Motz card program. "Motsnaya card" - all discounts on one bank card! Where to get a "Mots card"

February 1, 2016 4120

Our project “Upgrade your Motsnaya Card” has reached the point beyond which it is customary to spend bonus points. But what can you do if they suddenly take it and accumulate it? :) So we instructed the correspondents to check - is it really possible to buy something not for real money, but for abstract bonuses?

So far, only our Guest from sunny Khayastan has responded. That's his word.

Good afternoon, dear readers!


As promised, today I will describe my experience of purchasing goods in Motsnai Kartki partner stores. After all, having accumulated a significant amount of points, you need to use them.

I’ll say right away that figuring out what and how was quite simple! There are points. They offer discounts. But mainly it concerns food delivery. But I wanted something inedible.

After looking through the entire list of partners (it is quite impressive), I chose the gift store. Moreover, I had a long-standing dream - to try out a thermal mug. Don't let my nickname mislead you. Even though I call myself “ Guest from sunny Khayastan

“, but I didn’t “come down from the mountains” yesterday. In a word, I follow the progress and innovations in technology. But such an invention as a thermal mug passed me by.



So I decided to test this hitherto unknown know-how.

Having received the purchase code, I wrote it down in my notebook.

And here it is, the first discovery!

I had barely placed my order when my phone rang. I couldn’t even think that this call was related to my order.

After that, the stranger introduced himself and said that he was from Motsnai Karta. I also asked if the online store had called me yet.

Explaining that not even five minutes had passed since placing the order, I answered in the negative. The stern voice of the Motsnaya Karta representative grumbled that the order was being processed for too long, apologized for his colleagues and promised to hurry up the gift shop. I'll be honest:

I caught myself thinking that this kind of service is probably what distinguishes a quality service from an ordinary one. And our people are built in such a way that they are even willing to overpay for quality service. After all, not only do I receive goods at a discount, but also entire divisions of large companies improve their already high-quality service :)

A maximum of 10 minutes passed and my phone rang again. This time, a pleasant female voice clarified my details, whether I ordered a thermal mug and the time when it would be convenient for me to accept the order. Then for several minutes we tried to find the most optimal option for me to meet the courier. To be honest, there were enough of these options, but I wanted to prolong the situation a little in which you feel that you are a CLIENT who is always right and valuable to the seller.

But, unfortunately, certain agreements were gradually reached :) We planned a meeting with the courier for the evening.

After about 30 minutes, a stern, but fair, male voice sounded again in the handset of my mobile phone. He asked if they had contacted me about the delivery of the goods, and whether I was satisfied with everything in the conversation with the seller. At the end, apologizing for the fact that it took so long to process the application, the voice wished me a pleasant evening and said goodbye.

In the evening, after the courier brought me a thermal mug, I was able to begin diagnosing this wonderful invention. I must note that a very intelligent person came up with it :)

November 18, 2014 13864

On November 18, 2014 BELKART introduced a new loyalty program “Motsnaya Card”. As BELKART director Alexander Sotnikov noted, the state has been making significant efforts in recent years to increase the level of non-cash payments.

“However, if there is only one “stick” in the form of significant regulatory changes, it will be very difficult to gain trust, so there must also be a “carrot” in the form of a cost-effective motivation for market participants to preferentially use non-cash payments.”,” emphasized the director of BELKART.

The “Motsnaya Card” program is intended to become such a carrot. Both trade and service enterprises and banks can participate in the program.

The loyalty program implies that by paying with a card issued by a bank participating in the program, you can receive a discount from retail and service facilities participating in the same program.

Among the first: AXIS, Belorusneft gas station chain, Belwest, Black Red White furniture store chain, Buslik stores, Vitalur retail chain, GUM, KRAVT, LODE, Mila chain of stores, OMA, chain of stores " Native side" and some others.

Negotiations are still underway with some large retail chains, but Motsnaya Kart is open to everyone.


Screenshot from bestc website ard.by

Interestingly, discount programs are already in effect in many of these retail chains. For example, in Vitalur the discount still reaches 5%. Now approximately the same discounts and under the same conditions are provided under the Motsnaya Card program. We warn you right away - discounts cannot be combined.

Screenshot from bestc websiteard. by

Discounts under the “Motsnaya Card” program in the Belorusneft gas station network


Those present present a new loyalty program

The only bank that is currently participating in the program is Belinvestbank. As Alexander Sotnikov stated, participation agreements have already been concluded with BPS-Sberbank And Technobank. Two more Belarusian banks are at the stage of concluding agreements.

In reality, the “Motsnaya Card” in Belinvestbank was embodied in the co-branding card BELKART-PREMIUM - Maestro.



The advantages of the new card product, which drew attention to Belinvestbank:

    there is a discount system valid for the card, and the opportunity to participate in bonus programs. The card can replace a couple of dozen discount cards.

    presence of a chip

    cardholders are subject to the “zero liability principle”

    You can use the card to pay abroad and online


On the back of the card there is a barcode familiar to price tags for goods.


There is one small but significant drawback. The card can only be a payment card. Representatives of Belinvestbank commented on this situation as follows: the bank has savings cards, if “surplus” funds appear on the Motsnaya card, you can transfer them to a savings card.

Perhaps the next bank that takes part in the loyalty program will be able to offer a link to a deposit or the “Motsnykh” savings function cards. Then, most likely, the market is behind him.



In the meantime, Belinvestbank plans to issue about 100 thousand new cards per year. As part of salary projects, cards are supposed to be issued free of charge. When ordering through Internet banking, the cost of issuing and servicing a “Motsnaya Card” for 5 years will be 40 thousand. For a person “from the street” it will cost 50 thousand.

The bonus program provides for the accrual of 1 point for every 100 thousand Belarusian rubles with which you paid for purchases. The points are summed up.

Screenshot from the bestcard website.by

What can you “spend” points on?


BELKART presented a new program, Belinvestbank presented a new card. It can be noted that in this case the new is a well-tested old. We will be waiting for new cards from Belarusian banks as part of the Motsnaya Card loyalty program.

"Motsnaya card" - all discounts on one bank card!

Do you have a lot of discount and bonus cards from various retail chains in your wallet? Now you can replace them with one card and pay with it! "Motsnaya card" - discounts from popular stores and service companies on your bank card!

Our partners

Motsnai Card discounts are offered by more than 60 companies at more than 1,300 points of sale. Among them:

And many other businesses!

Since July 1, 2015, informing customers about the Motsnaya Card discount program has been implemented on the online platform Catalog.TUT.BY.

How it works?

To receive a discount in a store or service company, simply present it at the checkout before paying. On the back of each Motsnaya Card there is a barcode and the loyalty program logo.

The barcode number on the card serves as an identifier for the card and the client.

The discount can be provided in two ways:

  1. automatically when the cashier scans the barcode on the back of the card;
  2. to bearer, thanks to the presence of the Motsnaya Card program logo on the back.

It is important!

The conditions, procedure for providing a discount, as well as its size are determined by each company independently and may change over time, so before making purchases, check out the current information about discounts on the Motsnai Card.

Where can I get a Mots card?

The Motsnaya Card program includes 6 participating banks , issuing salary cards, as well as regular debit, savings or credit cards.

    Discount program

    Payment for goods and services in stores, including via the Internet and abroad

    24 hour customer support

  • bonus program
  • Receiving cash from ATMs, bank tellers, and post offices
  • Monthly statement with details

More information about the Motsnaya Card discount program

BelinvestbankfirstfrombanksBelarusoffersFor clientscards,participatingin the program “Motsnaya Card”.

The Motsnaya Card loyalty program is a new word in the field of marketing on the Belarusian market. This is a coalition loyalty program that includes leading retail enterprises in Belarus and branded retail chains of Belarusian manufacturing enterprises. The program is implemented on the basis of cards of the national payment system BELKART.

You can find out all the information about the size of discounts, the conditions for their provision, about participating enterprises and details of the loyalty program on the special website of the loyalty program - www.bestcard.by and by calling the Contact Center: (+375 29) 311-99-68 ( A1), (+375 33) 359-99-68 (MTS), (+375 17) 336-85-84 (city).

“Motznaya card” - for the stupid people of the world!

More information about the discount Bonus program

Read more about the Coupon as a gift from “Motsnay Kartki!”

New caring service “Coupon as a gift” from “Motsnay Kartki”!

The Motsnaya Card loyalty program has prepared an excellent opportunity to make an original and useful gift and, at the same time, not spend a penny of money!

All Motsnaya Card holders registered on the website www.bestcard.by can not only receive a coupon for a favorable discount from the Motsnaya Card catalog for points, but also give the coupon to loved ones, a friend or colleague!

To make a pleasant and unexpected surprise you just need:

1. Get a discount coupon

2. Go to the “MY ORDERS” section of your personal account, find the selected coupon and click the “GIVE” button

3. Enter your recipient’s email address in the field, write a few welcome words in the cover letter and confirm sending the coupon

In just a few minutes your friend will receive a letter from you with a surprise! Make gifts with Motsnaya Card!

Read more about the Motsnaya Card Charity Program

If you pay “Motsnay Kartka” for your regular purchases at enterprises participating in the “Motsnaya Kartka” charity program, then from each such purchase the participating enterprise or operator of the loyalty program (ProfMarketSystem LLC) transfers at its own expense to the “Motsnay Kartka” charitable foundation » a certain percentage (from 0.3% to 1% of the purchase amount). The funds received by the fund go to pay for the treatment of children with cancer.

In this case, the discount on the “Motsnay Card” at the participating enterprise is retained in full.

Participating companies or the loyalty program operator pay payments to the charitable foundation entirely at their own expense, so this function is free for the card holder.

But every purchase you make becomes truly important and valuable!

Enterprises where funds from each of your purchases are transferred to a charity fund: https://help.bestcard.by/

Motz card: when it’s so easy to help!

Fee for issuing and servicing the BELKARD-PREMIUM-Maestro card during its validity period:

7 bel. rub. 50 k.

when issuing a card at a branch of OJSC Belinvestbank

6 bel. rub.

when issuing a card using the Internet banking/Mobile banking system

Account currency: BYN
Card expiry date: 5 years
Account interest: 0,01%
Access abroad:

connection in the department for a fee of
5 Belarusian rubles,


Internet banking/Mobile banking without charge

Access to the Internet: connection using the system
Internet banking/Mobile banking without charge
How to apply: Cards (and additional cards to them) can be issued:
- in the Internet banking / Mobile banking system
- in any division of OJSC Belinvestbank

Commission for cash withdrawal:

at ATMs of OJSC Belinvestbank, OJSC ASB Belarusbank,
OJSC "Belagroprombank"

within the account balance

due to overdraft

at cash dispensing points of OJSC Belinvestbank

within the account balance

due to overdraft

in other ATMs of resident banks of the Republic of Belarus

* the commission of another bank for issuing funds at cash issuance points is not included.

2.5% (minimum 2 BYR)

within the account balance

2.5% (minimum 2 BYR)

due to overdraft

by card at cash issuance points of resident banks of the Republic of Belarus*

*except for cash issuance points of OJSC Belinvestbank

2.5% (minimum 2 BYR)
by card at ATMs of non-resident banks of the Republic of Belarus 2.5% (minimum 5 BYR)

non-cash payments in trade (service) organizations

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