Velvet card Belarusbank reviews. Shops partners of Belarusbank velvet cards

JSC " ASB Belarusbank» offers its clients to make purchases, be financially protected and receive pleasant bonuses. This year he will celebrate his 95th birthday. Today, Deputy Director - Head of ORB T. S. Zimnitskaya talks about new services and technologies. - Tatyana Sergeevna, what new products can Belarusbank please its clients?
- Our bank has always strived to comply modern trends. We work to make the lives of citizens as convenient and comfortable as possible. For example, in our anniversary year, we offer our clients to join the Velvet club. It is not simple banking products, or one might say, a philosophy that provides complete freedom of action. Today, more and more Belarusians are trying to plan their lives in retirement. Modern pensioners can afford a long-awaited trip and take computer or language courses.
- Does Belarusbank have any offers for this category of clients - pensioners and people similar to them?
- Undoubtedly. To implement our plans, we offer our clients to become members of the Velvet club and gain the right to a number of significant benefits. To do this you need to register payment card BELKART-PREMIUM-Maestro with a validity period of 3 years, both to a new and to an existing account in Belarusian rubles. This is an international card, and therefore convenient and reliable means of payment on the territory of Belarus and abroad. In addition, club members connect free of charge to the Internet banking system and the SMS notification service about incoming card transactions (when a pension is credited to the account, an SMS message is sent to the phone number specified by the client).
They have the opportunity at any bank institution to conclude an agreement on voluntary insurance against injuries “Express” and (or) voluntary comprehensive insurance of property and civil liability of its users with a 15% discount at any time before the expiration of the main card issued within the club. A bonus for members is that they save 5% on every purchase made at pharmacies, medical centers, dental offices and healthcare facilities worldwide. Everyday purchases are also not left out and allow you to return 3% of the payment to your account in the largest chain stores of the republic. For example, in such as “Euroopt”, “Korona”, “Neighbors”, “Rublevsky”, “Belmarket” and others.
- Tatyana Sergeevna, will customers also receive bonuses when paying with the “Velvet” card in stores in the area?
- Yes, we are pleased to announce that when making purchases, members of the Velvet club will return up to 12% of the cost of goods in more than 30 partner stores (in particular, the stores “Visit”, “758 little things”, “Flowers”, “Casanova” ", "Sudarushka", "New Rainbow", "Valentine", "Everything for the Home", etc. full list on the website barhatasb.by). Agree, this is a profitable offer.
Pensioners will also be pleased with a bonus of 1% of the amount when paying via remote channels banking services utilities and other services through the Calculation system (ERIP). Let me remind you that within this system you can pay not only public utilities, but also goods from online stores, travel services (toptour.by, otpusk.by), Belavia air tickets (Belavia.by), tickets for various events (Bileti.by, Bycard.by, Kassy.by, Kvitki.by, Kupalauski .by), bus tickets (Eurotrans.by, Ticketbus.by, Ticketpro.by) and more...
- What other bonuses do members of the Velvet club have?
- You can get a “Time to Live” loan with a reduced interest rate by 3 percentage points (currently the loan rate is 10% per annum), and also open a “Classic Irrevocable up to a year” deposit in Belarusian rubles with an increased interest rate by 1 percentage point.
From June 12, a loan can be issued without providing a certificate of income in the amount calculated based on the average monthly net income, not exceeding 15 basic units - currently the amount is maximum possible loan 3150 rubles. Get your benefits by becoming a member of the Velvet club.
- Thank you, Tatyana Sergeevna, for the information.

Interviewed by Natalya STUKALOVA.

The Velkhat card is an excellent offer for pensioners who are looking for a bank. This project from Belarusbank offers profitable terms saving money on the card and spending it profitably. The loyalty program has many partner stores, where purchasing with a card will be much more profitable.

Velhat Belarusbank card: registration

To register for the loyalty program, you need to go through several steps. At the first stage, you are provided with an application form in which you must enter personal data. To access the questionnaire, follow the link. Personal data such as first name, last name, patronymic, an identification number, as well as full date of birth. In addition, you need to enter your contact information phone number, as well as active email. This is important because it is through SMS messages and emails you will receive information about the most profitable promotions offered by the loyalty program.

After filling out the form, proceed to filling out the fields below. In them you must enter the number of the Belarusbank branch where you can pick up the issued card. You can also choose a payment method for issuing a card - using information machines or an online service.

After successfully filling out the form, an SMS confirmation will be sent to your phone number that you provided.

Important to remember! Enter your personal data carefully, since information of the following nature will be sent to the specified contact number:

• about replenishing your account using a card.
• about enrollment Money on the map.
• about returning a purchase.

Velvet card partner stores

The Velkhat card provides many privileges, including a cash back service. This is possible when purchasing goods and services from partner stores of the loyalty program. In total, there are more than 7 thousand trade and service organizations that cooperate with the program. The table below lists some popular organizations with the largest percentage refunded amount.

Velkhat card: discounts

Among other things, Velvet offers discounts when paying for a variety of services. For example, 3% of the cost of railway tickets for BelZhD trains is returned to the account of the buyer and card holder. Also, the owner of a Belarusbank card receives 1% of the amount for online payments made through ERIP.

Loan and insurance arrangements

As part of the Velvet loyalty program, it is possible to obtain a loan for special conditions. To apply for a loan, you must contact any branch of Belarusbank. If you already have a card, it is advisable to contact the branch where you issued it.

To issue a card, the following documents are required:

• copies of passports of the loan recipient and guarantor;
• a copy of the pension recipient of the loan;
• certificate of pension amount for the last 3 months;
• written consent of the loan recipient to the processing of personal data.

When purchasing insurance, a participant in the Velvet program is given a 15% discount. We offer both personal injury and property insurance services. To apply for a loan, you must contact any branch of Belarusbank.

To apply for insurance, you must have a copy of your identification document with you.

More and more modern pensioners, entering their well-deserved retirement, give preference to pension cards, not wanting to stand in line for their money.

In addition, the choice today is not limited to just one bank. Now, for example, 6 banks offer special pension programs with all kinds of discounts and bonuses.

The cards themselves for older people are no different from any others issued by Belarusian banks. Unless only pensioners or people who are about to retire can apply for them.

		Price	% on balance
		0	3
		0	if the amount of balances is up to 50 BYN - 0.01 / if 50 BYN or more - 3
		0	2
		0	0,5
		when registering at a bank - 12 BYN / at SBBO - 11 BYN	0,5
		8 BYN	2, from 09/01/2017 - 0.1
		0	2%, from 09/01/2017 - 0.1%
		maintenance: 0 - when crediting 100 BYN per month to the card, otherwise 2 BYN / card issue 7.9 BYN	0,01

As for the remaining proposals, they are listed in the table.

Please note that all considered offers, with the exception of the “Good Health” card Bank idea and cards within the Velvet club Belarusbank, provide for the mandatory transfer of pensions to the pension account being opened.

Which Belarusian bank offered increased promotional cashback for its clients, and how to pay to get it? Where is the commission for cash advances on loans cancelled? Who offered legal entities RKO for 19 rubles per month, salary service with a discount and currency payments from 0 rubles?

Belarusbank presented its installment card

Belarusbank and international payment system Mastercard announced the release of a new product and presented installment card "Magnit".

When making purchases in Belarusbank partner stores, the cardholder will be able to receive payment in installments for up to 12 months or a cashback of up to 12% as part of the “Your Bonus” loyalty program.

When making purchases in trade (service) organizations that do not participate in affiliate program bank, payment for goods and services can be carried out within the framework of an overdraft or at the expense of one’s own funds.

When making your first purchase using an overdraft— with a one-time 30-day interest payment period for use overdraft loan By preferential rate 0.0001% (Grace period).

The Magnit installment card is issued for 3 years. Holders are given the opportunity without additional fee change the PIN code and register in the Internet banking system at bank institutions.

Terms of service and registration of the Magnit installment card:

Increased cashback on cards of the Velkhat Club of Belarusbank

Belarusbank reported that when paying for goods using payment cards Club "Velvet" in the Euroopt chain of stores from 03/01/2017 to 03/31/2017 (inclusive), customers were given the opportunity to receive an increased bonus in the amount of 4.5% of the settlement amount in accordance with the terms of the “Your Bonus” Program.

At the same time, the bank draws attention to the fact that from 03/01/2017, when making payments in the Euroopt store chain using the Velkhat Club card, a discount is not provided under the E-Plus discount program.

Eurotorginvestbank has canceled the commission for cash advances on loans

Eurotorginvestbank informed clients that from March 1, 2017 the bank canceled the fee for issuing cash.

In addition, from March 1, 2017, the fees for cash withdrawals using bank payment (including credit) cards will change. More details about the changes can be found on the bank’s website.

Promotional offer for legal entities from Priorbank

Priorbank reported that from March 1 to May 31 when connecting to settlement and cash services legal entities will receive a set of three advantageous offers for a period of 3 months.

• Settlement and cash services for 19 rubles per month - choose any promotional package of services and pay the minimum price:

Opening accounts
-Payments included in the service package
-Cash deposit
-Corporate cards
-System “Client-Bank”, “Internet-Bank”, “USSD-Bank”

• Discounted payroll service - enrollment fee wages and other payments equivalent to them in the amount of 0.1% of the transfer amount.
• Currency payments from 0 rubles:

Within the Republic of Belarus - free of charge
-In RUB - free
-In USD - 10 USD
-In EUR - 10 EUR
-Others - 10 EUR

Headline

- VTB Bank (Belarus) informed that in connection with the planned technological work from 21:00 03/05/2017 to 09:00 03/06/2017 there may be interruptions in the operation of remote banking subsystems, such as client-bank and Internet bank for legal entities and individual entrepreneurs. Also, during the same period of time, some online banking services for individuals may not be available.
- BPS-Sberbank as of March 1, 2017, we temporarily stopped accepting payments to replenish Yandex.Money wallets. Acceptance of funds to replenish Yandex.Money wallets will be resumed as soon as possible
- 6.03.2017 comes into effect new List rewards for transactions carried out Zepter Bank on transactions of individuals

For modern Belarus It remains a common opinion that pensioners are especially conservative in their financial habits, that they are still “afraid” of new technologies, prefer cash and use bank cards relatively little.

Velvet is an attempt by Belarusbank to change the situation by demonstrating to pensioners all the advantages of a comprehensive banking product.

Advertising tells us about the “Velvet Club”, “ Pension card Velvet", " Discount card Velhat Belarusbank”, etc. All these are parts of one project, ASB Belarusbank, within the framework of which many useful opportunities are provided.

Belarusbank Velkhat card for pensioners

Terms of receipt and use:

• Any pensioner, as well as persons who have no more than 3 months left before reaching the retirement age established by law, can become a member of the Velvet Club.
• To join the Velhat club you must register plastic card BELKART-PREMIUM-Maestro ASB Belarusbank.
• This is an international chip card, with an account in Belarusian rubles and a validity period of 3 years.
• The Velvet card can be personalized, or it can be issued quickly, without indicating the owner on the plastic.
• You can apply for a card and join the Velhat club at Belarusbank branches or through its official website.

To join the club you only need two documents:

• passport or other equivalent identity document;
• pensioner's ID.

The essence of the Velvet product from Belarusbank can be briefly described as follows:

Velvet is a pensioners' club that promises its members favorable conditions in several areas at once.

What does the Belarusbank Velkhat card give?

Some objective benefits and advantages that can be easily calculated in monetary units:

• discounts at retail outlets cooperating with JSSB Belarusbank as part of the “Wow! Discounts" - usually 3 - 5%;
• discounts on insurance services - 15%;
• cashback of 2.5% when making payments with the Velkhat card in pharmacies, i.e. return part of the funds back to the card account;
• 3% refund when purchasing train tickets with a Velhat card;
• cashback when paying with Velvet in the project’s partner stores, here the return can reach 12%.

The last possibility seems to be the most promising, because The partner network of JSSB Belarusbank is large and represented throughout the Republic of Belarus.

In addition to the bonuses described, the Velkhat card provides ample opportunities for remote payments:

• payments in online stores in Belarus and abroad;
• Internet payments and mobile banking;
• payment of utility bills, communication services, etc. through ERIP.

In the latter case, 1% of the amount is also returned to the card account.

Membership in the Velvet Club offers two more benefits:

• the opportunity to issue an irrevocable deposit with annual rate 1% higher than for other clients;
• the right to submit an application to Belarusbank for a loan at a reduced rate: in 1 year by 3%, for 2 and 3 years - by 2%.

Partner stores of the Velhat card of Belarusbank

Of all the features of the Velhat card, it is easiest for customers to take advantage of the right to receive cashback when making payments in Belarusbank partner stores.

There were already 7,450 such stores at the beginning of March 2018, and there is reason to expect that there will be even more of them.

A special advantage of the Velkhat partner network is its wide distribution throughout Belarus. If some other programs provide opportunities to save money when shopping in metropolitan stores and do not apply in small populated areas, then Velvet, like branches of Belarusbank, is present everywhere.

The scale and convenience of the Velkhat card partner network can be judged by the names of partner stores.

Let's choose the 5 most popular categories:

Food:

• Euroopt;
• Martin;
• RAIPO of all regions.

Stores with a universal assortment:

• RAIPO again;
• retail facilities of the Zhlobin garment factory;
• “Your” stores, etc.

Construction materials and household goods:

• Wallpaper Empire, etc.

Clothes and shoes are offered by:

• Svitanak;
• Kalinka;
• Belwest.

• Sportscity;
• Miauto;
• Miltim et al.

Studying the list of stores offering cashback on the Velhat card, you will notice that in addition to well-known chains, small organizations and entrepreneurs are represented here. This type of trading is especially common in small towns, where the percentage of pensioners is especially high.

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