How to print an electronic CTP policy? The legal party when deciding to buy a form of a CTP insurance policy with a seal Program for registration of a CTP policy.

With the advent of electronic insurance, many drivers are interested in: how to correctly fill out and print out a form, an OSAGO contract? Some drivers are mistaken in thinking that the issued protection after payment must be picked up at the insurer's office. You can get a full-fledged electronic policy without leaving your home. In this article, we will consider how to enter the data correctly and why it is necessary to check the completed contract. We will place special emphasis on the sections of the electronic application, which must be completed in order to send the document for registration in the PCA.

What documents will be needed

For the correct execution of any form, it is necessary to prepare several documents that each vehicle owner has at hand.

You will need:

• personal passport;
• document for the car, confirming the ownership;
• driver's license;
• received compulsory insurance contract.

It should be borne in mind that the insurer may request all the listed documents in the original. When receiving information online, you will need to take high-quality photographs of documents and send them to the insurer to the specified email address.

CTP policy forms

The sphere of insurance, namely OSAGO, is strictly controlled by the state, since it is a compulsory type of insurance. The state not only monitors the quality of service, but also the strict reporting documents, which are strictly transferred to each company under a special act.

As soon as amendments are made and the policy is changed, the company receives new forms of OSAGO and hands over the previously received ones according to the inventory. Each document has a unique 10-digit number.

In 2017, insurance companies issue insurance in pink (previously they were green). You can also visually see that the new form of the OSAGO agreement:

1. Has a new series of documents "EEE", instead of the previously familiar to everyone "BBB".
2. On the insurance added graphic patterns as a degree of additional protection. The most difficult thing is the so-called color stretch of color, which starts from yellow and gradually turns into a pink tint. Such a fake is unlikely to work.
3. The font of the written text of the lines has been changed. The letters are slightly larger for better readability.
4. New watermarks appeared on the document as an additional degree of protection. As for the old watermarks, they remain, only their location has changed. To verify the authenticity, it is enough to present the contract for the light and the PCA logo and several cars will be visible.
5. A new metallized thread has appeared, on which there is an inscription "policy". This new technology allows you to protect your policy. According to the experts, fraudsters cannot make such a thread.

Additionally, it is planned to introduce a special QR-code, which will be located at the top of the insurance policy. It is with the specified code that each client will be able to find out information about his insurance company, which car is insured according to the specified number and the data of drivers in a single PCA database.

Insurance managers or representatives of insurance companies are required to fill out the form only in block letters, through special programs. A prerequisite is that the program automatically checks all information about the driver on a single PCA portal and at the end of the day send data on all completed contracts.

In the submitted report, the PCA receives:

• the date of the contract;
• the name of the insurer;
• insurance period;
• period of use;
• the make and model of the car;
• vehicle identification number;
• Full name of the policyholder.

The client does not need to fill out a policy. With electronic insurance, the document is automatically generated.

How to check the form

Since there is a lot of fraud in the financial sector, vehicle owners, after completing the contract, ask themselves the question: where to check the received CMTPL form with a seal?

It is important to take into account that experienced experts advise to do authenticity verification no earlier than 3 days from the date of registration. If you have used the services of electronic insurance, then the policy number will be instantly registered on the portal.

For information, you need to visit the official portal of the PCA. It should be noted that the site is open 24 hours a day, even on holidays and weekends. To receive information, you do not need to register and provide personal data.

How to check a stamped CTP insurance policy:

1. First of all, you need to go to the PCA portal and select the section "Information for policyholders about the status of forms of CTP insurance policies and the date of the contract." This section is located in the "OSAGO" tab (Information for policyholders and victims).

Based on the results of the request, a detailed report will appear, which will include:

• status: issued or cleaned by the insurer;
• the name of the company for which it is listed;
• validity period (if issued);
• date of issue.

If, as a result of the request, the specified information is absent, then the document is fake or has not yet been registered on a single portal. As for the second option, it can only be checked in person at the office.

3. For verification, you can use the service of trusted brokers, such as banks.ru. To obtain information, you must visit the official website of the specified broker and use the information search, which is available in the "Insurance" section.

Checking the data on the portal is also free and does not require registration and entering personal data.

Check the policy form in the office

To check the completed document, you should contact the insurance company, having on hand a full package of documents (passport and insurance). At the same time, it is important to understand that only the policyholder or another person will be able to obtain information, provided that there is a notarized power of attorney.

In addition to the passport and policy, you must fill out an application in which you ask for a detailed report on the issued form. The request will need to indicate:

• the name of the insurance company and the name of the manager;
• personal data and contact details;
• number of insurance received: series and number.

It is worth noting that it is imperative to indicate the time frame during which you are asking for an answer. As a rule, a period of no more than 3 days is indicated. Employees of such companies as VSK, SOGAZ and Ingosstrakh provide a detailed report immediately on the day of contact, which is very convenient.

How to fill out an OSAGO application

When drawing up a contract in the office, each client must print an approved application in advance and fill it out. It is very important to enter the data not only correctly, but also reliably.

The application form for OSAGO insurance can be downloaded both on the official portal of the PCA and on the official website of the insurer. For your convenience, he offers to download the template on our website and save your personal time. (insert a link to the document here).

This document is the same for all companies, so you should not search the Internet for a specific application form for Rosgosstrakh or Reso.

The entire statement is divided into 7 sections. Let's consider in detail what information needs to be specified:

It is worth noting that individuals or legal entities can fill out a document on a computer. After the application for the conclusion of the CMTPL agreement, it is necessary to print and sign and seal (for the organization).

You can also download a sample application form on our website. (Insert sample here).

Checking the form against the PCA database

It's no secret that insurers often lose strict reporting forms. If the manager has lost a document of strict accountability, then it is necessary to immediately write a statement addressed to the manager, in which indicate the document number and for what reasons it disappeared. Then an application is submitted to the police and the PCA.

To account for the so-called "losses", a special section has been created on the PCA portal. To get the data, just visit the section "CTP: Invalid Policies" and download the database in an Excel file. You can check the future form by searching. As a rule, such a check takes no more than 5 minutes.

If the number of the future policy is not in the list, then you can sign and pay.

How to fill out a duplicate application form

If, after the conclusion of the OSAGO agreement, the form is lost, you can write a statement and request a duplicate. In this case, the insurer is obliged to issue insurance immediately on the day of application.

In the application, you must indicate the personal data and information of the vehicle in respect of which the electronic contract was drawn up.

In the received agreement, in clause 8, there will be a mark, instead of which document, a new document was issued. Also, all the necessary information will be sent to a single PCA database.

Application form in the event of an accident

In the event of an accident, the injured party must contact the office of the insurance company and submit an application for an insured event. Each company has its own form for payment of compensation, so you should not look for a template on the World Wide Web in advance in order to save personal time when contacting.

If the insurance form is lost when recording an accident, then you should first restore it and only after that write a request for compensation payment. The application for payment indicates such data as:

• personal data of the guilty and injured party;
• vehicle characteristics;
• the date of the accident;
• the address where the accident occurred.

Summing up, it is worth noting that the car owner must correctly fill in all the necessary contract and application forms for OSAGO insurance. As for the application for insurance, it can be filled out both personally and remotely (when filling out an electronic document). As for the accident, in this case it is necessary to request a document template from the insurer and fill it out in accordance with its specified requirements.

If you are faced with problems filling out any document, then we suggest using the services of our consultant. A highly qualified specialist will quickly answer all your questions at any time of the day or night.

In conclusion, he offers to watch a video, thanks to which you can clearly see how OSAGO is checked against a single PCA database.

Get qualified help right now! Our lawyers will advise you on any issues out of turn.

A sample of filling out an MTPL insurance policy - how to fill out an MTPL insurance policy? Application for filling out forms

At the moment, you can find many programs on the Internet for filling out OSAGO forms. Today we will look at what a 2018 MTPL insurance policy for a car looks like, the rules for filling it out and other relevant nuances.

When you first see any document, doubts about the correctness of its filling in immediately creep in. So that you have no doubts, I suggest you look at the photo of the OSAGO insurance policy.

During the entire existence of the insurance, there were only three types of series: BBB, CCC and EEE. In our case, we will consider the latter.

The CMTPL form contains 10 digits in the number located next to the series.

Below it is necessary to indicate the period of use of the vehicle, during which the insurance will be distributed.

In paragraph 1 for individuals, this is the full name. For legal entities - the full name of the legal entity. faces. In the same paragraph, only below, it is necessary to indicate the owner of the vehicle, since it is on the basis of the registration of the owner that the territory coefficient will be calculated.

In the next line, we mark whether the vehicle is used with a trailer or not.

Based on the provided document (TCP, STS or a similar document), the type of document, its series and number are entered.

You should also indicate the purpose of using the vehicle. Depending on the type of application, the value of the coefficient will change.

In paragraph 3, if the policy is limited, a tick is placed in the lower window and the table below indicates the full name of each driver, as well as the series and number of their driver's license. If the policy is unlimited, then we put a tick in the upper window, and in the table below we put dashes.

Clause 7 indicates the size of the insurance premium, that is, the total cost of the OSAGO.

In special marks, the operator puts down the corresponding data.

It should be noted that the seal of the insurer must be in the upper left corner. A seal is also placed in the lower right corner. If the data were entered in point 8, a seal is also required there.

A receipt confirming the receipt of funds by the insurer from the insured must be issued to the policy.

As a result, you should have such a completed policy.

Now we have considered how to correctly fill out the insurance form of the OSAGO policy on a computer. Below we will talk about other methods.

According to the "Regulations on the rules of compulsory insurance of civil liability of vehicle owners" (approved by the Bank of Russia on September 19, 2014 N 431-P):

The compulsory insurance policy form has a uniform form throughout the territory of the Russian Federation.

None of the legislation specifies exactly how the OSAGO insurance can be filled out, therefore, it can be either printed or filled in by hand.

When filling in the necessary data with a pen, the form should be two-layer. If you are confused by this fact, then you can always call the insurance company and clarify whether the data of your policy was entered into a single database or not. Also, you can always look at the current sample of the OSAGO agreement on the official website of the Russian Union of Auto Insurers.

However, keeping up with the times, handwritten policies are becoming a thing of the past. At the moment, CMTPL is filled out using a computer or in electronic form.

The Internet does not stop developing, and OSAGO is such a popular topic that it would be foolish to bypass it. Various sites are full of various programs for obtaining insurance policies.

The programs were developed so that it was possible to calculate various coefficients, insurance premiums, as well as to store all the necessary information.

But that's not all. In order for you to be able to print the layout of the policy, you will be asked for a phone number, from which a certain amount of money will be debited in the future.

Do not succumb to this divorce, but issue "honest" policies, since driving a vehicle with a fake MTPL is an administrative responsibility.

What does a sample CTP policy look like?

For Russian car insurance, 2018 is marked by the introduction of a new form of OSAGO. The document was developed to protect against counterfeiting. The paper has an increased degree of security.

At the same time, car owners who have a paper version of the policy, the validity of which has not yet expired, will have to exchange it. In order to know in advance what to expect from a new document, a person can study a sample CTP policy.

Review of the new form

On July 1, 2018, the replacement of car insurance forms began. The new document differs significantly from the paper that was previously used.

The car owner, who has to deal with the form in practice, must study in advance the list of changes that were made to the documentation:

The cost of compulsory motor third party liability insurance will not be increased. Insurers have decided to abandon the massive replacement of blanks. The policy, drawn up according to the old model, is considered valid until the expiration of the contract. When renewing the policy, the consumer will receive a new form.

The paper will also be replaced if the policyholder decides to make adjustments to the OSAGO form. For example, if the owner of the car wants to add a new person to the policy, he must contact the insurance organization. An employee of the institution will ask you to return the old-style form, and in return will issue a new paper.

However, this replacement procedure is valid only during 3 months since the update of the OSAGO sample. On October 1, 2018, all vehicle owners must complete the replacement.

What to look for

Key points

When purchasing insurance, the car owner should know what a sample of the OSAGO policy looks like and what steps can be used to check the form for authenticity. This will protect a person from losing money.

In 2018, the series of the OSAGO form was changed. If earlier it belonged to the "EEE" category, now it has been changed to "CCC". As before, a memo will be issued when taking out insurance. However, a new clause has now been added to it. To alert drivers of potential penalties and attract consumers, insurers are now specifying a penalty for driving without insurance.

The columns of the document have not changed.

As before, the driver must provide information on the form about:

Previously, the bankruptcy of the issuer of the policy was a good reason for refusing to pay.

Today, the PCA has completed insurance of all firms that operate in the market for the provision of compulsory motor third party liability insurance, which means that, in the event of bankruptcy of the organization, a person will still be able to count on payment

Authentication check

Form of compulsory motor third party liability insurance of a new type

Fake documents on the OSAGO market are not uncommon. Among conscientious insurers, there are often scammers who want to cash in on the owner of the transport.

For institutions whose main goal is deception, I suggest purchasing a fake policy at a reduced price. When a client has deposited the required amount of funds, firms quickly disappear. The defrauded citizens will not be able to receive payment.

PCA is committed to protecting consumers from unscrupulous service providers. For this purpose, the CMTPL form has several degrees of protection, which significantly complicates its counterfeiting.

The signs by which you can distinguish an original from a fake letterhead include:

• The presence of the organization's stamp in the upper left corner of the document.
• Form size. The original is almost 1 cm larger than the landscape sheet.
• Metallic strip. It penetrates the document not far from the edge.
• The quality of the paint. If you take the original in your hands, there are no traces of the coloring matter on them.
• The presence of an individual number. The list of numbers should not be repeated. In the future, the set of characters can be used when contacting the electronic PCA database.
• There is a microgrid on the front of the document.
• Watermarks become visible on the polis when there is a gap. They are marked on the form in the form of the abbreviation PCA.

The calculation of OSAGO for foreign citizens is carried out according to the established methodology, depending on the validity period of the policy and the engine power of the car.

The procedure for registering an accident under the Europrotocol MTPL is given in this article.

Only the printing house of the State Sign can be engaged in the manufacture of forms for registration of insurance for a car. Papers made outside of it are considered counterfeit. It will not be possible to receive compensation for such insurance. For this reason, the person should carefully check the form for compliance with the sample.

If the organization's letterhead is suspicious, the person should postpone the start of cooperation until further clarification of the circumstances. Before starting to interact with a company, the vehicle owner should study consumer reviews and familiarize themselves with the reputation of the chosen institution.

You can find out the opinions of the company's customers by using the search on the Internet. The information will allow you to understand in advance what the car owner will face.

Filling out the policy is carried out only on the basis of the necessary documents.

During the procedure, you will need:



• Vehicle use period: if the insurance period is a year, then you can copy the data specified above of the compulsory motor third party liability insurance contract.
• Policyholder: We indicate the one who buys the CMTPL policy, for example Ivanov Ivan Ivanovich
• Vehicle owner: We indicate the owner of the car. The policyholder and the owner can be either the same person or different.
• The vehicle is used with a trailer: you can specify or skip this step.
• Vehicle brand, model, vehicle identification number and state mark: we write as indicated in the documents for the car in the registration certificate or passport of the technical device.
• Purpose of use: in 90% of cases, "personal" is put, in the rest we choose the most suitable option for ourselves.
• Approved drivers for driving: everything is simple, we write the full name of the drivers and their series and driver's license number. If there is no limitation on the number of drivers, then we put dashes everywhere.
• Insurance premium: we calculate the correct cost of the policy on the MTPL calculator and first prescribe the cost in numbers, then write the cost in parentheses in writing.
• Special notes: do not write anything.
• Date of conclusion of the contract: we set the current date of signing the contract
• Policy Issue Date: coincides with the date of the conclusion of the contract.

So you and I went over all the points insurance policy of the EEE series, learned how to fill out the contract correctly. That's all, if you have any questions, leave them in the comments, we will gladly answer all your questions.

Osago Form Excel Template



Template for printing on ready-made letterhead

Invoice (form, form) 2. Word, Excel, valid from 2. Fill in and print the Invoice in LS programs. Business entities registered as payers of value added tax are required to apply an invoice when registering business transactions that are subject to value added tax. The invoice is created (issued) as a supplier (performer) in the case of shipment of goods (performance of work, provision of services) in 2 copies (one is given to the buyer (customer)) and in the case of an advance payment from the buyer (customer) in 1- m copy, and the buyer (customer) in the case when he is a tax agent of the supplier (executor) in 1 copy. The invoice is signed by the person who created (issued) it. To change the data affecting the change in value added tax in the previously created (issued) invoice, an adjustment invoice is used.
Letterhead printing

Template for OSAGO of a new sample, forms of OSAGO in pink. The form of the template is presented in a WORD file, universal for all types of CTP forms of the EEE series. Compulsory insurance of civil liability of owners about an accident consists of two forms of the Notice (two-sided self-copy) and. The program for automatic filling and printing of forms of CTP policies with templates EEE and CCC 2015. CTP policies wholesale and by the piece at low prices! On sale forms of insurance for OSAGO, CASCO, ‘Green Card’ with stamps.

The invoice is signed by the head and the chief accountant of the organization or other duly authorized persons or an individual entrepreneur indicating the details of the certificate of state registration of this individual entrepreneur. N 1. 13.7 (as amended by

Here you can download a sample form of the Waybill of a special car (form 3 special) funds for OSAGO (

Download a universal mask template for filling out the EEE series OSAGO policy. Template for compulsory motor third party liability insurance of a new sample, forms of compulsory motor third party liability insurance. Here is the revised template for EEE policies. For the program CTP policies 1.0.9. Good day! Share the Reso mask in EXCEL if anyone has it. If you move one cell below you can print on pink letterhead. The program for filling and printing forms of CTP policies with templates EEE and CCC 2015. Forms of CTP policies of the EEE series (new sample of 2017) wholesale from only 250 rubles.

How to fill out the CMTPL form correctly

When concluding an insurance contract, it is required to fill out an OSAGO insurance form, which at first glance seems to be a difficult task. When filling out the policy, you must be especially careful, since the slightest inaccuracy can later serve as a reason for refusing to pay compensation amounts. In fact, there is an algorithm for filling out the form, knowing which, you can easily enter data into the policy form. In this article, we will consider the basic rules and methods of filling out a CTP policy.

Is it possible to fill out the CMTPL form by hand?

Until recently, there were several options for filling out an insurance policy:

• filling by hand;
• computer data entry into a template with subsequent printing on the original form;
• the use of a specially developed computer program for filling out OSAGO policies.

Since 2003, representatives of insurance companies have written out the policy by hand. The whole procedure for signing the contract lasted no more than 15 minutes. With the creation of a unified AIS RSA database in 2013, it was forbidden to write out the CMTPL form by hand. AIS RSA is an electronic database that allows you to reliably determine the "bonus-malus" coefficient or a driver's discount regardless of the insurance company in which the driver insured his liability.

Using a computer set, you can double-check the correctness of the entered data, and only after correcting all inaccuracies, print it. To do this, a full-size sample form is downloaded to the computer and a template is created, in the fields of which all the necessary data are entered. After filling in and rechecking, all the information entered is printed on a serial form. The policy, filled out on a computer in compliance with all requirements and duly certified, is a valid document.

Due to the fact that with the modern development of technologies there is a high probability of falsification of expensive forms and the issuance of fictitious documents, there is a gradual transition to the electronic version of the CMTPL insurance policy. In this case, all data is entered into a special program that is connected to a common database. The policyholder is issued a policy printed on a serial form, and information about the insurance contract is stored in the electronic database of the insurance company.

What is required to fill out the policy?

To correctly fill in all insurance fields you will need:

• passport of the policyholder - the policyholder can be any capable person over the age of 18;
• vehicle owner's passport;
• documents for the car: TCP or registration certificate;
• driving licenses of all drivers who will be allowed to drive;
• diagnostic card if the car is more than 3 years old.

What does the completed MTPL form look like?

During the entire existence of OSAGO, the following series of policies were issued: CCC, BBB and EEE. This is how an empty CTP policy of the EEE series, which has been applied since 2016, looks like:



The form of the EEE series itself includes the following fields:

• a ten-digit number next to the series;
• the period of insurance, from the time and date of application to the expiration date of the contract;
• a mandatory field, in which it is necessary to indicate in what period of validity of the insurance contract the car will be used;
• when filling out item 1 for individuals, the full name is indicated, and for legal entities - their full name. The owner of the vehicle is also indicated here. Based on the data on its place of registration, a territorial correction factor is calculated;
• the next item is information about the use or absence of a trailer for the vehicle;
• in the three windows located under this field, the following vehicle data are displayed sequentially:
  • brand;
  • model;
  • an identification number;
  • state registration number;
• when filling out, the data of the provided TCP is used, as well as information about the provided document: series and number;
• then there is an indication of the purpose of using the car. This information is also taken into account when calculating the correction factor;
• the third paragraph contains information about limitations or lack thereof. Unlimited policy contains a check mark in the upper box and dashes in the table below;
• if the policy is limited, then you need to put a tick in the lower window and indicate in the table the data of drivers who have the right to drive this car - the full name of each, the series and the number of their driver's licenses;
• clause 7 contains information on the total cost of OSAGO, which is the amount of the insurance premium;
• if necessary, fill in special marks with the appropriate data;
• the completed form must have several seals of the insurer:
  • upper left corner;
  • the right corner of the policy;
  • when entering data in point 8, a seal imprint is required.

  As a result, the completed policy form should look like this:

  

  How to fill out an OSAGO policy through a program on a computer?

  For the execution of insurance contracts, special programs have been created, thanks to which you can quickly and easily write out a compulsory insurance policy. Filling out the policy consists of several sections. Within each section, there are hints about what information to include. Here are the main sections of the form that must be filled out in order to print the CTP policy form:

  • data on the policyholder;
  • owner data;
  • vehicle information;
  • list of persons admitted to management;
  • validity periods;
  • calculation of insurance premium.

  Filling in the fields about the insured

  To fill out this section, only the passport of the policyholder is required. As noted, any capable citizen can be the insured. In the first section, you must specify personal information, as in the passport:

  • full name of the policyholder;
  • series, passport number, by whom and when issued;
  • date of birth;
  • citizenship and registration address;
  • mobile phone for communication.

  

  

  In a similar way, the second section is filled in, which indicates personal information about the owner.

  

  Filling in fields by vehicle

  To indicate the data on the vehicle, you will need a document for the car. In practice, drivers keep a vehicle passport at home and carry only a certificate of state registration. Here are the required data that must be entered:

  • vehicle identification number (VIN);
  • type of document (certificate of registration or PTS), series, number and date of issue;
  • if the machine is legally required to undergo a technical inspection, then at the end you will need to indicate the series, number and validity period of the diagnostic card. If the car is new, it is necessary to indicate that "technical inspection is not required".

  

  Filling in the driver fields

  No more than 5 drivers can be entered into the CMTPL agreement. If the policyholder needs to be allowed to drive more than five people, then it is worth choosing the option "unlimited number of persons allowed to drive." When choosing the second option, the cost of the contract increases by 80%.

  

  To enter the driver, you must fill in the fields:

  • Full name of the driver;
  • Date of Birth;
  • the series and number of the driver's license;
  • driving experience.

  

  Indication of the insurance period and period

  The insurance period under the contract is always one year. Everyone chooses the insurance period independently. According to the adopted law, the minimum term for registration of an agreement is 3 months. First of all, you must specify the date from which the policy will come into force and the period will be calculated automatically. The usage period will be set automatically based on the calculation. According to the law, during the term of the OSAGO agreement, only 3 periods of use can be established.

  Insurance premium calculation

  After all the fields are filled in, it is necessary to calculate the insurance premium. In the calculation, you must indicate the region of use of the car, year of manufacture, power, purpose of use and select the desired period of use. After the calculation, you need to make a payment and print the contract.

  

  The nuances of filling out the policy

  Only representatives of insurance companies can fill out contracts using a template. According to the law, the sale of blank forms of CTP for a fixed fee is prohibited. By purchasing a clean policy, the car owner not only violates the law, but also receives an invalid insurance contract.

  After the application is completed, it is necessary to double-check all the data entered in the form. An essential role in the cost of insurance is played by an indication of the type of OSAGO - with or without restrictions, data about the car, its place of registration, the period for which the insurance policy is valid. Therefore, you need to pay special attention to these points when filling out the form.

  Conclusion

  When filling out an OSAGO policy, you must be approached responsibly, since inaccuracies and errors will make such a document invalid, and therefore, it will not be possible to receive compensation for the damage received or you will have to pay a fine. Only employees of the insurance company have the right to fill out the policy according to the template.

On the submission of the transport insurance bureau, on August 29, 2011, a new sample of the policy form was approved, which is mandatory for owners of land vehicles.

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The form for filling out the forms was changed in connection with the introduction on September 19, 2011 of the Law "On Amendments to Certain Legislative Acts on Road Traffic Accidents and Payment of Indemnity" dated February 17, 2011 No. 3045-VI and the change in the very conditions for insurance.

What does the policy look like

A policy is a form printed on greenish paper with special watermarks, produced by Goznak. It must bear the stamp of the company with which the contract is concluded. The form of the CTP insurance policy is submitted when checking the traffic police. Such a document has its own unique number, with which you can check the validity period of such a policy in the PCA or its validity.

It is imperative to check the form for the presence of a fake. You also need to be very careful and serious, because if there is some mistake in it, it will be considered invalid.

On the CTP insurance policy there are also reddish blotches of villi, as well as on paper bills (100 and 500 rubles). On the reverse side, a white metal strip is printed, the width of which is two millimeters.

It contains the following fields for filling:

• the term of the contract (from the beginning to the end);
• insurance period during the use of the vehicle;
• full name of the legal or civil person of the insured;
• full name of the legal or civil person of the owner of the vehicle;
• make, model, identification number and state registration plate of the vehicle;
• type, series and number of the vehicle passport;
• in respect of whom the contract is concluded (surname, name, patronymic and driver's license number);
• the sum insured is described;
• information about the insured event;
• insurance premium;
• special marks;
• the date of the conclusion of the contract and the signatures of the parties.

When filling out, it is imperative to check the correctness of the entered data so that later you do not have problems with the traffic police. You also need the agent to make a copy of the policy. And there must be no corrections in it, otherwise it is not considered valid. In addition, from July 1, 2013, the policy is issued on new forms with a changed series.

Insurance lines are always unchanged, it is one year. The period of use is indicated in a specific line, which must be filled in.

There is also a certain nuance: the less the driver uses his car, the less the cost of the insurance policy itself will be for him. This is very beneficial for those drivers who do not use their car all year round, but for example, in certain months. Also, it is beneficial for those who want to sell their car in the near future.

For those who are forced to constantly travel on various business trips, and during this he uses his vehicle, there is also a benefit.

Where can I download

It is very easy to buy the policy itself, you just need to go to the office of the insurance company. Or download the OSAGO insurance form on the official websites of the companies. This method will save you a lot of problems.

After all, a policy is necessary for every driver in order to receive legal payments. On special sites there is a program that was created in order to fill out forms of CTP policies. There is a special database of templates, where special printed forms are formed for printing on letterheads, as well as applications and receipts. For its work, you need the presence of the MS Visual FoxPro 9 libraries, you can also work on the Internet.

But you need to check if this form is a fake. After all, if you present an invalid form, you can get a fine.

How can download

What can you use the downloaded policy form for?

The downloaded OSAGO form is used by insurance companies and insurance agents. Who work with various companies. With the help of such a policy, you can perform any registration actions in the traffic police. Also, you can show the traffic police officer as a regular form of CTP and operate the car.

It is very profitable to use an electronic policy, as it saves a lot of money, which is usually spent on paperwork. But you need to be very careful not to become a victim of scammers, associating with the wrong calculation of the tariff or creating a policy with a different number.

Also, such a policy cannot be lost or damaged. The only drawback is the dumping of the insurer at the expense of the commission. You can use the policy in the same way as a regular insurance policy.

Those drivers who drive a vehicle without having an OSAGO policy with them can receive a fine, and traffic police officers can detain such people.

An OSAGO insurance policy should be in everyone who owns land vehicles. After all, the presence of such a document will simplify many tasks. Also, having an insurance policy will save you from problems with traffic police officers.

When concluding an insurance contract, it is required to fill out an OSAGO insurance form, which at first glance seems to be a difficult task. When filling out the policy, you must be especially careful, since the slightest inaccuracy can later serve as a reason for refusing to pay compensation amounts. In fact, there is an algorithm for filling out the form, knowing which, you can easily enter data into the policy form. In this article, we will consider the basic rules and methods of filling out a CTP policy.

Is it possible to fill out the CMTPL form by hand?

Until recently, there were several options for filling out an insurance policy:

• filling by hand;
• computer data entry into a template with subsequent printing on the original form;
• the use of a specially developed computer program for filling out OSAGO policies.

Since 2003, representatives of insurance companies have written out the policy by hand. The whole procedure for signing the contract lasted no more than 15 minutes. With the creation of a unified AIS RSA database in 2013, it was forbidden to write out the CMTPL form by hand. AIS RSA is an electronic database that allows you to reliably determine the "bonus-malus" coefficient or a driver's discount regardless of the insurance company in which the driver insured his liability.

Using a computer set, you can double-check the correctness of the entered data, and only after correcting all inaccuracies, print it. To do this, a full-size sample form is downloaded to the computer and a template is created, in the fields of which all the necessary data are entered. After filling in and rechecking, all the information entered is printed on a serial form. The policy, filled out on a computer in compliance with all requirements and duly certified, is a valid document.

Due to the fact that with the modern development of technologies there is a high probability of falsification of expensive forms and the issuance of fictitious documents, there is a gradual transition to the electronic version of the CMTPL insurance policy. In this case, all data is entered into a special program that is connected to a common database. The policyholder is issued a policy printed on a serial form, and information about the insurance contract is stored in the electronic database of the insurance company.

What is required to fill out the policy?

To correctly fill in all insurance fields you will need:

• passport of the policyholder - the policyholder can be any capable person over the age of 18;
• vehicle owner's passport;
• documents for the car: TCP or registration certificate;
• driving licenses of all drivers who will be allowed to drive;
• diagnostic card if the car is more than 3 years old.

What does the completed MTPL form look like?

During the entire existence of OSAGO, the following series of policies were issued: CCC, BBB and EEE. This is how an empty CTP policy of the EEE series, which has been applied since 2016, looks like:

The form of the EEE series itself includes the following fields:

• a ten-digit number next to the series;
• the period of insurance, from the time and date of application to the expiration date of the contract;
• a mandatory field, in which it is necessary to indicate in what period of validity of the insurance contract the car will be used;
• when filling out item 1 for individuals, the full name is indicated, and for legal entities - their full name. The owner of the vehicle is also indicated here. Based on the data on its place of registration, a territorial correction factor is calculated;
• the next item is information about the use or absence of a trailer for the vehicle;
• in the three windows located under this field, the following vehicle data are displayed sequentially:
  • brand;
  • model;
  • an identification number;
• when filling out, the data of the provided TCP is used, as well as information about the provided document: series and number;
• then there is an indication of the purpose of using the car. This information is also taken into account when calculating the correction factor;
• the third paragraph contains information about limitations or lack thereof. Unlimited policy contains a check mark in the upper box and dashes in the table below;
• if the policy is limited, then you need to put a tick in the lower window and indicate in the table the data of drivers who have the right to drive this car - the full name of each, the series and the number of their driver's licenses;
• clause 7 contains information on the total cost of OSAGO, which is the amount of the insurance premium;
• if necessary, fill in special marks with the appropriate data;
• the completed form must have several seals of the insurer:
  • upper left corner;
  • the right corner of the policy;
  • when entering data in point 8, a seal imprint is required.

As a result, the completed policy form should look like this:

How to fill out an OSAGO policy through a program on a computer?

For the execution of insurance contracts, special programs have been created, thanks to which you can quickly and easily write out a compulsory insurance policy. Filling out the policy consists of several sections. Within each section, there are hints about what information to include. Here are the main sections of the form that must be filled out in order to print the CTP policy form:

• data on the policyholder;
• owner data;
• vehicle information;
• list of persons admitted to management;
• validity periods;
• calculation of insurance premium.

Filling in the fields about the insured

To fill out this section, only the passport of the policyholder is required. As noted, any capable citizen can be the insured. In the first section, you must specify personal information, as in the passport:

• full name of the policyholder;
• series, passport number, by whom and when issued;
• date of birth;
• citizenship and registration address;
• mobile phone for communication.

In a similar way, the second section is filled in, which indicates personal information about the owner.

Filling in fields by vehicle

To indicate the data on the vehicle, you will need a document for the car. In practice, drivers keep a vehicle passport at home and carry only a certificate of state registration. Here are the required data that must be entered:

• state registration number;
• vehicle identification number (VIN);
• type of document (certificate of registration or PTS), series, number and date of issue;
• if the machine is legally required to undergo a technical inspection, then at the end you will need to indicate the series, number and validity period of the diagnostic card. If the car is new, it is necessary to indicate that "technical inspection is not required".

Filling in the driver fields

No more than 5 drivers can be entered into the CMTPL agreement. If the policyholder needs to be allowed to drive more than five people, then it is worth choosing the option "unlimited number of persons allowed to drive." When choosing the second option, the cost of the contract increases by 80%.

To enter the driver, you must fill in the fields:

• Full name of the driver;
• Date of Birth;
• the series and number of the driver's license;
• driving experience.

Indication of the insurance period and period

The insurance period under the contract is always one year. Everyone chooses the insurance period independently. According to the adopted law, the minimum term for registration of an agreement is 3 months. First of all, you must specify the date from which the policy will come into force and the period will be calculated automatically. The usage period will be set automatically based on the calculation. According to the law, during the term of the OSAGO agreement, only 3 periods of use can be established.

Insurance premium calculation

After all the fields are filled in, it is necessary to calculate the insurance premium. In the calculation, you must indicate the region of use of the car, year of manufacture, power, purpose of use and select the desired period of use. After the calculation, you need to make a payment and print the contract.

The nuances of filling out the policy

Only representatives of insurance companies can fill out contracts using a template. According to the law, the sale of blank forms of CTP for a fixed fee is prohibited. By purchasing a clean policy, the car owner not only violates the law, but also receives an invalid insurance contract.

Change only numbers and letters in the mask.
Before printing the original, take a copy of the blank policy, and practice printing on a copy of the policy.

Then the agent, in accordance with the data received, must fill out a new compulsory insurance policy form. It takes time. A special program for filling out MTPL helps to do this faster and easier.

Program features

- Supports electronic filling of OSAGO;
- Automatically keeps records of vehicles for which insurance is issued;
- Registers, fills in and prints forms using the CMTPL sample;
- Keeps statistics on the cost and number of policies;
- Reminds of clients who do not pay insurance premiums;
- Easily customizable for any changes in insurance legislation.

The agent is only required to fill out the EEE MTPL policy once, so that at any time later he can instantly raise the client's history with the insurance company.

The program for filling out OSAGO series EEE allows you to find out the complete insurance history of the driver:

- dates of issuance of OSAGO policies;
- calculation of the amount of insurance;
- insurance payments, etc.

With the help of the program, agents write out new policies in just a few minutes. This is based on previously issued insurances. For the program to work correctly, you just need a sample of filling out the MTPL.

Benefits of the program

- Convenient and intuitive interface (even an employee with basic computer user skills can figure it out);
- Easy installation (just download OSAGO and run the installation);
- Ability to quickly work with personal data of clients;
- Prompt creation and renewal of contracts;
- Safe storage of documents in electronic form;
- Printing applications, receipts and policies.

Keeping a policy journal, storing and cataloging information about policyholders, insurers and calculating insurance premiums has become much easier and more convenient. To get the most out of the software, you'll need to download a template. In professional jargon, it is often called the OSAGO mask.