New salary card with BPS Bank loan. BPS Sberbank – bank cards

Salary cards are issued individuals if there is an agreement between the Bank and the enterprise (organization), individual entrepreneur on the organization of payment wages using bank payment cards.

Within salary projects The bank offers cards: VISA Electron, Maestro, VisaClassic, MasterCardStandard, VisaGold, MasterCardGold, VisaPlatinum (depending on the service package chosen by the client).

Salary card holders have access to the entire list of services for payment cards of OJSC BPS-Sberbank, including the opportunity to:

receive cash from cash desks and ATMs;

activate the services “SMS banking” and “SMS notification”;

become a user of the Internet banking system " Personal bank" And " Mobile bank»;

order additional cards for family members;

independently make payments at self-service devices (ATMs, information kiosks) in favor of service providers without paying a commission (for housing and communal services, mobile communications, television, Internet, etc.);

pay off payment card in trade and service enterprises for goods and services without paying a commission;

realize instant transfers Money between cardholders at the Bank's information kiosks.

The list of services for bank card holders is constantly expanding.

BPS-Sberbank salary packages are a new advantageous offer for comprehensive banking services to clients.

The package opens three accounts: salary, overdraft and savings. A salary account is intended for receiving wages, an overdraft account is for receiving a loan, and a savings account provides the opportunity to accumulate funds and receive additional income.

Cost of salary projects:

basic - 9,000 rubles;

classic - 15,000 rubles;

status - 30,000 rubles;

status ByCard - 30,000 rubles;

elite - 85,000 rub.

1.9 Pension cards

For people receiving an old-age pension or social pension, BPS-Sberbank OJSC offers Cirrus/Maestro and VISA Electron pension cards to a current (settlement) account using a bank account. payment card"Pensioner".

A pension card is issued free of charge; there is also no fee for servicing the card during its validity period.

Pension card holders have the opportunity not only to withdraw cash from ATMs and bank cash desks, pay for goods and services using the card, but also to use full list services on payment cards of OJSC "BPS-Sberbank", including paying for an apartment, mobile phone, receiving interest on deposits on the card, etc.

You can apply for a pension card in all branches of the bank. You must have an identification document (passport) with you, as well as a pension certificate or certificate if you receive a social pension.

The main advantage of a current (settlement) account using a "Pension" bank payment card is increased interest (25%) accrued on the balance of funds in a current (settlement) account using a bank payment card. Otherwise, the tariffs for servicing transactions on a pension card are similar to the tariffs for servicing transactions on a salary card. Additional contributions are made without restrictions on the amount and frequency of payment.

All categories of the population, including pensioners, can receive a payment card from BPS-Sberbank; they will have to provide a minimum package of documents. There are standard and chip card options, and you can also choose a debit card with contactless payment options.

Types of BPS-Sberbank debit cards

Payment cards are serviced by payment systems:

1. Belkart.

The cards are personalized. They can be used to pay for goods in stores and on the Internet, transfer to other accounts, and withdraw cash. If provided by the program on your card, then in partner stores you can receive discounts when paying or cash back on the card. There are design options.

Conditions for receiving payment cards at BPS-Sberbank

To obtain payment card at BPS-Sberbank in 2019 you must provide an application and a passport.

Typically, the conditions are common to all customers, regardless of the type of product:

• age from 14 years (usually from 18 years);
• citizenship of the Republic of Belarus.

The cost of service depends on the selected service package and the status of the card. Using our website, you can apply for a job without having to leave your home.

Map Visa Platinum opens the doors to a world of special privileges and comfort. We understand that you demand only the best - and that is what we offer you. The Visa Platinum card was created specifically to perfectly suit your lifestyle. It is recognized and appreciated all over the world.

"Gold" MasterCard cards Gold are prestigious cards that emphasize the status of their owner - a person who has achieved a lot in life. Such maps provide comfort and confidence even in the most remote places on earth.

Visa Gold OJSC "BPS-Sberbank" is a new generation card that combines a traditional magnetic stripe and a microprocessor module that implements modern technologies ensuring security in payment systems. If the device does not work with microprocessor cards, then the operation is carried out using a magnetic stripe.

"Classic" MasterCard Standard cards are indispensable for people who spend a lot of time working and travel frequently. This card is convenient for paying in shops, restaurants and other retail outlets in any country in the world. Hundreds of thousands of ATMs and millions of merchants around the world accept MasterCard Standard cards. In many countries around the world, payment for goods and services by card has long been preferred over cash.

Visa Classic OJSC "BPS-Sberbank" is a new generation card that combines a traditional magnetic stripe and a microprocessor module that implements modern security technologies in payment systems.

Inexpensive to maintain, VISA Electron and Cirrus/Maestro electronic cards are perfect for customers who are starting to use a plastic card for the first time. They are used to pay for goods and services, as well as to obtain cash from electronic devices (ATMs and terminals) around the world. Mandatory authorization (verification) electronic cards during operations, it provides an additional guarantee of the safety of your funds.

VISA VIRTUON CARD

Visa Virtuon card intended for making purchases in online stores and making other payments on the Internet. Card holders Visa Virtue All capabilities of the Internet banking systems “Personal Banking” and “Mobile Banking”, as well as the services “SMS Banking” and “SMS Notification” are available.

Corporate cards MasterCard Business for legal entities and individual entrepreneurs intended to pay expenses associated with economic activity client and business trips corporate card holders.

Corporate cards Cirrus/Maestro and VISA Electron for legal entities and individual entrepreneurs are intended to pay expenses related to the client’s business activities and business trips of corporate card holders.

"Salary" cards VISA Electron and Cirrus/Maestro are issued to individuals subject to an agreement between the Bank and an enterprise (organization) on organizing the payment of wages using bank plastic cards.

As part of salary projects, the bank offers “electronic” cards VISA Electron and Cirrus/Maestro, which are perfect for clients who are starting to use a plastic card for the first time. They are used to pay for goods and services, as well as to obtain cash from electronic devices (ATMs and terminals) around the world.

Mandatory authorization (verification) of electronic cards during transactions provides an additional guarantee of the safety of your funds. First of all, you need to decide why you need this virtual plastic card which doesn't even have a magnetic stripe. I personally needed it to open an account in the electronic payment system PayPal. Having an account with a payment system PayPal - the foundation for successful shopping in foreign online stores and auctions such as dealextreme and ebay. “PayPail” or as it is called on the Internet “stick” does not accept all plastic cards of Belarusians, but only some of them. It is most reliably known that this can be done with cards Visa Electron Bank Moscow-Minsk, Visa Internet Priorbank and Visa Virtuon BPS Bank . In addition, if you have such a card and connected Internet banking service, the task of replenishing the more familiar ones for Runet and Baynet is simplified payment systems.

WebMoney and EasyPay UPD 2014: Step-by-step instruction .

upon payment - UPD 2013:

At the moment, it is possible to receive a card with an identical number and a period of 5 years by writing a corresponding application to BPS-Sberbank. Then for cards linked to PayPal, go to account , on the right in the window Notifications click on the linkUpdate the details of your credit car d

- enter the new expiration date and CVC code. After that, I withdraw 1 dollar from the card, and you continue to enjoy shopping online. Many online stores use additional payment protection using the Verified by Visa protocol. This service connects for free via Internet banking. An example of work is described in the post Computeruniverse and purchases using Verified by Visa.

BPS Bank Visa Virtuon plastic cards: front and back.

Registration of a card and replenishment of an account.

My salary card also apply to BPS Bank, so I opted for the latter and decided to order a card Visa Virtue. You can come to bank branch in person or fill out an application for a card online on the BPS-Bank website and wait until they call you back and inform you that everything is ready and you can come for the card. That’s what I initially did, but without waiting for the next day, I took my passport with me and went to the nearest bank branch, where they found my application, checked my passport details and ordered me a plastic “Visa Virtuon” card.

At registration of plastic Visa cards Virtuon You can choose the card currency: Belarusian rubles, US dollars or euros. I was faced with the question of what currency to open a card account in and I chose my native Belarusian rubles. It was logical to reason that you might have to pay in foreign online stores not only in dollars or euros, and I didn’t really want to lose extra interest when converting to Belarusian rubles and back to another necessary currency. By the way, when transferring funds on your card to another currency, “Currency purchase and sale rates according to plastic cards OJSC "BPS-BANK" - they are listed on the BSP-Bank website in the left side column. This rate is usually slightly higher than in regular exchange offices.

UPD: Due to changes in March 2011 of the rules when working with currency I recommend starting it plastic card V foreign currency ! Cards in Belarusian rubles (except for Visa Virtuon BPSB) are simply no longer linked to PayPal.

Cost of issuing a plastic card Visa Virtuon Bank BPS is 8000 Belarusian rubles for a year. In addition, you need to connect to the system Internet banking "Personal Bank" For this, a one-time fee of 5,000 Belarusian rubles is charged, but there is no subscription fee. In total, it took one week to issue a card in my provincial city, after which I received the coveted plastic card. The card was not immediately active; this, according to bank employees, requires at least one banking day from the moment the card is issued.

Top up your card You can do it in cash at the bank's cash desk, through Internet banking from another BPS bank card, for example, with a salary, or at an information kiosk. In this case, replenishing the card in cash is carried out without commission. When replenishing a Visa Virtuon card of BPS Bank from another card of the same bank, the commission is only 0.15%, when transferring funds to other cards of BPS Bank it is already 1.5%. While my card was not activated, I managed to top up my card account upon presentation of my passport at the bank’s cash desk, the card was activated within a few hours, which was reflected in Internet banking, and the money arrived the next morning.