Partner banks of Raiffeisenbank: complete list. Raiffeisen Bank AG - a guide to the famous bank of Austria Raiffeisenbank in which countries there are branches
Since this is the case, here is the third story about the super bank. No, no, not a three-liter one. This can bears the proud name "Raiffeisen". And again the story is not very positive. I would even say - sad, but with a happy ending (which, by the way, has nothing to do with Raiffeisen).
So here it is. Early autumn (in the southern hemisphere - spring) morning. The very, very middle of the hero city of Sydney, lost somewhere between the vast herds of kangaroos and hordes of koalas, predatorily eating these eucalyptus trees of theirs. A hotel with some remarkable name (Meriton, maybe, but who cares). I, hung with bags like an Arab - wives and camels, after two days of non-stop flights, with a trembling hand, hand out a Raiffeisen card to the Chinese woman at the hotel counter. Well, as you wanted, free overnight accommodation - it’s only in Kolyma, behind the thorns... In Australia, all convicts have long since died out, now everything is only for dollars.
The Chinese guy takes the card, shoves it into his device, and asks me to enter the PIN code. I proudly enter - what about the famous Raiffeisen (oh, how much I didn’t know about this bank then). The Chinese boy smiles and shakes his head from side to side. Transaction refused. Pichalka... Well, what can you do, you never know. We repeat the operation again: card into the terminal, PIN code using the buttons tyts-tyts-tyts-tyts, the green Zhmak key. At this point I was on the safe side - what if I did something weird with the numbers? Therefore, this time I entered the PIN code with one hand, and held the secret piece of paper with the PIN code in the other. But to hell with you, Sergei Sergeevich. Refusal. How, the Chinese guy asks me, will you pay, a big white man with a card of a strange bank whose emblem is the letter He in a yellow square? You have a thousand full plastic Australian dollars and another eight hundred. For the hotel means. Maybe you can scrape together some cash, Russian? They say you buy football clubs there on occasion. Yeah, I say, let's buy it. But not today - I don’t have enough cash after the flights to spend the night in a room overlooking the bay - I don’t have enough cash for the metro back to the airport to fly back to the bears and balalaikas. Everything is on the map. I have Raiffeisen! How can he fail? Ugh. Come on, I say to the Chinese girl, my Asian friend, let’s try again. God, among us Russians, he loves the trinity, maybe my bank adheres to the same principle. The third time the old man cast the net, the mystery of pin codes was accomplished. But no. God and Raiffeisen definitely profess different principles. The third time was also a refusal.
The bank issues international payment systems MasterCard and Visa. These products are provided with a grace period that applies to transactions for payment for goods and services. Upon expiration of the grace period, interest is accrued for the use of credit funds at the financial institution’s rates. By issuing any bank card, you will be able to make purchases and receive cash all over the world. “Gold” cards provide the opportunity to enjoy additional privileges, a higher credit limit, and allow you to emphasize the status of the holder.
The bank's line includes products intended for the purchase of apartments on the primary or secondary market, cottages, as well as. Borrowed funds are issued against purchased or owned real estate. Interest rates on loans are differentiated depending on the size of the down payment and the timing of the transaction - the sooner the loan agreement is signed, the lower the rate.
This page of the site presents a large selection of programs for the purchase of vehicles. Special offers for the purchase of various brands of cars, developed jointly with official dealers, prevail. Annual rates for these products are often lower than for standard offers and depend on the completeness of the provided set of documents, the size of the down payment and the loan term. To choose, you must first decide on the make of the car. You can register both new and used foreign cars, as well as domestically produced cars.
Raiffeisen Zentralbank (RZB) is the third largest bank in Austria and one of the leading commercial and investment banks in the country. In addition to Austria, the bank has a strong presence in Central and Eastern Europe, serving approximately 15 million customers through more than 3,150 branches. RZB is the flagship of the Raiffeisen Banking Group (RBG). RBG's total assets as of December 31, 2009 were €260.3 billion.
Structure of Raiffeisen Banking Group in Austria
The 3-tier Raiffeisen cooperative banking group consists of RZB - the central organization for 8 autonomous regional banks (called Raiffeisenlandesbanks), which are shareholders of RZB, and 535 local banks (called Raiffeisenbanks), which are owned by 8 regional banks. The first Raiffeisenbank was created in 1886, and after just 10 years there were more than 600 of them. Beginning in 1894, local Raiffeisen banks began to form regional Raiffeisen banks (Raiffeisenlandesbanks) and in 1927 the Raiffeisen Zentralbank (RZB) was established.
Raiffeisen Zentralbank address:
Am Stadtpark 9, A-1030 Vienna
Tel: +43-1-71707-0
Website: http://www.rzb.at
Raiffeisenbank in Russia
ZAO Raiffeisenbank is a 100% subsidiary bank of the Austrian banking group Raiffeisen. The bank has been operating in Russia since 1996 and provides a full range of services to private and corporate clients, including consumer and mortgage loans, car loans, credit cards, bank deposits, deposits, lending to small and medium-sized businesses, cash management services, salary transfer services, treasury services. Today, Raiffeisen is represented in 75 cities, from Kaliningrad to Kamchatka, and has the largest service network among foreign banks in Russia, which includes more than 250 branches and over 1,000 ATMs.
Raiffeisen Bank International AG is one of the world's 200 largest banks and is the third bank in Austria in terms of assets. As of June 2017, the bank, whose total assets exceed 138 billion euros, owns 6.5% of the market in Austria. Other figures are no less impressive: almost 50 thousand employees, over 16.5 million clients and 2,400 branches.
The bank is named after the German reformer Friedrich Wilhelm Raiffeisen, the creator of the idea of cooperative mutual assistance and the founder of the first cooperative credit bank. It was on his ideas that the activities of the Genossenschaftliche Zentralbank were based, which was later renamed Raiffeisen in memory of its ideological inspirer.
Milestones of history
1886 The first branches of the future bank are opened in the Austrian Empire: in Mühldorf (Lower Austria) and Rosswein (currently Razvanje, Slovenia). The organization operates on the basis of cooperative mutual assistance, its participants are farmers, artisans, workers and businessmen.
1898 An association of agricultural cooperatives Allgemeiner Verband landwirtschaftlicher Genossenschaften is created, which in the future will become the basis for a single bank. By 1918, the number of cooperatives exceeded 2,000.
1927 The Central Cooperative Bank of Austria (Girozentrale der österreichischen Genossenschaften) was founded, which included most of the agricultural cooperatives.
1938 After the Anschluss of Austria to Nazi Germany, the banking group was nationalized. The bank is renamed Genossenschaftliche Zentralbank (abbreviated GZB).
1955 The bank is returned to its former owners.
1961 The organization is actively expanding. Specialized divisions of the bank are created, including the construction company Raiffeisen Bausparkasse. The bank is actively expanding its presence in major cities and opening its first branch in Vienna.
1986 The bank enters the markets of Central and Eastern Europe. From 1987 to 2001 a subsidiary of Raiffeisen Bank International opens branches in Bosnia and Herzegovina, Hungary, Slovakia, the Czech Republic, Bulgaria, Croatia, Ukraine, Romania, and Serbia. In 1996, the Russian subsidiary Raiffeisenbank opened.
1987 In honor of Friedrich Raiffeisen, the bank is named Raiffeisen Bankengruppe (RBG).
2005 The bank is reformed into a centralized structure and enters the Vienna Stock Exchange.
2010 Merger of Raiffeisen International and the central bank of the group Raiffeisen Zentralbank Österreich AG.
Founded as a cooperative bank, Raiffeisen Bankengruppe continues to have a leading position in the field: it ranks first among 485 banks in Austria and has a market share of more than 20%.
Among the world's banks, Raiffeisen Bank ranks 149th in terms of capital and 135th in terms of total assets Structure of Raiffeisen Banking Group
1.7 million shareholders of the cooperative fund
8 regional banking subsidiaries
Raiffeisen Bank International
Financial institutions/insurance companies
Other participants
Kathrein Privatbank
Notartreuhandbank
Raiffeisen Bausparkasse
Raiffeisen Centrobank
Raiffeisen Factor Bank
Raiffeisen-Leasing
Raiffeisen Wohnbaubank
Abroad:
14 branches in Central
and Eastern Europe:
Raiffeisen Bank Sh.A., Albania
Raiffeisen Bank d.d., Bosnia and Herzegovina
Raiffeisen Bank EAD, Bulgaria
Raiffeisen Bank Zrt, Hungary
Raiffeisen Bank J.S.C., Kosovo
Raiffeisenbank d.d., Croatia
Raiffeisen Polbank, Poland
Raiffeisen Bank S.A., Romania
JSC Raiffeisenbank, Russia
Raiffeisen banka a.d., Serbia
Raiffeisenbank a.s., Czech Republic
Raiffeisen Bank Aval JSC, Ukraine
Priorbank JSC, Belarus
Tatra banka a.s., Slovakia
Raiffeisen-Leasing International:
Leasing companies
Investment companies
Non-state pension funds
Leipnik-Lundenburger Invest
Raiffeisen Informatik
Raiffeisen Property International
RSC Raiffeisen Service Center
Raiffeisen Verbundunternehmen-IT-ZHS
Abroad:
Centralized International Payments and Services, Romania
International processing center, Slovakia
Ukrainian processing center, Ukraine
According to Raiffeisen reporting, more than 57% of the bank's assets are in Eastern Europe and Russia Bank services
The quality of RBI's service has been confirmed by numerous awards. In 2016, the bank took high positions in the ratings of leading professional publications:
- The Banker (best bank in Central and Eastern Europe);
- Euromoney (Bank of the Year in Central and Eastern Europe);
- Global Finance (best investment bank in Austria);
- EMEA Finance (best bank in Austria).
Raiffeisen Bank offers a wide range of services:
- financing (project and structured finance, debt capital markets, factoring);
- leasing;
- investments (in precious metals, securities, money market);
- hedging (hedging currency risks, interest rates and other market factors);
- trade and export finance;
- investment banking services (asset-based financing, loan syndication, MA transactions);
- corporate settlements and liquidity management;
- brokerage services for working with funds and securities;
- issuance and servicing of payment and consumer cards;
- Internet banking.
Ratings
- in 1279th place in terms of sales ($6.8 billion);
- in 1169th position in terms of net profit ($513 million);
- in 243rd position in terms of assets ($118 billion);
- in 1571st position by market value ($7.3 billion).
In the rating of Russian banks, Raiffeisenbank JSC occupies 14th place. In terms of the volume of deposits from individuals, the bank is in 10th place, and in terms of the volume of loans – in 11th place among financial organizations in Russia.
Raiffeisen Bank International: basic data
Official name: Raiffeisen Bank International.
Head of the company: Karl Sevelda (Chairman of the Board).
Shareholding: Raiffeisen Zentralbank (58.8%), private shareholders (41.2%), shares traded on the Vienna Stock Exchange.
Annual revenue: €4.5 billion.
Capitalization: €8.6 billion.
Staff: 48,556 people.
Secrecy: double taxation agreement, AML (anti-money laundering), participation in OECD, FATF, Basel Committee, Egmont Group, etc.
Phone: + 43 1 717 070.
Head office address: Am Stadtpark 9, 1030, Vienna.
Conclusion
Raiffeisen Bank International will be an excellent option for non-residents who need to open a bank account in Austria. To open an account, a private individual will need a Russian passport. To open a corporate account, you also need a standard set of corporate documents and information on all major shareholders.
Raiffeisen Bank International is rightfully considered one of the largest and most stable banks in Austria. Perhaps you have already worked with this financial institution as an individual or corporate client? Share your opinion in the comments!
