Internet banking BPS Sberbank physical. BPS Sberbank internet banking login

BPS-Sberbank online is one of the types of remote banking services (RBS) from BPS-Sberbank OJSC in the Republic of Belarus. According to their own functionality and organization of services, BPS-Sberbank online is, with data storage on the bank server, login to Personal Area for surgery, etc.

The main purpose of BPS-Sberbank online is to enable individuals to manage funds from their own card accounts.

How to connect BPS-Sberbank online and what is required for this?

Any account holder at BPS-Sberbank OJSC can become a user of the BPS-Sberbank service online. Most often, the clients of the service are owners payment card BPS-Sberbank. Usually they have salary card and use it for household payments.

To gain access to the service, the cardholder must enter into an appropriate agreement with the bank in one of the branches of OJSC BPS-Sberbank. But registration is possible without a personal visit, through the website https://i.bps-sberbank.by.

To work with the BPS-Sberbank online service, you must have a computer and minimal skills in working with it. No special programs are required to receive the service. But the version of the Internet browser must be up to date. For example, Internet Explorer is not “older” than the 9th release.

Functionality of BPS-Sberbank online

With the help of BPS-Sberbank online it is possible to:

Conduct financial transactions:

• Payments in the system - utilities, communications, Internet, etc.;
• Other payments to individuals and legal entities;
• Transfer of funds from a BPS-Sberbank card to another card;
• Repayment of loans;

Receive information about balances Money on the account, transactions performed, receipts and payments.

Generate bank statements.

View background information (exchange rates, ATM locations, etc.).

Activate some banking services:

• Notification via SMS about transactions with a card account;
• “One-button payment” - making periodic payments with one click according to the data saved in the BPS-Sberbank service online form;
• “Automatic payment” is permission for the bank to make payments without a separate order from the client for a specific transaction. The list of such payments and their recipients is determined in advance by the client.
• “Verified by Visa and MasterCard SecureCode” - a method of ensuring additional security payments by entering an additional, one-time password received via SMS.

Work with deposits:

• Open bank deposits and replenish them;
• Transfer funds to impersonal metal accounts (exclusive service of BPS-Sberbank).

Monitor the card account security system:

• Change your personal account login password;
• Block and unblock from bank card;
• Choose a method for additional confirmation of transactions with passwords;

Regulate the visibility of certain services.

How much does the BPS-Sberbank online service cost?

You can use the BPS-Sberbank service online either for free or for 7.5 rubles (BYN) per year.

Choosing free service the client significantly limits his options. Only the following are available to him:

• Obtaining reference information;
• "Automatic payment" service;
• SMS notification;
• Verified by Visa and MasterCard SecureCode.

The last two points relate to the security system. Payment options are limited to automatic debiting. This option seems convenient only for periodic payments for utilities, etc.

Clients who have entered into a comprehensive agreement banking services gain access to all features of the service.

It seems obvious that 7 rubles 50 kopecks is an acceptable fee for freedom of payments and other transactions throughout the year.

You can find out more about the service from the employees of BPS-Sberbank OJSC or on the bank’s website, section “For Individuals”, subsection “Payment for services using remote channels”, item “Sberbank Online”. On the same page, on the right, you can find the contract form, instructions for working with the service and answers to some questions.

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The use of banking services has become an integral part of the life of a modern person. For the convenience of clients, banks are constantly developing remote services. One of such resources is the one offered by BPS-Sberbank online internet banking. Using the service, users can without visiting the office financial institution make regular payments, control cash balances and transfer money to other individuals.

Login to BPS-Sberbank online

Registration in BPS-Sberbank

Starting to use the resource from BPS-Sberbank is available to clients who are cardholders, borrowers or depositors of the bank. You can go through the procedure directly at system login page BPS-Sberbank online.

Step-by-step registration on the resource is as follows:

You must also specify an email address; a letter with instructions for subsequent work in the system will be sent to it.

If the registration procedure is completed correctly, the client is automatically transferred to the main page of the Sberbank online shell.

The login and password cannot consist only of letters or only numbers; it is necessary to use a combination of such characters. Username from 6 to 20, code from 8 characters.

How to log into the BPS-Sberbank Internet banking system

Login to Sberbank online is carried out from the first page of the resource. The client must enter the login and password assigned when filling out the registration form on the site.

The user is also invited to use the Demo mode of the resource to familiarize themselves with the capabilities of the service before starting its full use.

Access to Sberbank online and its uninterrupted operation is possible using the following browsers:

• Internet Explorer 32 and 64bit
• Opera
• Google Chrome from v.45
• Mozila Firefox

How much does internet banking cost?

Use of the functionality of the Sberbank online personal account is provided to clients of the financial institution on a paid basis. The cost of services is set by the company's current tariffs.

Table 1. Tariffs for BPS-Sberbank online

Functionality of BPS-Sberbank

Home screen features

Directly from the page, the client can top up mobile phone, go to the section with exchange rates, bank news and geolocation of ATMs and institution branches, and also use the “Personal Menu”.

In the “Personal Menu” field the following are available:

• history of operations;
• payment settings, including automatic ones;
• financial control;
• managing program settings;
• creating and viewing the status of applications sent to the bank;
• section with promotions from the organization and games.

By open cards You can perform a number of operations directly from the main screen, including:

• establishing the status of plastic;
• transfer between own accounts;
• statement and payment history;
• sending transfers and setting up automatic payments;
• SMS notification settings, connecting/disabling 3-D secure.

Also, from the main section, the top line with access buttons, the client can go to the desired functional menu of the system.

Payments and transfers

The payments and transfers section is provided for paying for BPS-Sberbank services and providing the client with the opportunity to make transfers from their accounts to the following directions:

• repayment of an overdraft or loan using plastic issued by another financial institution;
• transfer from a Sberbank card to another bank;
• replenishment of the deposit using third-party plastic;
• payment utilities and other payments from cards of other banks;
• transfers to card and current accounts of individuals and organizations, both in Sberbank and beyond.

In the payments menu, the user will be able to pay not only for Sberbank services, but also use the “Settlement” system, make payments in one click, top up a mobile phone, the Internet, and deposit money for rent or utilities.

Cards

In the “Cards” section the client is given the opportunity to order debit plastic from Sber, seek advice from company employees or order a certificate about the movement of funds in your accounts. Also from the page, as well as from the main page, the user can perform any actions with already open cards.

Deposits and accounts

The Deposits and Accounts page allows the client to manage their savings accounts. Available features include:

• viewing balances;
• when switching to the desired account, the user can generate a statement for the period he needs;
• display of account details and the conditions under which it is serviced by the bank, including an indication of the interest rate;
• opening a new deposit.

The user can also order a call from the bank to obtain information about their open accounts or about a new product of the institution.

Loans

Page with credit programs makes it possible to monitor the status of existing obligations to the bank in terms of mandatory monthly payments, details for repayment, information about available limit on revolving lines and overdrafts.

Closed accounts

The section with closed accounts allows the client to receive archival information about those accounts that were closed no more than 6 months ago. It is possible to obtain more outdated information only by personally contacting a BPS-Sberbank branch in the territory of the Republic of Belarus.

Other

The “Other” menu provides the user with the opportunity to go to one of the additional sections of the Sberbank online personal account:

• wallet identification on the Yandex.Money website using special tariffs;
• item "Insurance".

In the “Insurance” section, the client can issue a policy voluntary insurance from accidents, view the conditions for products offered at bank branches, and also receive information on existing policies.

How to pay utilities

Through your Sberbank personal account online client can pay regular bills, including utility bills, without wasting time and extra effort. To pay the rent or pay for the services consumed, it is enough to:

1. Go to the "Payments" section.
2. In the tree the required operation choose.
3. Decide which card the payment will be made from.
4. Enter your personal account and payment amount.
5. Confirm payment.

For the convenience of paying for several transactions at the same time, just use the “One-button payment” service and select the necessary directions there.

Frequently sent payments can be added to favorites for ease of use, and in order not to forget about paying utility bills, the user can set up automatic sending of payments.

A personal account from BPS-Sberbank allows bank clients, individuals, to significantly save time on visiting branches. Through the resource you can solve a larger number of financial problems and take advantage of all modern banking services. To join Internet banking, it is enough to be a holder plastic card institutions and go through a simple registration procedure.

BPS Bank is a remote customer service system from BPS-Sberbank, operating in Belarus. Internet banking gives Belarusian clients the opportunity to use all bank services and control accounts and cards online. All operations are carried out in your personal account; below we will tell you how to register, log into your account and use it.

Login and account registration

Until 2015, bpsb had a different banking system, after which it switched to the same service that operates in Russia - Sberbank Online.

Only the client who has an account or card with BPS will have access to the personal account. There are two ways to become a user:

• By concluding an agreement with the bank. You only need to take your passport with you.
• Registration without visiting a branch on the lender's website.

If you visit a branch, the bank manager will issue a temporary password and login after submitting the application.

When registering on the site, you need to click on “Register” and enter:

• Card or account identification number.
• Mobile number to which session codes and passwords will be sent in the future to confirm transactions.

By clicking on “Continue” a password will be sent to the specified number. By entering it into the line on the site, the client’s identity will be confirmed and access will be opened. Now you need to log in to your personal account.

The generated password is not secure. The user needs to change it in the future, creating a new, complex combination.

Login to your BPS personal account is carried out at home page official website www.bps. sberbank. by. No special software or devices are required for authorization.

Let us remind you that if you enter the wrong password several times, access to your account will be blocked for several hours.

Using the BPS office

There are two options for connecting to LC:

• For free.
• For 7.5 rubles per year (BYN version).

In the free subscription option, the client receives much fewer features. He can only:

• Receive information about bank accounts and maps.
• Use auto-payment and SMS notifications.
• Confirm transactions with input one-time passwords.

It is impossible to make payments yourself - only through automatic debiting of funds. This is only suitable for those who need to make periodic payments.

Therefore, paying such a small amount is worth it - the user will have access to all the functionality of the account for a year.

The system is not much different from the Sberbank Online service operating in the Russian Federation. The account allows individuals:

• Manage your accounts and cards.
• Transfer funds to private and legal entities to cards and accounts of BPS-Sberbank and other financial institutions.

• Open and replenish deposits, withdraw money to impersonal metal accounts.
• Pay for services and purchases in online stores - housing and communal services, communications, Internet, fines and taxes, etc.

• Apply for loans and make payments on them.
• View information about accounts, credit and debit cards, deposits, as well as information on the balance of funds and completed transactions.
• Receive payment documents and generate documentation from them.
• View background information about exchange rates, locations of ATMs and financial institution branches, current promotions and programs, etc.
• Activate and deactivate bank services, order and block cards.
• Change account settings: login details, make strictly defined services visible, view the log of user authorizations, etc.
• Take out insurance and make payments on it.

• SMS notifications about transactions.
• Automatic payment for specific transactions without the client’s instructions (for this, the user must submit a list with payments and recipients).
• A service similar to the previous one – “One-button payment”. In one click, periodic payments are made, pre-specified in the personal account, i.e. without visiting the bank.
• Approval of payments by entering one-time passwords sent via SMS to the user’s number (different service names are provided for Visa and MasterCard cards).

All operations are carried out in 4 sections:

• "Payments and transfers".
• "Deposits and accounts."
• "Cards".
• "Credits".

Here you can not only carry out transactions, but also view information on registered this moment banking products and already closed accounts. The main page of the account already provides information about cards, deposits and accounts.

You can familiarize yourself with the terms of service for individuals on the bank’s website by opening the “Individuals” section and going to the “Payment for services using remote channels” subsection. Here are instructions for working with the service, maintenance procedures, answers to basic questions and recommendations for ensuring account security.

The work of the office is protected by the SSL protocol. Check the address bar when you visit the site - a lock icon should appear. This means that the data transfer is secure.

By setting up the “One-button payment” function, you can make payments for similar transactions every month.

The function of adjusting the visibility of products is purely aesthetic, allowing you to remove unnecessary information from the dashboard interface.

Please note that you can get a mini-statement in your account, to generate which you need to create a report on personal account. To do this, you need to click on the “Extract” tab in your personal account and enter the following data in the fields that open:

• The beginning and end of the period for which the report is needed.
• The card or account for which the statement is issued.

Receipts and statements can be sent by email, saved as PDF and printed. The subsection “Calculation Sheets” will be useful to those who plan to conclude any transaction in the near future. For example, if the employer signs an agreement with BPS.

You can create template payments by entering parameters in the “Quick payments” subsection.

Important! You can link to an account or card online wallet Yandex.Money (this service is part of Sberbank). To do this you will need to go through an identification procedure. Transfers from a wallet to cards are possible:

• Visa.
• MasterCard.
• Belkart.

There is also a mobile application for BPS Bank. You can download it for Android and iOS OS from the PlayMarket and AppStore stores, respectively.

Important! A useful section called the financial manager can be found by opening the “My Finances” section. He will analyze the available profit on all active accounts, cards and loans.

If it is decided to terminate cooperation with the bank, the client only needs to submit an appropriate application to close all products and services. After this, access to the personal account will be closed.

So, access to the account is provided to persons who already have any banking product. The service is convenient and concise, offering all the possibilities for managing your funds and services.

BPS-Sberbank Internet banking is a special service that allows you to remotely control your account and carry out various banking operations.

What is the advantage of BPS-Sberbank Internet banking?

This service has a number of undeniable advantages:

• there is no need to make a personal visit to bank branch and stand in queues for most operations, the main thing is to provide access to the Internet. Branches are not always located close to home, so the service saves a lot of time;
• through this service you can transfer money, pay for utilities, including water, electricity, communications, internet, etc.;
• you can instantly block the card if lost or stolen;
• Your personal account is reliably protected from online fraudsters using the SSL protocol.

How to connect the service?

To activate Internet banking, you need to contact the nearest bank branch. You need to have your passport with you. A branch employee will ask you to write an application to connect to the service. Your next steps:

• read the contract for connecting the service, if everything suits you and there is no doubt, sign it;
• a bank employee gives you a login and password to log into the system;
• If you need to install crypto protection tools, you will need to contact the Certification Center for Digital Certificates at the bank.

How to pay for services through BPS Banking?

To pay for services through BPS Banking, you need to go to your personal account, select the “Payments and Transfers” section in the horizontal menu, and select the service for which you need to pay from the list provided. Let's give an example for clarity:

• select “Health Insurance”;
• in a new window, select the type of payment, for example, “Payment of the first part of the insurance premium”;
• Now you need to select the card from which payment will be taken and enter the short name of the organization that has entered into the DSMR agreement;
• enter the required amount in the payer’s full name, click “Next”;
• check the correctness of the entered data, enter an additional password and click “Pay”.

A check card is generated in a new window, which can be printed, sent by email or saved in PDF format. If desired, this payment can be added to the “Fast payments” section by clicking the corresponding button.

Registration of a personal account

To register a personal account, you need to go to bps-sberbank.by and in the horizontal toolbar click on the outermost tab “Sberbank-Online”. In the new window, select the “Registration” section in the side menu. Enter your address in the registration form Email, mobile phone, full name and click the “Continue” button.

We are testing self-service systems of Belarusian banks. Today we will evaluate the work of Internet banking from BPS-Sberbank.

Data registration and recovery

There are two ways to register in the system. The first is if you are already a client of the bank and you have some kind of product, for example, a card or a deposit.

In my case, this is a map. To register, I needed a passport and a mobile phone, which received an SMS code for confirmation.

The second way to use the BPS-Sberbank service is to register in the guest account. To pass it, you do not need to be a bank client. For this registration form you only need SMS confirmation.

A special feature of the guest mode is the ability to pay for some services using cards from other banks, but today we will consider the full version of the system.

If you have forgotten your login or password, you will simply have to register again. However, there is one drawback - you cannot leave your old login, the system will say that it is already taken, and you will have to come up with a new one :(

Functional

This is what the main page of the Internet bank looks like. On it you will find all your issued products: cards or deposits.

Now let's take a closer look at "Personal menu". First service - "Operations history".

Here you can view transactions for any period, both for all cards and for just one.

I really liked the ability to manage payments, you can also find it in the side menu. This is where your payments are stored, which can be renamed, deleted and grouped into different folders...

Also, let's not forget that for all services, for example, payment for telephone or Internet, you can set up automatic payment. However, this service is paid.

Perhaps one of the most interesting sections of the system is PF manager, which can be found in the section "My finances". The financial assistant will analyze all your income from cards, accounts and even loans :)

"Calculation sheets" is certainly a useful function, but it will only be useful if the organization you work for enters into a special agreement with the bank.

For example, you can change your login password or choose a convenient method for confirming transactions.

A pleasant surprise was the ability to customize the visibility of products. For example, if you do not want to overload the main page, then you can leave only one main card, and hide deposits and loans.

Setting limits is also available in Internet banking. However, I was able to set restrictions only by countries of transactions; limits on amounts and quantities gave me an “error” :(

In the next subsection - "My statements"— you can track certificates, loan applications, view concluded insurance contracts, and also find out the status of their execution.

Now let's go through the main sections. First - "Payments and transfers".

But the most unusual thing is the ability to pay with cards from other banks. Moreover, you can pay for services in the ERIP system, replenish deposits, repay overdrafts, and even make transfers :)

At first glance, it is clear that transfers are the bank’s strong point. Literally any transfer options are available to you: by phone number, by card number, between cards of other banks, and even transfers to foreign currency outside Belarus :)

In chapter "Cards" You can order a card for a new account or for an existing one.

But not everything is so smooth - we were unable to order a call and personal consultation in the system. Endless loading :(

In the section called "Deposits and accounts" you can choose a suitable deposit for yourself and open it without leaving home...

In chapter "Credits" Only an application is available, but it seems not to everyone. Apparently, only the user who receives a salary on a BPS-Sberbank card can apply for a loan.

In chapter "Closed accounts" you will receive information about all the products that you have purchased previously, for example, a deposit or card account.

Personal opinion of the correspondent

In addition to the main functions, the Internet bank offers many interesting opportunities, such as identifying Yandex Wallet or filling out an insurance application.

The functionality is extensive, especially in the translation section.

I would also like to note the presence of a PF manager and the ability to pay for services with cards from other banks.

Test result: 111 points out of 125 possible

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