Which deposit is better for individuals to open in Belagroprombank? Deposits from Belagroprombank: types of currency, interest rate, replenishment of Agroprombank deposits in foreign currency, interest.

Belagroprombank is one of the most important financial institutions in Belarus. The bank serves both individuals and legal entities and is rightfully considered the most popular in the country according to the choice of users in 2017.

OJSC Belagroprombank was registered in 1991. This is the main organization of the banking holding company, which includes a number of the largest enterprises and institutions of the republic.

The organization's authorized capital and equity capital account for 44.1% and 37.8% of the country's banking system, respectively.

This is a joint-stock commercial bank. According to the expert assessment of Fitch Ratings, the joint stock company was awarded category B in the long-term category and level B in the short-term category.

This means that the organization provides equally favorable conditions for both short-term and long-term deposits. In addition, the agency confirms the “Stable” rating in relation to long-term forecasts.

Belagroprombank was recognized as the best banking organization in the country in 2016 and 2017.

Deposits in Belagroprombank

Belagroprombank provides opening and servicing of investments both in Belarusian rubles and in foreign currency.

The institution offers irrevocable deposits and revocable deposits, that is, those that can be withdrawn before the agreed date. In general, the latter rate is 5–10% higher.

Standard

Term irrevocable deposit with a variable or fixed rate. Assumes opening in Belarusian rubles, euros, US dollars and Russian rubles. The contract is valid for a minimum of 95 days, with a maximum of 735 days.

Important! If a deposit is opened for a period longer than 735 days, it becomes possible to replenish it.

The conditions are as follows:

• the fixed rate for an account in Belarusian rubles reaches 6–7%, for Russian rubles – 4.5–5%. If we are talking about euros, then the rate reaches 0.4–1%, and if we are talking about dollars – 0.6–2.1%. The amount of accrual is determined by the duration of the offer;
• the variable rate is higher: if an account is opened in national currency, then the charges are 9.1–11%, in Russian – 4.5–6.5, in euros – 0.6–1.8, in dollars – 0.9– 2.7%;
• The minimum allowable contribution amount is 50 units, excluding Russian rubles. Here the minimum deposit is not less than 3000;
• with fixed accruals, the contract can be concluded for a period from 95 to 735 days, with variable accruals - from 95 to 1110;
• It is prohibited to withdraw any amount during the term of the agreement. You can top up your account only under certain conditions.

Growth line 3.0. Up to a year

A relatively new savings option that allows 4 available currencies.

The deposit does not imply capitalization, as it is a revocable type. The consumer can withdraw money from the account at any moment.

The terms of the deposit ensure the high popularity of this product:

• Variable rates are assumed for all types of investments. The amount is calculated and paid monthly. Its value is determined by the duration of the contract and the currency. So, if an account is opened in Belarusian rubles for 35 days, then the rate is 4%, for a duration of 95 – 4.5%, and for a maximum duration of 185 days, the rate reaches 5.5%.

A deposit in Russian monetary units for 35 days guarantees accrual of 3%, for 95 – 4%, and for 185 – 4.5%.

The rates on foreign exchange investments are lower: for example, the euro increases by 0.3% in 35 days, by 0.5% in 95 days, and 1% in 185 days. Bets on a dollar deposit are calculated in the same way as for euros.

• The smallest down payment is 10 Belarusian rubles, 500 Russian rubles, 10 dollars or 10 euros.
• Possible contract terms: 35, 95, 185 and 280 days.
• Replenishment is allowed: no less than 1 Belarusian ruble, 100 Russian, 5 dollars or 5 euros.
• If at the end of the agreement the owner has not withdrawn the amount, an automatic extension is carried out for the same period. The procedure is performed 8 times if the validity period is 35 days, and 2 times if it is 95 days. For further renewal, the presence of the account holder is required.
• Deposits for 185 and 280 days are not automatically overcome.

Important! While the full amount can be returned at any time, partial withdrawal is not allowed.

Growth line 3.0. Over a year

The review deposit is the same as the previous one, but has some differences. Firstly, the terms of the offer here have been significantly increased.

Secondly, the product involves capitalization, that is, accruals can be either transferred to the consumer’s account or added to the fixed capital for increase. This issue is decided by the consumer at the time of concluding the agreement.

• There is a variable rate for each of the 4 currencies. If Belarusian monetary units are placed on the account for a period from 370 days to 37 months, the rate is 8%, if Russian, then 4%. A deposit in dollars with a minimum duration provides an increase of 1.5%, with a contract term of 735 days - 1.8%, with a maximum - 2%. A deposit in euros for 370 days increases by 0.4%, for 735 days and 37 months – by 0.5%.
• The down payment in Belarusian rubles must be at least 10 units, in Russian rubles – 500, in euros and dollars – 10 units.
• Contract duration is 370 days, 735 and 37 months.
• This option does not involve either replenishment or partial withdrawal of the amount. It can only be removed completely.
• Renewal is not permitted without the participation of the account holder. If the latter does not require a return, the entire amount is transferred to the deposit “On demand”. In this case, charges are made in accordance with this tariff.

Important! The deposit may be opened in the name of another person.

Care

Special product for pensioners. Opens only in national currency and is designed to save and accumulate funds.

The conditions are very favorable for investors:

• the rate is fixed and is 7.9%;
• to open you need to deposit 10 Belarusian rubles;
• Duration of the agreement is 270 days. It may be extended;
• The account can be replenished 253 days after its opening;
• Withdrawal of money in installments is permitted.

@gro

There is an option for both revocable and irrevocable deposits. The rates in the latter are higher, but other conditions are very similar.

Deposits are possible in 4 main currencies.

• The amount of accruals varies depending on the investment period. An amount in Belarusian rubles left in the bank for 35 days will bring 5%, for 370 – 8%. Under the same conditions, the accrual in dollars is determined as 0.7% and 1.6%, in euros - 0.2 and 0.5%. The minimum rate in Russian rubles reaches 3%, the maximum – 4.1%.
• To form a deposit, you will need 50 Belarusian rubles, 2000 Russian rubles, 25 euros or dollars.
• The duration of the offer ranges from 35 to 370 days.
• You can top up your account if the contract lasts more than 95 days. Partial debiting is not possible.

How to open a deposit online?

Belagroprombank offers its clients all the advantages of Internet banking. The consumer can use any banking product without leaving home.

Important! Opening a deposit is available only to those clients who are holders of a bank plastic card.

There are 2 ways to conclude an agreement. If an individual is a bank user, he can make a deposit through his personal account.

If a citizen, a client of Belagroprombank, has not created a personal account, but is already registered as a user of the Internet banking system, then he can use the passwords he already has.

The registration procedure, other than the actual login, is not too different:

1. The client needs to go to the Belagroprombank start page and select the “Individuals” section.

2. You can log in to your personal account using your password and login or using your MSI data.

3. To perform account manipulations, the consumer will need a key card or secret code. Another option is a session key. This is received for each session. The key remains valid until the end of the session.

4. After confirming the code or identification, the client appears on the Personal Account page.

Important! Transferring money, paying bills, and processing transactions is possible using the mobile version of banking.

5. Select “Opening a deposit” from the list of available services.

6. To register, there is no need to fill out all the documents, since the client’s data is already in the bank’s database. It is enough to confirm the compliance of the information by checking the box “I confirm personal data”. Then click on “Continue”.

7. The tab that appears contains a list of all types of deposits. The client can obtain the most detailed information about any of them. Check the appropriate option and click “Continue”.

8. Then you need to select and indicate the card from which you want to withdraw money. In the table that appears, you need to check the correctness of all entered data.

9. In the “Pay from account” field, the client indicates the details of the required card, and enters the amount in the “Down payment” column.

Important! You can open a deposit only in the currency of the card from which the money is transferred. Currency conversion is not possible.

10. To conclude a contract, you must read the contract. If the conditions are suitable, the user confirms his consent.

11. In the next section, the client confirms his intention to open a deposit.

12. The system will require you to clarify the method for confirming the operation. The depositor selects the method and ticks the selected item. He then clicks the Continue button and enters the session key as confirmation. After this, clicks on the “Submit” button.

Registration is carried out automatically in the Belagroprombank database. After the money has been transferred, the deposit appears on the main page of your personal account.

Here you can get a statement or top up your deposit, if permitted by the terms of the agreement.

Mobile banking makes it a little easier to use. If you perform operations from your smartphone, there is no need to enter unique digital codes and names each time.

It is enough to come up with a five-digit numerical combination as a code to enter. After typing it, the application transfers the client to the start page of his personal account.

The registration procedure itself is performed almost the same, but all manipulations are carried out from the “Accounts” tab.

Advantages of working with Belagroprombank

Belagroprombank is the largest bank in Belarus. According to expert assessment, it is considered the most reliable in the long term.

However, its advantages are not limited to reliability alone:

• the organization offers registration of deposits for a wide variety of periods - from 35 days, and on the basis of minimum contributions;
• the consumer is offered both revocable deposits - here it is possible to withdraw money before the expiration of the offer, and irrevocable ones;
• account opening is available in 4 currencies: Belarusian and Russian rubles, euros and dollars;
• it is possible to choose an option with both a fixed rate and a variable one, both with and without the possibility of capitalization;
• a number of offers have a replenishment function;
• the bank offers several options in which it is possible to partially withdraw money from the account without losing the deposit as such;
• the institution offers remote management of its accounts through Internet banking.

Belagroprombank is a state-controlled commercial bank. The institution offers a range of deposits on a variety of conditions and for any category of the population.

Agroprombank, which began its history in 1990, is currently one of the leading banking companies in Transnistria. This high-tech organization provides high-quality financial services to both individuals and representatives of small, medium and large businesses.

You can not only take out a loan from a bank at an attractive rate, but also profitably place your available funds in deposit accounts at a good profit percentage. The presented material is devoted to a detailed review of all types of deposits at Agroprombank in 2019.

Deposits in Agroprombank: rates for 2019

Agroprombank offers consumers profitable deposits in four types of currencies:

• Russian rubles,
• Belarusian rubles,
• US dollars,
• Euro.

Let's look at the current deposit offers and their conditions:

Deposit "Target"— features an attractive interest rate and monthly interest capitalization:

• deposit currency:
  • PMR rubles,
  • Russian rubles,
  • Euro,
  • U.S. dollars;
• minimum amount:
  • 10,000 rub. PMR,
  • $500
  • 500 Euro,
  • 30,000 rub. RF;
• placement period:
  • 12 months,
  • 2 years;
• interest rate for ruble deposits – from 5 to 6%;
• There is a possibility of replenishment.

Deposit “Comfortable” with the possibility of partial withdrawal of funds (up to 30% of the initial investment amount):

• smallest amount:
  • 500 dollars/euro,
  • 30,000 rubles;
• period: 12 – 24 months;
• profit percentage:
  • for a ruble account 4% -5.5%;
• partial withdrawal – yes.

Savings account "STRATEG"- best conditions and maximum results:

• currency:
  • Russian rubles,
  • Euro,
  • dollars;
• smallest investment:
  • 2,000 dollars/euro,
  • RUB 120,000;
• placement period:
  • 12 months,
  • 2 years;
• interest rate: from 4.5% to 5.5% in rubles;
• interest capitalization – yes;
• partial withdrawal is provided (up to 30% of the initial deposit amount).

Deposits in foreign currency

Deposit "Target":

• placement period from 1 year to 2 years,
• amount from 500 dollars/euro,
• profit percentage from 3.5% to 4.5%.

"Comfortable":

• account validity period 1 – 2 years,
• minimum investment amount: 500 dollars/euro,
• rate from 3 to 4%.

Contribution "Strategist":

• term: from one to two years,
• amount: from 2 thousand,
• percentage 3.5% – 4.5%.

The amount of profit on Agroprombank deposits depends on the period of placement of money in the account and the amount of the deposit. The longer the placement period and the size of the investment, the higher the interest rate.

How to open a deposit through Internet banking?

Registered clients (persons who have any credit products from the bank, are salary clients or already have a deposit account) can use the convenient Agroprombank Internet banking tool to open a deposit. The entire process of opening through a personal virtual account consists of several steps:

1. Log in to Internet banking using your registration data;
2. Select the “Opening a deposit” tab;
3. Click on the “Term Deposits” subsection;
4. Select the desired savings account and click the “Continue” button;
5. Confirm your personal data, which will appear in a special table and click the “Next” button;
6. Enter the amount of funds you intend to deposit;
7. Next, click “Pay from account” and select the card from which funds will be transferred;
8. In the “Down Payment” section, indicate the amount of the deposit and select the “Continue” option;
9. Please read the public offer carefully by checking the required box;
10. Click “Continue”, enter the key to confirm the opening of the deposit and click “Submit”.

New bank clients can enter into an agreement to place funds at any nearest branch of a financial company. There you will also be asked to fill out an online banking registration form.

How to close a deposit?

To close a deposit, a registered user only needs to:

1. Log in to your Agroprombank personal account;
2. In the main menu, opposite the “Deposits” item, click the “Close” option,
3. Enter the details where you want to transfer funds from the canceled deposit account.

It is also possible to terminate the deposit through the nearest branch of Agroprombank by writing an application and providing details for transferring funds (you can receive the deposit in cash at the cash desk).

For the convenience of consumers, the organization has developed a mechanism for automatically extending the deposit. In the event that the client forgot to renew the contract and did not collect his funds on time, they are transferred to the depositor’s account and stored there for 10 days. If during this time the deposit is not claimed, the money is again credited to the savings deposit and interest accrues according to the standard scheme.

Over the past few years, Belagroprombank has acquired the main features of a diversified credit institution. His clients include not only individuals, but also large enterprises from various industrial sectors. At the moment, interactions with other financial organizations are clearly established.

Many people consider Belagroprombank deposits as an additional source of income. The institution has developed a large number of special programs for them.

"Maximum"

One of the interesting offers for individuals is the fixed-term irrevocable deposit “Maximum”. It does not provide for any special conditions or benefits for certain categories of citizens. The main term depends on the monetary units in which the account is opened. Interest is added to the principal amount of the deposit or transferred to the account.

Attention: In addition, you can familiarize yourself with . The institution is the largest in Belarus.

"Maximum Plus"

Of all the deposits of Belagroprombank, this one should be highlighted. An account is opened by means of a non-cash transfer of funds. There are three major currencies available to consumers. The accrued interest is added to the amount that was deposited when opening the account.

Important: to find, you need to compare several programs with each other at once, and then select the offer that implies the highest rate.

"@gro"

To open a deposit, it is proposed to use a remote method. There is no need to visit a bank branch, just go to the website and make a deposit in 5 steps. The timing of this program varies. Consumers can choose the most suitable time period. As the period increases, the rate increases.

"@gro irrevocable"

Another option with the possibility of remote opening. It differs from the previous Belagroprombank deposit in higher rates. As for the other conditions, they are very similar. However, it should be noted that in this case there is no possibility of replenishing the set.

For your information: not so easy to find. There are a huge number of banking offers on the market that have completely different conditions and rates.

"Standard"

Within an existing deposit, the interest rate can be variable or fixed. You can choose one of four available monetary units. When opening a deposit for a longer period, it is possible to replenish the account.

On a note: Although the American dollar is not , it is in demand in many countries. This monetary unit occupies a leading position in liquidity.

“Growth line 3.0. Up to a year"

Considering the deposits of Belagroprombank, one cannot help but highlight the improved savings program, which opens up new opportunities for clients. Interest on the deposit is paid in cash or by transfer to the specified account.

Options	Currency
	Belorussian rubles	U.S. dollars	Russian rubles	Euro
Deposit rate	4-7,9	0,6-1,2	2-4	0,1-0,3
Minimum contribution	10	10	500	10
Duration in days	35, 95, 185 and 280
Possibility of replenishing your account	Available for deposits for a period of 95 days or more
Carrying out expense transactions	No provided

"Growth Line 3.0. Over a year"

The deposit is similar in many respects to the previous option, but the terms in this case are significantly increased. As for interest charges, they are added monthly to the principal amount or transferred to the account reflected directly in the application.

Options	Currency
	Rubles RB	U.S. dollars	Russian rubles	Euro
Interest rate	8	1,5-2	4	0,4-0,5
Minimum contribution	10	10	500	10
Duration in days	370, 735 or 1110
Depositing money after opening an account	Maybe
Partial withdrawal	Not allowed

Interesting: the listed deposits can be compared with . The institution offers special programs with additional opportunities for individuals.

"Care"

For older people who receive state benefits and pensions, Belagroprombank offers a special product. The deposit is available to clients at the place of registration of the “Zabota” pension account. Only Belarusian rubles are used as the base currency.

Basic conditions:

• fixed rate - 7,9% ;
• The minimum available amount is 10 rubles of the Republic of Belarus;
• the standard storage period for money is 270 days;
• account replenishment is possible within 235 days after opening a deposit;
• partial recovery of funds is permissible.

Additionally: for comparison you can take . Within the framework of the developed programs, there are quite attractive offers for the majority of consumers.

"Deposit card"

When registering a deposit account, a MasterCard Standard plastic card is issued. Money can be stored on the card both in Belarusian rubles and in American dollars or European currency.

Conditions for opening a deposit:

• bid - 4% when stored in rubles of the Republic of Belarus, 0,7% - in US dollars, 0,1% - In Euro;
• the minimum amount is 100 units for all currencies;
• the card is valid for 315 days;
• period - 360 days;
• account replenishment is allowed using a card;
• There is a possibility of partial withdrawal of money.

Let's sum it up

It can be noted that there are quite a lot of options for opening Belagroprombank deposits, so most consumers will be able to find the optimal solution for themselves. Offers with higher rates deserve special attention, as in this case you will be able to get the highest income.

The option of a deposit card may be suitable for many clients. With its help, it is possible to carry out incoming and outgoing transactions, which is very convenient for citizens.

Belagroprombank is a Belarusian financial institution that has recently been developing dynamically and is constantly expanding its client base. Currently, the bank's management offers beneficial deposits to individuals, which can be made in any type of currency.

Every year, management reviews its accounting policies and increases interest rates on some deposits and improves conditions.

Conditions

Deposit programs from Belagroprombank are issued on the following conditions (they may differ depending on the type of deposit):

• partial withdrawal;
• early termination of the contract;
• replenishment;
• monthly payment of interest income;
• in all types of currency;
• offers for pensioners;
• capitalization of interest;
• flexible terms of placement;
• maximum profitability;
• the ability to carry out expense transactions, etc.

How to open?

To make Belagroprombank deposits, private investors must act in a certain sequence:

1. Visit a financial institution (personal presence required).
2. Select a deposit program that suits all parameters.
3. Submit the package of documents to the financial institution employee.
4. Sign the deposit agreement.
5. Deposit your savings into the bank's cash desk (not below the established minimum).

Bank line

Today Belagroprombank presented the following deposit products for individuals.

Various conditions are established for them, so private investors should carefully study them before registration:

Contribution Start

This deposit product can be opened in several types of currencies: Russian rubles/dollars/euro/Belarusian rubles.

The contract period is 95 days. The percentages range from: 13.00/4.50/4.50/25.00.

The amount of the deposit product (minimum) is 25 000 (rubles) / 1,000 (other types of currencies). Expense transactions, replenishment, and automatic prolongation are allowed under this program.

Rusty's contribution is great

This program is intended for children whose age starts from 6 years and is limited to 18 years.

The minimum deposit amount for this deposit product is 1,000,000 Belarusian rubles. The bank management provides annual gifts for deposit holders.

Do you want to know how to get a credit card from Rusfinance Bank? Then the information presented in ours will be very useful to you.

If you want to find out how to get it, then you need to follow the link.

Contribution Standard

This deposit can be made in different currencies: Belarusian rubles / Russian rubles / euros / American dollars.

The program duration ranges from 958 to 735 calendar days. The rate for each type of currency is set individually.

Children's

Today, Belagroprombank’s line of deposits does not include offers designed specifically for children.

Despite this, parents or guardians can open any deposits for minors.

When making a deposit, they should pay attention to the Growth Line program, which provides for the capitalization of interest income.

Deposits in foreign currency in Belagroprombank

Almost all deposit products from Belagroprombank can be opened in foreign currency.

Private investors need to prepare Russian rubles/dollars/euros in the amount of 500/10/10.

Rates can start from 0.10% and end at 12.00 (for Russian rubles).

Offers for pensioners

The pension program from Belagroprombank can be issued in Belarusian rubles. The annual interest rate on it is set in the range of 2.00%.

As for the timing, there are no restrictions.

Interest

For each deposit program, Belagroprombank individually develops interest rates.

Individuals who have chosen deposit products of this financial institution as investment objects should expect the following income:

Insurance

Belagroprombank does not impose mandatory participation in insurance on private investors.

If an individual expresses a desire to purchase a policy, he can independently choose an insurer and carry out the necessary procedure with him.

All deposit programs of this financial institution participate in the state program, which protects the deposits of individuals from possible risks.

Requirements for depositors

The management of Belagroprombank willingly cooperates with both individuals and representatives of medium, large and small businesses.

Trying to regularly expand its client base, this financial institution behaves very loyally towards every potential investor.

To open a deposit, private depositors must fulfill the following requirements of Belagroprombank:

• reach the age of majority;
• collect the necessary documents;
• accumulate the minimum amount of funds for a deposit.

Documentation

To make an investment in Belagroprombank's deposit products, individuals need to create a minimum package of documents, which should only include a civil passport and identification number.

If an elderly person plans to become a private investor, he should include his pensioner’s ID in the package of documents.

In the case where parents or guardians make a deposit for a minor, the birth certificate of the deposit holder should be added to the collected documents.

How to withdraw money?

To withdraw funds from a deposit, private investors need to contact the bank branch where the deposit was made.

If this procedure is provided for in the contract, then no problems will arise and no statements need to be written.

In the event that a private investor needs to terminate the deposit agreement to withdraw funds, he should remember to recalculate interest.

In domestic currency (Belarusian rubles) the rate will be 0.50%, in foreign currency – 0.10% (euro, Russian rubles, American dollars).

Advantages and disadvantages

By deciding to start cooperation with Belagroprombank, individuals will be able to receive a lot of benefits:

• each deposit product is protected by the state program from possible risks;
• if necessary, depositors can replenish their deposits, partially withdraw funds from them, and close accounts ahead of schedule;

• private investors can independently monitor the status of their deposits;

• individuals are given the opportunity to study statements through the client bank;
• a huge number of deposit products are offered for private investors;
• Almost all deposits can be opened in both domestic and foreign currencies, etc.

Belagroprombank is one of the largest and most reliable Belarusian banks, which is controlled by the state and provides the highest level of customer service. Over the past few years, Belagroprombank has covered all areas of financial and credit services and can now proudly be called a multi-profile bank.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

Conditions

Millions of residents of Belarus trust Belagroprombank and place their savings in deposit accounts of this financial institution.

In turn, the bank is constantly improving and developing various deposit programs, offering clients favorable conditions (high income, different terms of placement, several currencies, etc.).

The client can choose the optimal deposit for himself: with capitalization of interest or with monthly payment, with placement for one month or several years, opening an account in national or foreign currency, with the ability to carry out debit transactions, replenishment, etc.

Particularly noteworthy is the fact that all deposits are protected by the state, so the bank’s clients can be calm about the safety of their money.

How to open?

In order to conclude an agreement with Belagroprombank and deposit money into the account, the depositor should contact the nearest branch with documents.

A bank employee will introduce you to current programs, help you choose the optimal deposit, and prepare a deposit agreement.

After signing the documents, the client can transfer money from the current account to the deposit account or deposit cash through the cash register.

Replenishment (if provided for in the contract) can also be made through the cash desk in cash or by bank transfer.

Current bank deposits

The bank has prepared several deposit offers for potential and regular depositors.

The main conditions and benefits for each deposit are shown in the table below:

Start

The “Start” deposit is intended for investors who are ready to place their savings for up to 95 days.

Deposits are accepted in national and foreign currencies, interest rates are 25% in Belarusian rubles, 13% in rubles, 4.5% in euros/dollars.

Debit transactions are allowed after 31 days from the date of opening the deposit, the amount is 25,000 in rubles or 1,000 in foreign currency.

There are no restrictions regarding deposit replenishment. Upon expiration of the deposit, the deposit can be automatically extended for 1 year under the “Growth Line 2.0” deposit program.

Do you want to know which ones exist? Then you just need to follow the link provided and read the article.

If you are interested in Ugra Bank deposits for individuals in 2020, then you need to read. From here you will find out what documents are needed to register a deposit and on what conditions the bank is ready to provide its services.

Standard

The “Standard” deposit is an irrevocable deposit that can be opened in euros, dollars, Russian or Belarusian rubles.

The deposit rate depends on the currency and the period of placement of funds. You can place funds in the bank under this program from 958 to 735 days.

Grow big

Grow Big is a unique promotional program developed by the bank and designed for children from 6 to 18 years old.

It can be attended by individuals whose age has not exceeded 16 years and in whose name “Growth Line” deposits have been opened from 1,000,000 Belarusian rubles.

The program involves the annual presentation of a gift to a child who took part in this event. To participate, you must fill out the appropriate application.

Children's

Today the bank does not have a special children's deposit, however, depositors can place money in the name of a minor citizen under any deposit program.

The “Growth Line” deposit deserves special attention, for which interest capitalization or monthly payment to a current account is possible. Replenishment of the deposit and partial withdrawal of funds are also acceptable.

Big money

The “Big Money” deposit is a revocable deposit, which is placed only in Belarusian rubles for 35 days at an interest rate of 24% per annum.

Minimum deposit – from 3,000,000 Belarusian rubles, replenishment is allowed. Automatic extension – no more than once for the same period.

For individuals

Belagroprombank is a bank that offers various deposit programs for depositors.

Here individuals can place money for various periods at high interest rates.

The bank offers deposits with interest capitalization, monthly payment or accrual at the end of the term. All deposits are rollable; money can be placed in several currencies. For some deposits, debit transactions are allowed.

Poste restante

The Demand Deposit can be opened in any currency, at the request of the borrower. This program provides for deposits and withdrawals without restrictions.

It closes only upon written request from the client. Deposit rates are 0.5% per annum in Belarusian rubles and 0.1% per annum in other currencies.

Current deposits in foreign currency at Belagroprombank

As has already been said many times, in Belagroprombank you can place not only deposits not only in national currency, but also in euros, Russian rubles and dollars.

Deposit programs that provide for opening accounts in foreign currency are “Start”, “Standard”, “Growth Line”, “On Demand”, etc.

However, please note that not all programs have such offers. For example, the pension deposit, as well as the “Big Money” deposit, provides for the placement of funds only in national currency.

Interest rates

Deposit rates in all programs depend on the currency in which the deposit is placed, the period, and the amount.

The smallest income from a demand deposit, as well as upon early termination of the deposit agreement, is 0.1-0.5% per year.

For other programs, interest can reach:

• Belarusian rubles – 30%;
• Russian rubles – 13.0%;
• euros/dollars – 5.0%.

Requirements for depositors

Any citizen of Belarus can place a deposit in Belagroprombank. The bank does not have any requirements that would prevent such action and which are mandatory to be fulfilled.

All that the bank asks is to submit documents that will allow you to open a deposit and in case of any changes, promptly notify the financial institution.

Documentation

To prepare a deposit agreement, the depositor must bring a small package of documents to the bank:

• passport;
• identification code;
• pension certificate (for pensioners).

If the deposit is opened for a minor, the guardian or one of the parents must provide a birth certificate for the child. Belagroprombank does not require any other documents.

Is it possible to withdraw money early?

Early withdrawal of funds is possible in almost all deposit programs; the maximum amount of a debit transaction will depend on the specific terms of the agreement.

If the limit is exceeded, the deposit agreement will be considered terminated early and in this case the interest rate will be recalculated for the Demand deposit, that is, it will be 0.1% (euros, dollars, Russian rubles) or 0.5% per annum (Belarusian rubles ).

Advantages and disadvantages

There are several advantages of placing a deposit with Belagroprombank:

• all deposits are protected by the state, clients do not have to worry about the safety of their savings;
• You can now track the status of the deposit and view statements in the client bank;