How to use a Yandex money card in Belarus. Connection between Yandex.Money and bank cards

The Russian payment system Yandex.Money operates across borders and is available to residents of Belarus since 2011. Using an electronic wallet is available to those who have a Yandex login. So: how to open and top up an account in YaD?

All monetary transactions in the electronic wallet are carried out in rubles.

Since 2012, users of the payment system have been able to receive Gold cards Master Card with overall balance. Service costs 199 rubles. in year. You can order it and go through verification at the Minsk office; the cost of the service is approximately 30 BYN. For the verification procedure, you will need to present a passport of a citizen of Belarus.

Registering a Yandex.Money wallet in Belarus

To register a wallet, you must enter valid information.

You can create a wallet in the Yandex.Money system using a computer, tablet or phone by downloading the application in the resources App Store, Google Play or Windows Store.

Important! In case of problems, identification will need to be confirmed in the office payment system in Minsk at the address: st. Nemiga, 3, floor 3, pavilion 14.

If the user has a mailbox in the Yandex system, this simplifies the registration system:

1. You will need to log into the Yandex.Money portal, specify the login and password used in the mail resource, and start working.
2. Select “More” in the resource menu, then “Money” and “Open wallet”.

If there is no mailbox:

1. Go to the above portal.
2. Enter your phone number. SMS messages with codes that will be needed for confirmation will be sent to it.

But it’s easier to register with the resource first Yandex Mail, and then go through another registration to create a wallet.

When entering data, its accuracy is important.

How to identify a wallet

So that the user can use everything available services payment system (transfers - sending and receiving, limit expansion financial transactions), identification is required. This can be done in any user-friendly way:

• by written request to the PS central office;
• through the system agent;
• through BPK Bank.

Poison agents in Belarus

Agents of the Yandex payment system work in the CIS countries. Information about them can be found on the official resource.

To be identified through an agent, you need to download the network application, fill it out and visit the agent at the address specified in Yandex.Money.

Identification through BPS bank

To identify through the BPS, you must, having documents with you, visit a bank branch, provide information: Yandex.Money account number and number mobile phone. Payment for the identification procedure is also possible at a bank branch.

For owners of bank plastic cards, the procedure is simplified: they will be able to undergo identification in online banking. On the bank's page you will need to fill out a form and pay for registration.

Sending letter

Identification through written application is the most time-consuming and labor-intensive option. A copy of the passport and the signed application must be notarized, then send the documents to the central office in Moscow.

How to use in Belarus?

Like other users, citizens of Belarus have access to a wide range of services.

All monetary transactions in the electronic wallet are carried out in rubles. Subscribers have access to:

• payment for telecom operator services (mobile top-up);
• Internet payments;
• payment for housing and communal services;
• Money transfers;
• online shopping.

Important! Yandex.Money can be linked to VISA/Mastercard bank cards in the CIS countries. With this operation, additional conveniences appear for paying for services on the network.

For example, to pay in an online store you will not need to enter a bank card number; you just need to enter the payment password in Yandex and the CVV2/CVC2 codes of the card.

How to top up?

Currently, you can top up your wallet in several ways:

• transfer from Visa and MasterCard cards;
• by taking advantage of the offer of Alfa Bank and Otkritie Bank using the “ Feedback with the bank";
• from electronic wallet WebMoney, which requires that the wallet be linked to the PS;
• in cash through PayNet payment terminals, of which there are more than 1,500 in Belarus.

Fees and restrictions

Fees for replenishing electronic wallets of the system:

• replenishment of a wallet from an MTS telephone account - 10.3% + 10 rubles;
• transfers between electronic wallets of the system - 0.5%;
• replenishment of poison from PBK bank cards - 0%.

You can top up one-time in an amount not exceeding 15 thousand rubles.

How to withdraw Yandex Money

You can withdraw funds from YaD electronic wallets to a bank card attached to the wallet, with which you can cash out money. You can pay for purchases and services directly from the electronic module or Yandex.Money card. Withdrawal is possible through a preliminary transfer to WebMoney and using PayNet terminals.

Yandex Money is a relatively young payment system that is gaining popularity. Today it is one of the three largest virtual payment systems. Despite this popularity, users still have some difficulties with replenishing their wallet and withdrawing funds. This article will talk about how to top up Yandex Money in Belarus.

Methods for replenishing a virtual account

There are several ways to top up your Yandex Money account in Belarus:

1. Using a Visa or MasterCard bank card.
2. Through the Qiwi terminal, which is available in almost every city.
3. Transfer from other payment systems, for example, WebMoney, Qiwi, Perfect Money and so on.

Each method has its own advantages and can be convenient in a given situation. As you can see, the choice of methods is not the widest, but they cover a fairly wide range of possibilities. Therefore, absolutely everyone can replenish a virtual wallet. So let's look at all these options in more detail.

Using Visa or MasterCard

First, you will need a card from one of the Belarusian banks, for example, TechnoBank or BelarusBank. If you already have such a credit card, then good, if not yet, then you will need to go to the nearest branch, open an account and get a Visa or MasterCard.

Let's assume that you already have a credit card. To top up a virtual wallet, you must have money in your card account (this goes without saying). Now let's go to Personal Area on YAD (money.yandex.ru). On home page At the very top there is a “Top up” button. Click on it.

A page will open on which you will see several replenishment methods:

1. From a bank card:
2. “Contact with the bank” service.
3. Internet banking.
4. Bank account.

There is a filter above the list with which you can filter out the deposit methods that are suitable for you. For example, check the box “In my region” and only those replenishment methods that are suitable specifically for your region will be displayed below.

From the entire list above, only the first method will suit you, and then only the first subparagraph. In addition, you can use the second option, but taking into account the commission, it will be more profitable to use exchangers. But we will return to this later.

So, click on the inscription “Visa or MasterCard”.

On the next page, simply enter the following details:

• Account – here select “Own”.
• Sum.
• Number of the credit card from which funds will be debited.
• Card validity period (mmyy).
• Owner's First and Last Name.
• The CVV code is a three-digit number on the back of the credit card (under the magnetic stripe).

After filling out the data, click “Continue” and follow the instructions on the screen. As you can see, replenishing Yandex Money in Belarus using a credit card is quite easy, quick and simple. You don't even need to go anywhere. But, there are times when this option is simply not suitable for certain reasons. Therefore, we move on to the second option.

Qiwi terminal

Everything here is extremely simple. First you need to find the nearest payment terminal Kiwi (orange). You can find out where the nearest device is located on the official website Qiwi.com. Go to the site and scroll down the page to the very bottom. At the bottom you will find the inscription “ Qiwi card terminals". Click on it. Now all that remains is to enter the name of the city you are interested in and press “Enter”. All terminals will be displayed on the map. You just have to choose the closest one.

When you find the device you need, click “Yandex Money” on the main screen. After that, enter your poison account number and click “Next” (the big orange button with an arrow pointing to the right). After this, double-check the entered wallet number and if everything is correct, then enter the money into the bill acceptor. After that, click the “Pay” button. A message will appear on the screen indicating that your payment has been accepted for payment.

Don't forget to pick up your check. Keep the receipt until the money arrives in your account. If there are any problems, a receipt will be required for a refund. As you can see, replenishing your Yandex Money account in Belarus using a terminal is no more difficult than using a credit card.

Transfer from other payment systems

As mentioned above, one of the ways to deposit money on Yandex Money in Belarus is to transfer funds from another payment system. There are two options here:

• Via WebMoney - the WM wallet must be linked to YAD.
• Through an online exchanger.

The first option will require you to link WM to POISON. However, it is only suitable for citizens of the Russian Federation. Therefore, we move on to the second option. To find a safe, reliable and trusted exchanger, you can use the website.

Let's go to the website. Here on the left we see two columns:

• Give it back.
• Get it.

In the “Give” column, select the system from which the money will be withdrawn. In the second column (Receive), select Yandex Money. After this, all exchange sites will be displayed in the central part, which will allow you to carry out the transaction in the desired direction. Moreover, here you will see brief information about the commission for performing these actions. Choose the exchanger that you like (meets your requirements).

Further, each exchanger has its own nuances and requirements, so it will not be possible to describe specific instructions. But, they all have the simplest possible interface and understandable system. That is, you will need to select wallets and indicate the amount. In this case, instructions will appear on the screen. Therefore, if you do everything carefully and slowly, you will not have any problems.

Yandex.Money in Belarus: Video

Yandex money is a Russian payment system from the Yandex search engine, created in 2002. On March 15, 2011, the Yandex company announced that the Yandex.Money payment system will work outside of Russia. From this day on, users from Belarus, Ukraine, Kazakhstan and other CIS countries can pay for purchases and services with Yandex.Money.

Open an account Any user who has a Yandex login can use the Yandex.Money system. If you do not have a login in this system, then first you will need to create one. It's easy to do, you just need to register.

All payments in the system are made only in Russian rubles. In order to use the services of the payment system in full, you need to undergo personal identification.

There are two ways to get identified:

1. Contact a Yandex.Money agent in Minsk
2. Send an application and passport data to the Yandex office in Russia

In order to pass identification in the city of Minsk you need:

1. Call +37525-900-78-17 or +37529-990-84-58, find out the cost of sending documents and make an appointment with an agent
2. Download the application from the Yandex.Money website and fill it out
3. Print out the application in duplicate, take your passport and contact the agent
4. The agent will take your application and take a copy of your passport
5. After 10 working days, you need to open the Yandex.Money website, a red signal should appear near your wallet balance. After that, click on the balance and follow the link to confirm your identification
6. Please check your details carefully. If everything is correct, confirm identification with a password

Yandex.Money agent address in Minsk— Nemiga st., building 3, 3rd floor, pavilion 14

After passing the identification individual can use all available functions of the payment system.

Operations that can be performed in the system

1. Link a bank card to your account.

To “bind”, first enter your bank card details...

...after which we dial the code sent to the phone and complete the process.

2. Make a payment in the Yandex.Money system

In the Yandex payment system. Money" you can pay for various services, such as:

• Mobile phone and internet
• A television
• Games (for example, “WorldofWarcraft” or “WorldofTanks”)
• Entertainment and communication (you can top up your Skype or Odnoklassniki account)

By the way, when paying for any services, you first need to check with the supplier whether they can be paid through Yandex.Money. In the lists of each category for payment, the payment system indicates all operators working with it in Minsk.

3. Get a virtual one or plastic card"Yandex money" for payments and cash withdrawals

4. Make transfers

Commit transfer can be made from any card Visa or MasterCard to a wallet in Yandex.Money. Commission for the translation will be 1% of the transfer amount. To make a payment, the “3D-Secure” service must be connected to the card.

When transferring from one Yandex.Money wallet to another commission - 0,5%.

How to top up your wallet in the Yandex.Money system?

You can top up your Yandex.Money wallet without leaving your home. There are several ways to do this:

1. Take advantage by bank card . Any Visa card or MasterCard. Deposit fee 1%
2. From mobile phone balance, linked to your wallet. In Belarus - only MTS(!) Commission 10.86% + 10 Russian rubles
3. Cash— through Paynet terminals or remittance CONTACT.

1. With helpWebmoney— exchange one electronic money for another.

How to withdraw money from the Yandex.Money e-wallet?

1. Cash out at an ATM(if you have a Yandex.Money card) - commission 3% + 15 Russian rubles, minimum 100 Russian rubles.
2. Transfer to any cardVisaorMasterCard— commission 3% + 45 Russian rubles, minimum amount transfer - 500 Russian rubles. Maximum amount one-time transfer of 15 thousand Russian rubles, for an identified user - 75 thousand Russian rubles.
3. By money transferCONTACT. In this case, the Yandex.Money commission is 3%, the CONTACT system is 2%. The term for receiving payment is 1-2 days.

As we see, "Yandex money"- a fairly convenient and dynamically developing service, which, however, is not without commissions :)

The payment service Yandex Money in 2002 became the first such resource in Russian Federation. From then until 2019, he only increased his momentum and expanded his area of ​​activity. Today, the system working with rubles actively serves not only internal, but also international market. Yandex Money is in great demand in Belarus, one of the countries whose citizens prefer the service, appreciating its reliability, functionality and ease of use.

Each state has its own peculiarities of using PS. Let's look at how it works in Belarus.

Having a Yandex wallet in Belarus, as in Russia, you will be able to make a large number of monetary transactions. First of all, this is an opportunity not only to visit world-famous online stores, but also to purchase goods from them. If these are also PS partners, you can count on discounts and sometimes a substantial cashback.

In addition to goods, owners of an electronic wallet will be able to send transfers to most countries of the world, pay utility services for gas, electricity, water, etc. Problems such as paying for the Internet and telephone will also remain a thing of the past. Gamers will be able to purchase their favorite “toys” or play online on paid servers by paying for a subscription using a Yandex Money wallet.

Yandex Money and Belarus

The PS has been successfully operating in the Republic of Belarus since 2011. Since then, the need for Yandex Money has been increasing every year, more and more Internet users are registering on the platform account. This is convenient and profitable, since the commission for transfers within the system is only 0.5%. If you need to cash out some of the funds, only 3% of the amount will be taken.

Transferring money to Yandex Money is allowed in a fairly wide range from 1.00 to 300,000 per day. The range of user capabilities depends on the type of identification.

Registration in PS Yandex Money

Registering a wallet is a simple, time-consuming procedure. To implement this you need to do the following:

1. Go to the official platform money.yandex.ru.
2. On the main page of the resource, click on “Open wallet”.
3. In the form that appears, write your login (pre-register your mailbox in the service), a complex set of characters for the password, mobile phone number and email.
4. Enter a special code that will soon be sent to your phone.

This completes the registration procedure. As you can see, the question of how to create an account in Yandex Money is solved very simply.

The problem is that the laws of the Republic of Belarus require that all users of the software be identified personally at the company’s office. This means that creating a Yandex wallet is not enough; you need to figure out how to identify it.

Entering personal data

There is an easy way to identify. In your personal account, you need to go to the “Passport” tab and, having requested “change of personal data”, enter all the requested information in the form that opens.

The problem is that this simple procedure is not enough for Belarusians. They are required to contact the office in Minsk in person and write an application to have an electronic wallet opened for them.

Before identifying yourself in Yandex, you need to find the phone number of the system office that serves citizens of the state in the platform’s contacts, call and make an appointment.

The country's only agent isec-system.by serves in the capital of the state on the street. Nekrasova, 114. By filling out the form on the website and meeting with the agent (you need to take your passport) in the office, you will complete the process. The account is identified within a few days. The meeting itself lasts 15 minutes. You need to pay 20 BYN for the service.

Difficulties with the procedure for withdrawing money from Yandex.Money in Belarus arise for all users who have not passed identity verification in the system. AND we're talking about not about receiving formal certificate. So, in order to gain access to the main functions of the payment system, you need to fill out a field with personal data on the Yandex service, as well as upload a color scan of the main pages of your passport.

But due to changes in domestic legislation, you now need to register your wallet in the national database. This is how Belarus increases the level of income protection for citizens. To confirm your identity, you need to contact Minsk directly. The only drawback is that now it is not noticed that it will not be possible to withdraw money, that is, all cash withdrawals will be under the control of tax authorities. In this regard, the main difficulties arise with the use of the resource.

Once you receive Personal status and attach the card number to your page, you have the opportunity to transfer money to a Belarusbank card. To do this, you need to log in to the system and go to the main menu of the payment system. In the upper corner of the screen there is a command line with an “output” button. Hovering the mouse cursor over the “cash out” command opens a submenu with possible ways realization of finances, including transfer to the Belarusbank account.

After this, the system will open access to a new page, which contains the basic conditions and rules for withdrawing savings that Belarusbank offers. Below the rules there is a hyperlink that allows you to cash out your virtual cash balance. Clicking on the link will open a menu allowing you to withdraw money. Here you will have to select only the card and display the cash out amount. Clicking on the “pay” button will take you to the menu for paying the commission fee and confirming the payment, after which the money will be credited to the recipient’s account.

To transfer the received funds into cash, you will need a Belarusbank ATM, which will provide the opportunity to make a withdrawal. This is a troublesome procedure, but it works. And, we rightly note that the percentage that the sender will lose from such cashing out is negligible.