Investments in real estate.

The current level of development of the Russian financial system and its deep integration into the world economy gives every investor many opportunities to make money on investments. This statement will be true even for owners of small capital. When we are talking about a more serious amount, there are even more potential assets for investment. Let's find out where to invest 150,000–200,000 rubles with maximum benefit.

This type of investment is suitable for all capital holders who strive to receive passive income and at the same time accept a moderate level of risks. An amount of 150–200 thousand rubles will be more than enough for such investments. Moreover, it will allow you to invest funds in several accounts, which will help to significantly reduce or diversify investment risks.

PAMM accounts are a method of investing money in which an investor transfers his own savings to a professional trader for trust management. This is the name given to professional exchange players who most often work on the Forex currency market.

Such a manager will use the invested funds to carry out various exchange operations. For his work he receives pre-agreed commissions. The rest of the profit will go to the investor. The real average annual return on a correctly chosen PAMM account is 50–70% of the invested amount. In other words, using this investment instrument, you can earn 100,000–150,000 rubles in a year from the invested 200,000.

An additional guarantee for an investor who has chosen a PAMM account is the fact that the manager risks not only attracted money, but also his own money. Naturally, this forces the trader to work more collectedly and responsibly.

In order to choose the right PAMM account, it is better for an investor to first spend 1-2 months studying this issue. To immerse yourself in the situation, you should familiarize yourself with the ratings of traders and the strategy of their trading operations. Naturally, the more time a person devotes to such observations, the higher the likelihood of making the optimal choice.

Bank deposit

Investments in banks currently have a minimum return of 6–8% per annum. At the same time, they are absolutely reliable. Each deposit in the amount of 150,000–200,000 rubles is insured and its safety is guaranteed by the state.

By and large, today a bank deposit is more a way to protect savings from inflation than to earn serious money. Such investments are suitable for two categories of people.

Firstly, they are chosen by those investors who do not accept any risk at all. Secondly, bank deposits are preferred by lazy investors who do not want to spend time and effort studying the investment market and searching for more profitable financial instruments.

Indeed, if you plan to open a deposit in the amount of 150,000–200,000 rubles, then you don’t even need to make an effort to choose a bank. In the conditions of total deposit insurance, you can give preference to the product of the financial and credit organization that currently offers the most favorable conditions.

Investment portfolio

Currently, investments in securities in the world are perhaps the most popular tool for making money with your own money. At the same time, it is not so widespread in Russia.

If you are a novice investor who knows nothing about the stock exchange, but wants to invest 150–200 thousand rubles in building an investment portfolio, then we recommend starting with the purchase of shares of the largest domestic and foreign companies. These securities are also known in the stock market as blue chips.

Many investors are wondering how to determine whether a particular company is included in this circle. It's actually incredibly simple. If you know the name of a corporation, you can be 99% sure that its shares are blue chips. As an example, we can mention Sberbank, Gazprom, Apple and Google.

Why is it worth investing your 150,000–200,000 rubles in such assets? The fact is that such stocks have shown stable growth for decades. Do not forget about the principle of diversification described above, and in this case you will reduce existing investment risks to a minimum.

Information sites and online stores

Information technology has long been a part of modern life. At the same time, the level of people’s involvement in this area is increasing every year. More and more purchases are made without leaving home. Insurance is taken out, bank deposits are opened, fines are paid. All these actions are performed online, that is, via the Internet. In this regard, the investment attractiveness of various types of sites is very high.

An investor with a capital of 150–200 thousand rubles can easily invest it in an Internet project. There are two main methods of action.

Firstly, you can buy a ready-made information website or online store. Secondly, you can spend some of the money on purchasing a course on creating a type of website that interests you. Currently, there are simply a huge number of such consulting products on the market.

At the same time, the investor must take into account some of the features of such a business.

First of all, purchasing or creating an online store will entail additional costs for organizing its work. The investor will immediately face a lot of questions related to the purchase, storage, and delivery of goods. Moreover, if you are able to competently build all business processes, then such an online store will bring you good profits.

Purchasing or creating an information website involves much lower costs for its maintenance and development. The main disadvantage of these Internet projects is the time that must pass before your resource begins to attract users to its pages. In this case we are talking about a time from 6 months to a year. The owner of an information site receives income from advertisers who place their advertisements on it.

Before any investor sends his 150,000–200,000 rubles to purchase an investment asset, he needs to carefully study it. It is necessary to accurately understand the level of profitability, study existing risks and determine the payback period for investments.

We continue the topic of personal finance management. Let's say you have a small amount of money. For example, 150 thousand rubles. This is not enough to invest in real estate. In addition, this is not enough to purchase any decent car. It seems like neither fish nor fowl. Neither here nor there.

At the same time, you don’t want this money to lie like a dead weight, losing its value due to sharply increased inflation. What to do with 150 thousand rubles?

INVEST IN THE BANK? IT DEPENDS WHAT BANK

A disclaimer is important here. Before going to a bank and opening a deposit there, I would advise you to think carefully about how financially stable this bank is. Open the Banki.ru rating and look at the financial indicators of this bank. Does he have a net profit? How big is this bank in relation to all other banks? I have already written several times about how I chose Home Credit Bank to open a deposit. But I admit, I’m scared about my savings.

The advantage of this choice is 17% per annum on the “key rate” deposit and fairly favorable conditions in case of early closure of deposits. If you keep money on such a deposit for a year, you will receive about 25,500 rubles. Or a little more than 2 thousand rubles per month. It may not be a fountain, but it will help fight off losses from inflation.

If you want more reliability, then you have a direct route to Sberbank. But it is better to choose some strong and large regional bank that you have no doubt about.

INVEST IN FOREX AND STOCK MARKET? BETTER NOT

All my experience with Forex tells me that it is better to stay away from it. Just like from the stock market. No matter what your brokerage houses and management companies whisper in your ears, stock and currency exchanges are more like roulette than a means for saving or increasing money. My advice - it's better not to.

INVEST IN HOBBIES, RECREATION

Of course, if you spend this money on your hobbies or on a trip to the sea, then you will not have any money left from your nest egg. But you will get new impressions. Isn’t this why we were given life?

When I first built up a serious nest egg, I invested part of the money in the business, and the other part of the money went to maintaining my pants. And what was left I shamelessly spent on myself. I bought an expensive mountain bike, an iPod Thouch 4, a new phone, bought cool Yandex branded T-shirts, and sports sneakers. In general, I don’t regret one bit that I squandered some of the money on myself.

SELF-DEVELOPMENT AND WORK

Attend thematic training to improve your competencies. Your knowledge will stay with you and will always help you in your business. If your work involves a computer, then why not update your equipment? You can’t buy a good table, chair, large monitor and fast computer. You earn money with the help of all this, and therefore it is stupid to save on the quality of the workplace and your own training.

HEALTH AND SPORT

If even the smallest part of the body begins to malfunction, this significantly worsens the quality of life. Therefore, I advise you to engage in prevention. Join a gym and go there at least a couple of times a week. Work out in the pool and walk on the treadmill. This will allow you to be less sick and more energetic at work.

OWN BUSINESS

This is the most interesting direction where it would be possible to invest 150,000 rubles. True, this amount is most likely not enough to start your own business. Unless it's a really tiny thing. It just seems like the numbers are big. In fact, this is the only way money is wasted back and forth. And it’s not a fact that you will be able to at least get your money back later.

FINALLY

In conclusion, I would like to ask readers to be as careful as possible with where you take your money. Be careful, there are a lot of scammers around. And they are just waiting for their sucker to steal his money. You may not be aware, but here’s a recent case: the MMCIS financial pyramid has robbed countless people throughout the CIS. But for some reason this did not receive wide media publicity.

In general, the best idea during a crisis is to go buy a good mountain bike, sign up for a swimming pool, treat your health and go on a diet. At the same time, get rid of all unnecessary stress. In a healthy body healthy mind.

Today, a huge number of people are puzzling over how to increase their hard-earned money. At the same time, not only millionaires, but also people with average incomes are interested in passive income. Many people want to know where to invest 100,000 rubles in order to get at least a little rich. And this is quite natural. Nowadays, money opens up literally unlimited possibilities for a person.

At the same time, there is a whole arsenal of ways to help answer the question of where to invest 100,000 rubles with maximum benefit for yourself. Let's consider the most relevant of them.

Classics of the genre - “banks”

When a person constantly thinks about where to invest 100,000 rubles, his relatives and friends immediately begin to advise him - And this is a completely effective option for getting rich. Financial assets placed on deposit, as practice shows, are subject to insurance, so in the event of liquidation of a credit institution, you will in any case receive your money back. It should be noted that you will not get a huge profit from an investment of 100,000 rubles, but there is no such thing as extra money. In addition, banks very often carry out promotions to increase interest rates. The best option is a three-month deposit.

We invest in precious metals

Where else to invest 100,000 rubles? Some people recommend buying gold. Despite the fact that this is a less popular tool for increasing capital, nevertheless, investors use it quite often. Among experts in the field of wealth accumulation, there is an opinion that the acquisition of precious metals is always a profitable transaction in any process occurring in the economy. Moreover, the profit will be noticeable, despite the fact that VAT is withheld from transactions with precious metals, and when storing gold in a banking institution, the depositor will be required to pay a commission fee for each gram of metal. If you want this instrument to bring you maximum income, you should store gold in the bank for as long as possible - at least several years. Only then will the profit be tangible.

It should be noted that the cost of an ounce of gold has not decreased over recent years, but has been stable. If we talk about investments in gold jewelry, it should be noted that they will not bring significant profit, since after a certain number of years you will be able to sell them only at the price of scrap.

Real Estate Investments

A certain part of investors, when asked where it is profitable to invest money, answer that the best option is real estate. Of course, 100,000 rubles now won’t even buy a dorm room. However, you should not consider only houses or shopping complexes as capital increase. You can purchase a small plot of land, which can later be rented out. If it is located in a convenient location, in close proximity to transport interchanges, then you can build a garage on it or organize paid parking.

If you are not afraid of physical work, then, if you wish, you can install the necessary communications to the site and set up a mini-farm there for raising farm animals. Or build greenhouses and plant vegetables. And sell the harvested crops on the market. In general, you can come up with as many options for enrichment as you like.

"Forex"

Currently, people are especially interested in the question of where to invest in 2014. Statistics show that, like last year, many investors will be attracted to the Forex market.

It should be noted that you need to be able to trade currencies, so you need to learn this field of activity. It is important to remember that it involves serious risks. As a result, you can not only not get rich, but also remain in a deep minus. If you are new to this business, then at the initial stage it is better to use the services of a professional consultant who will tell you for what period it is safest to invest money.

PAMM accounts

Using this tool you can also successfully trade currencies. It is best to opt for so-called conservative accounts - their managers have been professionally trading for at least a year. The safest options are from 5 to 10%. The optimal deposit period is 14 days.

Education

The most profitable investment is your own education. Where is it better to invest 100,000 rubles?

Spend it on training courses, for example, a hairdresser or massage therapist. Thus, you will gain real knowledge, which in the future you will be able to put into practice with maximum benefit for yourself.

Of course, this is not a complete list of options through which you can get rich. Many people today invest financial resources in securities or open their own website on the Internet. The trend is this: today everyone is striving to become financially independent through passive income. Ultimately, the final choice is yours.

Probably, many of us think: “if I had money, I would invest it without any problems.” But it turns out that investing money correctly is definitely a problem. Owning 150 thousand rubles, people wonder whether it is necessary?

Time passes, money depreciates. They must always work to increase capital. So where to invest 150,000 rubles to guarantee at least a minimum income?

Investing in residential real estate

The most popular type of investment. Usually, if a person, the first thing that comes to his mind is residential real estate.

However, the majority view it not as an investment tool for creating capital, but as a way to “not lose it” from the position of “this way they will definitely be preserved.”

If we consider real estate as an investment instrument, then it is not as simple as it seems and requires professionalism, it freezes funds for a long time, and the profitability is only sometimes high.

In order for the property to pay for itself in at least two years, it is necessary to rent it out. Before buying, you need to thoroughly study the infrastructure of the area, its future for the next five years (it is advisable that there is a metro or bus stop nearby, this will increase the cost of rent).

Investing in commercial real estate

Before investing the available 150 thousand rubles in commercial real estate, you need to pay attention to the premises itself. More often than not, good profitable premises, like a good profitable business, are unlikely to be sold.

Either the price is too high, or there are some problems with the premises. In addition, the legal history of the premises is also important.

When investing money in commercial real estate, you need to thoroughly study everything that is offered on the market. Compare the cost of similar objects.

The modern commercial real estate market offers a significant number of different structures, both at a cost that is several times higher than the real one, and at a relatively low price due to the current crisis situation in the country.

Also, it is necessary to analyze the demand for the premises. As a rule, small compact premises, offices and studios are chosen for rent/purchase.
In order to ultimately decide where to invest 150,000 rubles, you need:

  • review several possible options to reduce risks,
  • check what repairs need to be done, how much it will cost, take into account all possible expenses,
  • check the availability of all documents so that legally all documentation is completed correctly.

Investing in bank deposits

This type of investment is most popular in Russia and the CIS. People don't want to think. It is easier for them to invest the amount they have in a reliable bank and receive dividends after a while.

However, the risks when investing 150 thousand rubles in a bank deposit are minimal, since they are insured by the state.

This means that even if the bank is declared bankrupt, the invested amount will be returned by the state. Thus, safety will be ensured.

Investing in websites

If it’s hard to decide, then invest your money in websites. This is a pretty good way. The specified amount is quite enough to create and promote several projects that will make it possible to earn up to 15 thousand per month.

But in order to take advantage of its benefits, you need to learn all the intricacies of creating, promoting and maintaining websites.
Be that as it may, the choice of investment option remains with the investor.

Investing in currency

This type of investment is very risky for ordinary citizens who are not closely associated with banking institutions or currency exchanges.

In the long term, there is a risk that the foreign currency exchange rate against the ruble may change downward.

In any case, it will not be possible to quickly exchange the same dollars/euros for rubles, because... banking institutions on such days, waiting for the situation to change.
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Investing in shares

This is a profitable type of investment associated with many risks, since the market is constantly changing, and in order to follow it and notice the movement in a timely manner, you need to have special financial knowledge and experience.

The threshold for entry into this tool is quite reasonable - 150 thousand rubles will be enough. A significant advantage of purchasing shares is the payment of annual/quarterly dividends.

Taking this factor into account, the return on investment can range from ten to twenty-five percent annually. This is much more than the return on deposits.
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Investing in Forex

This type of investment is becoming increasingly popular. The main advantage is high profitability, but it is difficult to obtain. To become a successful Forex player, you need to become a professional who follows his strategy, manages capital, and limits losses.

Advantages:

  • opportunity to earn significant income,
  • minimum investment amount.

Flaws:

  • huge chance of losing money,
  • not controlled by law.

Investing in PAMM accounts

By investing 150 thousand rubles in this instrument, it is possible to receive 30% or more per year. Today there are many professionals who have been making money on Forex for many years - these are traders. In fact, they work for investors.
In order not to lose money, you need to approach the choice of a trader correctly:

After that, make your investment. If everything is done correctly, the risks will be minimal, and income will not be long in coming.

Investing in binary options

Binary options provide a fixed income. By investing in them, it is indeed possible to earn “quick money”, but it is also possible to lose money.

To enter, 150 thousand rubles is enough. But if you strive to immediately earn a “million”, nothing will work out; it’s a failure and a loss of money. You need to tune in for the week, month, year.

They are interesting because if the trader loses, investors still earn money (up to thirty percent of the invested funds). This is very good insurance for the investor.

Where to invest 100 thousand rubles: analysis of the rationality of investing small funds + 3 promising options for investing money.

If you own some kind of monetary capital, then sooner or later you will think about the possibility of investing existing material resources, say, to obtain additional profit.

There are many options, which vary depending on the goal that you are pursuing. We’ll talk about how to invest one hundred thousand profitably and with maximum benefit for yourself in this article.

Is investing 100 thousand rubles promising?

How to properly manage the available capital is a responsible question. Many still prefer not to invest their rubles anywhere, keeping them as a “nest egg”.

But with even such a small amount as 100 thousand rubles, you can increase your profit and succeed in life, if only you know how to invest your savings wisely.

to get the return:

    Invest in yourself, in expanding your own knowledge and horizons.

  • Firstly, an amount of one hundred thousand is enough to comprehensively check your health and take care of it. You can spend this money on carrying out the necessary examinations, or on a gym membership.
  • Perhaps you have long wanted to change your image? Investing one hundred thousand in yourself is a smart decision! Maintaining your health, both physical and psychological, is important.
  • One hundred thousand rubles is also a sufficient amount to improve your skills or succeed in an area in which you lack knowledge. In this case, this money can be used to pay for courses or trainings. Such a decision will in any case benefit you in life.

Invest in generating passive income.

This type of cash investment includes: bank deposits, mutual funds, purchase of shares and bonds. Whichever of the above you choose, you will end up receiving additional income with a minimum of effort.

Invest in creating your own business.

At first glance, it may seem that one hundred thousand is too small an amount to start your own business. But this is not at all true... Creating a small business often does not require large financial investments.

Let us consider in detail each of the options where to invest 100 thousand rubles, and discuss the pros and cons of these investments.

Option #1. Invest 100 thousand rubles in yourself


When people talk about investing money in themselves, they usually mean long-term “return.” Let's take a closer look at a few specific ideas where you can invest this bunch of rubles to your advantage.

1. Invest in acquiring additional knowledge and skills.

If you have an amount of one hundred thousand rubles, you can invest these funds to obtain additional education.

What goals can be achieved if you invest 100 thousand rubles in your education:

    Broaden your horizons.

    Perhaps there are areas in which you would like to gain more knowledge, but there was no suitable opportunity?

    Gain additional skills to advance your career.

    It happens that in order to get a promotion at work, people do not have enough knowledge of a foreign language or their insufficient level of computer use is hampered. You can take English or French courses and get the desired salary increase.

    Gain knowledge in the area in which you would like to work in the future.

    If everything is clear with the first two points, then we will consider the last point in more detail.

With one hundred thousand rubles, you can easily get an education in the following areas:

  • hairdressing art,
  • makeup,
  • manicure and pedicure,
  • sewing,
  • Interior design.

At the same time, this amount will be enough not only to obtain an education and a corresponding diploma, but also to invest in the purchase of the necessary materials to get started:

Thus, if you invest 100 thousand rubles in this, you can completely change your field of activity, succeed in it and receive a solid income.

2. Invest one hundred thousand in purchasing expensive devices for work.

This option, in which you can invest your hard-earned rubles, will probably interest you if:

  • Lack of necessary gadgets hinders your progress in the work field.
  • You cannot fully monitor the situation in the world or country; you want to expand your horizons and always “be in the know.”
  • The acquisition of modern technical devices is necessary for status.

If any of the above problems are familiar to you, you can safely spend the available amount of one hundred thousand rubles to achieve the necessary goals.

3. Invest money in keeping yourself in shape.

Although at first glance this investment option seems useless, it is worth taking a closer look at it.

It is worth investing your 100 thousand rubles in this way in this case:

    You have long wanted to examine your health.

    Thanks to this, you will keep your health strong for a long time. This means that you will work more productively, get sick less often, and reduce the risk of investing the same money in the purchase of medicines and operations in the future.

    I have long dreamed of going to the gym.

    Buy a gym membership - this way you will get your body in order, and add activity and creativity to yourself.

    We wanted to change our image and wardrobe.

    In order to become successful, you just need to look neat. You might want to change your haircut or add some colorful suits to your closet.

Whatever option you choose, remember: it's never too late to change something in your life and try something new.

These examples only confirm this truth:

The idea of ​​investing 100 thousand rubles in yourself and your interests will never become unjustified, but, on the contrary, will help you become a successful person.

Option #2. Invest 100 thousand rubles to receive passive income


Don’t want to keep your material savings at home, namely one hundred thousand rubles, but at the same time don’t mind receiving additional profit for using them by third parties? This means that this option of investing 100 thousand will suit you.

The most rational options where you can invest 100 thousand rubles to make a profit:

  • Bank deposit.
  • Mutual investment fund (UIF).
  • Valuable metals.
  • Purchase of shares.

We will conduct a detailed review of each of the options in order to invest one hundred thousand.

1. Bank deposit.

This idea of ​​where to invest rubles or foreign currency is the most popular. Most people believe that investing one hundred thousand rubles in is a win-win and reliable option.

In fact, this is really the right decision, since the thousands of rubles that you decided to invest are in the bank. So you don't need to worry about them. In addition, you will receive an additional amount for using your funds.

But this option to invest your rubles also has many disadvantages:

  • Low interest rate - on average from 8% to 10%.
  • Inability to withdraw your deposit before the expiration of the contract.
  • You could lose your deposit if the bank closes.

Whether to deposit money or not is a personal matter.

But if you decide to do this, consider all the nuances:

  • Decide on the deposit currency - find out in which currency it is best to make a deposit.
  • Do not look for a bank with the highest interest rate - there is a great risk of losing your thousands of rubles.
  • Specify the scheme of accrual and payments for the deposit.

The list of the most reliable banks in Russia, where you can safely invest 100 thousand, includes:

2. Mutual investment fund.

The idea of ​​investing money in mutual funds has become very popular today. What is a mutual fund?

Mutual funds– these are funds that form their property from investments of investors (in other words, shareholders), and with the help of a management company manage this capital.

That is, you become the owner of part of the property that makes up the share.

Reasons why this option to invest rubles is gaining popularity:

  • Minimum investment– you can invest with 1 thousand rubles or more.
  • No risk– mutual funds are controlled at the proper level by the state.
  • Money back - you can get your investment back at any time.

But this method also has its drawback - you need to be able to choose the right mutual fund to invest your capital, since there is a risk of losing your investment.

3. Valuable metals.

Many people “the old fashioned way” prefer the option of investing their thousands in precious metals. This is a currency that will not depreciate, but at the same time directly depends on the price of the metal on the world market.

And this market has one interesting feature - prices for precious metals are constantly rising. However, only in the long term investment perspective.

The following metals are considered to be the most profitable to invest your rubles in:

Despite the reliability of the idea of ​​​​investing 100 thousand rubles in precious metals, do not forget about the disadvantages:

  • Keeping gold or other bullion at home is quite risky.
  • It is expensive to deposit precious metals in a bank.
  • No one can accurately predict the future price of the precious metal.

The easiest way to invest one hundred thousand in gold bars is to purchase the one that suits you at Sberbank: https://www.sberbank.ru/ru/person/contributions/values/metall

4. Purchase of shares.

This way of investing your capital is also very popular. But you need to understand that investing one hundred thousand rubles in profitable stocks is not an easy task. Here you need to either rely on your own luck, or entrust the selection of papers to a good specialist.

Many also advise buying shares of companies that have proven themselves in the market and whose services you use yourself.

In itself, a share is a security that, roughly speaking, gives you the right to own part of an enterprise. Based on the profit received, the company will pay you dividends.

This is one of the disadvantages of buying shares - the amount of your income will not be stable.

It is customary to buy and sell shares on stock exchanges, so before investing your hundred thousand rubles, you will have to thoroughly study the market and monitor quotes.

Never rush when buying shares - weigh the pros and cons!

These are the most basic ideas where you can invest 100 thousand rubles to receive passive income. Do not forget to think through every step in this matter so as not to lose your money.

Option #3. We invest 100 thousand rubles in creating our own business


This option to invest one hundred thousand is undoubtedly relevant, since every year the number of entrepreneurs who want to work for themselves increases.

To organize a successful enterprise, the available amount - 100 thousand rubles - will be enough. Such an investment is always advisable because it will help you reach a completely new level of living.

We will discuss promising business ideas, for the implementation of which 100 thousand rubles will be enough.

Business idea No. 1. Organization and holding of events.

An amount of 100 thousand rubles is enough for you not only to launch such a project, but also to promote it.

The idea has long been tested and is very popular today. This is due to the fact that people have recently preferred to entrust the organization of important events in their lives to professionals.

By implementing such a business idea, you can provide the following services:

  • Determining the format of the celebration– you help the customer figure out what the scope of the proposed holiday will be.
  • Determining the location of the event– looking for a suitable establishment with an acceptable price policy.
  • Carrying out the holiday itself– services of toastmaster, presenter.
  • Room decor - you can decorate banquet halls, prepare arches for the ceremonial painting of newlyweds, decorate children's parties.
  • Rent of decor, costumes.

As you can see, the list of services that can bring profit is quite extensive. You can provide all of them or just some.

Here it is worth considering the geography of your business. If you are going to organize it in a small town, provide maximum services. But if you plan to develop this idea in a big city, choose a narrow specialization.

Let's consider a plan for the step-by-step organization of such a business:

You can host and organize a variety of events:

  • children holidays,
  • weddings
  • Birthday,
  • corporate events,
  • surprise parties

This business idea is not difficult to implement, and also not expensive. This is a good way to invest your hundred thousand rubles.

Business idea No. 2. Opening of a children's hairdresser.


Another idea that is at the peak of popularity. To create such a business, an amount of one hundred thousand rubles is quite enough.

Today, almost all ideas that are somehow related to children turn out to be profitable. And the children's hairdresser is no exception.

In order to organize such a business, you will need to invest one hundred thousand in the following expense items:

  1. Rent the premises in which the hairdressing salon will actually be located.
  2. Arrange it so that it looks exactly like a children's salon.
  3. Purchase the necessary equipment and tools.
  4. Conduct an advertising campaign.

In order for investments in such a business project to pay off faster, you can expand the range of services:

It's almost impossible to fail in a business like this.

You just need to position the product correctly and take into account small nuances:

  • It is best to organize a children's hairdresser in large shopping centers or (if we are not talking about small towns).
  • The room needs to be decorated in such a way that children want to come there.
  • It is worth hiring only qualified specialists for work, because working with children requires patience and accuracy.
  • Create your own website where you will inform people about your salon’s services and prices.
  • Don't forget about small gifts for young guests.

If you invest the first hundred thousand rubles in this business correctly, then in a few years you can organize a whole network of children's beauty salons.

Business idea No. 3. Sales of tropical fruits.


At first glance, it seems that it is impossible to organize such a business idea with a starting capital of one hundred thousand rubles, but this is not so. In fact, the demand for such fruits is quite high, but their supply in supermarkets is very small.

This is due to the fact that large supermarket chains, as a rule, are afraid to purchase large wholesale quantities of exotic fruits, since this is a considerable risk. The fruit may not be sold on time and the store will suffer significant losses.

You don’t need to buy goods from large enterprises at all. Contact suppliers who are willing to sell you small quantities of fruit. You can even find compatriots living, say, in Thailand for cooperation.

You can succeed in this business in this way:

  • Sell ​​fruits at retail by pre-order.
  • Form gift boxes from exotic fruits - now such baskets and bouquets are incredibly popular.
  • Organize tropical fruit fairs.

In any case, to organize such a business, you need your own website. While your profit is small, you can create it yourself on a free platform.

The free website creation platform UCoz is very popular:


This idea, of course, requires a lot of effort to implement. But with skillful promotion, it will definitely turn out to be profitable, and you will be able to invest your hundred thousand rubles wisely.

You have 100 thousand rubles and you don’t know where to invest them?

Business idea No. 4. Earning money from vending machines.


You don't see anyone with a vending machine these days. However, the idea of ​​investing money in this branch of business is still popular.

To buy one machine, you will need from 7 thousand rubles. But making money on one device will be quite problematic. Therefore, if your starting capital is one hundred thousand rubles, it is better to invest it in the purchase of several installations at once.

Such machines are used to sell various products:

  • chilled drinks,
  • tea and coffee,
  • snack products,
  • chewing gum,
  • newspapers and magazines.

Sales of flowers and French fries have also become new directions in the industry.

The chart below shows which vending machines are the most popular:

It is necessary to place vending machines in crowded places and, of course, based on the goods that will be sold in them.

Suitable locations for the location of vending machines are:

  • shopping centers,
  • educational institutions,
  • public transport stops,
  • office centers,
  • hospitals,
  • parks, zoos, establishments with attractions.

Before purchasing a vending machine, decide on where it will be installed. And then think about which machine will be most relevant there.

If you carefully calculate and organize everything, such a business will pay off within 12 months.

We looked at the 10 surest options, where to invest 100 thousand rubles, depending on what you want to get out of investing this money.

Whatever your initial capital, money should generate income or help make dreams come true.

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