WebMoney virtual visa card. How to create a virtual MasterCard from WebMoney

For many users of an electronic wallet, the WebMoney card has become a real gift. With its help, you can pay for purchases on the Internet - if we are talking about a virtual card, or pay in stores if you order a real one. It was these opportunities that were lacking for those who use this payment wallet, because Yandex took care of the release a long time ago, which caused dissatisfaction among WebMoney adherents. Now, lovers of this system can breathe a sigh of relief.

About the benefits of opening a WebMoney card

Whatever Webmoney card you decide to order, plastic or virtual, receiving it is only beneficial. Having a card gives you more opportunities to use the payment service, and you will be able to use money from your electronic wallet more often without transferring it and without withdrawing WMR from your balance.

The main advantage that the WebMoney card gives is the ability not to withdraw funds and not pay a commission.

Virtual open the following opportunities:

• payment for purchases on the Internet;
• settlement on services for utilities, internet, telephony.

In other words, you receive the details of a full-fledged bank card, but do not have its material sample. That is, wherever it is enough to specify the details for payment, you can use it.

As for real cards, it cooperates with a number of banks that will link your account in the electronic system to a bank account. This will give you the following benefits:

1. Deposit and withdrawal of funds in the shortest possible time.
2. Transfers are made at lower interest rates.
3. You can withdraw cash from ATMs of the bank that issued the card.
4. Payment for purchases in real stores.

In addition, depending on the bank chosen, the WebMoney user will be able to receive additional bonuses in the form of cashback or nice gifts to his wallet.

Of course, this is a fully WebMoney card, however, this is already a big step. In addition, the account binding system has long justified itself and benefits those customers who carry out such manipulations with accounts.

How to order a virtual

A virtual bank card of the Webmoney system can be ordered. For this you need:

Please note that issuing a virtual card is not free. This procedure will cost you 50 rubles.

After you complete the payment, the card will appear in your personal account, and you will receive its details in a system message. Return to wallet to check.

Plastic design

Of course, you can get a virtual card for just a few minutes, but a WebMoney plastic card is a completely different opportunity. Once you get the plastic, new doors will open for you. You can safely go to the store, and your payment instrument will be with you.

To order plastic, you need:

Next, you will go to the payment menu. After you make a payment, your plastic card will be displayed in the wallet. You will receive the plastic itself in a few weeks, as soon as the bank releases it and transfers it to your branch.

Through a special webmoney WM-Card service, users have the opportunity to issue cards of two leading payment systems - MasterCard and VISA. The issuer for MasterCard cards is NPO "Network Clearing House". They can be issued in three versions - MasterCard Virtual, MasterCard Maestro and MasterCard Standard. With regard to Visa virtual cards, the role of the issuer belongs to Russian Standard Bank CJSC.

A member of the system over 16 years of age and having a certificate no lower than a formal one can receive a virtual WebMoney card.

Virtual cards have all the advantages of classic plastic cards, only they do not have a physical medium. Such cards have all the necessary banking details, such as expiration date, account number, CVC2 code. At their core, they are prepaid cards, i.e. nameless.

Virtual cards are full-fledged payment documents and allow you to make non-cash payments for goods and services, make purchases, book tickets and hotels, etc. WebMoney cards have a number of advantages - they can be instantly replenished from WebMoney ruble wallets, as well as transfer money from them to an R-purse ; they have a low commission for transfers (1%); displayed in WM Keeper.

The procedure for obtaining virtual WebMoney cards

The process of issuing a virtual WebMoney card is as simple as possible and takes no more than 5-10 minutes. The application is made online through the WM-Card service.

The cost of servicing virtual cards is 1% of the replenishment amount, the cost of issuing a card is 10 rubles.

Having entered the service website, you must select the "order a card" option. Next, you will need to decide on the type of card - Visa virtual or MasterCard Virtual, as well as specify the card limit. This can be an amount from 1 to 14900 rubles.

At the next stage, the user must check the personal data that the system automatically imports from the passport. If necessary, you need to make appropriate changes to personal information.

At the third stage, you need to decide whether to connect the SMS service. It is paid (30 rubles per month), but it allows you to quickly receive notifications on debit and credit transactions on the card, link the card to the PayPal system.

It remains only to check the card parameters and confirm your agreement with the terms of the WM-Card program.

After paying the face value of the card, its details are delivered to your personal WM Keeper and mobile phone in the form of SMS almost instantly.

Hello, friends! Not so long ago, I started looking for an option to pay for online purchases. I didn’t want to make transfers from the main card: I use only trusted sites, but entering CVV from the instrument where I keep all the money is a dubious idea. Therefore, I decided to order such an option as a virtual WebMoney card: I will now tell about its pros and cons.

What is a WebMoney virtual card and why is it needed

The WebMoney virtual bank card is not issued on a physical medium. This means that you do not have to pick it up or order delivery by courier: the data will be sent in an SMS message and by the internal mail of the service. In the future, you will make transactions by entering this information.

The advantages include that issuance occurs in a few minutes. Funds are credited in rubles; if you replenish your account in another currency, there is an automatic conversion.

Among the advantages are the following:

1. Thanks to universality option, you will pay for purchases on foreign trading floors. After all, few foreign stores cooperate with Russian electronic systems: abroad they prefer PayPal. Virtual cards are suitable for settlements with sellers anywhere in the world.
2. Receipt speed even allows you to use 1 card for 1 purchase, and then start a new one. You will not risk entering the details of the payment instrument on which you store your savings.

The option also has disadvantages: it will not be possible to create a virtual card from WebMoney and withdraw money from it at ATMs. Such electronic means are intended exclusively for settlements on the network. It is also not possible to make transfers anonymously, since a confirmed formal certificate and passport scans will be required.

Terms and tariffs WebMoney Virtual

Is it possible to make a virtual card in the WebMoney system? The answer will be positive if you have previously provided documents and confirmed your identity. After these conditions are met, a means of payment linked to a ruble wallet will be issued to you. If you wish, you can also link it to PayPal, like a regular card.

Users are offered the following rates:

1. You don't have to pay for activation and maintenance.
2. The issue price is 50 ₽.
3. Commission is not charged for money transfers when shopping in online stores, paying for work or services performed. The main condition is that you do not exceed the limits for your type of passport.
4. When replenishing, a commission is charged - 1 % from the sum.
5. Transfer from card to card will cost 3 % .

The administration of the payment system says that the commission for replenishment and transfers between cards is taken due to the absence of a service fee. In fact, those who like to buy in online stores give only 1% of the replenishment amount and 50 ₽ when issuing a WebMoney card. The conditions turn out to be no less favorable than in most banks, so I preferred this option.

The validity of a virtual card from WebMoney is 1 year.

How to create and activate a virtual Visa WebMoney card

To receive a virtual payment instrument, use the cards.web.money website or your personal account.

Order WebMoney Virtual online at cards.web.money

After updating the data on the page, you will see the virtual payment instrument among the available cards.

How to register WebMoney Virtual in your account

How to activate a virtual WebMoney card after pre-ordering it in your Keeper account? The instruction will help you:

Refresh the information on the page and you will see the payment instrument in the list of available ones.

There is no need to activate the card: you can start using it right away.

Get a WebMoney Virtual card or buy from intermediaries: user review

I myself am not a young man, so it can be difficult to understand the latest trends. But still, I want to keep up, besides, gadgets are cheaper in foreign online stores. Once I decided to buy a new phone for my grandson: we chose a model together and already wanted to pay, but it turned out that the seller does not accept money through Russian systems. I have only one bank card, with a large amount in my account, and I did not dare to pay from it.

I started to study the options offered by WebMoney: I liked the virtual card. I decided to clarify a couple of points, before creating it and activating it, I asked a question on the official forum of the system. But I did not have time to wait for a response from WM representatives: I was contacted by a person who offered to buy payment instruments on his website at a discount.

I went to the page through the link that the card dealer sent me in private messages. And I didn’t understand anything: among the options were Virtual at such prices that they should be sold at a loss. I decided to ask the WM administration: they told me that the resale of payment instruments is prohibited. I asked experienced users on the forum, and they warned that scammers are engaged in such frauds. I decided not to try to save a penny, created a card on the official website and did not regret it. I paid for the goods successfully, now I'm shopping.

WebMoney virtual card management

Did you manage to create a virtual WebMoney card in a couple of clicks? It is not difficult to manage it, since the principle differs little from working with plastic options.

Where to watch KKB Virtual

After payment and delivery of details via SMS, a new payment tool will appear in the list of wallets and cards. You can view the balance and make transactions in your personal account after authorization.

Do I need to link KKB Virtual to my WMR wallet?

How to use the card and do I need to bind it? If you see it in the list of available options, no additional action is required.

How many KKB Virtual are allowed to create

you can release up to 5 active payment instruments. The option is useful for cases when you want to make a one-time purchase on the site and no longer use this card (for example, you doubt the security of the trading platform).

What are the limits set for transactions with KKB Virtual

There are limits to the calculation:

• you can deposit or spend from it no more than 15 000 ₽ per day;
• monthly limit on deposits and withdrawals - 40 000 ₽.

To transfer money to the account, use the WM wallet; ATM payments are not provided.

Arrears after card payment

A virtual Webmoney card provides an opportunity to pay for goods and services in any online store (almost any in fact) that accept a MasterCard payment service card for payment.

With a virtual payment card, you can pay for goods on the Web, take part in any online auction, pay for many services, buy tickets and book hotel rooms. The card can be used to make a cashless Internet payment in any situation where there is no need to present a physical card. You can pay with it on Google Play, iTunes, AppStore, Amazon, Ebay, etc., including it can be linked to PayPal.

Such a card is equipped with details, a unique number, an expiration date and a CVC2 code.

The key advantage of the card lies in the efficiency of work, low price and the possibility of one-time use for performing transactions that completely exclude the admissibility of stealing money. At the request of the consumer, a physical card can be made for him as an addition, including a virtual one attached to accounts. Optionally, you can connect SMS notifications for transactions.

The products of the Webmoney payment service are used for simple settlement payments on the Internet and offline, but they have a number of invaluable advantages:

• the card can be instantly replenished from the R-wallet by a member of the WebMoney service;
• it is allowed to write off money from the card directly to the R-purse;
• low percentage for transactions between the card and the R-purse - 1%;
• the amount of funds on the card can be displayed in the "Wallets" section of WM Keeper.

On the WM Card portal (wm-card.com) you can order the following cards:

• virtual card MasterCard Virtual;
• Maestro plastic card;
• plastic card Standard;
• as well as a virtual card Virtual from the banking institution "Russian Standard".

More about real cards in a separate article -. All WebMoney service members who have reached the age of 16 and have passed certification can purchase these products. To receive a virtual card, a WebMoney service member needs no more than 5-10 minutes - after the transfer of funds, information about the card details is added to WM Keeper and the mobile device almost instantly.

Continuing the review of the Webmoney payment system, we will tell you how to create a virtual card. Please note that the procedure is available only to citizens of the Russian Federation who have reached the age of 16. For registration, you need to go through the verification procedure -. This is necessary so that WebMoney understands that you are not a robot, but a real person. After that, the level of trust in you from the payment system increases and you are provided with the first level of the certificate (formal). This will not only expand your capabilities, but also protect you. If necessary, it will be possible.

What is a virtual card and why is it needed

In the WebMoney system, you can issue a virtual card. This is, in fact, the same payment instrument as the usual bank plastic card, but without a physical body. Required details remain unchanged:

• number;
• validity;
• CVC2 code.

It is designed for online payments. For example, with a virtual card, you can pay for goods in online stores, buy keys for games on, replenish your phone account, order plane or train tickets, book a hotel room, and more. A Webmoney virtual card is not a credit card, it is not tied directly to a wallet.

Money must be transferred to a virtual account manually. For example, when you need 5 thousand rubles for a purchase, you first transfer this money from your wallet to a card, and only then you can pay for a product or service on the site.

At first glance, this may seem inconvenient, but this method of calculation has advantages. The main thing is safety. The network is known to be wielded by many scammers who steal card data from websites and can use it for their own selfish purposes. Having your details, scammers can transfer money to their account, and it will not be possible to return them. The convenience of a virtual card is that even if your data is intercepted, the attackers will not have access to all your money. The maximum that they can count on is the change from the purchase.

The Wikimoney website recommends taking the Lazy Investor Course, where you will learn how to get out of your financial ass and learn how to earn passive income. No enticements, only high-quality information from a practicing investor (from real estate to cryptocurrency).

Types of virtual cards in WebMoney

Before creating a virtual WebMoney card, consider what they are. So, the system offers a choice of two options:

• Master Card;
• Visa.

Although the difference is not significant, it is still there. The Master Card is issued by the Network Clearing House company. For registration, they withdraw only 10 rubles. The validity period can be 1, 3 or 12 months. A maximum of 5 cards can be made per account. You don't have to pay for the service. When replenishing the card, a commission of 1% is charged. If during the calculations it is necessary to change the currency, then the resource takes another 1% for this operation. The limit per day is 14.9 thousand rubles. For a month, no more than 40 thousand rubles can be transferred to the card.

You can connect an SMS alert, which allows you to view the balance on your account and even block the card with one message if necessary. A PIN code is not assigned to such a card. The account number can be viewed in your WebMoney account. The expiration date and CVC code are sent to your phone. If you lose this data, you can find it out by contacting support.

A virtual Visa card is issued by Russian Standard Bank. The maximum period of its validity is 4 months. There is a 1.5% commission on all fund transfers. You set the limit yourself during the registration process. SMS notification is connected automatically - this is a free service.

How to make a virtual Webmoney card

Registration is not available to everyone, since only citizens of Russia can make a virtual Webmoney card. You also need to issue at least the first level of the certificate (formal certificate), respectively, you must be 16 years old or more.

The procedure is very simple and takes about 10 minutes. You need to go to the page wm-card.com/virtualcards.aspx and log in. Scroll to the very bottom, there you will find the "Order a card" button.

By clicking on the button, you will need to fill out a simple form in which you will specify the type of card (Master Card or Visa), set the limit and expiration date. The resource will take your personal data from your account and automatically enter it into the registration form. You will only need to verify that the personal information is correct.

If you are issuing a Master Card, then you will need to decide whether you need a notification service via SMS. You have to pay 30 rubles a month for it. At the end, it remains only to confirm the operation. After that, the expiration date and the CVC code will come to your phone, and the account number and the amount of money on it will be displayed in your account.