Restriction on cash deposits Sberbank. Transfers between Sberbank clients

Are you interested in the current limits for cash withdrawals from a Sberbank card? We will tell you about the amount you can withdraw yourself from the devices remote maintenance or directly at the branch.

Bank policy

As in most banking organizations , Sberbank has certain restrictions regarding cash withdrawals from the account plastic card. This is due to the fact that such products are intended mainly for convenient non-cash payments, and we need less and less cash every day.

But sometimes situations arise when it is necessary to make a payment or transfer in cash. And here you need to find out in advance exactly how much money you can “painlessly”, i.e. withdraw from the account without additional commission.

We draw the attention of our readers to the fact that the card limit will depend on its type, as well as status. The higher the status of “plastic”, the more money you can get it in your hands.

Unfortunately, it is impossible to unambiguously answer the question about limits, because at this day Sberbank of Russia has about 30 different card products. And if you need to find out the tariffs for a specific program under which you are served, then you need to look for this information in the contract, or on the official website of the bank, or find out from an employee in person in the office or by calling the hotline.

Also detailed information is in the table below:

How much can you withdraw per day from a Sberbank card?

Now we will use an example to look at the tariffs that will apply to different types card products:

Debit cards:

1. Maestro and Visa Electron - up to 50,000 rubles. / 1,600 US dollars / 1,200 euros per day through the terminal, at the bank - 50,000 rubles. or equivalent in foreign currency. Monthly limit - up to 500,000 rubles. / $3,000 / €2,500;
2. Social and Student - you can get up to 50,000 rubles per day. The monthly limit is 500,000 through cash desks and ATMs;
3. Classic Visa and MasterCard - through the terminal up to 150,000 rubles. / 6,000 US dollars / 4,500 € per day, at the box office - 150,000 rubles. or equivalent in foreign currency. Monthly limit - up to RUB 1,500,000. / USD 50,000 / EUR 37,500;
4. Youth - you can cash out up to 150,000 rubles per day. The monthly limit is 1,500,000;
5. Gold card - up to RUB 300,000. / 12,000 US dollars / 9,000 euros through the terminal per day, at a bank branch - 300,000 rubles. or equivalent in foreign currency. Monthly limit - up to RUB 3,000,000. / USD 100,000 / EUR 75,000;
6. Platinum card - you can cash out 500,000 rubles per day. / 12,500 US dollars / 10,000 €, in the bank - 500,000 rubles. or equivalent in foreign currency. The monthly limit is up to RUB 5,000,000. / USD 170,000 / EUR 125,000.

Credit cards:

1. Classic - you can get no more than 50 thousand rubles, at the box office - no more than 150 thousand. The general limit per day is 150 thousand rubles;
2. Gold - no more than 100 thousand rubles can be cashed out at an ATM, no more than 300 thousand at a cash desk. The total limit per day is 300 thousand rubles;
3. Platinum card - you can withdraw 200,000 rubles per day. / 7,500 US dollars / 5,000 €, at the bank’s cash desk - 600,000 rubles or 20 thousand US dollars or 15 thousand euros. The monthly limit through cash desks and ATMs is 600,000 rubles or 20 thousand US dollars or 15 thousand euros.

Remember that for withdrawing cash from a credit card at Sberbank ATMs you will have to pay a commission in the amount of 3% of the withdrawal amount, but not less than 390 rubles. And if you cash out a loan at someone else’s ATMs, then 4% of the amount, and also at least 390 rubles. And at the same time, such an operation will not apply.

You might be interested in these articles:

• Limit/restriction on cash withdrawals from Sberbank ATMs: maestro mastercard visa
• Restrictions on cash withdrawals from ATMs
• Fee for withdrawing cash from a credit card

The withdrawal limit has been exceeded, what should I do?

If you have exceeded the daily limit on your Sberbank card, but you need additional funds, then you can leave your request by phone number. You can also immediately contact the branch and get the necessary funds at the checkout.

What to do if you need to withdraw a large sum money from your account? You need to contact the bank branch where you are served in advance and order this amount; it is advisable to visit the branch 2-3 days in advance.

This is due to the fact that, as a rule, large sums are not stored in offices, and if you need them, you need to order and bring them from a special storage facility. We recommend that you take care in advance to ensure that you can easily receive funds in your hands.

Different types of bank cards have different daily withdrawal limits. To withdraw funds through an ATM, customers need to know at one time. Cashing out an account to which a card with the correct limit is linked will help avoid unpleasant surprises in the form of refusal to issue funds or fees.

Scheduling cash withdrawals within limits increases the number of cashless transactions where it is beneficial.

What is the cash withdrawal limit from the card?

The concept of a bank card limit is a restriction on transactions involving the use of cash. The restrictions include:

• withdrawing money from an ATM;
• translations;
• transfers to organizations' accounts and other operations.

Payment for goods and services with bank account performed at any time without restrictions. If you need to withdraw a large amount of cash urgently, the ATM will refuse to issue banknotes, and at the cash desk bank branch They will require a passport and charge a commission of 1% to 1.5%.

Another reason for refusal to issue cash is insufficient funds in the account for which the transaction request is made.

Sberbank has different types limits, depending on the period for which the withdrawal amount is calculated.

• One-time – the amount of money that a client can receive in one session through an ATM;
• Daily – the maximum value available for withdrawal/transfer within 24 hours;
• Monthly – cash total available for withdrawal per month.

Current maximum cash withdrawal amounts at Sberbank ATMs

For cardholders who received funds non-cash payment in 2017, the maximum one-time withdrawal from an ATM is 50 thousand rubles per day. You are allowed to cash out up to 500,000 rubles per month.

Sometimes withdrawals are made for an amount greater than the limit if you remove the card from the ATM and then reinsert it. But this will not work with some categories of cards: their limit is equal to the limit of the issuing device, the ATM will simply refuse to issue funds or offer a commission for withdrawing cash in excess of the norm.

But for cards of different classes, the limits may differ:

• The limit of 50,000 rubles per day and 500,000 rubles per month is valid for simple cards of the Maestro and Visa Electron payment systems. These include cards “Social”, “Student”, “Salary”, “Transport”.
• For Visa Classic and MasterCard Standard cards, the limit increases to 150,000 rubles per day and 1.5 million rubles per month.
• Owners of cards marked Gold can withdraw up to 3 million rubles per month.
• Platinum cards allow you to cash out up to 5 million rubles in 30 days and up to 500,000 per day.

How to withdraw the maximum amount?

There are situations when a large number of money is needed urgently. In emergency cases, Sberbank provides the opportunity to withdraw money above the limit, but first make sure that the required amount is in the account.

• To do this, ask at an ATM a small amount and at the end, print out a check indicating the remaining balance.

You can receive a large amount by contacting the cashier with your passport. When receiving above-limit funds, keep in mind that an additional commission of 1-1.5% of the money withdrawn will be charged.

(Average rating 3,95 out of 5)

1. Vera April 22, 2019 at 09:48

   Good afternoon please tell me how to get a platinum card from Sberbank? What are the conditions and rules for receiving this card7

2. Lyudmila Georgievna April 20, 2019 at 07:35

   I have 102.5 thousand rubles on my pension card. Can I withdraw ALL this amount in one day? One-time or in a couple of visits?

3. Vladimir April 12, 2019 at 20:04

   A loan of 300,000 rubles was transferred to a pension account. I need to withdraw 300,000 rubles from my card at once. Is this possible?

4. Valeria March 30, 2019 at 6:52 pm

   Hello, what is the maximum amount you can withdraw money from an ATM per day????

5. Alexandra March 27, 2019 at 06:09 pm

   Hello! What is the procedure for withdrawing cash from ATMs of Sberbank of Russia from the MasterGuard card of the Eurasian Bank of Kazakhstan

6. Irina March 20, 2019 at 02:32 pm

   Good afternoon You need to withdraw 206,000 rubles from your Visa Gold credit card. Will I be able to withdraw them once at a SB ATM?

7. Natalya March 17, 2019 at 04:28 pm

   Hello, I was approved for a loan of 150,000 rubles. , when crediting them to a visa card. Will I be able to withdraw them completely from an ATM at a time without fees?

8. Sergey March 16, 2019 at 20:20

   monthly limit on SB Momentum card?
   2nd day I can’t withdraw 3-5 thousand rubles. from map

9. Ekaterina March 11, 2019 at 05:59

   Good afternoon Please tell me, my husband is a military man, constantly at exercises and training grounds. receives a salary on a Sberbank card, there is a limit of 8,000 per day, he can only send it. It’s very inconvenient. Is it possible to remove this limit so that he can easily reset my salary?

10. Elena March 5, 2019 at 10:28 pm

    Hello! I have a momentum card. Is it possible to withdraw a limit of 50,000 from an ATM in one day and transfer 50,000 to another person’s card on the same day (of course, if there are certain amounts on the card)? Or can I no longer transfer after the limit is removed?

11. Larisa February 27, 2019 at 08:26 pm

    Good evening, I have a Momentum card, the limit is 40 thousand, this month I have already withdrawn 40 from an ATM and 20 from a branch, can I withdraw another one this month from an ATM, the total limit is 80 thousand

12. Alexey February 27, 2019 at 15:24

    Hello, please tell me, my Sberbank card is blocked, it’s being reissued, I withdrew the money once today, when I applied again to withdraw money on that day, they answered only seven days later! Is it correct?

13. Rahim February 26, 2019 at 04:49 pm

    I need to buy currency online from another bank. How much currency can I buy at one time, that is, how much can I transfer. Visa classic card

14. Sergey February 21, 2019 at 01:12 pm

    I have salary card visa. How much can I withdraw maximum at one time? Thank you!

15. Alfiya February 14, 2019 at 18:03

    When withdrawing a large amount of money from a card at a Sberbank branch it is written that 1-1.5% of the amount is charged. Question: when withdrawing any amount, is this percentage charged, or is there a ceiling beyond which no commission is charged?

16. Vladimir January 13, 2019 at 14:45

    Is it possible to withdraw 120,000 rubles at a time?

17. Vasily January 9, 2019 at 07:22 pm

    How can you withdraw 300,000 thousand at a time?

18. Alexandra January 5, 2019 at 02:17 pm

    How much salary can be withdrawn from a mastercard card per day?

19. Vladimir January 3, 2019 at 14:18

    I want to withdraw cash from my SB card Visa Classic the amount of 15,000 rubles (limit 55,000 rubles). Question: For what period (1 year, 2 years, 3 years?) is the refund amount calculated? Or, to put it another way, how long will it take me to return the specified amount, taking into account the percentage. ?

20. Julia December 29, 2018 at 01:18 pm

    Hello, I should receive a transfer from a Qiwi wallet of 250 thousand on my Sberbank card, but the card does not accept the transfer, how much do they write to them that the card is not upgraded to accept such amounts, how can I understand, explain?

21. Maria December 29, 2018 at 12:55 pm

    Good afternoon
    If you withdraw 300 rubles one-time through the cash register. What will be the commission?

22. Marina December 25, 2018 at 07:49

    Hello! Please tell me, I need to withdraw 500,000 rubles from the card at one time! How convenient is it for me to do this? Sberbank card.

23. Eduard December 20, 2018 at 02:37 pm

    Hello. Please tell me I have a gold visa salary card. Will I be able to pay with it? an initial fee for a mortgage of 600,000 to Sberbank?

24. Vladimir December 20, 2018 at 08:00

    a friend asked me to transfer money to my card! What if I took it off and gave it away! what is the danger! he just has a limited limit

25. Tatyana December 13, 2018 at 11:41 pm

    Hello! Classic Sberbank Visa card with foreign currency account in dollars. I'll go to new year holidays in USA. What are the limits for withdrawing dollars from ATMs? How much money can you withdraw from a US ATM at one time, how much per day?

26. Natalya December 10, 2018 at 08:53

    Hello! On social map there is an amount exceeding the daily withdrawal limit. The card is now being reissued, and I urgently need to withdraw an amount exceeding the limit from it. How can i do this? Today I went to the office to withdraw through the cash register, they refused to let me exceed the limit.

27. Ekaterina December 7, 2018 at 14:40

    Why was it possible to withdraw only 4,000 rubles from an ATM today? 12/07/2018 St. Petersburg

28. Vera December 3, 2018 at 6:28 pm

    Hello! how much money can I withdraw with a visa card at one time from an ATM?

29. Anastasia November 27, 2018 at 14:59

    Good afternoon World map Sberbank Moscow. Will a commission be charged when withdrawing cash from a card while in another city, for example, Ulyanovsk? If yes, in what size?

30. Irina November 22, 2018 at 10:15 pm

    Is it possible to pay in a store with a world pension card without interest for a purchase of 60,000 rubles? ?

31. Natalia. November 22, 2018 at 10:53 am

    Hello. Please tell me if I can withdraw the entire loan amount from the Visa credit card at once. Through the Sberbank cash desk and what interest will be charged. Thank you

32. Elena November 21, 2018 at 09:12 pm

    Hello, please tell me if you took out a loan and it was credited to the card, how can you withdraw this amount without a commission in the amount of the entire loan, for example 400,000 rubles, does the withdrawal limit also apply to 50,000 rubles? Thank you.

33. Alexander November 13, 2018 at 04:23 pm

    Hello, I opened a salary card, can I find out the card account and withdraw money from the bank without receiving a card?

34. ZIBO November 10, 2018 at 07:11

    I'm a foreigner. My withdrawal limit per day is 1000 rubles. What should I do if the ATM does not pay below 5000? Where should I go or which ATM should I use?

35. harold November 8, 2018 at 04:43

    Hello. The visa card is in dollars, can I withdraw 6000 for one visit? Sberbank branches, and do I need to order

36. Mikhail November 1, 2018 at 11:38 am

    Good afternoon I’m taking out a car loan for 600 thousand rubles. They will be credited to my MIR classic card. How can I withdraw the entire amount in 1 day in another city without a commission?

37. Alexey October 26, 2018 at 10:23 pm

    Hello! I have a MasterCard Gold credit card, can I pay with it immediately in the amount of 280 thousand rubles? Thank you in advance

38. Helpdesk (Ekaterina) October 26, 2018 at 04:33 pm

    Oleg, on products and services legal entities you must contact 8 800-555-57-77

39. Valery October 25, 2018 at 01:37 pm

    My travel allowances are transferred to my Sberbank Visa card; when withdrawing cash from Sberbank ATMs, a commission is withheld. Why should I pay the commission fee from my travel allowances?

40. Ivan October 24, 2018 at 07:56 pm

    Good evening, can I withdraw money from a card at a Sberbank branch using my passport, an amount of more than 400 thousand rubles at a time?? Youth card

41. Ella October 20, 2018 at 08:01 pm

    Which maximum amount can be removed from MasterCard cards Mass one-time cashless transfer?

42. Andrey October 18, 2018 at 05:40 pm

    Hello! In connection with the latest sanctions, will it be possible to pay for Sberbank ruble VISA abroad when paying for hotels and services?

43. Vladimir October 16, 2018 at 18:42

    Gold world map. How much can I withdraw in 1 day?

44. Ansar October 15, 2018 at 09:21

    Good afternoon I want to withdraw money from a Sberbank ATM using a Kazakhstan bank card, what will be the withdrawal fee?

45. Sergey October 14, 2018 at 14:40

    Hello. The limit for withdrawing money from an ATM applies if a loan is credited to a salary card. It would look strange. You are already paying interest, but you cannot use the money.

46. Maria October 11, 2018 at 05:02 pm

    Good afternoon! Is it suitable for receiving a pension if a power of attorney made not at the consulate, but with a German notary (translated and certified by an apostille) is suitable?

47. Vladimir October 11, 2018 at 01:53 pm

    Hello! Momentum card with currency account in euros. What are the limits for withdrawing euros at Sberbank offices and ATMs?

48. Anastasia October 8, 2018 at 05:50 pm

    How much can you withdraw maximum from the Mir card at a time, in 24 hours and in a month?

49. Yulia October 5, 2018 at 06:51 pm

    Good afternoon. There is a MIR map. I'm planning to fly to Spain. does this card work there?

50. Yulia October 5, 2018 at 6:50 pm

    Hello. My card is being reissued, tell me if I can withdraw funds at a Sberbank branch using the document

51. Vitaly October 5, 2018 at 01:13 pm

    Hello, I would like to know the salary card of the Sberbank Mastercard registered in the Moscow region of the city of Mozhaisk. How much percent of the amount of 400,000 thousand rubles will the percentage take for cash withdrawals and how much will it be in money in the Republic of Mordovia, the city of Saransk, at the branch of the Sberbank Office?

52. Elena September 28, 2018 at 02:15 pm

    Explain! How is this possible? From a credit card that was not used. Which was attached to the phone number of its owner. Only the owner and the bank had this information. The amount of money was withdrawn and transferred without any participation of the owner of this card. HOW IS THIS POSSIBLE IN SBERBANK OF RUSSIA? WHO GIVES INFORMATION TO FRAUDERS?

53. Nina Aleksandrovna September 27, 2018 at 11:23 am

    RUB 1,500,000 will be credited to my account from another Sberbank account. (for the sale of an apartment) - can I withdraw money on the day it is credited to my account? With or without % withholding?

54. Andrey September 27, 2018 at 02:17

    Hello! I need to withdraw 800,000 rubles. GOLD card. How much can I request at one time without paying interest? Thank you.

55. Tatyana September 26, 2018 at 03:52 pm

    Hello. I went to another city, but the card remained in another city. Can I withdraw the amount I need using my passport?

56. Dmitry Alexandrovich September 24, 2018 at 05:26 pm

    From phone number 900, SMS cards VISA5836 for Alexander Petrovich are sent to my number with information about the refusal to write off 98.24 rubles. for a loan. I'm not Alexander Petrovich. I am not a client of Sberbank. I have no loans. I ask you to stop sending SMS to my number 960647****. Write to my e-mail address the procedure on my part on how to disable this newsletter..

57. Yulia September 21, 2018 at 12:00

    Hello! On September 18, I started replenishing the card at the Sberbank ATM for capital on Avtomobilistov Avenue, the ATM accepted 56,000 and without crediting the card, it issued a “technical failure” receipt, I immediately called hotline filed a claim, but since the money was intended to pay for the child’s operation, they promised to expedite the review until 20.09, but the weekend is ahead and the sister with a sick child is sitting in an unfamiliar city without money without treatment, please help us, we collected this money with the whole village

58. Sergey September 20, 2018 at 01:52 pm

    100,000 rubles were withdrawn from the “momentum” card within a month. It is not possible to withdraw more due to the monthly withdrawal limit. How do I know when this blocking has ended? Contact the office or you can personal account?

59. Sergey September 18, 2018 at 09:54

    Good afternoon. Ekaterinburg. Salary project. Visa Classic. You need to withdraw 550,000 rubles to buy a car. How to withdraw cash without paying a commission? There is a Sat branch nearby. Thank you.

60. Vladimir September 17, 2018 at 16:16

    Hello! Tell me what is the maximum amount of currency ($) I can withdraw at one time, per month, while in the USA from a currency card Sberbank VISA PLATINUM? Thank you!

61. Maria September 17, 2018 at 04:03 pm

    If accounts are opened with Sberbank, but they are seized, is it possible to open another account? How quickly will it be seized and to what extent if the account is a salary account and it will be opened by an organization within salary project?

62. Andrey September 17, 2018 at 03:44 pm

    Good day, at the end of September I am flying to Bali, I will pay with a Sberbank card, they won’t block it there, i.e. is this a different country?

63. Valeria September 13, 2018 at 10:18 pm

    Can I withdraw 900,000 rubles from the Visa Classic card and 500,000 rubles from the Mir card at a time? What will be the commission?

64. Vasily September 9, 2018 at 09:50

    I have a master card standard card. Withdrawal limit 100,000 per month. You need to withdraw another 30,000 rubles. Why doesn't the ATM dispense? It says “insufficient funds”.

65. Marina August 27, 2018 at 05:16

    I read on some website that the limit at ATMs is 50,000 rubles in suki for Visa cards Classic. Is it true?

Banks have withdrawal limits Money. This is done both for the safety of the client and for the normal functioning of ATMs. In the regions, especially in rural areas, devices with a limit of 7,500 per day are still installed. This is extremely inconvenient, so such ATMs are gradually being replaced with modern ones, where the limit is 50,000 rubles.

What does the limit depend on?

It may depend not only on the capabilities of the ATM whether you can withdraw the required amount at once or not. The type of card plays a role.

• For pension, student, instant, transport and PRO100, the limit is 50,000 per day. The monthly limit will be 500,000 rubles. They belong to the lower class or simple cards - Maestro and Visa electron;
• For classic cards the limit has been increased - 150 thousand per day and 1,500,000 per month;
• Gold cards with the prefix “Gold” in the name and the corresponding color are limited to a monthly limit of 3 million;
• Platinum card holders can withdraw up to 500 thousand daily and no more than 5 million rubles monthly.

If the ATM allows, you can withdraw amounts exceeding the agreed limits, but then a commission of 1 or 1.5 percent is possible.

You can use a little trick and withdraw smaller amounts several times or at several ATMs if the problem is due to device limitations. When it’s a card issue, this won’t help; besides, when withdrawing cash from a credit card, a fee is charged for each transaction.

Credit card limits

When drawing up an agreement, conditions are stipulated, including restrictions on withdrawal of money. In some cases, a certain amount must remain on the card; it cannot be emptied. If for any reason the ATM does not have the required sum of money(message on the screen or on the check with a refusal), you should contact the operator. The system of “ordering” money is still practiced in the regions. When the branch does not have enough funds in the cash register, the operator will order the required amount for a certain day. You won't be able to get it right away. Or the client is sent to the branch that has this amount.

If you cannot withdraw an amount less than the ATM or card limit, you need to make sure the account status and that there are no blocks. To do this, it is better to contact the operator or the hotline number.

Payment for services and limits

Restrictions at Sberbank apply only to cash transactions. Payment for services, housing and communal services, traffic police, etc., can be paid in any amount. Transfers to cards to other bank clients may also be limited. Information about this is contained in each field of filling in the details during the transfer. It is not always possible to transfer funds from credit cards to pay for services; it is better to clarify the capabilities of a specific card when registering.

What to do if you need cash, but the card is lost or broken

In this case, you should contact the department with your passport and the operator will help carry out the removal operation. Limits will apply in accordance with the card terms and conditions.

At the presenter's Russian bank the most extensive line of card products. For any category of bank clients that differ from each other financial capabilities and status, plastics with different functionality and capabilities are provided. In addition, Sberbank sets a daily limit for cash withdrawals from a card per month.

This parameter represents a specific value that can be withdrawn at a bank, ATM, or using other services. A certain norm is also assigned for other operations: transfers, transfers, payments. For credit plastics, there are limits on the amounts that can be spent.

Read more about this in our article.

Sberbank has a daily cash withdrawal limit from a card in 2018. assigned according to certain plastic parameters:

• Type of card: debit (payment), credit, social, gift;
• Type: instant, electronic, classic (traditional), gold, platinum, premium.

Premium plastics give more possibilities, although they are more expensive. To be able to shoot large amounts, you should choose a more status option. If this parameter is important to the client, it is worth taking this into account when choosing plastic.

In addition, the limit of funds issued will differ depending on how the operation was performed. For example, it is impossible to carry out this transaction through an operator. That is, you can transfer funds, withdraw cash and carry out other procedures through the cash desk at a bank branch in any volume. If actions take place through remote services (ATM, ), certain limits are set on the issuance of funds. The amounts depend on the type of plastic.

Affects the parameter and the compartment that issued the plastic. For subsidiary banks in Ukraine, Kazakhstan, and Belarus, the values ​​will be slightly lower than for products issued by any branch of territorial banks.

Card type restrictions

Let's consider what daily limit for withdrawing cash from a Sberbank card is provided for various conditions:

For premium products of the Platinum series (MasterCard, Visa) and Visa Signature it amounts to:

• 10,000 euros;
• $12.5 thousand;
• 500,000 rubles.

For Visa Infinite the size has been increased:

• 20 thousand euros;
• $25 thousand;
• 1 million rub.

For Gold cards:

• 9,000 euros;
• $12,000;
• 300,000 rubles.

For all other types of plastics, except the above:

• 4.5 thousand euros;
• 6 thousand dollars;
• 150 thousand rubles.

The currency is assigned based on the currency to which the plastic is connected. For plastics payment system MIR, Youth, Give Life, only cash withdrawal in rubles is provided. All other classic plastic cards allow the withdrawal of ruble amounts or their equivalent in foreign currency.

When exceeding all transferred amounts there is a commission fee of 0.5%, when cashing out in other credit organizations – 1%.

For plastics belonging to the initial level series (), the restrictions are similar. For Momentum cards it is 50,000 rubles.

In addition to the daily limits, it is worth knowing the provided values ​​for the month, so as not to get into an unforeseen situation.

When using plastic cards, the client should remember that there is a limit on Sberbank cards.

The bank limit is set to individual species transactions: cash withdrawal, Money transfers, for the loan amount. Limits are differentiated depending on the type of card, carrier class, currency, and also by time period - daily or monthly. Let's look at what Sberbank card limit is in effect, whether it can be increased and what will happen if it is exceeded.

Debit card: withdrawing cash correctly

Sberbank debit accounts are intended for storing own funds holder, enrollment wages, pensions, social benefits. Therefore, one of the most popular operations for debit cards- receiving cash. For such transactions, the bank has set a daily and monthly limit for cash withdrawals from a Sberbank card. The account owner has every right exceed the established limit, but then the bank will have to pay a certain percentage of commissions.

A high cash withdrawal limit from a Sberbank card is one of the privileges debit plastic. Thus, for Standard class carriers small, budget amounts are established; Gold and Platinum cards have advantages in this situation. The table below shows the daily cash withdrawal limits on a Sberbank card, the monthly limit, as well as what commission the card holder will pay if the established limits are exceeded.

The presented data shows that cash transactions on standard class cards are limited, but satisfy the needs of middle-income holders. The limit of the Sberbank gold card is much higher and will allow you to feel confident when traveling abroad and on business trips. “Platinum” cards emphasize the high status of the client.

Among the bank's debit plastic, the media intended for younger generation. This is a Molodezhnaya card, which is opened to clients over the age of 14 years old, with a passport. Accepted settlement currency according to it - the Russian ruble, and in terms of functionality the card belongs to Standard cards. With its help, you can pay for goods in a retail chain or online purchases via the Internet, make money transfers, and withdraw cash. The bank has developed a cashback program aimed at the age of users. Limit Youth card Sberbank is relatively small, but corresponds to Standard class carriers.

Limiting transfers

Sberbank has established different types of daily restrictions on client transfers of funds. The limit amount is differentiated depending on the class of the card carrier, as well as the bank where the recipient’s account is located. For certain types of transactions, a commission is required. Let us illustrate this with a table.

If the money goes beyond Sberbank, the commission is 1.5% of the amount, 30 rubles. minimal. Please note that funds transfer operations are carried out only for debit cards, opened in national currency. Transfers are not made on credit accounts.

Sberbank MIR Card limit: cash and transfers

Card media of the Russian payment system MIR are of a debit nature and are used for crediting salaries, pensions and social payments. According to them, the bank also limits cash withdrawals and limits on the amounts of funds transferred to other accounts.

The Sberbank MIR card limit for cash withdrawal is differentiated by carrier level:

• for a classic card it is 150 thousand rubles/day, 1.5 million rubles/month;
• for MIR-Zolotaya - 300 thousand rubles/day, 3.0 million rubles/month;
• for MIR-social - 50 thousand rubles/day, 500 thousand rubles. per month.

For excess, the client pays a commission of 0.5% if the transaction is carried out through Sberbank; 1% - when cashing through other institutions.

The maximum transfer amounts are:

• By social WORLD- no more than 101 thousand rubles/day;
• according to classic - maximum 201 thousand rubles/day;
• according to “gold” and MIR-premium Plus - up to 301 thousand rubles/day.

Please note that MIR cards are used only in Russia. If you plan to travel abroad, you must apply for a Visa or MasterCard.

Sberbank credit card: it’s better not to withdraw cash

Sberbank credit cards are issued only in Russian rubles. The cash withdrawal limit for them is also limited and is equal to debit media of its class in terms of national currency. Bank specialists and most users note that it is preferable to pay with credit cards in a retail chain for purchased goods or pay for services. It is better to limit cash withdrawal operations yourself. The following are the arguments:

• money withdrawn does not apply preferential terms interest-free period. Interest accrual for using the loan begins from the day the cash is received;
• Quite high fees for cashing out.

Tariff analysis by credit cards showed that the commission for cash withdrawals in bank structures will be 3% of the amount, in others banking institutions - 4%; minimum payment- 390 rub. These expenses are also debited from the client's credit account and included in the amount of the obligation.

The credit card has become an excellent substitute for non-targeted consumer lending. The number of its adherents is growing as the bank offers simple rules registration, loyal conditions of receipt and service. The loan is issued subject to the following requirements:

• availability of citizenship of the country, permanent or temporary residence in the region where the branch is located;
• applicant's age from 21 to 65 years;
• official employment and sources of income.

The bank offers two types of media, which differ interest rates and credit limit. Mass issue cards are serviced on loan terms at 27.9% per annum, the maximum limit is 300 thousand rubles. Pre-approved media provide a rate of 23.9% per year, with a credit limit of up to 600 thousand rubles. Sberbank credit cards are valid for 50 days Grace period when no interest is charged for using the loan.

Please note: despite the tempting advertising about the limit of 300-600 thousand rubles, for each client the amount borrowed money determined individually, depending on monthly income, service history in Sberbank and other banks, availability of deposit accounts, salary accounts, pension cards. Therefore increase credit limit on a Sberbank card, provided that the client has proven himself to be a bona fide borrower