Thank you bonuses from Sberbank expire or not. Via SMS

Thanks to bonus program You can receive additional “Thank you” from Sberbank monetary interest for every purchase made with a bank card. This is very convenient, especially if you constantly perform such operations. To check how many bonuses have accumulated over a certain period, you can use several methods.

To encourage your regular customers and attracting new Savings bank decided to create special program called “Thank you” from Sberbank.

The essence of the program

Sberbank clients who carry out most of the transactions using their bank cards, they receive a certain number of bonuses on their card account. Interest may vary depending on what promotions the bank runs during a certain period of time. From each ruble in one of many cases, up to 0.5% of the total cost the entire purchase.

Bonuses can also be accumulated one to one. This method of accumulation is considered passive; it does not require any special actions from the cardholder, it is enough to just carry out the planned Bank operations. The more movements and operations that occur with a bank card, the more bonuses will accumulate.

How to check bonuses

Many bank card owners are interested in the question of how many bonuses have accumulated over a certain period of time. You can check the balance of your “Thank You” savings from Sberbank in several ways.

The most common way is to check through an ATM of the same bank or information terminal. The card owner needs to find a tab called “Bonus Program”.

You can also check the number of points accrued in the “Personal Menu”, in the “My Bonuses” section through the Sberbank-online system. Those who want to check the number of bonuses can use the service through mobile phone by sending an SMS with the number “9” to number 6470. Such a message will cost the client three rubles. As a rule, the answer comes within three or five minutes.

Many advanced clients of Sberbank try to use the Sberbank-online system. This method is considered the simplest, and to obtain complete information You only need to know the password of your bank card and have access to the Internet.

After Sberbank Online is opened, you only need to find a certain section - a tab in the right menu of your personal account with the same name Thank you.” Information about accrued bonuses will open in a new browser window.

How long are “Thank you” bonuses from Sberbank stored?

All bonuses are valid for an unlimited time. They can also be saved if the bank card is damaged or lost. Then the client needs to apply for a new card, and after receiving it, you can continue to use this service. Points are canceled only if there are no transactions during the year or if the agreement with Sberbank is terminated.

How to check “thank you” bonuses from Sberbank

The Thank You program from Sberbank was created so that clients can take advantage of additional discount, paying for purchases. You only need to meet two conditions: buy in certain stores and pay bank card. After paying for the purchase, the client’s bonus account will receive points that can be spent within a specific time.

Read on to learn whether Thank You bonuses from Sberbank expire over time and in what cases.

The essence of the program Thanks from Sberbank

If we pay for a good half of our purchases with a bank card, then the Thank You program becomes especially relevant. When you connect to the service, bonuses are automatically credited to your account.

The bonuses received can be spent by paying for goods in the bank’s partner organizations and stores.

The interest that comes from each purchase depends on the terms of the promotional offer that is valid in this moment in a specific store. For example, you can receive 0.5% of the full price of a product from 1 ruble.

The Thank You program is an opportunity for passive accumulation bonus points. As usual, we pay for purchases with a bank card, and points accumulate. You just need to activate the service and make purchases.

Do Thank You bonuses from Sberbank expire at the end of the year?

All users of the Thank you program are interested in the question of whether their bonus points at the end of the year or after the New Year?

Do Thank You bonuses from Sberbank expire after replacing the card?

The Thank You reward program is attached to the card account number and when the card is replaced, the points are transferred to a new one.

According to the rules of the Sberbank bonus program,

When you change the card to a new one, Thank you bonuses do not expire

In what cases are points canceled Thank you

There are 2 conditions under which bonuses are reset:

Bonuses are canceled together with termination of the contract.
Bonus points expire if no bonus has been debited from the account within 36 months from the moment of enrollment.

If the card expires or is lost, you should go to a bank branch and fill out a corresponding application. In such a situation, bonuses under the Thank You program are redirected to new map in full.

How to check whether the credited Thank You bonuses from Sberbank have expired?

There are different methods to view the status of accumulated bonuses.

Via ATM

Almost everyone knows how to use ATMs, so this method considered the simplest. To go to the appropriate section, just click the Bonus program tab. This contains all the information about the status of your bonus account.

Through Sberbank Online

You can check the number of bonuses through the Sberbank Online system by logging into

and view the “My bonuses” section.

As a result, you will be taken to a page that contains all the bonus account data.

To obtain information about current promotions from Sberbank partner companies, you should pay attention to the panel in the right menu in your Personal Account.

Via SMS

Another convenient way– activate SMS notification. To do this, you need to send a request to number 6470 with the text “9”. To order this service, you must have a certain amount on your mobile account, because... The cost of a message is 3 rubles. A few seconds after sending the request, your phone will receive information about how many bonuses you have in your account under the Thank you program.

Category:

The current Thank You bonus program from Sberbank is available to everyone who uses Sberbank cards to pay for goods and services non-cash. The bank charges only 1.00% of the purchase amount; for every hundred spent, you receive 1 ruble. Points are accumulated in a separate account, you can spend them at any time, but most clients prefer to save up and make a significant purchase, for example, top up the MTS balance, and this can only be done if you have accumulated at least 500 bonuses. Due to the fact that you have to save for a long time, the logical question arises whether thank you bonuses from Sberbank expire and what is their validity period.

Validity period for thank you bonuses from Sberbank

In accordance with the rules of the bonus program dated November 1, 2017, there are 2 write-off options. First, if you haven’t used the card for 12 months or have terminated the service agreement, bonus points written off irrevocably. Second, if you use the card, the expiration date of the points is 36 months. If you paid with a card, but did not touch the bonuses, they will disappear after 3 years. Points are canceled at the end of each month, and expired bonuses for the entire month are written off. For example, on March 12, 2015, you made a contactless payment and bought mascara in a cosmetics store for 900 rubles, and the bank gave you 9 bonus points for this. You continued to use the card, but did not spend the points, then they will be written off at the end of March 2018.

How to find out the deadline for the next write-off of bonuses

If you think that points have been accumulating on your account for quite a long time and may disappear in the near future, check the date of the next write-off of thank you bonuses in your personal account on the Sberbank Online website. At the top of the bonus program page, you will find the number of bonuses that can be canceled in the next write-off.

To find out the number of remaining bonuses on your account, read the article -

Sberbank is a recognized leader banking sector. It has many branches throughout Russia offering a full range of services for clients: from plastic cards to full cycle settlement and cash services. Some services come with bonus programs. And the most popular of the programs is “Thank you”. Next, let’s look at whether “Thank you” bonuses from Sberbank expire.

You can spend Thank you bonuses with Sberbank partners

Essence of the program

When receiving a plastic card, the client will always be warned about the possibility of connecting to a cashback program and how long the points are valid. Cashback - return of funds in the form of bonuses. You can use bonuses from your account to pay for purchases. Points are awarded when you pay by card in any store.

The main nuances of the program are as follows:

0.5% of the check amount is returned from purchases;
if the purchase is made in a bank partner store, then up to 50% of the amount is returned with points;
You can pay with points full cost purchases (some stores allow you to pay only part of the amount with points, for example, the Rigla pharmacy chain - 50%).

The bonus system is quite profitable in comparison with cashbacks from other banks. Sberbank has a large list of partners. Today it includes the following organizations:

Teremok – restaurant chain – up to 5%;
various chains of fur salons – up to 7%;
Letual - a chain of perfume stores - up to 7%;
Nordman – shoe store – up to 5%.

On average, partners credit bank card users with 5-7% of the purchase amount. In other words, if a purchase is made with a card in the amount of 2,700 rubles, then the bonus account will increase by 135-189 rubles.

You can spend points in a limited list of organizations: Kari, Burgerking, Euroset, Rigla pharmacy chain and others.

One of the options for connecting the program is through a Sberbank ATM

How to connect

Usually at the time of receipt and activation plastic card A store employee asks about the need for a bonus program. Then it connects automatically. If the card was received a long time ago and the bonus program is not activated, then the procedure is as follows:

access the electronic device and insert the card;
enter your PIN code and select “Personal information...”;
select “Bonus program” from the menu - activate.

After this, points will begin to accrue from purchases. Balance information is available by calling 900. In this case, it is possible to call a specialist (the call is free) and, using the code word, request a balance. Or send a message: THANK YOU (card number) to the same number. The message will contain information about the account status.

Please note that the service can be connected to any card, be it debit or credit. The conditions differ in the amount of cashback, which is usually lower for credit cards.

It is also possible to connect a bonus program through Online Banking. To do this, you need to follow this algorithm:

get a login and password using your phone by registering on the Sberbank website;
Select “My bonuses” in the menu and enter the address in the window Email and mobile phone;
the system will generate a code and send it to the number linked to the plastic. The code must be entered into the form on the website.

There is a limitation on using the “Thank You” system - for instant issuance cards, the opportunity to register in the bonus program will appear only 5 business days after receiving it. We also note that when points expire, the bank notifies the user via SMS.

List of cards and bonus amounts

Plastic is divided into credit and debit. You can connect a bonus account to any of them, but the percentage of points credited differs. Let's introduce some payment instruments and the size of bonuses:

Platinum Visa (debit): price – 4900 rub. per year of service, when connecting to the Premier service package - free. 20% cashback;
Youth MasterCard: designed for young people. The cost of service is 150 rubles. per year, and bonuses return up to 10% of the cost of purchases in partner stores;
Gold plastic Visa: Service – 3000 rub. per year, cashback – 5%;
Classic Master and Visa cards: service – 750 rub. in a year. Refund – up to 20%;
WORLD social: free service, cashback - 0.5% of the purchase amount;
Visa and Master Instant: service – 750 rub. per year, return to the bonus account - 10% of all purchases on the card.

Not all Sberbank payment instruments involve the return of bonuses. For example, Aeroflot allows you to accumulate miles, and Troika allows you to accumulate miles on public transport. In addition, it is worth noting that the higher the level of the card (Gold, Platinum), the more points the owner can receive. In general, such plastic provides other advantages: participation in closed events, insurance and legal assistance

anywhere in the world.

You can check the balance of bonuses through number 900, as well as in Sberbank Online

Restrictions

The bonus program has a number of limitations and nuances:
bonuses are valid only for 3 years, after which they expire;
If the plastic is not used for 12 months, the points disappear. If bonuses are lost, it is impossible to return them;
if the agreement with Sberbank PJSC is terminated, the points expire. Card servicing is also stopped;
the maximum possible accrual amount is 20,000 bonuses;

if there are several cards, then 20,000 bonuses are the total of all cards.

Bonus accrual periods vary. So, if the payment amount is less than 15 thousand rubles, then on average it takes 5 working days for enrollment.

If the amount is more than 15,000 rubles, then points can be awarded within 40 calendar days. When returning the goods and the amount to the account, the points are canceled. Thus, the bonus program is designed to return part of the paid amounts to customers. Of course, there are some restrictions on paying with bonuses, since transactions are only possible in partner stores, but up to 99% of the purchase price can be paid with bonuses. In addition, points are valid for 3 years. Those who use different

banking products

Since the program was activated, changes have been made to it several times. That is why today those who are looking for information about the validity period of Thank You from Sberbank can find very different data from each other. The thing is that over the years of operation of this bonus program, the bank has changed the conditions for its clients. So, from the initial 12 months in 2105, the validity of Thank You bonuses was increased to 24, and last year to 36 months.

However, it is a mistake to believe that if the validity period of the Thank You bonuses from Sberbank has not yet expired, then nothing will happen to them. The conditions for issuing points indicate that in some cases they may be written off regardless of when they were awarded. And in order to avoid burning, you need to know exactly the deadline for crediting bonuses. Thank you from Sberbank.

How to check expiration date

To find out how many points you have in your account, when they might expire, and to have time to prevent it, you need to do one of the following:

Use an ATM. This is the most common way to find out the validity period of Thank you bonuses from Sberbank. After inserting the plastic into the ATM, you need to select the tab - bonus program, after which the current program about your participation in the promotion will open. This method has one drawback: only the number of points is visible, but not their validity period.
Using Internet banking. In your personal account registered to your card, you can always find out not only how much you have in your Thank You from Sberbank account, but also the validity period of the bonuses. To do this, you will need to expand the “transaction history” menu, look at the points accrual dates and add 36 months to them.
Via SMS notification. From the phone number linked to the card, you should send an SMS to number 6470. The message must contain only one character - the number 9. Within a minute you will receive a response message indicating the number of accumulated points. The service is paid, the cost is three rubles.

As you can see, the only way to find out not only the quantity, but also the validity period of Thank You bonuses is to take advantage of the opportunities Personal account on the bank's website.

Can points expire before they expire?

Unfortunately, they can. In some cases, clients, wanting to know the deadline for crediting Thank You bonuses and, accordingly, the period of their validity, suddenly discover that there is nothing in the account. This is possible in two cases:

No card transactions for 12 months. If your card, on which the bonus program is activated, has not been used for a whole year to pay for purchases, withdraw cash or make a transfer, all accumulated Thank You bonuses from Sberbank, the validity period in this case does not matter, will be cancelled.
Termination of the agreement with the bank. In the terms of use Thank You it is stated that this program is provided exclusively for bank clients. Therefore, those who decide to stop cooperating with Sber may not count on additional privileges.

In connection with the listed reasons for the burning of points, we can come to the conclusion: it is better to always have up-to-date information about Thank You bonuses at hand - the terms of enrollment and use in order to spend them in a timely manner or use the card in time to pay and record the transaction.

Other reasons for missing points

If you still remain a client of the bank and constantly use its card to carry out various transactions, but your points are still missing, do not rush to panic. Perhaps your Thank You bonuses have not yet expired, and the reason for combustion is completely different. There may be several of them:

Liquidation of a partner Thank you: Sberbank sets the validity period for bonuses the same for all its partners, however, if a store closes and ceases to function, then all points awarded to customers under the bonus program will be written off.
Refusal of partnership: if suddenly one of the partners decides that they no longer want to participate in the program from Sberbank Thank you, the validity period of the bonuses ceases to matter - they are completely canceled.
Client participation in the promotion. The habit of our fellow citizens to automatically mark “I am familiar with the rules”, without even reading them, has more than once played a cruel joke on them. Thus, sometimes promotions are held, in order to participate in which you must confirm your readiness to completely reset your bonus account. Those who agreed to participate without realizing that all points were being eliminated may be unpleasantly surprised by the disappearing bonuses.

Listed here are only the most common reasons why Thank you bonuses from Sberbank, the validity period of which still allowed you to use them, suddenly disappear from your account. In fact, the situations may be different, and if you do not understand why there are fewer bonuses, contact the bank for clarification.

If you know that you have Thank You bonuses that are about to expire, find a way to spend them. You may have to do this additional purchase, which will allow you to increase the amount of points to those available for write-off.

And if you have Thank You bonuses on your account, which are expiring but cannot be used (not enough), find out about the possibility of transferring them, for example, to charity. Such actions are provided for by the terms of the program.

If any controversial issues regarding unauthorized debiting of points, please immediately contact the support service, providing, if possible, current data on the Thank you program.

The Thank You bonus program allows holders of Sberbank plastic cards to take advantage of the additional discount system. This happens when the following conditions are met:

when making purchases at retail outlets connected to this program as partners;
when implementing non-cash payment using a Sberbank plastic card;
if for this plastic card bonuses have been received Thank you.

This program provides significant savings for cardholders. Accrued bonuses have certain storage conditions and can be canceled at some point.

Points validity period

When accruing bonus points, one of the most pressing questions for the card holder is whether the Thank You from Sberbank bonuses expire.

Certain rules have been developed for this program, according to which all bonuses are valid for three years from the date of their accrual.

They are recorded in a special account.

Conditions under which points disappear

Plastic card holders often wonder why Thank You bonuses from Sberbank disappeared from their cards. This can happen in a number of cases.
If the client has not made payments using a plastic card within one year.
When the client terminates the agreement with Sberbank.
If the client for any reason was excluded from participating in this program.
If previously awarded points have not been used within a period of 36 months. As a rule, in this case they are canceled at the end of the year.
If the money paid for goods and services for the purchase of which bonuses were awarded was returned.
Upon liquidation of an affiliate network that was considered a participant in this program.
If the client himself was caught dishonestly using bonus units, that is, fraud.

To save points accrued to a card that has expired, you must contact the bank. If the card is replaced, they will be restored in full. The same procedure applies to the client if the card is lost, damaged in any way or blocked.

Important! By promptly replacing a lost or damaged card with a new one, as well as by actively using accrued units, the risk of losing them is minimized.

The procedure for controlling the accrual and cancellation of points

Several options have been developed for bank clients on how to find out when bonuses expire. Thank you from Sberbank.

To clearly know how long it takes for accrued points to expire, Sberbank clients are recommended to install a special application on their phone. This application allows you to control the order in which units are accrued from each purchase, as well as the timing of their cancellation.