a document confirming the client's solvency;
• vehicle registration certificate.

The period for consideration of the application is 5 working days. If approved, visit the bank branch with your passport.

How cashback is credited

The main advantage of the VTB 24 autocard is the return on the share of the funds spent. The following conditions apply to the user:

• 1% cashback for all purchases, gas stations and parking lots bring 3%;
• refund of part of the funds spent on the card within 15,000 rubles. per month;
• cashback is paid on the 25th of the next month, after payment.

Also, some of the money will be returned for online purchases. Cashback will be available after debt closure.

Other autocards VTB 24

Gold card

The capabilities of the VTB 24 autocard are designed for active motorists. All holders get access to online service VTB 24, which provides a number of advantages. With it, the client can see the data on the card.

• opening an auto map costs 350 rubles;
• no need to link to an account;
• cashback will be credited within 15,000 rubles. per month;
• cashback when using a card at a gas station 3%;
• cash withdrawal fee 5.5%;
• grace period for VTB 24 autocard 50 days;
• the amount of payment with a debt of at least 3% of the loan plus accrued interest;
• rate - 26% per annum;
• loan limit 750,000 rubles.

If necessary, the client can receive in addition 5 cards. To obtain it, you must contact the bank with a passport.

Platinum card

The descriptions are similar to the VTB 24 gold credit car card package. A convenient bonus for car cards is the ability to use the services “ Apple pay”And“ Samsung pay ”.

• opening - 850 rubles;
• does not require linking to an account;
• cashback within 15,000 rubles. per month;
• cashback when paying at a gas station 5%;
• cashback for other purchases for a car 1%;
• participation in promotions;
• grace period 50 days;
• the amount of payment with a debt of at least 3% of the loan plus accrued interest;
• 26% per annum;
• loan limit 1,000,000.

For a gold and platinum VTB 24 car card, there is an opportunity to use it when buying at gas stations and abroad. If the loan limit is exceeded, a penalty of 0.1% per day applies. Late payment of the fine can cause a number of inconveniences in the further use of the bank's services. For example, in the form of refusal of car loans.

Autocard privilege - Black edition

Auto map Black edition is the "key" to additional conditions. One of these conditions is a personal manager.

• account in rubles, dollars and euros;
• increased withdrawal limit from the card;
• discounts when buying with a card in the Russian Federation and abroad;
• 5% cashback when paying at gas stations and parking lots;
• cashback 1% for other purchases for the car.

Plus, the client receives a card “ Priority pass”. The owner has access to the airport business lounges.

According to research carried out by the Banki.ru portal, the VTB 24 autocard occupies a leading position among the cards of Moscow banks. The rating was compiled for cards using the cashback function and operating on a ruble basis.

Service

Service with a gold car card is free, subject to costs - at least 25,000 rubles. For platinum, at least 65,000 rubles. If the amount is less, the service will cost 350 rubles / month for the gold one, and 850 rubles / month for the platinum one.

Online Application

Another banking privilege is online card application. To do this, you need to fill out the form in personal account... Your application is reviewed within 24 hours. The answer comes in the form of SMS. Upon approval of the application, the VTB 24 autocard can be picked up at the bank branch specified in the application. You must have all the required documents. When the card is received, it is activated. Feedback from satisfied customers confirms that this service quite comfortable and in demand.

Reviews

Maksim

An advertisement for a VTB bank's autocard caught my eye. The opportunity to get back some of the money spent seemed very tempting. I spend quite a lot of time driving, and I decided to use this service. And I was not mistaken. I could describe all the advantages of this card for a long time, but you can also read about them on the website. From myself I will say that it just becomes pleasant that not only you pay for the service, and you are "paid" for using the service (Cashback). Sounds good right?

Dmitriy

For quite a long time I have been a client of VTB 24 Bank. There was both a salary and debit card... And when I got behind the wheel, of course, I had to count both the spending on gasoline and diagnostics. So I decided to issue an auto map. Since I spend a lot of time at the wheel now, the cashback is very pleasing. I also had to use “roadside assistance”, call a tow truck. In general, I'm happy with everything.