"expert ra" upgraded the rating of the bank Russian Capital to the rubbb level. "expert ra" upgraded the rating of Russian Capital Bank to rubbb level About DOM.RF Bank
reference Information
Registration number: 2312
Date of registration by the Bank of Russia: 23.04.1993
BIC: 044525266
Main state registration number: 1037739527077 (10.02.2003)
Authorized capital: RUB 52,000,000,000.00
License (date of issue/last replacement) Banks with a basic license are banks that have a license whose name contains the word “basic”. Other operating banks are banks with a universal license:
Universal license to exercise banking operations with funds in rubles and foreign currency(with the right to attract deposits Money individuals) and for carrying out banking operations with precious metals (19.12.2018)
Licenses
Participation in the deposit insurance system: Yes
About DOM.RF Bank
Until December 13, 2018, Bank DOM.RF was called “Russian Capital” and was 100% owned by the Deposit Insurance Agency. Since December 26, 2017, the sole shareholder of the bank is the Joint Stock Company "DOM.RF" . The goal of the organization is to create the largest mortgage bank by 2020 under the brand of the same name.
Russian Capital Bank was founded in 1993 and was originally called Rokabank.
Rossiyskiy Capital Bank had a huge sales network consisting of about 140 branches in 27 Russian regions, including Nizhny Novgorod, Novosibirsk, St. Petersburg, Krasnodar, Rostov, Chelyabinsk. The bank also has its own equipment in the amount of about 140 units.
The bank's established client base consisted of individuals and corporate clients.
Russian Capital Bank offered companies cash settlements, loans, deposits and bills, transactions with securities, collection services, bank cards, acquiring services.
Russian Capital Bank offered deposits and loans to the population (for consumer needs, acquisition road transport and real estate), bank cards, money transfers, use of individual bank safes, broker services.
In order for bank clients to quickly and efficiently find out all the necessary information and products of the organization, an official website has been created, available at https://domrfbank.ru/. On the site different categories clients, individuals, legal entities and corporations can find all the services they need. Convenient map the site allows you to access any category of bank offers in a few clicks using the main menu located at the top of the page: various mortgage products, loans, plastic cards and deposits, as well as unique offer Bank DOM.RF - TeleMed, “My Lawyer” and others. Also here you will find a link to the online bank of Bank DOM.RF.
On home page site credit organization quick links to basic services are provided - loan repayments and transfers between cards, deposits, etc. The bank news presented on the website will allow you to get to know the organization better and learn about the latest news. Also using the site you can find the addresses of branches and ATMs in your city.
Internet bank
The Internet bank of Bank DOM.RF is available at https://my.domrfbank.ru. This is an online service that allows you to access bank services at any time of the day, having only a computer or telephone and an Internet connection. Existing clients who have a plastic card or an open account can register in this online banking of Bank DOM.RF. To register, you will need to enter your last name, phone number, and full card or account number. After this, an SMS message will be sent to your account with your login login and password, which you can change after logging into your online bank for the first time.
Banking options include most of the services available at bank branches. Here you can view the history of completed transactions, monitor the status of your accounts, make transfers between cards, pay utility bills, communications, fines and taxes, and manage deposits. The website offers a service for creating templates for the most commonly used translations. In addition, on the site you can buy and sell non-cash currencies, including cryptocurrencies.
Hot lines
Single hotline
The single telephone hotline of Bank DOM.RF is an opportunity to get answers to your questions and highly qualified assistance remotely. By calling this phone number, you will contact the support service, which will help you with questions about opening an account or obtaining a loan, mortgage, methods of repaying debts and the amount of commission in different banks. You can also get information about plastic cards and block their operation in case of loss, ask questions regarding the operation of the Internet bank and report problems with the Internet service, find out the addresses of the nearest branches and their telephone numbers. The hotline accepts feedback on the work of the organization’s branches. Calls to hotline DOM.RF Banks are free for residents of Russia and are accepted 24/7; you can also use an online consultant on the website 24/7.
Mobile applications
For Android
All Internet banking services of Bank DOM.RF are also available for smartphones on operating system Android. Official mobile app The DOM.RF bank can be downloaded from Google Play completely free of charge. Allows clients to access management of their finances from the screen mobile phone. All you need to do is be registered in the system remote maintenance user. This can be done by going to the Internet banking website in the “Registration” section or from the screen of your mobile phone.
The application, identical to the personal account of the Internet bank, allows you to view the history of recent account transactions, find the nearest ATMs and bank branches using the built-in card, as well as make payments and transfers. The notification system will allow you to always be aware of the actions performed with your cards and deposits.
For iPhone/iPad
Mobile bank Bank DOM.RF is available for download on iPhone and iPad in the AppStore completely free of charge. Login to the application is made using the same login and password that you use to log into online banking. You can register on your personal account website in the “Registration” section.
The DOM.RF Bank application has all the conditions for managing your finances from your smartphone screen. Using your device, you can monitor the balance of your cards and accounts and check payment history, make transfers between accounts, pay public utilities and communication. The built-in map will allow you to quickly find the nearest bank branch, no matter where you are.
The bank was established in 1993 under the name “Rokabank”.
In March 1995, it was renamed “Russian Capital”, and subsequently changed several organizational and legal forms, as well as the name – since December 13, 2018, it has been operating as JSC “Bank DOM.RF”.
By 1999, Rossiysky Capital Bank entered the top 30 largest banks in Russia and acquired the status of a market maker in the interbank loan market. The credit institution was one of the first to receive a license and began conducting operations with precious metals.
In 2008, Russian Capital was strongly influenced by the crisis situation in the economy and in banking sector, as a result of which there was a need for a sanitation procedure. As part of it, the owner of 87.89% of the bank's voting shares became the National Reserve Corporation (NRK; see), which agreed to act as its main sanator with funds from the Central Bank of the Russian Federation (8 billion rubles). Subsequently, as a result of a conflict between the NRB and the DIA, the bank was sanitized as a subsidiary bank of the Deposit Insurance Agency.
At the end of August 2011, the Penza bank was merged with Russian Capital, and in April 2012, a small Samara bank.
In 2014, the bank, together with the DIA, carried out a reorganization, as a result of which the latter was merged with Russian Capital.
In September 2015, the bank was involved as a sanatorium to prevent bankruptcy. According to the Volga Federal District, the bank took measures to recapitalize the bank. As a result of an additional issue of shares in the amount of 10 million rubles, JSCB Rossiysky Capital became the main shareholder of Sotsinvestbank, joining the latter in April 2019.
In September 2015, by decision of the Government, Rossiysky Capital Bank was entrusted with the obligation to organize and finance the completion of housing projects of the SU-155 group of companies in order to fulfill the obligations of the SU-155 Group of Companies to transfer housing to individuals - contract holders equity participation in construction. Since the beginning of 2016, GC SU-155 has been included in the list of related parties of the bank.
In April 2015, information appeared on the market and in the media that a “megasanatorium” could be created on the basis of Russian Capital, and Mikhail Kuzovlev, the head of the Bank of Moscow, could become the new chairman of the organization’s board. In May, information about Mr. Kuzovlev’s transition to the post of head of Russian Capital was confirmed by DIA General Director Yuri Isaev, and Mikhail Kuzovlev himself announced that he accepted DIA’s offer to head the bank. However, at the beginning of June, Mr. Isaev clarified that the DIA never intended to give Russian Capital the functions of a “megasanator”, but was only going to transfer to it the assets of liquidated banks. It is also worth adding that the head of the Central Bank, Elvira Nabiullina, spoke out against the idea of creating a single state sanatorium.
In December 2015, Russian Capital became the winner of the DIA Group of Companies competition for the acquisition of part of the property and liabilities of a deprived of a license. Obligations of Nota-Bank to individuals under agreements bank deposit And bank account were transferred to the bank, and Nota Bank depositors became depositors of Russian Capital. Obligations to creditors, whose claims, in accordance with bankruptcy legislation, are subject to satisfaction as part of the first priority, were also transferred to the bank for servicing. total amount 5.3 billion rubles. At the same time, Russian Capital also accepted part of Nota-Bank’s property under book value in the form of rights of claim on loan agreements, fixed assets and cash (real estate - 0.4 billion rubles, loan portfolio- 4 billion rubles, cash - 0.9 billion rubles).
On January 24, 2020, the NKR appropriated JSC "Bank DOM.RF" credit rating AA-.ru with a stable outlook.
As of November 1, 2019, the volume of net assets of the credit institution amounted to 296.40 billion rubles, the volume own funds– 68.21 billion rubles, the bank’s profit amounted to 124.32 million rubles (at the end of three quarters of 2019, the bank showed a loss of 207.16 million rubles).
Network of divisions:
head office (Moscow);
6 branches;
15 operational offices;
14 additional offices.
A significant part of the branches and personnel of Russian Capital was reduced in 2017-2018 during the reorganization into JSC Bank DOM.RF. The bank plans to compensate for the reduction by developing remote channels.
Owners:
Russian Federation represented by Rosimushchestvo – 100%.
The state owns the bank through JSC DOM.RF (until March 2018 - the Agency for Housing Mortgage Lending (AHML)). From 2009 to 2017, 100% of the bank’s shares were under the control of the DIA.
Board of Directors: Alexey Moiseev (chairman), Alexander Plutnik, Artem Fedorko, Alexander Tarabrin, Victor Shlepov.
Governing body: Artem Fedorko (chairman), Mikhail Gromov, Maxim Gritskevich, Kirill Grishanov, Igor Demin, Kirill Zakharin, Danila Litvinov, David Ovsepyan, Alexander Garifulin.
Registration number: 2312
Date of registration by the Bank of Russia: 23.04.1993
BIC: 044525266
Main state registration number: 1037739527077 (10.02.2003)
Authorized capital: 52,000,000,000 rub.
License (date of issue/last replacement) Banks with a basic license are banks that have a license whose name contains the word “basic”. All other operating banks are banks with a universal license:
Universal license to carry out banking operations with funds in rubles and foreign currency (with the right to attract funds from individuals on deposit) and to carry out banking operations with precious metals (12/19/2018)
Licenses
Participation in the deposit insurance system: Yes
Mortgage Bank DOM.RF was created on the basis universal bank"Russian Capital". It was among the top thirty banks in the country in terms of assets. The bank's head office is located in Moscow, while the overall network covers another thirty regions of Russia, representing more than ninety branches, branches and cash desks. The network of installed ATMs of Rossiysky Capital Bank is also quite wide: it has about 140 devices.
The bank was founded in 1993. For the last eight years, Rossiysky Capital has been the sole shareholder of the bank. state corporation"Deposit Insurance Agency". This fact determines the appointment of Rossiysky Capital Bank as an agent to provide insurance payments to depositors whose bank is deprived of its license.
On December 26, 2017, the bank took over Joint stock company"DOM.RF". On the basis of Russian Capital, the company plans to create the largest construction and mortgage bank in Russia under the DOM.RF brand by 2020.
