National Bank "Trust. National Bank "Trust Nb Trust OJSC official

Briefly: The history of TRUST Bank began in 1995. All these fifteen years, the bank has been growing and developing successfully, thanks to which, in terms of assets, it is annually included in the list of the thirty largest Russian banks. Today, TRUST Bank is one of the leaders in the investment banking services market, largely thanks to one of the most experienced and professional investment banking teams. This financial institution offers comprehensive service corporate enterprises and a wide range of services to private clients. The bank annually receives international awards and takes leading positions in various banking ratings, which confirms its success and fidelity to the chosen development strategy.

Services for individuals and organizations:

• Deposit offers: “All inclusive 2010”, “Trust-Capital”, “Multi-currency 2010”, “Foreign exchange reserve”, “TRUST-Summer income”, “Growing interest”, “TRUST-Mobile”. Stock.
• Lending to individuals corporate clients, small business. Investment services.
• Bank cards, including credit cards. Acquiring.
• Bank accounts and transfers without opening an account, Western Union. Calculation of interest on the account balance.
• Individual safes and safe deposit boxes.
• Brokerage services on the Forex market.
• Remote banking services using the TRUST-ONLINE system, as well as the “SMS account reference” service.
• Cooperation with insurance companies.
• Settlement and cash services.
• Time bills and deposits.
• Documentary operations.
• Elite Private banking service.
• And others Banking services, full list which can be found on the bank’s official website.

And other types of banking services.

On the site OJSC National Bank TRUST you will find all the necessary information about the services provided.

To obtain detailed information about the addresses of ATMs of OJSC National Bank TRUST, as well as branches and branches in Moscow or throughout Russia. You can visit the page ATM addresses or Addresses of branches and branches

You can find out the list of plastic cards issued and serviced by OJSC National Bank TRUST in the section Plastic cards List of loans provided and more detailed information about lending is on the page Loans

Do you want to work at OJSC National Bank TRUST, one of largest organizations in Russia? Then it's time to familiarize yourself with the list of vacant jobs in the section

The bank was established in 1995 in St. Petersburg under the name Menatep St. Petersburg as one of the subsidiaries of the Moscow bank Menatep. Initially, Menatep SPb was created as a mono-office bank operating in the North-West region. However, as a result of the August 1998 crisis, when Menatep stopped operations, the bulk of its business was transferred to Menatep SPb and Trust and Investment bank(DIB). When distributing assets, Menatep SPb received the bank's branch network and card business, and DIB received the majority financial flows"YUKOS". At the same time, Menatep SPb Bank managed to receive support from the management of Gazprom, which led to significant changes in the composition of the bank’s owners and gave impetus to the development of a new line of business. In 2000, the bank, which operated in the form of a closed joint stock company, was transformed into an open joint stock company. In August 2015, the legal form was changed to PJSC.

In the summer of 2004, the management of Trust IB (formerly DIB), led by the chairman of the boards of directors of both banks, Ilya Yurov, completed a transaction to buy out ownership rights in relation to controlling stakes in Trust and Menatep SPb banks from the previous owners. As a result, ownership rights to 99.3% of the shares of Menatep SPb were transferred from the Menatep MFO to the management of the Trust investment bank. In March 2005, the bank was renamed open Joint-Stock Company“National Bank “Trust” (NB “Trust”) “moved” from St. Petersburg to Moscow in November 2006, and two years later completed the long-announced deal to merge IB “Trust”.

Until the end of December 2014 the main shareholder credit organization JSC " Management Company“Trust” (93.77% of shares), the ultimate owners of which, according to a complex ownership scheme, were members of the bank’s board of directors Ilya Yurov, Sergei Belyaev and Nikolai Fetisov. Ilya Yurov directly owned a stake of almost 4.5% of the shares of National Bank Trust. Let us note that the bank’s management was interested in attracting a third-party investor, in particular, Rosneft was mentioned. In December 2013, the board of directors of the credit institution decided to increase authorized capital by issuing and placing additional ordinary registered uncertificated shares of the bank. In case of placing an additional issue in full, the authorized capital credit institution should have increased by 25%.

On December 22, 2014, the Bank of Russia decided to rehabilitate the Trust National Bank, which at that time occupied 28th place in terms of net assets. Otkritie Financial Corporation Bank was appointed as the sanator. The Central Bank decided to rehabilitate Trust Bank with the participation of an investor, based on the Deposit Insurance Agency’s assessment of the capital shortage in the amount of 67.8 billion rubles. The entire reorganization procedure was estimated at 127 billion rubles, of which the regulator provided 99 billion in the form of a DIA loan for financial assistance"Trust" and additional credit The sanatorium bank received 28 billion to cover the imbalance between the fair value of the bank’s assets and liabilities. Already in December 2015, Kommersant wrote about the Otkrytie holding’s application to the DIA for additional funding for the rehabilitation of Trust, since during the rehabilitation the volume of the previously announced “hole” increased. According to press reports, the holding needed another 47 billion rubles to the previously received 127 billion. According to the financial recovery plan, FC Otkritie was supposed to complete the merger of Trust by the end of 2020.

On August 29, 2017, the Bank of Russia decided to implement measures aimed at increasing financial stability Bank FC Otkritie, within which it was planned that the regulator itself would participate as the main investor using Money Management Company "Consolidation Fund" banking sector", which is under the control of the Bank of Russia. On December 11, 2017, the Bank of Russia officially became the owner of over 99.9% of the shares of FC Otkritie Bank.

On March 15, 2018, a temporary administration represented by FCBS Management Company was introduced at Trust Bank for a period of six months. On March 20, 2018, the Central Bank decided to reduce the authorized capital of Trust to one ruble. At the same time, it was previously repeatedly reported that on the basis of the Trust, a bank of “bad” debts should be created, to which the “bad” and non-core assets of B&N Bank, Otkritie, Rost Bank, AVB Bank, Promsvyazbank would be sent. Deputy Chairman of the Central Bank Vasily Pozdyshev confirmed at a meeting with journalists the information that the bank of “bad” debts will be created on the basis of the Trust license, and made it clear that the bank may subsequently surrender its banking license and will perform new functions in the status of a direct fund investments.

In July 2018, on the basis of Trust Bank, the creation of a bank of non-core assets was completed. The key stage in its formation was the legal and operational merger of Rost Bank JSC with Trust Bank. By the end of 2018, it is expected that Otkritie Special Bank JSC will join the structure. Since May 14, 2018, the owner of more than 99.9% of the shares of Trust Bank is the Central Bank of the Russian Federation.

The bank's head office is located in Moscow; as of July 1, 2018, its regional network included three branches (Moscow, St. Petersburg, Vladimir), one additional and 35 operational offices. In the first half of 2018, the branch in Cherepovets was transferred to the status of an operational office. On September 30, 2018, the bank announced the closure of its branch in Vladimir. The bank's own ATM network is insignificant, but a wide network of ATMs of Otkritie group banks is available to customers. According to the latest available data, the bank's headcount at the beginning of 2018 was 2,226 people (a year earlier - 3,994 people).

Today, the main task of Trust Bank is to work with problematic and non-core assets And active control portfolio to increase the level of return on funds.

The list of bank services for individuals currently includes: bank cards(Visa and MasterCard), demand deposits, mortgage, payments, remote banking, online travel service. However, in September 2018, the bank announced the cessation of development of its retail business. Services for corporate clients are provided by RKO. At the same time, in terms of lending, only loan repayments are currently offered.

From the beginning of January to the beginning of September 2018, the net assets of the credit institution increased 2.3 times, amounting to 1.4 trillion rubles. In the passive part of the balance sheet, growth was financed by loans from the Central Bank. The bank's capital, calculated according to the Central Bank's methodology, continued to decline: its negative value during the period under review increased from 192.2 billion to 675.2 billion rubles. During the corresponding period, assets increased mainly in investments in the capital of other organizations, a portfolio of securities and loan portfolio legal entities

Due to the fact that the bank is currently undergoing a financial rehabilitation procedure, 90.2% of its liabilities at the beginning of September 2018 were formed by loans attracted from the Bank of Russia (at the beginning of 2018, loans from the Central Bank were not included in the liabilities of the credit institution). The share of client funds in liabilities as of the reporting date barely exceeded 4%, of which 3.2% were deposits of individuals. The bank's capital shows a negative value (-675.2 billion rubles according to the Central Bank's methodology as of the reporting date).

As of September 1, 2018, the structure of assets was dominated by a portfolio of securities with a share of 31.2%. The loan portfolio occupied a slightly smaller share - 30%. Investments in the capital of other organizations amounted to 23.4%, the portfolio of issued interbank loans - 3.6%, highly liquid assets - 0.4%. Other assets accounted for another 11.3%.

The loan portfolio during the period under study grew by more than one and a half times due to corporate loans, which by the reporting date formed 81% of the total portfolio. The remaining retail portion of the portfolio is predominantly represented by consumer loans. The level of overdue debt in the total portfolio is 46.3% (at the beginning of 2018 - 43.3%). 53% of the portfolio (40.7%) is provided with reserves. In the industry structure of corporate loans, according to reporting at the beginning of July 2018, about half of the portfolio was formed by “other types of activities.” A significant part of the portfolio of legal entities also accounted for loans provided to non-resident legal entities (including rights of claim under agreements for the provision of funds), as well as “real estate transactions.”

The securities portfolio - 439.9 billion rubles, increased by 71.4% during the period under review. The portfolio is 69% made up of investments in bonds, and the rest is made up of stocks. The majority of securities are held by corporate issuers. A significant part of all investments is reserved: as of the reporting date, total reserves exceed 60% of total investments in securities. Intramonthly turnover of the securities portfolio demonstrates uneven dynamics.

On interbank market The bank previously acted as a net borrower, but since 2018, intra-monthly borrowing volumes have gradually decreased to an insignificant amount, and in July - August the bank increased its placement turnover to 680-760 billion rubles (mainly in Russian banks).

For January - August 2018, the bank's loss amounted to 72.5 billion rubles, for 2017 - 145.2 billion rubles.

Supervisory Board: Ksenia Yudaeva (chairman), Mikhail Zadornov, Ilya Bakhturin, Alexey Moiseev, Mikhail Irzhevsky, Alexey Simanovsky, Elena Titova.

Governing body: Alexander Sokolov (chairman), Artem Kirillov.