Pamm account brokers. list of the best of the best this year

Trust management of funds through PAMM accounts is becoming increasingly popular among Russians. But before taking their money to a broker, investors want to be convinced of the strength of its position in the financial market. Would you like to know what players are on the market now, how stable they are and what results are they showing? Yes? The rest of the investors are of the same opinion, which is why this rating of PAMM brokers was compiled.

Here are the main criteria by which PAMM account brokers are compared:

• Period of work on the market
• Profitability
• Number of clients
• Account opening conditions
• Convenience of work in the broker's system
• Transparency of operation and information about the broker
• Geography of work
• Customer Reviews

Another important point: we are only interested in the domestic market, or at least companies that officially offer services to Russian citizens.

There are more than 30 brokers providing investment in PAMM accounts in the Russian Federation today. I analyzed most of them and came to the conclusion that not many are worthy of attention. In some, the choice of PAMM accounts is too small, in others there are very sluggish managers. And some of them turned out to be not even brokers at all, but real pyramids (for example, MMCIS, Panteon Finance). A distinctive feature of pyramids is a large number of PAMM accounts showing extremely positive dynamics. Naturally, this cannot be, and the graphs are simply drawn. Anyone, even the coolest trader, has drawdowns.

The best, in my opinion, PAMM brokers providing PAMM accounts in Russia

Number 1 in the rating of PAMM brokers 2018:

The minimum investment, as a rule, ranges from 10USD or 500 rubles, which is quite a bit. But I personally do not recommend opening an account for 10USD. The fact is that too small initial investments from the point of view of domestic legislation "substitute" the client himself. According to our Russian law, no one is responsible for them. And since the final (increased due to profit) amount is not taken into account by the law, the conditions of Alpari in this regard protect you. Clients note that it is convenient to choose the account currency themselves: Euro, American dollar or Ruble.

As for the profitability, it depends on the speed of the manager and his analytical qualities. In general, users (managers and investors) claim that after switching to Alpari from other brokers, they began to earn more. If you are interested in the average size of the spread, it is not a secret, the indicator is equal to 0.5 points on the main EUR / USD pair. And all profits, both for the investor and the manager, are easy to cash out.

Number 2 in the ranking of trust brokers:

Number 3 in the rating of the best PAMM brokers in 2018:

Number 4 in the rating of PAMM brokers 2018:

Number 5 in the rating of the best PAMM brokers:

Dukascopy. Nice Swiss company. If my memory serves me, since 2011 I have become a bank. We will mark her in the list only because there are Russian clients who speak out extremely enthusiastically. They invest large sums and can afford to hire a translator, certify documents with a notary and constantly keep in touch with the manager through native speakers. By the way, Ducascopy does not publish statistics on PAMM accounts. PAMM is selected through a company representative.

The minimum contribution is from 5000USD + expenses for the same translator, lawyer, notary, sending documents. In general, only very large players can afford to work with it. A beginner should not go there.

I don't quite understand why the company is positioning, in fact, trust management as a PAMM service. And yet, I think for investing it is still better to choose a company "closer".

These were the best PAMM account brokers at the moment.

Let's be objective, the leader is immediately visible by the number of clients, the amount of funds he himself invests in development, and positive feedback. In Russia, there is only one clear leader - "". And judging by the way the company is taking care of updating the working platforms, it will take a long time to get the palm. Join the success.

Best regards, Alexander Ivanov

Whereas in the West, children from school are being hammered into their heads that free funds need to be invested in order for them to work, in Russia a relatively small percentage of the population is still investing. The main problem is not the unwillingness of citizens to invest, but a lack of understanding of how to do it. The situation is aggravated by the emergence of a large number of fraudulent organizations that, under the guise of financial holdings, brokers and banks, lure money from gullible citizens in order to disappear with them forever.

However, there is a way out of this situation, and the investment broker "Otkritie" offers it. The review below shows why this company is trustworthy, and at the same time describes what options for profitable investments it offers. After reading the review to the end, everyone will be able to draw up an individual investment plan, starting to receive passive income, which is much higher than the bank interest on the deposit.

General information about the broker

On the territory of the post-Soviet space, the Otkritie investment broker is almost the only worthy option that deserves attention. Otkritie financial conglomerate carries out banking and investment activities, offering clients to work independently or invest, providing stable passive income.

The company started its work in 1995, that is, it has been successfully developing for 23 years already. During its existence, the broker without any difficulties survived severe economic crises that erupted in the world and, in particular, in Russia - the first in 1998, the second in 2008 and the third, developing after 2015. The company has never been at the center of scandals, always fulfilling its obligations to small and large clients, as a result of which many positive reviews from traders and investors have been written to its address on the Web.

Having started working in Russia, Otkritie investment broker expanded its influence over the entire territory of the Russian Federation by opening 62 offices! Then the expansion began to neighboring countries that were previously part of the USSR, and then to foreign countries. In 2009, a branch of the broker began operations in the UK, where its activities are regulated by the FCA.

Otkritie is a group of companies managed by a board of directors, which includes:

• Vadim Belyaev, who founded the broker and controls the largest shareholding at 28.6%;
• 19.9% ​​belongs to the financial group IFD-Capital;
• 9.99% from VTB Bank;
• 9.8% for the IST group;
• 7.96% from Ruben Aganbegyan;
• 7.06% from NPF Lukoil-Garant;
• 6.67% from Alexander Mamut.

Otkritie investment broker, together with BCS and Finam, make up the top three in Russia, competing for the number of clients and the highest turnover. Otkritie ranks first in terms of the number of new clients, and the trading turnover on the MICEX stock exchange amounted to RUB 14.5 trillion.

Availability of licenses

Unlike most of the dubious companies that have flooded the Russian market, Otkritie is a licensed broker that operates in strict accordance with the laws of the Russian Federation.

In 2010, the company received the highest level of reliability AAA.iv. Every year the broker confirms it with the National Rating Agency.

Conditions for trading

The broker opens the way for trading and investing in the markets of Russia, the USA, etc. To reach a stable profit, you do not need to be a professional, since the conditions are simple, the work process is fine-tuned to the smallest detail, and each newbie receives comprehensive support: consultations, courses, webinars, ready-made investment ideas, etc.

If you are interested in working on foreign stock markets, then you can choose from:

• sections IOB and SETS on the London Stock Exchange (LSE);
• New York trading floors Nyse and Nasdaq;
• Frankfurt stock exchange XETRA;
• over-the-counter market for debt bonds.

Securities of three hundred companies are sold and bought on the Moscow Exchange, including world-famous Lukoil, Gazprom, Sberbank, etc. The broker's clients trade and invest in MFOs and government bonds, corporate securities, etc.

It is important for a novice investor to know that bonds and stocks are not the same thing. The share gives the right to a share in the company, making its holder one of the owners and allowing you to profit from dividends. The bond does not make the owner the owner. Having bought a bond, its owner receives a promissory note from the company that it will buy it back, but at a higher price. In this case, the investor seems to give money to the company for a long time, and it undertakes to return it with interest.

Working in the American market, the client's capabilities depend on the status:

• a qualified investor gets access to 3.5 thousand securities;
• without such a status, it is allowed to work with only 55 shares of the most liquid companies.

There are no other differences, so in trading conditions experienced and inexperienced investors are equal. Trading is carried out through the Quik terminal. If the client wishes, the broker combines accounts for working in different financial markets within one trading terminal. To do this, they conclude separate contracts for each market.

In addition to bonds and shares, clients of the Otkritie investment broker trade futures contracts, currencies and options.

Tariff plans for investors

The company offers one and a half dozen tariffs so that each client chooses the most suitable option for himself. You can get acquainted in detail with each separately on the official website of the company, but for convenience, we will give a description of the 3 most popular:

1. "Investor" is the choice of novice investors. When trading shares in the amount of up to RUB 100 thousand, the client pays a commission fee of RUB 45. for 1 deal. Having exceeded the volume of 100 thousand, the commission will be 0.045% of the volume of 1 trade. When trading Eurobonds on the Moscow Exchange, the commission for the selected tariff plan is equal to 0.15% of 1 trade, but not less than 0.04 RUB. When trading currency, the trade turnover becomes a decisive factor: up to 1 million RUB - 0.014%. If the trading turnover exceeds RUB 200 million, the commission will drop to 0.0035%, but not less than RUB 1 per trade.
2. Investor + is for experienced investors with large trading volumes. When making transactions with shares and bonds up to half a million rubles, they pay a commission of 125 RUB per transaction. Having exceeded the specified volume, the commission will be 0.025%. Otherwise, the conditions are the same as for the considered “Investor” tariff.
3. “Universal” - the size of the commission is not related to the volume and is 0.057% of the turnover. For currency and Eurobonds, conditions are the same as for the tariff plans discussed above.

For traders who are just starting to master independent trading, the "Universal" tariff is suitable. Other tariff plans should be considered if the investor carefully plans investments, calculating trading volumes and planning in advance the volumes of his orders.

Trading terminals for exiting financial markets

For trading and investing, clients are offered two trading terminals - MetaTrader5 and Quik. Let's say a little about each:

1. Quik (Quick) - a terminal for simultaneous work with a number of trading accounts, which allows you to export information to databases or Excel tables to analyze statistics. The platform works in the LUA language used to write robots and indicators.
2. Meta Trader 5 - designed for trading on the stock and currency sections of the MICEX and FORTS. In terms of its capabilities, MT5 is not inferior to Quick, and besides, this terminal is more familiar to traders who started with the Forex market.

To control transactions, MT5 and Quik mobile applications are available, running on iOS and Android.

How to invest in a broker's products

For those who are tired of independent trading, the broker offers options for profitable investments that deserve a description.

Structural Products

Otkritie broker develops structured products, the list of which is regularly updated. If desired, clients can view the statistics of already closed offers, making sure of the effectiveness of such investments. The company offers 3 types of structured products:

1. "Protective" are named so because they are based on the idea of ​​maximum preservation of capital. By choosing this option, clients eliminate the likelihood of losing their investment.
2. "Coupon" - this investment option is more profitable than buying shares on their own, because the client makes a profit even in cases where the value of the securities does not rise.
3. “On securities” - investors receive profits both when the value of shares rises, and by receiving dividends.

Now examples of permanent structured products of the Otkritie broker.

Structural product "Fixed coupon"

This type of structured product of the Otkritie broker allows you to invest in blue chips, that is, in popular Russian companies. The product rate is not fixed, but the profit is higher than the bank deposit rate.

The exact amount of income depends on the current value of the shares, and for its accurate calculation, you need to request a free consultation from the broker's representative.

The advantage of this structured product of the Otkritie broker is that the investor not only earns from the growth in the value of shares, but also profits from dividends.

Investments in mutual funds

Novice investors who cannot afford to collect the amount for the minimum entry threshold into structured products invest in mutual funds - mutual funds. In this case, large investments are not required, since each participant receives a share in the fund in accordance with the amount of allocated funds.

Newbies are not required to have the experience and knowledge of correct drafting. Otkritie investment broker offers ready-made portfolios with a description of the assets used.

Portfolios differ:

• by the composition of assets: stocks, indices, bonds, etc .;
• by profitability;
• by markets.

Model portfolios

The model portfolio of the Otkritie broker is an ideal solution for beginners who want to capitalize on the growth in the value of shares of large Russian companies. The main goal of the model portfolios is to create a diversified investment portfolio for the medium and long term.

The broker offers 2 types of model portfolios. The first is called "Profitable", in the period from 2011 to 2018 it brought 312.3%.

The second one is called "Independent", it gave 221.6% in the period from 2013 to 2018.

Reviews of model portfolios

It is important to understand that this type of investment involves investments for 3-5 years or more. At the end of the year, the profit may be insignificant or absent altogether. Below are the reviews of the model portfolios of the Otkritie broker at the end of 2017.

In January 2018, the company showed how much profit was gained by investors who invested at the beginning of 2017. So, for the year, investors who invested in the model portfolio "Profitable" received an income of 24.5%.

Those who invested in the Nezavisimy model portfolio suffered a 5% loss. It is required to take into account that the year turned out to be difficult, and the Moscow Exchange index lost 5.5%.

Based on such reports, we understand:

• you need to invest in both portfolios, diversifying risks;
• investments do not guarantee income on a short section in six months or a year, but at the end of 3-5 years, the profit, as shown in the graphs above, is quite solid.

Finishing the description of the model portfolios, it is important to warn that the profit received on the history is not a guarantee of receiving similar income in the future.

Trust management services

If independent trading does not satisfy, and investments in mutual funds and structured products are not suitable, then clients pay attention to trust management, represented by two approaches to capital management:

• the optimal approach involves working with the assets of the derivatives market plus shares and bonds of Russian companies;
• an aggressive approach excludes bonds from this list, leaving only high-risk assets.

The minimum entry threshold is 300 thousand rubles, after which investments are allowed for a minimum amount of 100 thousand rubles. The optimal investment period is 1.5 years or more. The services of a managing trader cost 2% of the total value of the instruments, and upon success, he is credited with a remuneration of 20% of the net profit received.

Opening an individual investment account

An individual investment account (abbreviated IIS) avoids the need to pay a 13% tax on investments made. Therefore, IIS from a reliable broker "Otkritie" is in great demand, but before opening it, let's get acquainted with two restrictions:

• to avoid the need to pay the specified 13% tax, you need to invest funds for a period of 3 years or more;
• the amount for investment cannot exceed 400 thousand rubles.

The official website of the Otkritie broker offers several types of trading accounts, but if desired, the client is free to manage them at his own discretion:

Ready-made IIS differ in profitability and risks. Profitable IIA will bring up to 50-70% of profit, and savings 10-11%, but its risks are incomparably lower.

If desired, the client can register several subaccounts with the Otkritie broker. Each of them acts as a separate account, and therefore the risks on them are not balanced. The client will only have to balance personal income tax when he will report on the results of the profit received, but losses on one account will not lead to the loss of funds on sub-accounts.

Policy briefs and training courses

The company pleases customers and site visitors with regular detailed analytical reviews on various markets and assets. Materials are presented in the section on the derivatives market, company news, ready-made investment ideas of the Otkritie broker, etc.

In the analytics section, there is a dividend calendar that clearly demonstrates when, which issuer and how much will pay to the shareholders.

The peculiarity of analytical reviews is that experts set out in detail the vision of the market. Therefore, even a novice trader or investor can easily understand the picture of what is happening and work out this or that scenario. In order not to bother studying the financial markets, clients use ready-made investment ideas of the Otkritie broker.

Here is an example of such an investment idea for Rusal shares, which brought 50.7% of net income in 8 months:

Here is a report on the investment idea for Alrosa shares, which gave 43.3% for the year:

Here is another example of a successfully completed investment idea of ​​the Otkritie broker for Polyus shares, where clients received 36.5% profit in 4 months:

For traders wishing to develop, the "Learn" section is available. Here you can find access to seminars, webinars, video courses. You can also agree on individual training with a personal trading trainer.

To consolidate knowledge in practice without risk, in the "Learn" section there is an "Exchange simulator". The results of working with it can be saved in order to analyze trading later, working with errors.

How to register an account to work with a broker

To register an account for trading or investment with the Otkritie broker, use one of three options:

1. They come to the office of the company and fill out the contract on the spot. For this, citizens of the Russian Federation need a passport and a document that can confirm their place of residence.
2. They visit a branch of Otkrytie Bank.
3. It is possible to register remotely through the official website if a potential client has been verified on the government services portal.

Usually, customers choose the third option as it is less troublesome. Passport data is sent via the Internet, and the user only needs to fill out a form and indicate the preferred rate for service. Within 24 hours, an SMS message will be sent from the company to the specified phone number, indicating the activation of the concluded contract. From this moment, it is allowed to replenish the account balance and start investing or independent trading.

To start working, you do not need to pay any strictly agreed amount, but experts note that for comfortable work you need to allocate at least 50 thousand rubles.

How to replenish account balance and withdraw funds

To replenish the account use:

• branches of Otkritie Bank, which allows you to see the money on the balance sheet in 2-3 hours;
• any banking institution, but a high rate of receipt of funds is not guaranteed, and the money is credited to the account within 1-5 days;
• online banking and payment systems that allow you to make a transfer using bank details.

If the client has several accounts, then he can transfer funds from one to another. This can be done directly in the Quik terminal or in your personal account.

Withdrawal of funds is possible to a bank card. If desired, cash can be obtained at the cash desk of Otkritie Bank.

Broker review results

The main advantage of the Otkritie investment broker is its impeccable reputation. Over the years, the company has created a name for itself, has become a large financial conglomerate, operates exclusively in the legal field of the country whose citizens it provides services, and therefore clients trust it with large amounts of money without fear.

The difficult economic situation in the country, destabilization of the economy, recession in almost all sectors, inflation - all this inexorably reduces the financial result of any type of investment. Today it is no longer relevant to talk about deposits as a way to increase their own capital, since in fact a person maintains the level of his savings, and does not increase them.

Increasingly, I catch myself thinking that investing in Forex in 2019 is the most effective and relevant way to increase my assets, regardless of the length of the period.

6 Best Ways to Invest in Forex

I decided to devote this article to what methods of investing in Forex are the most relevant now. The selection was made in accordance with the following factors:

• Profitability level;
• Required initial investment (minimum amount to enter the market);
• Risk level;
• The need to have certain knowledge and skills.

I will introduce you to which Forex investments, in my opinion, are the most attractive.

Investing in profitable cryptocurrencies in the Forex market

In 2018, many Forex brokers launched currency pairs, where one of the two currencies is the popular cryptocurrency. For example, Bitcoin, Ethereum, Litecoin and others. The launch of such tools allowed traders and investors from all over the world to get an easy and affordable way to invest in crypto money through a Forex broker.

You just open a trading account in 5 minutes, replenish it and buy the "rate" of the cryptocurrency you like. Thus, you can participate in the rise and fall of well-known cryptocurrencies.

Today, the most popular broker that offers an easy way to invest in cryptocurrencies on Forex is the oldest broker Forex Club.

Investments in PAMM accounts

PAMM accounts are one of the most common types of investing your own funds. They are one of the types of trust management.

The essence of working with PAMM accounts is as follows: there are several investors and a manager. Each of the investors has a separate account. The trading platform considers them all together. What does this mean? Let's say the manager has made a profit or loss from the investment of funds entrusted to him by several investors. The financial result of transactions (profit or loss) is divided proportionally between the investors.

PAMM investment has a number of advantages for a potential investor. These include:

• The dependence of the size of the manager's premium on the result, therefore, he is interested in the growth of the capital of his investors;
• Investment security (the manager does not have access to assets);
• High liquidity (you can withdraw money from the account almost at any time);
• The ability to diversify investments (you can distribute funds between several PAMM accounts);
• The ability to receive information on transactions in real time.

The level of profitability largely depends on the strategy used by the trader. With conservative trading, the monthly profit margin is 5-10%. The minimum investment is from $ 10, but here everything is individual, depending on the PAMM platform.

Automatic copying of trades or social trading

Automatic copying of trades (social trading) is gaining popularity. It is possible to invest in Forex in this way without special knowledge. The bottom line is to automatically copy transactions from one account to another. To work according to this scheme, it is enough to act as follows:

1. Register on a specialized platform.
2. Choose a trader who will act as a signal provider. You should subscribe to his trading signals.
3. Then the system will automatically repeat transactions from the trader's account to the account of the signed investor. If one of them does not suit the depositor, he can close it on his own.

To be as sure of your income as possible, I advise you to choose such traders, on whose accounts the amount of investment matches yours, otherwise you can go bankrupt very quickly. There is another way out - to use a service that scales the volume of transactions. In this case, successful traders are the main aspect that needs to be paid attention to. It is worth studying the strategy, the level of profitability of a particular trader in order to understand what you can count on.

Structured Forex Products

For those who want to protect their investments to the maximum and at the same time get a decent level of profit, I would advise you to pay attention to Alpari's structured products. This investment method has appeared relatively recently. Its essence lies in the distribution of the invested funds between two types of financial instruments:

• Risk-free, with a low level of profitability;
• Risky, but with a high level of profit.

Forex investment brokers offer their clients many different products. Alpari, which has been operating on the market since 1998, was no exception. Choosing structured products of this broker, an investor can choose not only precious metals, but also raw materials (oil, sugar, corn, etc.) as the underlying asset.

The client can independently determine the most comfortable type of investment based on two parameters:

• The level of protection of the invested funds (what proportion of the capital will be returned to the investor in any case);
• Participation ratio (forms the potential income, based on the timing, the level of investment protection).

The client determines the risk level and profitability independently. The higher the risk, the higher the potential return.

Investment funds

Investment funds offer their shareholders to invest money by purchasing shares. For example, one of the largest brokers, Alpari, creates investment portfolios from the securities of international companies, diversifying the risks of its investors.

Investment funds attract shareholders by the fact that the recommended amount of initial investment is not large. It can be several thousand rubles, and a huge fortune. This method of investing your own funds is convenient and accessible, and clear calculations.

Alpari recalculates the value of the share on a daily basis. If desired, the client can stop being a shareholder by selling his share.

The level of expected income is slightly lower than that of most Forex trading instruments, but the risks are minimal due to their diversification and the creation of a reliable investment portfolio.

Working with Alpari, the client protects himself from devaluation, as:

• shares are not denominated in rubles, but in US dollars;
• different types of assets are used (bonds, stocks and others);
• money is distributed among the assets of many developed countries (USA, UK, Germany, China and others).

The money invested is managed by professionals who have been working in the investment market for a long time, which indicates a high level of potential income.

Trust management

Here I want to talk about direct trust management in Forex, and not with the participation of intermediaries (PAMM accounts). A distinctive feature is that the investor and the manager communicate directly.

Funds, as in the case of PAMM accounts, are in the depositor's account. The manager can perform operations with the available funds at his own discretion, and the investor can monitor the operations.

A certain percentage of the profit received is set as a reward. As a rule, this is from 30 to 50% of income. Such information is prescribed in the agreement concluded between the parties.

Forex investment management is a profitable tool if you choose a manager responsibly. Before making such a deal, it is necessary to study the trader's strategy and learn about his success.

This method is losing its popularity every year, but it is still in demand. It is enough to find a reliable trader-manager who has been showing successful trading results for a long time.

It is with brokers that a large number of opportunities for making money on the Internet are associated today: trade, investments and other instruments. Therefore, let's find out - what does the term broker mean, what is the essence of the broker's work.

What is the essence of a broker's work

The term comes from the English word "broker" - an intermediary. It really is. A broker is an individual or company that mediates between a seller and a buyer. The main motivation of the broker is the commission, which, as a rule, is paid to the broker for the intermediary services rendered by the parties or one party to the transaction between the buyer and the seller.

For example, a realtor is also a broker. In fact, a realtor performs intermediary functions in the sale and purchase of apartments: he finds clients, controls the signing and implementation of the real estate purchase and sale agreement, and so on. As a result, the realtor receives a commission on the transaction.

It is difficult to overestimate the role of brokers in. For example, here's what Wikipedia says about stock brokers:

Brokerage services include the purchase or sale of securities on behalf of clients. To provide such services, a market participant needs a brokerage license. Also, the broker can advise his client regarding a particular security and give advice on purchasing any security. To do this, brokers analyze the market (securities, commodity market, foreign exchange market) to identify and predict the price trend for a particular asset (see also Independent Analytics).

The same thing happens with the foreign exchange market, the precious metals market and other financial markets.

A separate function of modern brokers is investment mediation. In particular, brokers provide intermediary services for organizing and maintaining accounts and connecting managing traders with investors.

I will dwell on brokers providing investment services in more detail. See the section below for my vision of decent and not so good brokers.

Investment Brokers

While blogging as an Independent Investor, I managed to collaborate with a decent number of investment brokers. Some of them have already been reflected in. Others did not have time, or I think that they are not worthy of such an "honor" ;-). Therefore, I present to you, dear readers, a table with my subjective assessment of the reliability of the most popular investment brokers.

Friends, I emphasize that the table does not mean that certain brokers are better than others, because reliability is not the only factor in working with one or another broker.

I would be grateful for your opinion on what a broker is. If you have any questions, be sure to write in comments.

Let me also remind you that you can always find all the updates of the Independent Investor's Blog on popular social networks. Click the buttons in the right menu, subscribe to groups or for updates by mail and be the first to know about each new article!

I wish you all a profitable investment!

27.09.2016 28.05.2019

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